Cheap Hyundai Tucson Hybrid Car Insurance in 2024 (Save With These 10 Companies)
Progressive, USAA, and State Farm are the top providers of cheap Hyundai Tucson Hybrid car insurance, with rates at $35 per month. Progressive leads with affordability, USAA provides exceptional military discounts, and State Farm excels in personalized service for your Hyundai Tucson Hybrid.
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Schimri Yoyo
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Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
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UPDATED: Jul 2, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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13,128 reviewsCompany Facts
Min. Coverage for Hyundai Tucson Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
6,435 reviewsCompany Facts
Min. Coverage for Hyundai Tucson Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
17,759 reviewsCompany Facts
Min. Coverage for Hyundai Tucson Hybrid
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviewsThe top picks overall for cheap Hyundai Tucson Hybrid car insurance are Progressive, USAA, and State Farm. Progressive stands out with rates as low as $35 per month, making it the best for affordability.
USAA excels with exceptional military discounts, while State Farm offers personalized service and comprehensive coverage.
Our Top 10 Company Picks: Cheap Hyundai Tucson Hybrid Car Insurance
| Insurance Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $35 | A+ | Snapshot Savings | Progressive |
 | #2 | $40 | A++ | Military Discounts | USAA |
 | #3 | $42 | B | Personalized Service | State Farm |
 | #4 | $45 | A+ | Hybrid Discounts | Allstate |
 | #5 | $48 | A | Customizable Policies | Liberty Mutual |
 | #6 | $50 | A+ | Vanishing Deductible | Nationwide |
 | #7 | $53 | A | Policy Discounts | Farmers |
 | #8 | $55 | A++ | Competitive Rates | Travelers |
 | #9 | $58 | A+ | Safe Driver | American Family |
 | #10 | $60 | A+ | Senior Benefits | The Hartford |
This article explores how these companies provide competitive rates and valuable benefits for Hyundai Tucson Hybrid owners.
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#1 – Progressive: Top Overall Pick
Pros
- Snapshot Program: Progressive offers substantial discounts through their Snapshot usage-based insurance program.
- Competitive Rates: Known for some of the lowest rates in the industry, starting at $35 per month.
- Customizable Policies: Provides a wide range of customizable policy options to suit various needs. Read up on the Progressive insurance review & ratings for more information.
Cons
- High Premiums for High-Risk Drivers: Rates can be significantly higher for drivers with poor records.
- Average Customer Service: Customer service ratings are average compared to some top competitors.
#2 – USAA: Best for Military Discounts
Pros
- Military Focused: Offers exclusive discounts and benefits for military members and their families.
- Exceptional Customer Service: USAA insurance review & ratings shows that it consistently has high ratings for customer satisfaction and support.
- Comprehensive Coverage: Wide range of coverage options tailored for military lifestyles.
Cons
- Eligibility Restrictions: Only available to military members, veterans, and their families.
- Limited Physical Locations: Fewer branch offices compared to some larger insurers.
#3 – State Farm: Best for Personalized Service
Pros
- Bundling Policies: Offers significant discounts for bundling multiple insurance policies. Learn more in our State Farm insurance review & ratings.
- High Low-Mileage Discount: Provides a substantial discount for low-mileage usage.
- Wide Coverage: Offers various coverage options tailored for different needs.
Cons
- Limited Multi-Policy Discount: The multi-policy discount is not as high compared to some competitors.
- Premium Costs: Despite discounts, premiums might still be relatively higher for certain coverage levels.
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#4 – Allstate: Best for Hybrid Discounts
Pros
- Hybrid Vehicle Discounts: Special discounts for hybrid and electric vehicles. See more details on our Allstate insurance review & ratings.
- Comprehensive Coverage Options: Wide range of policy options and add-ons.
- Drivewise Program: Usage-based insurance program that offers rewards and discounts for safe driving.
Cons
- High Premiums: Can have higher premiums compared to some other insurers.
- Mixed Customer Service Reviews: Customer service experiences vary widely.
#5 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Coverage: Highly customizable policies to meet individual needs. Check out insurance savings in our complete Liberty Mutual insurance review & ratings.
- Accident Forgiveness: No premium increase after your first accident.
- Home and Auto Bundling: Discounts for bundling home and auto insurance.
Cons
- Higher Rates: Generally higher premiums than some competitors.
- Online Experience: Website and online tools can be less user-friendly.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Deductible reduces over time with safe driving. More information is available about this provider in our Nationwide insurance review & ratings.
- SmartRide Program: Usage-based insurance program that offers discounts.
- Strong Financial Ratings: A+ rating for financial stability and reliability.
Cons
- Higher Base Premiums: Starting premiums can be higher than average.
- Discount Limitations: Discounts may not be as extensive as other providers.
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#7 – Farmers: Best for Policy Discounts
Pros
- Extensive Discounts: Various discounts for different driver profiles and behaviors.
- Personalized Policies: Highly customizable coverage options. Discover more about offerings in our Farmers insurance review & ratings.
- Strong Agent Network: Extensive network of local agents for personalized service.
Cons
- Premium Costs: Can be higher for some coverage levels.
- Mixed Reviews: Customer service reviews are mixed, with some complaints about claims handling.
#8 – Travelers: Best for Competitive Rates
Pros
- Competitive Rates: Known for offering competitive and affordable rates. Access comprehensive insights into our Travelers insurance review & ratings.
- IntelliDrive Program: Usage-based insurance program with potential discounts.
- Wide Coverage Options: Offers a broad range of coverage and policy options.
Cons
- Average Customer Service: Customer service is average, with some room for improvement.
- Limited Discounts: Fewer discount options compared to some competitors.
#9 – American Family: Best for Safe Driver
Pros
- Safe Driver Discounts: American Family insurance review & ratings highlighted the special discounts for safe driving records.
- MyAmFam App: User-friendly app for managing policies and claims.
- Comprehensive Coverage: Wide range of policy options to fit various needs.
Cons
- High Premiums: Higher premiums for some drivers, especially high-risk.
- Agent Availability: Fewer agents available in some regions compared to larger insurers.
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#10 – The Hartford: Best for Senior Benefits
Pros
- AARP Partnership: Exclusive benefits and discounts for AARP members.
- Lifetime Renewability: Promises policy renewability for life.
- Comprehensive Coverage: The Hartford insurance review & ratings offers a wide range of coverage options tailored for seniors.
Cons
- Higher Rates for Non-Seniors: Premiums can be higher for drivers who are not AARP members.
- Limited Eligibility: Some benefits are restricted to AARP members only.
Understanding the Factors That Influence Hyundai Tucson Hybrid Car Insurance Rates
When determining car insurance rates for the Hyundai Tucson Hybrid, insurance providers consider several key factors, including the age and driving experience of the primary driver, the driver’s location and driving record, the coverage options and deductible chosen, the safety features and anti-theft devices installed in the vehicle, the mileage and usage of the car, and the hybrid technology used in the Hyundai Tucson Hybrid.
Each of these factors plays a role in determining the cost of insuring this vehicle. Additionally, insurance providers assess the primary driver’s credit history, as a good credit score can indicate responsible financial behavior, which may correlate with safer driving habits and a lower likelihood of filing claims.
Another factor influencing Hyundai Tucson Hybrid car insurance rates is the availability of discounts, such as hybrid vehicle discounts or safety feature discounts, which can help reduce the overall cost of insurance, making it a more affordable option for drivers.
Exploring the Average Cost of Insuring a Hyundai Tucson Hybrid
The average insurance cost for Hyundai Tucson can vary depending on individual circumstances, such as location and driving history.
Hyundai Tucson Hybrid Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $45 | $105 |
| American Family | $58 | $125 |
| Farmers | $53 | $118 |
| Liberty Mutual | $48 | $110 |
| Nationwide | $50 | $115 |
| Progressive | $35 | $90 |
| State Farm | $42 | $98 |
| The Hartford | $60 | $130 |
| Travelers | $55 | $120 |
| USAA | $40 | $95 |
It’s important to note that the cost of insuring a Hyundai Tucson Hybrid can also be influenced by factors such as the age of the driver and the level of coverage chosen. Younger drivers may face higher insurance premiums due to their lack of driving experience, while opting for comprehensive coverage can increase the overall cost of insurance.
Additionally, it’s worth considering that insurance rates can vary between different insurance providers. It’s always a good idea to shop around and compare insurance quotes online from multiple insurers to ensure you’re getting the best possible rate for your Hyundai Tucson Hybrid.
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Factors That Make the Hyundai Tucson Hybrid a Desirable Choice for Car Insurance Providers
The Hyundai Tucson Hybrid comes equipped with various features that make it an attractive choice for car insurance for Hyundai Tucson providers. These features include:
- Advanced safety features like forward collision avoidance and blind-spot warning
- Fuel-efficient hybrid technology, which makes it environmentally friendly
- Reliable performance and low maintenance costs
- Anti-theft devices and other security features
These factors contribute to the overall desirability of the Hyundai Tucson Hybrid car insurance providers and may result in lower insurance rates. Read thoroughly our guide “How much insurance coverage do I need?”
In addition to the aforementioned features, the Hyundai Tucson Hybrid also offers a spacious and comfortable interior. With ample legroom and seating for up to five passengers, it provides a comfortable driving experience for both the driver and passengers. This can be particularly appealing to car insurance providers as it may reduce the likelihood of driver distraction and potential accidents.
Furthermore, the Hyundai Tucson Hybrid has a strong safety record, which can be a significant factor for car insurance providers. It has consistently received high safety ratings from reputable organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS).
These ratings indicate that the vehicle has undergone rigorous testing and meets stringent safety standards, making it a reliable choice for insurance coverage.
Comparing Hyundai Tucson Hybrid Car Insurance Rates With Other Hybrid Models
When comparing car insurance rates for the Hyundai Tucson Hybrid with other hybrid models, it is essential to consider the specific features and components of each vehicle. Insurance rates can differ based on factors such as safety ratings, repair costs, and replacement part availability.
While the Hyundai Tucson Hybrid offers competitive insurance rates, it is advisable to compare quotes from different insurance providers to ensure you are receiving the best coverage at the most affordable rate. Additionally, it is important to note that car insurance rates can also vary depending on your personal driving history, location, and credit score.
These factors can impact the Hyundai Tucson insurance cost or any other hybrid model. It is recommended to maintain a clean driving record, live in a low-crime area, and maintain a good credit score to potentially lower your insurance premiums. Furthermore, some insurance providers may offer discounts or special rates for hybrid vehicles, so it is worth exploring all available options.
Tips for Finding Affordable Car Insurance for Your Hyundai Tucson Hybrid
To find affordable car insurance for your Hyundai Tucson Hybrid, shop around and obtain quotes from multiple insurance providers. Consider bundling your car insurance with other policies, such as home or renters insurance. Maintain a clean driving record and take defensive driving courses to lower your rates.
Install additional safety features and anti-theft devices in your vehicle, and opt for higher deductibles if you can afford higher out-of-pocket costs in the event of a claim. Another tip is to consider your mileage; some insurance providers offer lower rates for drivers with low annual mileage.
If you don’t drive frequently or have a short commute, this could help you save on insurance premiums. Applying these tips can help you find the most affordable car insurance coverage for your Hyundai Tucson Hybrid.
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Unveiling the Discounts and Savings Available for Insuring a Hyundai Tucson Hybrid
Insuring a Hyundai Tucson Hybrid may make you eligible for specific discounts and savings. Insurance providers often offer discounts for vehicles equipped with safety features, anti-theft devices, or hybrid technology. Discounts may also be available for good driving records or insuring multiple vehicles. Browse our guide “Multi Vehicle Car Insurance Discount” to gain more insight.
Ask your provider about available discounts for the Hyundai Tucson Hybrid. Advanced driver assistance systems (ADAS) like lane-keeping assist, forward collision warning, and adaptive cruise control can also qualify for discounts. Additionally, the hybrid’s improved fuel economy can result in lower premiums due to reduced risk and lower overall costs.
The Role of Safety Features in Determining Hyundai Tucson Hybrid Car Insurance Costs
Safety feature installed in the Hyundai Tucson Hybrid play a significant role in determining car insurance costs. Vehicles equipped with advanced Safety feature discount such as adaptive cruise control, lane-keeping assist, and automatic emergency braking may qualify for lower insurance rates due to their ability to reduce the risk of accidents and injuries.
Insurance providers consider these safety features when determining the cost of insuring a Hyundai Tucson Hybrid.
The Significance of Deductibles and Coverage Levels in Determining Hyundai Tucson Hybrid Insurance Rates
When selecting insurance coverage for your Hyundai Tucson Hybrid, the choice of deductibles and coverage levels can affect insurance rates. Deductibles are the amount you agree to pay out of pocket before your insurance coverage kicks in. Check out this comprehensive guide “What is the difference between a deductible and a premium in car insurance?”
Choosing a higher deductible can lower your insurance premium but also means you will be responsible for a higher initial expense in case of a claim. Similarly, higher coverage levels typically result in higher premiums. Finding the right balance between deductibles and coverage levels is crucial in determining the cost of insuring a Hyundai Tucson Hybrid.
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Understanding How Hybrid Vehicle Technology Influences Hyundai Tucson Hybrid Car Insurance Rates
Hybrid vehicles like the Hyundai Tucson Hybrid incorporate advanced technology that differentiates them from traditional gasoline-powered cars. This unique technology can result in different insurance rates. Insurance providers consider factors such as the cost to repair or replace hybrid components and the overall reliability of the hybrid system.
While hybrid vehicles, including the Hyundai Tucson Hybrid, are generally associated with competitive insurance rates, it is essential to consult with insurance providers to understand how hybrid vehicle technology influences insurance rates specific to your situation. For a comprehensive analysis, refer to our detailed guide titled “Most Expensive Cars in the World” for in-depth information.
How to Navigate Through Various Insurance Options to Find the Best Coverage for Your Hyundai Tucson Hybrid
Navigating through various insurance options can seem overwhelming, but understanding your specific needs and preferences will help you find the best coverage for your Hyundai Tucson Hybrid. Start by determining the coverage levels and deductibles that suit your situation and budget. To expand your knowledge, delve into our extensive guide on insurance coverage, “Best Car Insurance by Vehicle,” to learn more.
Consider any additional features or endorsements you may require, such as roadside assistance or rental car coverage. Obtain quotes from multiple insurance providers and compare the coverage and rates offered. By carefully evaluating your options, you can find the best insurance coverage for your Hyundai Tucson Hybrid.
The Relationship Between Mileage and Hyundai Tucson Hybrid Car Insurance Costs
The mileage of your Hyundai Tucson Hybrid can impact car insurance costs. Generally, vehicles with higher mileage are associated with higher insurance rates due to increased exposure to potential accidents and wear and tear. However, hybrid vehicles tend to have lower operating costs, including insurance, due to their fuel efficiency.
When shopping for car insurance for your Hyundai Tucson Hybrid, be prepared to provide your estimated annual mileage to obtain accurate insurance quotes. Check out our comprehensive guide titled “Best Car Insurance Discounts to Ask for”
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The Potential Savings and Benefits of Bundling Your Hyundai Tucson Hybrid Car Insurance
Bundling your Hyundai Tucson Hybrid car insurance with other policies, such as home or renters insurance, can potentially result in savings and benefits. Insurance providers often offer discounts for bundling multiple policies like multi vehicle car insurance discount, allowing you to save money on both your car insurance and other insurance needs.
When considering bundling options, be sure to evaluate the coverage and rates offered to ensure you are receiving the best overall value for your insurance needs. To obtain the most accurate and up-to-date information, consult with insurance professionals and obtain insurance quotes tailored to your specific needs.
The cost of insuring a Hyundai Tucson Hybrid depends on various factors, including your location, driving record, coverage levels, and the specific features of your vehicle. By understanding these factors and following the tips provided in this article, you can find affordable car insurance coverage for your Hyundai Tucson Hybrid without compromising on important features and benefits.
Case Studies: Affordable Hyundai Tucson Hybrid Car Insurance
Finding affordable insurance for your Hyundai Tucson Hybrid can be challenging, but real-life examples show it’s possible. These case studies highlight how different drivers secured cheap Hyundai Tucson Hybrid car insurance by leveraging various strategies and discounts.
- Case Study #1 – Leveraging Low Mileage Discounts: John, a 35-year-old teacher from Texas, drives his Hyundai Tucson Hybrid less than 8,000 miles annually. By choosing a provider that offers substantial low mileage discounts, John managed to lower his insurance premium to $38 per month. Additionally, he installed a telematics device to further reduce his rates by demonstrating safe driving habits.
- Case Study #2 – Maximizing Hybrid Vehicle Discounts: Sarah, a 42-year-old accountant from California, purchased her Hyundai Tucson Hybrid to benefit from its eco-friendly features. She found an insurer offering significant discounts for hybrid vehicles. By bundling her home and auto insurance and maintaining a clean driving record, Sarah reduced her monthly premium to $36.
- Case Study #3 – Benefiting from Military Discounts: Tom, a 28-year-old military veteran living in Florida, took advantage of USAA’s exceptional military discounts. He found that his Hyundai Tucson Hybrid’s advanced safety features also qualified for additional savings. Combining these discounts, Tom secured a rate of $33 per month, demonstrating the benefits available to military families.
These case studies illustrate how different factors such as low mileage, hybrid vehicle discounts, and military benefits can help secure cheap Hyundai Tucson Hybrid car insurance. (Read more: How To Get Free Insurance Quotes Online)
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By exploring various options and taking advantage of available discounts, you too can find affordable coverage for your vehicle. See if you’re getting the best deal on car insurance by entering your ZIP code below.
Frequently Asked Questions
What coverage options should I consider for insuring a Hyundai Tucson Hybrid?
When insuring a Hyundai Tucson Hybrid, it is recommended to consider coverage options such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) insurance or medical payments coverage.
Is insurance high on a Hyundai Tucson?
Insurance rates for a Hyundai Tucson are generally moderate, but they can vary based on factors like the driver’s record, location, and chosen coverage levels.
How much does car insurance cost in Tucson?
Car insurance costs in Tucson vary widely, but on average, drivers can expect to pay between $1,000 and $2,000 annually. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
What is the cheapest Hyundai to insure?
The Hyundai Elantra often has the lowest insurance rates among Hyundai models due to its safety features and affordability. Explore this helpful guide “Cheap Hyundai Elantra N Car Insurance”
How many miles will a Hyundai Tucson hybrid last?
A well-maintained Hyundai Tucson Hybrid can last up to 200,000 miles or more, depending on driving habits and maintenance.
What car has the cheapest insurance rates?
Typically, small, safe, and affordable cars like the Honda Civic or Toyota Corolla have the cheapest insurance rates. Review this detailed guide “Cheap Toyota Corolla Cross Car Insurance”
Why are Hyundai’s uninsurable?
Hyundai vehicles are not generally uninsurable. However, models with higher theft rates or expensive repairs can lead to higher premiums.
How much is home insurance in Tucson?
Home insurance in Tucson costs around $66 to $125 monthly, depending on the home’s value, location, and coverage options.
What type of car insurance is cheapest?
Liability insurance is typically the cheapest type of car insurance but provides the least coverage.
How much is a Hyundai Tucson in the Philippines?
The price of a Hyundai Tucson in the Philippines ranges from approximately ₱1.37 million to ₱1.88 million, depending on the variant and features.
What is the most affordable Hyundai car?
The Hyundai Accent is often the most affordable Hyundai car, both in terms of purchase price and insurance rates.
Is the Hyundai Tucson high maintenance?
The Hyundai Tucson is not considered high maintenance. It has average maintenance costs compared to other SUVs in its class.
Is Hyundai Tucson hybrid fuel efficient?
Yes, the Hyundai Tucson Hybrid is fuel efficient, offering better mileage than traditional gasoline-powered models.
Is Hyundai Tucson hybrid fast?
The Hyundai Tucson Hybrid offers a balance of performance and efficiency, with decent acceleration but not typically classified as fast.
What type of car has the highest insurance rate?
Sports cars and luxury vehicles generally have the highest insurance rates due to their higher repair costs and increased risk of theft. Browse this valuable guide “Cheap Isuzu Rodeo Sport Car Insurance”
Is Hyundai Tucson value a good car?
Yes, the Hyundai Tucson offers good value with a blend of affordability, reliability, and modern features, making it a solid choice for many drivers. Get the right car insurance at the best price — enter your ZIP code to shop for coverage from the top insurers.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
