Good2Go Car Insurance Review & Ratings (2025)

Good2Go offers affordable minimum coverage car insurance to high-risk drivers in the U.S. If you’re a high-risk driver searching for non-standard auto insurance, Good2Go may be a great fit. Rates with Good2Go are consistently higher than the national average, and many well-known insurance companies charge less for coverage.

Still, individuals searching for high-risk coverage may have difficulty finding a company that will sell them a policy. Good2Go is open to individuals with all types of driving records. So if you have blemishes on your driving record, Good2Go may be a great fit for you.

It’s important to find and compare car insurance quotes from multiple companies before deciding on coverage. Compare rates with Good2Go with rates from other well-known companies to learn whether the company offers the coverage you need at a price that works for you.

What You Should Know About Good2Go

Searching for auto insurance can be overwhelming. If you have a poor driving record, you may find it exceptionally difficult to find a company willing to offer you coverage. Even if you find auto insurance coverage as a high-risk driver, coverage rates may be too expensive.

Good2Go auto insurance offers affordable car insurance coverage options to non-standard drivers. With Good2Go, you can purchase a minimum coverage policy that meets your state’s requirements for auto insurance. Unfortunately, Good2Go doesn’t offer many add-ons to make car insurance policies fit your unique needs. Still, with Good2Go, you can count on cheap rates, even with accidents on your record.

Before you decide on Good2Go or any other auto insurance company, shopping online and finding car insurance quotes is important. When you compare car insurance quotes from multiple companies, you’ll learn which insurance company offers what you need at a price you can afford.

What is Good2Go car insurance? 

Good2Go is a car insurance company that provides minimum coverage policies to its customers. With Good2Go, you can get car insurance coverage if you have a bad driving record or poor credit. Rates with Good2Go are often competitive compared to other providers, but you can expect higher auto insurance rates if you’re a high-risk driver.

Good2Go only provides simple policies. If you’re looking for a robust auto insurance policy that includes add-ons to make your coverage unique, Good2Go isn’t the company for you. Still, many high-risk drivers only want a liability-only car insurance policy that meets their state’s minimum coverage requirements. In addition, some drivers may need SR-22 or FR-44 car insurance, and Good2Go can help with that as well. 

If you’re considering purchasing a Good2Go car insurance policy, you should shop online to find and compare car insurance quotes. Comparing Good2Go auto insurance quotes with other insurance companies will help you learn whether Good2Go is your best option.

Is Good2Go a good car insurance company?

If you need a car insurance policy offering your state’s mandated liability coverage, Good2Go may be a great option for you. The company offers liability-only auto insurance policies to high-risk drivers who may find it difficult to purchase car insurance with another company.

Anyone who doesn’t have a bad driving record should consider other companies before buying car insurance with Good2Go. The company will offer higher rates automatically, so you could probably find a cheaper alternative for coverage with another company in your area.

Additionally, if you want add-on coverage options to customize your car insurance policy, you should choose another car insurance provider. Good2Go doesn’t provide roadside assistance, new car replacement, gap insurance, or other add-on coverage options to offer peace of mind behind the wheel.

Good2Go auto insurance reviews are not all good. Good2Go doesn’t have the best financial strength, and the company receives higher-than-average customer complaints concerning customer service and claims handling, according to the National Association of Insurance Commissioners.

While Good2Go offers competitive rates for certain high-risk drivers, it’s important to note the company is not known for offering the cheapest coverage in any area. So even if you have a bad driving record, you should consider quotes from other insurance companies. You may be surprised by some well-known companies and what those companies are willing to offer.

Who can buy Good2Go car insurance?

Anyone can purchase a Good2Go auto insurance policy. Still, the company was designed to offer coverage to people who need car insurance but have difficulty finding coverage because of their driving records. High-risk drivers often don’t have many car insurance options, but who qualifies as a high-risk driver?

How do I know if I’m a high-risk driver?

Most insurance companies agree on the things that make you a high-risk driver. If you’re concerned that you may be considered a high-risk driver, look at the list below to see if any of the items apply to you:

• New drivers or teen drivers
• Drivers who live in high-risk areas
• Drivers with no prior auto insurance 
• Drivers with multiple tickets, traffic violations, or auto accidents
• Drivers with DUIs or DWIs
• Drivers with poor credit
• Drivers who are 65 or older

If one or more of the descriptions above apply to you, car insurance companies may see you as more of a risk than other policyholders. When this happens, you may pay higher rates for coverage, or you may be unable to buy auto insurance at all.

Good2Go Insurance Coverage Options

Good2Go offers minimum coverage options for car insurance, including:

• Property damage liability. Property damage liability pays for damage you cause to a person’s car or property in an accident. Property damage is a form of required coverage.
• Bodily injury liability. Bodily injury liability covers injuries you cause to one or more people in an accident. Bodily injury liability is a form of required coverage.
• Personal injury protection (PIP). PIP pays for medical bills and lost wages associated with a car accident. Some states require PIP coverage. 
• Medical Payments (MedPay). MedPay covers medical bills and visits to the doctor up to a certain amount. Like PIP, you’ll find several states that require MedPay coverage.
• Uninsured/underinsured motorist coverage. Uninsured/underinsured motorist coverage helps to pay for damage someone caused to your vehicle if they don’t have proper car insurance. Some states require this coverage.
• Collision car insurance. Collision insurance pays for damage to your vehicle if you’re at fault in an accident. You may have to carry collision insurance if you have a lease or loan on your vehicle. 
• Comprehensive car insurance. Comprehensive insurance pays for damage to your vehicle caused by something other than a car accident, like inclement weather or wild animals. You may have to carry this coverage if you have a lease or loan on your vehicle.

Different states require different amounts of liability coverage. For example, some states require PIP, MedPay, and uninsured/underinsured motorist coverage, while others don’t. You can check with your local department of motor vehicles to learn more about your car insurance requirements.

Good2Go doesn’t have rental car reimbursement, new car replacement, or other add-on coverage options you may be looking for. If you aren’t searching for minimum car insurance coverage for a high-risk driver, consider other car insurance companies before choosing Good2Go.

Does Good2Go offer other insurance products?

Good2Go only offers car insurance, but the company refers policyholders to MyLifeProtected if they want additional insurance products. Some of the products MyLifeProtected offers include:

• Homeowners insurance
• Renters insurance
• Pet insurance
• Travel insurance
• Legal insurance
• Term life insurance
• Home warranty coverage

Coverage for the insurance products above is available through different companies, so rates and availability will vary based on factors like age, location, and more.

Good2Go Insurance Rates Breakdown

Good2Go Car Insurance offers a range of rates influenced by various factors. Understanding these criteria is crucial for individuals seeking affordable coverage.

• Age: Rates significantly vary based on age groups. Teen drivers generally pay more, while rates decrease for young adults and stabilize for adult drivers. Seniors might experience increased rates due to higher accident risks.
• Gender: While the impact of gender on rates varies by location, statistically, males tend to face higher premiums than females in some areas.
• Driving Record: A clean driving history results in lower rates. Incidents like speeding tickets, accidents, DUI, or other infractions lead to higher premiums.
• Credit Score: Bad credit can lead to higher premiums as it’s correlated with increased insurance claims risk.
• Policy Type: Full coverage policies generally cost more than liability-only coverage.
• Discount Opportunities: Good2Go offers various discounts, such as safe driving, multi-car policies, and full premium payments, which can significantly reduce rates.

Good2Go Discounts Available

If you purchase Good2Go car insurance, you may qualify for discounts with the company. Some of the most popular discounts with Good2Go include:

• Driver’s education. You can receive 10% off your car insurance by taking a driver’s education course. 
• Defensive driving. If you pass a state-certified course, you may save anywhere from 5% to 15% on your auto insurance. 
• Good driver. Save 10% to 35% on your auto insurance coverage with Good2Go if you have a clean driving record. 
• Student driver. Any student aged 16-24 with a B average may save up to 20% on their car insurance coverage. 
• Cell phone safety. If you’re willing to download a text-blocking app to help you avoid distracted driving, you can save 5% on your coverage.
• Non-owner. People who frequently borrow a car may save around 25% on their car insurance policy. 
• Homeowner. Owning a home, condo, or mobile home could help you save 8% on your car insurance. 
• Multi-vehicle. You could save more than 30% by insuring more than one vehicle with Good2Go. 
• Paid-in-full. You may save more than 30% on your car insurance if you pay your premium in full.
• Renewal. Renewing your car insurance with Good2Go could help you save 5% on your coverage. 
• Prior insurance. Prove you had insurance before switching to Good2Go, and you can save nearly 40% on your policy. 
• Safety features. Safety features like passive restraints and air bags in your vehicle may help you save 5% on your coverage. 
• Anti-theft system. An anti-theft device in your vehicle may help you save 5% on your car insurance premium.

If you qualify for a discount with Good2Go, speak with an agent or company representative to learn more about your options and how much you could save. Before you commit to an auto insurance policy with the company, get the final cost for coverage with your discounts included. 

Unpacking How Good2Go Car Insurance Manages Claims

Ease of Filing a Claim

Good2Go Car Insurance offers multiple channels for filing claims, making it convenient for policyholders to report incidents. You can file a claim online through their website, over the phone by contacting their customer service, or via mobile apps if available.

Average Claim Processing Time

The average claim processing time with Good2Go Car Insurance may vary depending on the complexity of the claim and the specific circumstances. However, they aim to process claims efficiently to provide timely assistance to their policyholders. It’s recommended to contact Good2Go directly for information on their current claim processing times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts with Good2Go Car Insurance can provide valuable insights into their claims process. It’s advisable to research and read customer reviews and testimonials to understand how satisfied policyholders are with the company’s claim handling. This feedback can help you gauge the reliability and effectiveness of Good2Go’s claims process.

Elevating Insurance: Good2Go Car Insurance Digital and Technological Breakthroughs

Mobile App Features and Functionality

Good2Go Car Insurance offers a mobile app that provides various features and functionalities to enhance the customer experience. These may include the ability to view and manage your policy, make payments, report claims, and access digital insurance cards. The app’s user-friendliness and features can significantly impact your overall satisfaction with the insurance company.

Online Account Management Capabilities

Managing your insurance policy online is essential for many policyholders. Good2Go Car Insurance likely offers online account management capabilities, allowing you to access policy documents, make policy changes, view billing information, and more. The convenience and usability of their online portal can influence your satisfaction with their digital services.

Digital Tools and Resources

Good2Go Car Insurance may provide digital tools and resources to help customers make informed decisions about their coverage. These tools could include online calculators, educational articles, and resources to assist with understanding insurance terms and coverage options. Access to these digital resources can be valuable for policyholders seeking information and guidance.

How Good2Go Ranks Among Providers

In the highly competitive realm of car insurance, Good2Go faces several prominent competitors. Understanding these key players provides insight into available alternatives for insurance coverage.

• GEICO: Known for competitive rates and extensive coverage options, GEICO offers diverse plans catering to various driver demographics.
• Progressive: Renowned for innovative policies and a user-friendly approach, Progressive provides customizable coverage and various discount opportunities.
• State Farm: With a vast network of agents, State Farm offers personalized service and a wide array of insurance products beyond just auto coverage.
• Allstate: Known for its strong brand presence and comprehensive coverage options, Allstate offers various add-ons for enhanced protection.
• Nationwide: Providing a range of insurance products, Nationwide offers competitive rates and customizable coverage options for drivers.

Outro: In the dynamic landscape of auto insurance, Good2Go competes with reputable companies like GEICO, Progressive, State Farm, Allstate, and Nationwide. Each competitor presents unique strengths, whether it’s competitive rates, extensive coverage options, or personalized service. Understanding the offerings of these key competitors allows individuals to explore alternative options and choose an insurance provider that best aligns with their preferences and needs.