Cheap Nissan Frontier Car Insurance in 2025 (Big Savings With These 10 Companies!)
Cheap Nissan Frontier car insurance starts at $85 monthly with top providers State Farm, Nationwide, and American Family. They offer competitive pricing, extensive coverage options, and tailored discounts for Nissan Frontier drivers, ensuring affordable, reliable protection.
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Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated January 2025
18,155 reviewsCompany Facts
Min. Coverage for Nissan Frontier
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews3,071 reviewsCompany Facts
Min. Coverage for Nissan Frontier
A.M. Best Rating
Complaint Level
Pros & Cons
3,071 reviews2,235 reviewsCompany Facts
Min. Coverage for Nissan Frontier
A.M. Best Rating
Complaint Level
Pros & Cons
2,235 reviewsWhen looking for cheap Nissan Frontier car insurance, State Farm, Nationwide, and American Family stand out as top contenders. These companies not only offer competitive rates averaging around $85 per month but also provide comprehensive coverage options tailored to meet the needs of Nissan Frontier owners.
State Farm, known for its personalized service and extensive network of agents, ensures reliable customer support and a wide range of discounts. Nationwide impresses with its flexible policy options and strong financial stability, assuring policyholders of long-term reliability. American Family, renowned for its customer satisfaction and innovative coverage solutions, offers peace of mind with its customizable policies.
Our Top 10 Company Picks: Cheap Nissan Frontier Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $85 | B | Reliable Service | State Farm |
 | #2 | $88 | A+ | Vanishing Deductible | Nationwide |
 | #3 | $89 | A | Customer Satisfaction | American Family |
 | #4 | $90 | A+ | Flexible Plans | Progressive |
 | #5 | $91 | A++ | Policy Bundling | Travelers |
 | #6 | $92 | A | Discount Options | Farmers |
 | #7 | $93 | A | Competitive Rates | Safeco |
 | #8 | $95 | A+ | Comprehensive Coverage | Allstate |
 | #9 | $97 | A+ | Driver Benefits | The Hartford |
 | #10 | $100 | A | Customizable Policies | Liberty Mutual |
Choosing the right insurance provider ensures not only affordability but also the best protection for your Nissan Frontier, enhancing both financial security and driving confidence. Explore further in our article titled “Best Car Insurance by Vehicle.” Ready to find cheaper car insurance coverage? Enter your ZIP code above to begin.
- Find Nissan Frontier insurance rates from State Farm at $85/month
- Explore tailored coverage options for your Nissan Frontier
- Compare top providers for the best insurance deal
#1 – State Farm: Top Overall Pick
Pros
Pros- Affordable Rates: State Farm offers competitive pricing at $85 per month, making it a cost-effective choice for Nissan Frontier insurance. This affordability makes it easier for Frontier owners to manage their insurance expenses. Get the full story by checking out our “State Farm Insurance Review & Ratings.“
- Personalized Service: Known for its extensive network of agents, State Farm provides personalized service to meet individual needs of Nissan Frontier owners. This ensures that policyholders receive tailored advice and support.
- Strong Reputation: With a solid track record and customer satisfaction, State Farm is a trusted name for Nissan Frontier policyholders. This reliability is crucial for those seeking dependable coverage.
Cons
- Limited Coverage Options: Some Nissan Frontier owners may find State Farm’s coverage options less comprehensive compared to other providers. This might limit the specific protections available to policyholders.
- Customer Service Variability: Service quality for Nissan Frontier enthusiasts can vary depending on the agent and location. This inconsistency can affect the overall customer experience.
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#2 – Nationwide: Best for Vanishing Deductible
Pros
Pros- Highly Rated: Nationwide holds an A+ rating from A.M. Best, indicating strong financial stability for Nissan Frontier insurance. This rating assures policyholders of Nationwide’s ability to pay claims.
- Vanishing Deductible Feature: This unique feature can reduce your deductible over time, providing additional savings for Nissan Frontier policyholders. It rewards long-term policyholders with lower out-of-pocket costs. Access supplementary details in our “Nationwide Insurance Review & Ratings.“
- Strong Customer Support: Nationwide is known for its reliable customer service and support, which is beneficial for Nissan Frontier owners. Good support can make the claims process smoother and less stressful.
Cons
- Slightly Higher Rates: At $88 per month, Nationwide’s rates are slightly higher for Nissan Frontier insurance compared to some competitors. This might make it less attractive to budget-conscious drivers.
- Complex Policies: Some Nissan Frontier owners find Nationwide’s policies and discounts complex and hard to navigate. This complexity can lead to misunderstandings about coverage.
#3 – American Family: Best for Customer Satisfaction
Pros
Pros- High Customer Satisfaction: American Family is renowned for its customer satisfaction, ensuring a positive experience for Nissan Frontier policyholders. High satisfaction levels often correlate with good service and claims handling.
- Customizable Policies: Offers tailored policies to meet the specific needs of Nissan Frontier owners. Customization ensures that each policyholder gets the exact coverage they need.
- Strong Financial Rating: With an A rating from A.M. Best, American Family is financially stable for Nissan Frontier insurance. This stability means the company is reliable in paying out claims. Obtain further insights from our “American Family Insurance Review & Ratings.“
Cons
- Limited Availability: American Family is not available in all states, limiting access for some Nissan Frontier drivers. This geographic limitation can be a barrier for potential customers.
- Higher Rates: At $89 per month, it is slightly more expensive for Nissan Frontier insurance compared to other providers. Higher costs may deter some drivers from choosing this insurer.
#4 – Progressive: Best for Flexible Plans
Pros
Pros- Flexible Plan Options: Progressive offers a range of flexible plans to suit different coverage needs and budgets of Nissan Frontier policyholders. Flexibility helps in tailoring the insurance to individual circumstances.
- Strong Financial Stability: With an A+ rating from A.M. Best, Progressive is financially reliable for Nissan Frontier insurance. This reliability ensures claim payouts are secure.
- Comprehensive Online Tools: Provides excellent online tools and resources for Nissan Frontier policy management and claims. These tools make managing policies more convenient and accessible.
Cons
- Inconsistent Customer Service: Some Nissan Frontier owners report variability in customer service quality. This inconsistency can lead to frustration during critical times like filing a claim. Discover what lies beyond with our “Progressive Insurance Review & Ratings.“
- Complex Discount Structure: The discount structure can be complex and difficult to understand for Nissan Frontier enthusiasts. Complexity can make it hard to maximize potential savings.
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#5 – Travelers: Best for Policy Bundling
Pros
Pros- Excellent Financial Strength: Travelers boasts an A++ rating from A.M. Best, indicating superior financial stability for Nissan Frontier insurance. This assures customers of the company’s robust financial health.
- Policy Bundling Discounts: Offers significant discounts for bundling multiple policies, providing cost savings for Nissan Frontier policyholders. Bundling can simplify insurance management by consolidating policies.
- Good Customer Support: Known for reliable customer service and support, beneficial for Nissan Frontier owners. Effective support is crucial for handling claims and policy inquiries smoothly.
Cons
- Higher Premiums: At $91 per month, Travelers’ rates are higher for Nissan Frontier insurance compared to some competitors. This could be a disadvantage for cost-sensitive customers.
- Limited Discount Availability: Fewer discount options are available for Nissan Frontier policyholders compared to other top providers. This limitation might reduce potential savings. Find out more by reading our “Travelers Insurance Review & Ratings.”
#6 – Farmers: Best for Discount Options
Pros
Pros- Extensive Discount Options: Farmers offers a wide variety of discounts, helping Nissan Frontier owners save on premiums. Discounts can include safe driver, multi-policy, and new car discounts. Unlock additional information in our “Farmers Insurance Review & Ratings.“
- Strong Financial Rating: With an A rating from A.M. Best, Farmers is financially stable for Nissan Frontier insurance. This stability ensures claims are paid reliably.
- Comprehensive Coverage: Offers a range of coverage options to meet different needs of Nissan Frontier drivers. This ensures policyholders have the protection they need.
Cons
- Higher Rates: At $92 per month, Farmers’ insurance is relatively more expensive for Nissan Frontier enthusiasts. Higher premiums might not appeal to those looking for cheaper options.
- Complex Policy Details: Some Nissan Frontier owners find the policy details and options complex and hard to understand. Complexity can lead to confusion about coverage terms.
#7 – Safeco: Best for Competitive Rates
Pros
Pros- Competitive Pricing: Safeco offers competitive rates starting at $93 per month for Nissan Frontier insurance. Competitive pricing makes it a viable option for budget-conscious drivers.
- Financial Stability: Holds an A rating from A.M. Best, indicating solid financial stability for Nissan Frontier policyholders. Financial stability is essential for trust in claim payments.
- Customizable Policies: Offers customizable insurance policies to meet specific needs of Nissan Frontier owners. Customization allows for tailored coverage that suits individual requirements. Elevate your knowledge with our “Safeco Insurance Review & Ratings.“
Cons
- Inconsistent Customer Support: Some Nissan Frontier policyholders report variability in the quality of customer support. Inconsistent support can lead to frustration, especially during claims processing.
- Limited Online Tools: Fewer online tools and resources compared to other top providers for Nissan Frontier insurance. Limited tools can make policy management less convenient.
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#8 – Allstate: Best for Comprehensive Coverage
Pros
Pros- Comprehensive Coverage Options: Allstate offers extensive coverage options to protect your Nissan Frontier. Comprehensive options ensure that various risks are covered.
- Strong Financial Stability: With an A+ rating from A.M. Best, Allstate is financially robust for Nissan Frontier insurance. This stability is crucial for dependable claim payouts.
- Discount Opportunities: Offers various discounts, including for safe driving and multiple policies, beneficial for Nissan Frontier drivers. Discounts help in reducing the overall premium costs.
Cons
- Higher Premiums: At $95 per month, Allstate’s rates are higher for Nissan Frontier insurance compared to many competitors. Higher costs might be a deterrent for price-sensitive drivers. Gain a deeper understanding through our “Allstate Insurance Review & Ratings.“
- Complex Policies: Some Nissan Frontier owners find Allstate’s policies complex and difficult to understand. Complexity can lead to confusion and potential dissatisfaction with coverage.
#9 – The Hartford: Best for Driver Benefits
Pros
- Strong Financial Rating: The Hartford holds an A+ rating from A.M. Best, indicating financial reliability for Nissan Frontier insurance. This rating reflects the company’s ability to pay claims efficiently.
- Driver Benefits: Offers unique driver benefits, such as accident forgiveness and new car replacement, which are advantageous for Nissan Frontier policyholders. These benefits can provide peace of mind and additional protection. Drivers can save money by demonstrating safe driving habits. Deepen your understanding with our article called “The Hartford Insurance Review & Ratings.“
- Comprehensive Coverage: Provides a wide range of coverage options to meet various needs of Nissan Frontier drivers. Comprehensive coverage ensures that different risks are managed effectively.
Cons
- Higher Premiums: At $97 per month, The Hartford’s rates are among the highest for Nissan Frontier insurance. Higher premiums might not be suitable for budget-conscious policyholders.
- Limited Availability: Some benefits and discounts may not be available in all states, limiting access for some Nissan Frontier owners. Geographic limitations can be a significant drawback.
#10 – Liberty Mutual: Best for Customizable Policies
Pros
Pros- Customizable Coverage Options: Liberty Mutual offers highly customizable policies to suit individual needs of Nissan Frontier policyholders. Customization ensures that coverage is tailored to specific requirements. Gain deeper insights by exploring our “Liberty Mutual Review & Ratings.“
- Financial Stability: Holds an A rating from A.M. Best, indicating solid financial stability for Nissan Frontier insurance. Financial stability is crucial for trust in claim payouts.
- Discount Opportunities: Provides various discounts to help reduce premiums for Nissan Frontier drivers. Discounts can include safe driver and multi-policy savings.
Cons
- Higher Rates: At $100 per month, Liberty Mutual’s rates are the highest among the top 10 providers for Nissan Frontier insurance. High premiums might be a barrier for some policyholders.
- Complex Discount Structure: The discount structure can be complex and hard to navigate for Nissan Frontier enthusiasts. Complexity can lead to difficulty in maximizing potential savings.
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Factors That Impact the Cost of Nissan Frontier Car Insurance
When it comes to insuring a Nissan Frontier, several factors play a significant role in determining your monthly insurance rates. The make and model of your vehicle, such as the Nissan Frontier, can directly impact how much you’ll pay.
Providers like Allstate, American Family, and others offer varying rates—ranging from $85 to $100 for minimum coverage and $140 to $170 for full coverage per month—based on factors like the vehicle’s repair costs and safety features. Additionally, where you live matters; urban areas with higher traffic volumes tend to have higher premiums compared to rural or suburban regions.
Nissan Frontier Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $95 $160
American Family $89 $148
Farmers $92 $155
Liberty Mutual $100 $170
Nationwide $88 $145
Progressive $90 $150
Safeco $93 $158
State Farm $85 $140
The Hartford $97 $165
Travelers $91 $152
Your personal driving history also heavily influences your premiums. A clean record without accidents or violations generally results in lower insurance costs, while a history of incidents can lead to higher premiums due to being considered a higher risk. Furthermore, factors like your age and credit history play roles in determining rates.
Younger or less experienced drivers often face higher premiums, and maintaining a good credit score can potentially help lower your insurance costs in some states. Understanding these factors and compare quotes from different providers can help you find the most competitive insurance rates for your Nissan Frontier. Enter your ZIP code below to get personalized insurance quotes tailored to your needs and budget.
The Impact of Modifications on Your Nissan Frontier Car Insurance Premiums
Can I get car insurance for a car that is modified or customized? Yes, you can still get car insurance for a modified or customized vehicle like your Nissan Frontier. It’s essential to inform your insurance provider about any aftermarket parts or performance enhancements you’ve added. These modifications can affect your insurance premiums because insurers may perceive them as increasing the risk of accidents or theft.
By disclosing details such as the type and value of aftermarket parts installed, you enable your insurer to accurately assess the associated risk. In some cases, insurers may offer specialized coverage options specifically designed for modified vehicles. This tailored approach ensures that your customized Nissan Frontier receives adequate protection.
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It’s beneficial to explore these options to find the best insurance solution that meets your needs. By proactively discussing modifications with your insurer, you can avoid potential coverage gaps and ensure that you’re properly covered in the event of an accident or theft involving your modified vehicle.
Ultimately, maintaining transparency with your insurance provider about modifications helps streamline the insurance process and ensures you have the right level of coverage for your customized Nissan Frontier. This approach not only protects your investment but also provides peace of mind knowing that you’re prepared for any unforeseen circumstances on the road.
Comparing Insurance Quotes for Nissan Frontier From Different Providers
When you’re comparing insurance quotes for your Nissan Frontier, it’s essential to weigh both the cost of coverage and the reputation of the insurance company. Start by gathering quotes from multiple insurers to get a clear picture of the pricing landscape. Compare the premiums, deductibles, and coverage limits offered by each provider to ensure they align with your budget and needs.
Equally important is evaluating the reputation and customer service record of each insurer. Look for reviews from other Nissan Frontier owners or general customer feedback to gauge how well the company handles claims and customer inquiries. A reputable insurer with a history of reliability can provide peace of mind, ensuring you’re covered when you need it most.
By balancing cost considerations with provider reputation, you can make an informed decision that protects both your vehicle and your finances. Explore further details in our “Best Insurance Companies.” By entering your ZIP code below, you can get instant car insurance quotes from top providers.
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Importance of Mileage Reporting for Your Nissan Frontier Insurance
Accurate mileage reporting is crucial when insuring your Nissan Frontier. Providing your insurance provider with precise mileage figures ensures your premiums accurately reflect your annual driving habits. This transparency helps avoid potential policy discrepancies or coverage issues that could arise from inaccurate mileage reporting.
To optimize your Nissan Frontier’s insurance coverage and manage costs effectively, it’s essential to understand the factors influencing insurance rates. Factors such as your driving history, location, and the vehicle’s specifications play significant roles. Exploring different coverage options tailored to your needs, such as liability, collision, and comprehensive coverage, allows you to choose the right level of protection.
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Additionally, implementing cost-saving strategies—like comparing quotes from different insurers, maintaining a clean driving record, and staying informed about industry trends—can help secure affordable premiums.
Regularly reviewing your policy and staying proactive with updates ensures you have the best coverage for your Nissan Frontier at a competitive price. By staying informed and proactive, you can navigate the insurance landscape effectively and ensure your vehicle is well-protected. Elevate your knowledge with our “Low Mileage Car Insurance Discount.“
Exploring The Different Coverage Options For Nissan Frontier Car Insurance
When you’re insuring your Nissan Frontier, having the right coverage is essential to protect both your vehicle and your finances. Understanding the various insurance options available can help you make informed decisions that ensure you’re adequately covered in various situations on the road.
From liability coverage that protects against damages to others, to comprehensive coverage that shields your Nissan Frontier from non-collision incidents like theft or natural disasters, each option plays a critical role in safeguarding your investment. Let’s explore the key coverage choices to help you navigate through the complexities of auto insurance for your Nissan Frontier:
- Liability Coverage: Essential for covering damages your vehicle causes to others and their property in accidents where you’re at fault.
- Collision Coverage: Covers repairs or replacement of your Nissan Frontier if it’s damaged in an accident, regardless of fault.
- Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Provides protection if you’re in an accident with a driver who lacks sufficient insurance coverage.
- Additional Options: Consider extras like medical payments coverage for medical expenses, rental car reimbursement for temporary vehicle costs, and roadside assistance for breakdowns or emergencies.
Choosing the right insurance coverage for your Nissan Frontier ensures peace of mind on the road. Evaluate your needs based on factors like your driving habits, location, and budget to select the options that best suit your situation. By understanding these coverage choices, you can tailor your policy to provide comprehensive protection for your vehicle and yourself. Find out more by reading our “Roadside Assistance Coverage.“
Summary: Affordable Nissan Frontier Car Insurance
This article discusses affordable car insurance options for the Nissan Frontier, focusing on top providers like State Farm, Nationwide, and American Family. These companies offer competitive rates averaging $85 per month and provide comprehensive coverage tailored to Nissan Frontier owners’ needs. Key factors affecting insurance rates include driver age, location, driving record, and coverage levels.
Tips are provided on maximizing savings through discounts, policy bundling, and choosing appropriate deductibles, aiming to help Nissan Frontier owners find reliable and affordable insurance coverage by comparing quotes and understanding essential insurance considerations. Gain insights by reading our article titled “full coverage car insurance.” Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of Nissan Frontier car insurance?
The cost of Nissan Frontier car insurance is influenced by various factors such as the driver’s age, driving history, location, coverage options, deductible amount, and the specific insurance provider. Broaden your knowledge with our article named “Car Driving Safety Guide for Teens and Parents.”
Are Nissan Frontier trucks more expensive to insure compared to other vehicles?
Nissan Frontier trucks can be slightly more expensive to insure compared to smaller vehicles due to their larger size and potential for higher repair costs. However, insurance rates can vary depending on the driver’s profile and other factors. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Does the age of a Nissan Frontier affect insurance rates?
Yes, the age of a Nissan Frontier can affect insurance rates. Generally, newer vehicles tend to have higher insurance rates due to their higher value. As the vehicle ages, the insurance rates may decrease slightly.
Do safety features on a Nissan Frontier impact insurance costs?
Yes, safety features on a Nissan Frontier can impact insurance costs. Vehicles equipped with advanced safety features such as anti-lock brakes, airbags, traction control, and stability control may qualify for discounts on insurance premiums. Gain deeper insights by perusing our article named “Safety Features Car Insurance Discount.”
How can I get cheaper insurance for my Nissan Frontier?
To potentially get cheaper insurance for your Nissan Frontier, you can consider factors such as maintaining a good driving record, opting for higher deductibles, bundling your car insurance with other policies, and shopping around to compare quotes from different insurance providers.
What type of car insurance is cheapest?
Liability-only car insurance tends to be the cheapest option available.
What is the lowest form of car insurance?
The lowest form of car insurance is typically liability coverage, which covers damages to others if you’re at fault in an accident. Explore further with our article entitled “Liability Insurance: A Complete Guide.”
What is the name of the lowest car insurance?
The lowest level of car insurance is often referred to simply as liability insurance.
Which type of car insurance is best?
The best type of car insurance depends on your needs. Comprehensive coverage offers the most protection, covering both your vehicle and others in various scenarios.
What is the best cover for car insurance?
Comprehensive coverage is considered the best cover for car insurance as it provides extensive protection against a wide range of incidents. Gain insights by reading our article titled “What is comprehensive coverage?”
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