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Ama Car Insurance Discounts for 2025

Car insurance is an essential aspect of owning a vehicle. In this article, will provide you with everything you need to know about AMA car insurance discount, including its eligibility, what it covers, and the other types of discounts that you may qualify for.

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Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Company, Healthl...

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Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Eric Stauffer

Updated September 2024

Ama auto insurance Discounts

Key Takeaways

  • Multi-Vehicle Discount: By insuring more than one vehicle under the same policyholder, you can enjoy savings of up to 15% on your insurance rates.
  • Safe Driving Discount: Drivers with a clean record—free from at-fault accidents or convictions—may qualify for this discount, resulting in more cost-effective coverage.
  • Student Discount: Full-time students under the age of 25 who maintain a high GPA can benefit from this discount. It rewards academic achievement and responsible driving.
  • Anti-Theft Device Discount: Installing an approved anti-theft device in your vehicle may make you eligible for an anti-theft device discount.

Everything Ama Car Insurance Discount Covers

AMA car insurance discount covers a range of areas, including liability, accident benefits, and physical damage coverage. It also provides protection against theft, vandalism, and damage from natural disasters.

Liability coverage is required in most states, and it covers any damage you may cause to other drivers or their vehicles. This coverage includes bodily injury liability, which covers the medical expenses of other drivers or passengers, and property damage liability, which covers any damage to other vehicles.

Accident benefits provide coverage for medical expenses, lost wages, and other related expenses if you are injured in an accident. This coverage can also extend to passengers in your vehicle.

Physical damage coverage protects against any damage to your vehicle, including collisions with other cars, objects, or animals. It also includes comprehensive coverage, which protects against damage from theft, vandalism, and natural disasters.

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Who is Eligible for the Discounts

AMA car insurance discount is available to AMA members and their spouses. To qualify, you must have a valid AMA membership and reside in a province where AMA car insurance is offered. If you are not currently an AMA member, you can join today and take advantage of this exclusive discount.

Different Types of Other Discounts Available to Customers and How You Qualify for Them

In addition to AMA car insurance discount, AMA offers a range of other discounts to help drivers save even more money. These include:

  • Multi-vehicle discount: If you insure more than one vehicle with AMA, you can save up to 15% on your insurance rates.
  • Safe driving discount: If you have a clean driving record with no at-fault accidents or convictions, you may qualify for a safe driving discount.
  • Student discount: If you are a full-time student under the age of 25 and maintain a high GPA, you may be eligible for a student discount.
  • Anti-theft device discount: If you install an approved anti-theft device in your vehicle, you may qualify for an anti-theft device discount.

To qualify for these discounts, you must meet specific criteria. For example, to qualify for the multi-vehicle discount, all vehicles must be insured under the same policyholder. To qualify for the safe driving discount, you must have a clean driving record for a specific period, usually three years. The student discount requires proof of enrollment and academic achievement, and the anti-theft device discount requires proof of installation.

In Summary: Ama Car Insurance Discounts

AMA car insurance discount provides drivers with excellent coverage at a discounted rate. By taking advantage of this discount, drivers can save up to 20% on their insurance rates while still receiving comprehensive coverage. In addition to the AMA car insurance discount, AMA offers a range of other discounts to help drivers save even more money. Whether you are a safe driver, a student, or have multiple vehicles, there is a discount available for you. To learn more about AMA car insurance discount and how it can benefit you, visit the AMA website or contact your local AMA agent today.

Frequently Asked Questions

Can I get AMA car insurance discount if I’m not an AMA member?

No, the discount is exclusively available to AMA members and their spouses.

How do I become an AMA member?

You can become an AMA member by visiting the AMA website or visiting a local AMA centre.

Does AMA car insurance cover rental cars?

Yes, AMA car insurance covers rental cars in most cases. However, you should check your policy to ensure that rental cars are covered.

What are AMA car insurance discounts?

AMA car insurance discounts refer to the savings or price reductions that are available to AMA members on their auto insurance policies. These discounts are offered by AMA insurance partners as a way to reward and attract customers who are members of the organization.

 

Who is eligible for AMA car insurance discounts?

AMA car insurance discounts are available exclusively to members of the Alberta Motor Association. To qualify for these discounts, you must be an active AMA member and provide your membership number to your insurance provider.

What types of discounts are available to AMA members?

The types of discounts available to AMA members can vary depending on the insurance provider. However, some common discounts include multi-vehicle discounts, safe driving discounts, winter tire discounts, and loyalty discounts.

How do I find out what discounts are available to me as an AMA member?

To find out what discounts are available to you as an AMA member, you can contact your insurance provider or visit the AMA website for more information. Additionally, your insurance provider may provide you with a list of available discounts when you request a quote.

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