Cheap Hyundai Tucson Car Insurance in 2025 (Big Savings With These 10 Companies!)

Car insurance costs can vary significantly depending on numerous factors. In the case of the Hyundai Tucson, several elements come into play when determining the cost of car insurance for this popular SUV. Understanding these factors is crucial to obtaining comprehensive coverage at an affordable price.

#1 – Progressive: Top Overall Pick

Pros

• Affordable Rates: Progressive offers competitive starting rates of $48 per month, making it attractive for budget-conscious customers. Read more through our Progressive insurance review.
• Strong Online Presence: Progressive’s user-friendly website and mobile app make it convenient for customers to manage their policies, file claims, and get support online.
• Discount Programs: Progressive offers various discounts, such as safe driver discounts and bundling discounts, which can help customers save on premiums.

Cons

• Customer Service: There are occasional reports of mixed reviews regarding Progressive’s customer service, with some customers experiencing delays or issues with claims processing.
• Rate Increases: While Progressive starts with affordable rates, premiums may increase over time, particularly if customers do not qualify for continued discounts for safe driving or policy bundling.

#2 –  State Farm: Best for Many Discounts

Pros

• Discount Opportunities: State Farm offers numerous discounts, including those for good students, multiple policies (e.g., auto and home), and safe driving, providing potential savings for policyholders.
• Local Agents: With a vast network of local agents, State Farm provides personalized service and support, which many customers appreciate for handling their insurance needs face-to-face.
• Claims Satisfaction: State Farm generally receives high marks for claims satisfaction, indicating efficient and responsive claims handling processes.

Cons

• Higher Premiums: Initial premiums with State Farm can sometimes be higher compared to some competitors, potentially impacting budget-conscious customers seeking the lowest starting rates. Follow us through our State Farm insurance review.
• Limited Online Options: While State Farm has improved its online presence, including quote tools and policy management, some customers may find its online services less comprehensive compared to newer digital-focused insurers.

#3 – USAA: Best for Military Members

Pros

• Exclusive Membership: USAA serves military members and their families, offering specialized products and benefits tailored to their unique needs.
• Customer Satisfaction: USAA consistently ranks high in customer satisfaction surveys, particularly for its attentive customer service and claims handling.
• Competitive Rates: USAA provides competitive rates, starting at $55 per month for Hyundai Tucson insurance, reflecting its commitment to offering value to military personnel and their families. Read more through our USAA insurance review.

Cons

• Membership Eligibility: USAA membership is limited to military personnel, veterans, and their families, which means not everyone can access their insurance products.
• Availability Limitations: Depending on your location, USAA’s physical branch and service availability may be limited compared to larger national insurers, potentially affecting convenience for some customers.

#4 – Travelers: Best for Specialized Coverage

Pros

• Specialized Coverage: Travelers is known for offering specialized coverage options that cater to specific needs such as comprehensive and collision coverage.
• Financial Strength: They have a strong financial stability rating, ensuring they can meet their financial obligations to policyholders.
• Additional Services: Travelers often provides additional services beyond basic insurance, such as roadside assistance and rental car coverage.

Cons

• Higher Premiums: Travelers tends to have higher starting premiums compared to some other insurers, which may be less appealing to budget-conscious customers.
• Limited Discounts: While Travelers offers some discounts, they may not have as extensive a discount program as other larger insurers. Read more through our Travelers insurance review.

#5 – Nationwide: Best for Deductible Savings

Pros

• Deductible Savings: Nationwide offers deductible savings benefits that can lower your deductible over time for safe driving. Learn more through our Nationwide insurance review.
• Strong Financial Stability: Nationwide is financially stable, ensuring reliability in paying claims and meeting policy obligations.
• Good Student Discounts: Offers discounts for students with good academic performance.

Cons

• Customer Service: Some customers have reported less favorable experiences with Nationwide’s customer service, particularly in claims handling and responsiveness.
• Rate Variability: Premium rates with Nationwide can vary significantly based on factors like location and driving history, potentially resulting in higher costs for some customers.

#6 – American Family: Best for Rates w/Claims

Pros

• Deductible Savings: Nationwide offers deductible savings benefits that can lower your deductible over time for safe driving.
• Strong Financial Stability: Nationwide is financially stable, ensuring reliability in paying claims and meeting policy obligations.
• Good Student Discounts: Offers discounts for students with good academic performance. Read more through our American Family insurance review.

Cons

• Customer Service: Some customers have reported less favorable experiences with Nationwide’s customer service, particularly in claims handling and responsiveness.
• Rate Variability: Premium rates with Nationwide can vary significantly based on factors like location and driving history, potentially resulting in higher costs for some customers.

#7 – Allstate: Best for Drivewise Programs

Pros

• Drivewise Programs: Allstate offers programs like Drivewise that reward safe driving habits with potential discounts on premiums.
• Innovative Tools: Allstate offers innovative tools like the QuickFoto Claim® and Digital Locker® for easy claim filing and management.
• Strong Financial Stability: Allstate is well-known for its strong financial stability and claims-paying ability. Learn more through our Allstate insurance review.

Cons

• Cost: Allstate’s premiums can be higher compared to some other insurers, particularly for drivers with less favorable driving records.
• Claim Handling: Some customers have expressed dissatisfaction with the claims handling process, citing delays or disputes.

#8 – The Hartford: Best for Organization Discount

Pros

• Organization Discount: The Hartford offers discounts for members of specific organizations, potentially saving customers on their premiums.
• Policy Flexibility: They provide customizable policies to meet individual needs, including options for bundled policies and additional coverage.
• Experienced Provider: The Hartford has decades of experience in the insurance industry, offering stability and expertise. Learn more through our The Hartford insurance review.

Cons

• Accessibility: The Hartford’s products and services may not be as widely available nationwide compared to larger insurers, limiting options for some customers.
• Price Competitiveness: They may not always offer the most competitive pricing for certain demographics or coverage needs.

#9 – Farmers: Best for Customizable Policies

Pros

• Multi-Policy Discounts: They provide discounts for bundling multiple insurance policies (e.g., auto and home), potentially saving customers money.
• Strong Agent Network: Farmers has a large network of local agents, providing personalized service and support. Learn more through our Farmers insurance review.
• Financial Strength: Farmers Insurance is financially strong, ensuring they can meet their obligations to policyholders.

Cons

• Customer Service: Farmers has received mixed reviews regarding customer service, with some customers reporting less satisfactory experiences.
• Premium Rates: Premiums with Farmers can sometimes be higher compared to some competitors, depending on factors like location and driving history.

#10 – Liberty Mutual: Best for Optional Coverage

Pros

• Discounts: They provide various discounts, including those for safe driving and multi-policy bundles, helping customers save on premiums.
• Wide Availability: Liberty Mutual operates in many states across the U.S., providing broader access to insurance products.
• Digital Tools: Offers convenient digital tools for policy management and claims processing.

Cons

• Cost: Liberty Mutual’s premiums tend to be higher compared to some other insurers, which may be a consideration for price-sensitive customers.
• Claims Process: Some customers have reported challenges with the claims process, including delays or disputes over coverage. Read more through our Liberty Mutual insurance review.

Factors That Impact Insurance Costs for the Hyundai Tucson

Understanding the Insurance Rates for Hyundai Tucson Models

The Average Cost of Insuring a Hyundai Tucson

Tips for Finding Affordable Car Insurance for Your Hyundai Tucson