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Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance in 2025 (Cash Savings With These 10 Companies)

Safeco, Auto-Owners, and Progressive are leading options for cheap Mercedes-Benz Mercedes-EQ EQS car insurance, with Safeco offering the most economical premiums for only $47 per month. These insurers offer competitive rates, ensuring Mercedes-Benz Mercedes-EQ EQS owners receive optimal value and protection.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Written by
Laura Gunn
Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Reviewed by
Justin Wright

Updated January 2025

Cheapest Insurance for EQS: Safeco
3.8

Company Facts

Min. Coverage for Mercedes-Benz Mercedes-EQ EQS

$47/mo

A.M. Best Rating

A

Complaint Level

Low

Pros & Cons

  • Competitive rates
  • Customizable policies
  • Positive customer reviews for claims handling
  • User-friendly website and mobile app
  • Some negative customer experiences reported (minority)
  • Specific average annual rates not provided
  • Limited information on discounts available
  • Complaint level not disclosed in the article
2nd Cheapest for EQS: Auto-Owners
4.2

Company Facts

Min. Coverage for Mercedes-Benz Mercedes-EQ EQS

$51/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Superior A++ rating from A.M. Best, indicating exceptional financial stability.
  • Extensive coverage options, including auto, home, life, business, and specialty insurance.
  • Over 100 years of industry experience, demonstrating a long-standing commitment to customers.
  • Mutually owned, allowing a focus on policyholders rather than stockholder demands.
  • Active involvement in charitable giving, contributing to positive community impact.
  • Cost concerns have been raised by some customers regarding the pricing of car insurance policies.
3rd Cheapest for EQS: Progressive
4.3

Company Facts

Min. Coverage for Mercedes-Benz Mercedes-EQ EQS

$52/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Competitive pricing
  • Easy online tools
  • Good customer service
  • Claims processing
  • Payment processing
  • Coverage options

To find affordable insurance for your Mercedes-Benz Mercedes-EQ EQS, consider Safeco, Auto-Owners, and Progressive as they offer competitive rates starting from $47 monthly. Compare quotes from these leading insurers by entering your ZIP code above to secure the best coverage at the right price.

Cheap Mercedes-Benz Mercedes-EQ EQS: Safeco, Auto-Owners, and Progressive

Insuring a luxury vehicle like the Mercedes-Benz Mercedes-EQ EQS often comes with higher premiums, but understanding the factors that influence these rates can help you find more affordable options.

Our Top 10 Company Picks: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

CompanyRankMonthly RatesA.M. BestBest ForJump to Pros/Cons
Safeco TablePress Logo#1$47ADiminishing DeductibleSafeco
Auto-Owners TablePress Logo#2$51A++Add-OnsAuto-Owners
Progressive Tablepress Logo#3$52A+Coverage OptionsProgressive
AAA Tablepress Logo#4$57ARoadside AssistanceAAA
The Hartford TablePress Logo#5$65A+Tailored PoliciesThe Hartford
Farmers Tablepress Logo#6$74ASafety DiscountsFarmers
Geico Tablepress Logo#7$82A++Cheap RatesGeico
Amica TablePress Logo#8$86A+Dividend PaymentsAmica Mutual
Nationwide TablePress Logo#9$90A+Multi-Policy SavingsNationwide
Liberty Mutual Table Press Logo#10$125APolicy OptionsLiberty Mutual

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This article delves into the various factors affecting insurance costs, the types of coverage available, including collision car insurance, and tips for lowering your premiums.

The Rundown

  • Safeco offers insurance starting from only $47 per month
  • Explore affordable and comprehensive auto insurance choices
  • Rely on personalized car insurance tailored to your specific needs

#1 – Safeco: Top Overall Pick

Safeco: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Affordable Premiums: Safeco offers monthly rates starting at just $47, which can be particularly appealing to Mercedes-Benz Mercedes-EQ EQS owners looking to minimize insurance costs without sacrificing coverage quality.
  • Excellent Customer Service: Known for their responsive customer service, Safeco provides Mercedes-EQ EQS drivers with reliable support and assistance, ensuring a smooth insurance experience, as highlighted in the Safeco insurance review & ratings.
  • Discount Opportunities: Mercedes-EQ EQS enthusiasts can benefit from Safeco’s discount programs, such as multi-policy discounts and diminishing deductibles, helping to make insurance more affordable over time.

Cons

  • Limited Availability: Safeco’s coverage may not be available in all states, potentially limiting options for Mercedes-Benz Mercedes-EQ EQS owners based on their location.
  • Claim Handling Delays: Some policyholders have reported longer-than-expected claim processing times with Safeco, which could be a concern for Mercedes-EQ EQS drivers needing prompt resolution after an incident.

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#2 – Auto-Owners: Best for Add-Ons

Auto-Owners: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Customizable Policies: Auto-Owners stands out with highly customizable insurance policies, allowing Mercedes-Benz Mercedes-EQ EQS owners to tailor coverage precisely to their needs. This flexibility ensures comprehensive protection that aligns with the unique features of the vehicle.
  • Wide Range of Add-Ons: With a diverse selection of add-on options such as roadside assistance, rental car reimbursement, and gap insurance, Auto-Owners provides Mercedes-EQ EQS drivers with enhanced coverage choices to meet specific requirements.
  • Strong Financial Stability: Rated A++ by A.M. Best, Auto-Owners demonstrates excellent financial stability, assuring Mercedes-Benz Mercedes-EQ EQS owners of reliable coverage and claims payment capabilities. Read more through our Auto-Owners insurance review.

Cons

  • Potentially Higher Premiums: Despite comprehensive coverage options, Auto-Owners may have slightly higher premiums compared to other insurers, which could be a consideration for budget-conscious Mercedes-Benz Mercedes-EQ EQS owners.
  • Availability Limitations: Auto-Owners’ availability may vary by location, potentially limiting accessibility for Mercedes-Benz Mercedes-EQ EQS enthusiasts seeking their insurance coverage.

#3 – Progressive: Best for Coverage Options

Progressive: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Tech-Savvy Services: Known for its technological innovations, Progressive provides Mercedes-EQ EQS drivers with user-friendly online tools and mobile apps for managing policies, filing claims, and accessing support anytime, anywhere.
  • Competitive Premiums: With monthly rates starting from $52, Progressive offers competitive pricing that can be advantageous for Mercedes-Benz Mercedes-EQ EQS owners seeking affordable insurance without compromising on coverage.
  • Strong Customer Satisfaction: Progressive consistently receives positive feedback for its customer service, ensuring Mercedes-EQ EQS owners receive prompt and reliable assistance throughout their insurance experience.

Cons

  • Variable Customer Service: While generally well-regarded, some customers have reported mixed experiences with Progressive’s customer service, highlighting potential variability in service quality, according to Progressive insurance review & ratings.
  • Coverage Limitations: Progressive’s policies may have certain limitations or exclusions that Mercedes-Benz Mercedes-EQ EQS owners should review carefully to ensure they meet their specific coverage needs.

#4 – AAA: Best for Roadside Assistance

AAA: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Roadside Assistance: AAA is well-known for its comprehensive roadside assistance coverage, which can be particularly beneficial for Mercedes-Benz Mercedes-EQ EQS owners who value peace of mind while traveling.
  • Strong Reputation: With a longstanding reputation for reliability and member services, AAA offers Mercedes-EQ EQS drivers assurance of quality customer support and assistance. Learn more through our AAA insurance review.
  • Multi-Policy Discounts: Offers multi-policy discounts for bundling insurance policies, potentially reducing overall insurance costs for Mercedes-EQ EQS owners who also need other types of coverage.

Cons

  • Membership Requirement: To access AAA’s insurance services, Mercedes-Benz Mercedes-EQ EQS owners need to be members, which involves an additional annual membership fee.
  • Coverage Limitations: AAA’s policies may have specific limitations or exclusions that Mercedes-EQ EQS drivers should review to ensure they meet all their coverage needs.

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#5 – The Hartford: Best for Tailored Policies

The Hartford: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Tailored Policies: The Hartford specializes in providing tailored insurance policies, allowing Mercedes-Benz Mercedes-EQ EQS owners to customize coverage options according to their specific requirements.
  • Excellent Customer Service: Known for its exceptional customer service, The Hartford offers Mercedes-EQ EQS drivers dedicated support and assistance, ensuring a positive insurance experience.
  • Educational Resources: The Hartford offers educational resources and tools that help Mercedes-EQ EQS owners understand their insurance options and make informed decisions. Learn more through our The Hartford insurance review.

Cons

  • Premium Pricing: The Hartford’s premiums may be higher compared to some other insurers, which could impact affordability for Mercedes-Benz Mercedes-EQ EQS owners seeking cost-effective coverage.
  • Limited Availability: The Hartford’s insurance products may not be available in all states, potentially limiting options based on geographical location for Mercedes-EQ EQS enthusiasts.

#6 – Farmers: Best for Safety Discounts

Farmers: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Safety Discounts: Farmers offers various safety discounts that can benefit Mercedes-Benz Mercedes-EQ EQS owners, including discounts for vehicles equipped with advanced safety features like collision avoidance systems and adaptive cruise control.
  • Strong Financial Stability: Rated A by A.M. Best, Farmers demonstrates strong financial stability, ensuring reliability in claims handling and payment for Mercedes-EQ EQS drivers, as highlighted in the Farmers insurance review & ratings.
  • Multi-Policy Discounts: Farmers offers multi-policy discounts for bundling insurance policies, potentially lowering overall insurance costs for Mercedes-EQ EQS owners who also need other types of insurance coverage.

Cons

  • Premiums: While competitive, Farmers’ premiums may vary depending on the coverage options selected, potentially impacting affordability for some Mercedes-Benz Mercedes-EQ EQS owners.
  • Customer Service Reviews: Reviews on Farmers’ customer service can be mixed, with some customers reporting varying experiences, which Mercedes-EQ EQS owners may want to consider when choosing an insurer.

#7 – Geico: Best for Cheap Rates

Geico: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Cheap Rates: Geico is known for offering competitive rates, with monthly premiums starting at $82, which can be advantageous for budget-conscious Mercedes-Benz Mercedes-EQ EQS owners.
  • Ease of Access: Geico provides a user-friendly online platform and mobile app for managing policies, filing claims, and accessing support, enhancing convenience for Mercedes-EQ EQS drivers, as highlighted in the Geico Car Insurance Discounts.
  • Discount Opportunities: Geico offers various discount opportunities, including multi-policy discounts and safe driver discounts, which can help reduce insurance costs for Mercedes-Benz Mercedes-EQ EQS owners.

Cons

  • Customer Service: While generally well-regarded, Geico’s customer service may vary, with some Mercedes-EQ EQS drivers reporting mixed experiences that could influence satisfaction levels.
  • Coverage Options: Geico’s coverage options may be more standardized compared to other insurers, potentially limiting customization for Mercedes-Benz Mercedes-EQ EQS owners with specific insurance needs.

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#8 – Amica: Best for Dividend Payments

Amica: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Dividend Payments: Amica Mutual Insurance offers policyholders the potential for dividend payments, which can result in additional savings or returns for Mercedes-Benz Mercedes-EQ EQS owners. Learn more through our Amica insurance review.
  • Strong Customer Service: Amica is highly regarded for its exceptional customer service, providing Mercedes-EQ EQS drivers with personalized support and assistance throughout the insurance process.
  • Discount Opportunities: Amica offers various discounts, including multi-policy discounts and loyalty discounts, which can help Mercedes-EQ EQS owners reduce their insurance costs over time.

Cons

  • Premiums: While competitive, Amica’s premiums may be higher compared to some other insurers, which could impact affordability for Mercedes-Benz Mercedes-EQ EQS owners seeking lower-cost options.
  • Limited Availability: Amica’s insurance products may not be available in all states, potentially limiting options based on geographical location for Mercedes-EQ EQS enthusiasts.

#9 – Nationwide: Best for Multi-Policy Savings

Nationwide: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Multi-Policy Savings: Nationwide offers significant savings through multi-policy discounts, allowing Mercedes-Benz Mercedes-EQ EQS owners to bundle their insurance policies and reduce overall costs, as highlighted in the Nationwide insurance review & ratings.
  • Financial Strength: Rated A+ by A.M. Best, Nationwide exhibits strong financial stability, ensuring reliability in claims processing and payment for Mercedes-Benz Mercedes-EQ EQS owners.
  • Educational Resources: Nationwide offers educational resources and tools to help Mercedes-EQ EQS owners understand their insurance options and make informed decisions about coverage.

Cons

  • Premiums: Depending on the coverage selected, Nationwide’s premiums may vary, potentially impacting affordability for some Mercedes-Benz Mercedes-EQ EQS owners.
  • Customer Service Reviews: Reviews on Nationwide’s customer service can be mixed, with some Mercedes-EQ EQS drivers reporting varying experiences that could influence satisfaction levels.

#10 – Liberty Mutual: Best for Policy Options

Liberty Mutual: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Pros

  • Policy Options: Liberty Mutual offers a wide range of policy options, allowing Mercedes-Benz Mercedes-EQ EQS owners to choose coverage that suits their specific needs, including options for luxury electric vehicles. Read more through our Liberty Mutual insurance review.
  • Additional Coverage Benefits: Liberty Mutual provides additional benefits such as new car replacement coverage and better car replacement coverage, which can be advantageous for Mercedes-Benz Mercedes-EQ EQS owners.
  • Discount Programs: Liberty Mutual offers various discount programs, including multi-policy discounts and safe driver discounts, which can help reduce insurance premiums for Mercedes-EQ EQS owners.

Cons

  • Premiums: While offering comprehensive coverage options, Liberty Mutual’s premiums may be higher compared to some other insurers, which could be a consideration for Mercedes-Benz Mercedes-EQ EQS owners seeking more affordable rates.
  • Customer Service Reviews: Reviews on Liberty Mutual’s customer service can vary, with some Mercedes-EQ EQS drivers reporting mixed experiences, which may affect overall satisfaction levels.

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Understanding the Mercedes-Benz Mercedes-EQ EQS

The Mercedes-Benz Mercedes-EQ EQS, a top choice in luxury electric vehicles, boasts sleek design, cutting-edge technology, and impressive performance. Before purchasing one, consider insurance costs, including factors like repair expenses due to specialized electric vehicle parts and safety features such as collision avoidance systems.

Mercedes-Benz Mercedes-EQ EQS Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA$57$148
Amica Mutual$86$283
Auto-Owners$51$130
Farmers$74$193
Geico$82$216
Liberty Mutual$125$313
Nationwide$90$237
Progressive$52$140
Safeco$47$122
The Hartford$65$167

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Understanding these factors helps answer the question “How much is car insurance?” and make an informed decision while budgeting wisely.

The Importance of Car Insurance for the Mercedes-Benz Mercedes-EQ EQS

Car insurance for the Mercedes-EQ EQS is crucial for protecting your investment and complying with legal requirements. When comparing car insurance options, its luxury and advanced technology may lead to higher premiums due to increased repair costs and the vehicle’s higher value.

Factors like driver profile, including age, driving history, and location, also influence insurance rates. Understanding these aspects helps ensure you get the right coverage for your Mercedes-EQ EQS. Enter your ZIP code now to begin comparing.

Factors That Determine the Cost of Mercedes-Benz Mercedes-EQ EQS Car Insurance

Calculating car insurance costs for the Mercedes-EQ EQS involves considering its luxury status and advanced electric technology, which contribute to higher premiums due to increased value and potential repair expenses.

Your driving history, including any accidents or violations, plays a crucial role in determining rates, as does your geographical location—areas with higher accident rates or theft risks typically result in higher premiums. The coverage level you choose and your deductible amount also affect costs, with more comprehensive coverage and lower deductibles usually leading to higher premiums.

Safeco Site Screenshot: Cheap Mercedes-Benz Mercedes-EQ EQS Car Insurance

Factors such as age and marital status can further influence rates, with younger or single drivers often facing higher insurance costs. When researching insurance options for your Mercedes-EQ EQS, getting free insurance quotes online allows you to compare rates easily and find the best coverage that meets your specific needs and budget. Enter your ZIP code now.

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Comparing Car Insurance Quotes for the Mercedes-Benz Mercedes-EQ EQS

Given the various factors influencing insurance rates, it’s essential to gather multiple quotes before purchasing car insurance for your Mercedes-EQ EQS. Comparing quotes from different insurance companies allows you to identify the best coverage options and cost-effective policies.

Before purchasing car insurance for your Mercedes-EQ EQS, it's wise to gather multiple quotes. Comparing quotes from different insurers helps you find the best coverage options and cost-effective policies tailored to your vehicle and circumstances.

Schimri Yoyo Licensed Agent & Financial Advisor

Online insurance comparison websites make it easy to receive multiple quotes from different insurers all in one place. By taking the time to compare various options, you can secure the most comprehensive coverage and affordable car insurance for your Mercedes-EQ EQS. Enter your ZIP code now to begin comparing.

Frequently Asked Questions

What factors affect the cost of insurance for a Mercedes-Benz Mercedes-EQ EQS car?

The cost of insurance for a Mercedes-Benz Mercedes-EQ EQS car can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage options, deductible amount, and the value of the vehicle.

Is car insurance more expensive for electric vehicles like the Mercedes-Benz Mercedes-EQ EQS?

In general, car insurance for electric vehicles like the Mercedes-Benz Mercedes-EQ EQS can be slightly higher than for traditional combustion engine cars.

This is because electric vehicles often have higher repair costs, specialized parts, and advanced technology, which can increase the insurance premiums. Enter your ZIP code now to begin.

Are there any specific safety features of the Mercedes-Benz Mercedes-EQ EQS that can help lower insurance costs?

Yes, the Mercedes-Benz Mercedes-EQ EQS is equipped with advanced safety features such as collision avoidance systems, lane departure warning, adaptive cruise control, and automatic emergency braking. These safety features can potentially reduce the risk of accidents and may lead to lower insurance costs.

When considering these factors, it’s important to assess how much insurance coverage do I need to ensure adequate protection for this innovative vehicle.

Does the location where I live impact the insurance cost for a Mercedes-Benz Mercedes-EQ EQS?

Yes, the location where you reside can affect the insurance cost for a Mercedes-Benz Mercedes-EQ EQS. If you live in an area with high traffic congestion, high crime rates, or a higher likelihood of accidents, your insurance premiums may be higher compared to living in a low-risk area.

What are the key factors influencing insurance costs for the Mercedes-Benz Mercedes-EQ EQS?

Factors such as the vehicle’s luxury status, advanced electric technology, driver profile (including age and driving history), and geographical location significantly influence insurance costs for the Mercedes-Benz Mercedes-EQ EQS. Enter your ZIP code now.

How do providers like Safeco and Progressive stand out in terms of coverage options?

Safeco and Progressive are noted for their competitive rates and diverse coverage options, making them some of the cheapest car insurance companies for Mercedes-Benz Mercedes-EQ EQS owners seeking comprehensive and affordable insurance solutions.

What are the specific advantages of choosing Auto-Owners for Mercedes-EQ EQS owners?

Auto-Owners stands out for its highly customizable policies and wide range of add-on options, making it an attractive choice for Mercedes-EQ EQS owners looking to tailor their coverage precisely.

How does AAA’s roadside assistance benefit Mercedes-Benz Mercedes-EQ EQS drivers?

AAA’s roadside assistance provides valuable support for Mercedes-Benz Mercedes-EQ EQS drivers, ensuring peace of mind with comprehensive roadside services that can be crucial in emergency situations. Enter your ZIP code now.

What are the potential drawbacks of insuring a Mercedes-Benz Mercedes-EQ EQS with Liberty Mutual?

Liberty Mutual offers extensive policy options and additional coverage benefits such as new car replacement. However, potential higher premiums and mixed customer service reviews may be considerations for Mercedes-Benz Mercedes-EQ EQS owners.

When exploring insurance options, it’s important to factor in aspects like coverage benefits and provider reputation, especially as they relate to questions like “What age do you get cheap car insurance?

Can bundling policies with providers like Nationwide lead to significant savings for Mercedes-Benz Mercedes-EQ EQS owners?

Bundling policies with Nationwide can lead to significant savings through multi-policy discounts, making it a practical choice for Mercedes-Benz Mercedes-EQ EQS owners looking to reduce overall insurance costs while maintaining comprehensive coverage.

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