Cheap Suzuki Vitara Car Insurance in 2025 (Unlock Big Savings From These 10 Providers!)
The leading providers for cheap Suzuki Vitara car insurance are Progressive, USAA, and State Farm, offering rates starting at $63 per month. These companies offer competitive rates, extensive coverage, and strong customer service, making them top picks for insuring Suzuki Vitara owners.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Justin Wright
Updated January 2025
13,283 reviewsCompany Facts
Min. Coverage for Suzuki Vitara
A.M. Best Rating
Complaint Level
Pros & Cons
13,283 reviews
6,589 reviewsCompany Facts
Min. Coverage for Suzuki Vitara
A.M. Best Rating
Complaint Level
Pros & Cons
6,589 reviews
18,155 reviewsCompany Facts
Min. Coverage for Suzuki Vitara
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviewsThe best options for cheap Suzuki Vitara car insurance are Progressive, USAA, and State Farm, with Progressive standing out for the lowest rates.
Progressive offers the most competitive premiums starting at $63 per month, making it the top pick for Suzuki Vitara owners. USAA follows with excellent coverage at around $70 monthly, while State Farm provides solid options starting at $80 per month.
Our Top 10 Company Picks: Cheap Suzuki Vitara Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $63 | A+ | Innovative Pricing | Progressive |
 | #2 | $68 | A++ | Excellent Service | USAA |
 | #3 | $71 | B | Personalized Service | State Farm |
 | #4 | $76 | A+ | Variety Options | Allstate |
 | #5 | $80 | A | Customizable Policies | Farmers |
 | #6 | $86 | A | Coverage Options | Liberty Mutual |
 | #7 | $90 | A | Membership Benefits | AAA |
 | #8 | $96 | A+ | Robust Coverage | Nationwide |
 | #9 | $101 | A++ | Bundling Discounts | Travelers |
 | #10 | $107 | A++ | Competitive Rates | Geico |
These providers deliver the best combination of affordability, comprehensive coverage, and reliability for your Suzuki Vitara. Obtain a more nuanced perspective with our “Full Coverage Car Insurance.” See if you’re getting the best deal on car insurance by entering your ZIP code above.
- Progressive: lowest rates for cheap Suzuki Vitara car insurance, $63/month
- USAA and State Farm offer affordable coverage for Suzuki Vitara
- Compare quotes to find the best deal for your Suzuki Vitara
#1 – Progressive: Top Overall Pick
Pros
Pros- Innovative Pricing: Progressive’s Snapshot program offers potential savings for Suzuki Vitara drivers who demonstrate safe driving habits, providing innovative pricing strategies. This program tracks driving behavior and adjusts rates based on safety, which can benefit careful Suzuki Vitara owners. Discover more by delving into our article entitled “Progressive Insurance Review & Ratings.”
- Low Monthly Rates: With a monthly rate of $63, Progressive provides one of the most affordable options for Suzuki Vitara insurance, benefiting budget-conscious Suzuki Vitara enthusiasts. This low rate can make it easier for drivers to maintain coverage without overspending.
- Variety of Discounts: Suzuki Vitara owners can take advantage of various discounts, such as multi-car and multi-policy, to further reduce their insurance costs with Progressive. These discounts can add up, making it a cost-effective choice for those with multiple vehicles or existing policies.
Cons
- Potential High Rates for High-Risk Drivers: Progressive’s rates may be less competitive for high-risk Suzuki Vitara drivers with a history of accidents or violations. Drivers with poor driving records might face higher premiums, which could offset some of the initial savings.
- Limited Local Agents: Progressive’s emphasis on online services may be less convenient for Suzuki Vitara owners who prefer in-person interactions with local agents. This can lead to a less personalized service experience for those who value face-to-face communication.
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#2 – USAA: Best for Excellent Service
Pros
Pros- Exclusive Military Discounts: USAA offers special discounts for military members and their families, making it an attractive option for Suzuki Vitara enthusiasts in this group. These discounts can significantly reduce premiums for those who qualify.
- A++ A.M. Best Rating: With an A++ rating from A.M. Best, USAA demonstrates exceptional financial strength, ensuring reliable claims handling for Suzuki Vitara insurance. This top rating provides peace of mind that claims will be processed smoothly.
- Competitive Monthly Rates: At $68 per month, USAA provides competitive rates for Suzuki Vitara insurance while delivering high-quality service. This balance of affordability and excellent service makes it a strong option for many drivers. Get a better grasp by reading our article titled “USAA Insurance Review & Ratings.”
Cons
- Limited to Military Members: USAA’s services are restricted to military personnel and their families, limiting access for non-military Suzuki Vitara drivers. This exclusivity means that some drivers cannot take advantage of the company’s benefits.
- Fewer Local Offices: The scarcity of local offices may be inconvenient for Suzuki Vitara owners who prefer face-to-face interactions over digital or phone communication. This limitation could affect those who prefer personalized service and direct contact.
#3 – State Farm: Best for Personalized Service
Pros
Pros- Personalized Service: State Farm offers personalized service through a large network of agents, providing tailored support for Suzuki Vitara drivers. This extensive network ensures that drivers receive attention and advice specific to their insurance needs.
- Wide Range of Coverage Options: State Farm provides a broad selection of coverage options, allowing Suzuki Vitara policy holders to customize their insurance according to their needs. This flexibility helps drivers select the most suitable coverage for their circumstances.
- Discounts for Safe Drivers: Suzuki Vitara owners with clean driving records can benefit from discounts for safe driving, reducing overall insurance costs with State Farm. This reward system incentivizes safe driving and can lead to substantial savings.
Cons
- Higher Monthly Rates: At $71 per month, State Farm’s insurance for Suzuki Vitara may be more expensive compared to some competitors. This higher cost might deter drivers looking for more budget-friendly options. Uncover additional insights in our article called “State Farm Insurance Review & Ratings.”
- Lower Financial Rating: The B rating from A.M. Best is lower than many competitors, which may cause concern about financial stability for Suzuki Vitara enthusiasts. This rating could impact the perceived reliability of the insurer.
#4 – Allstate: Best for Variety Options
Pros
Pros- Variety of Coverage Options: Allstate offers a wide range of coverage options, allowing Suzuki Vitara policy holders to select the best protection for their needs. This extensive selection helps drivers find the right coverage to suit their specific requirements.
- Strong Financial Rating: An A+ rating from A.M. Best indicates that Allstate has robust financial health, ensuring reliable claim handling for Suzuki Vitara drivers. This strong rating assures drivers that the company is financially stable.
- Safe Driving Discounts: Suzuki Vitara owners with a good driving record can receive discounts, lowering their insurance premiums with Allstate. These discounts reward safe driving behavior and can lead to reduced costs.
Cons
- Higher Monthly Rates: At $76 per month, Allstate’s Suzuki Vitara insurance rates are higher than some other options, which may not be ideal for budget-conscious drivers. This could make Allstate less appealing to those seeking lower premiums. Broaden your knowledge with our article named “Allstate Insurance Review & Ratings.”
- Mixed Customer Service Reviews: Some Suzuki Vitara drivers may find Allstate’s customer service inconsistent, which could be a concern for those who prioritize service quality. Variable service experiences may affect overall satisfaction.
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#5 – Farmers: Best for Customizable Policies
Pros
Pros- Customizable Policies: Farmers provides highly customizable insurance policies, allowing Suzuki Vitara owners to tailor their coverage to their specific needs. This customization ensures that drivers can choose the protection that best fits their situation.
- Decent Financial Rating: With an A rating from A.M. Best, Farmers shows good financial stability, providing reliable claim handling for Suzuki Vitara insurance. This rating reflects the company’s ability to manage claims effectively.
- Discounts for Bundling: Suzuki Vitara drivers can save on their premiums through Farmers’ discounts for bundling multiple policies. Bundling can lead to significant cost savings and simplify insurance management. Find out more by reading our article titled “Farmers Insurance Review & Ratings.”
Cons
- Moderate Monthly Rates: At $80 per month, Farmers’ insurance for Suzuki Vitara may be higher compared to other affordable options. This moderate rate might not appeal to drivers looking for the lowest possible premiums.
- Limited Digital Tools: Farmers may have fewer digital tools and online services, which could be less convenient for tech-savvy Suzuki Vitara drivers. This limitation may affect those who prefer managing their insurance online.
#6 – Liberty Mutual: Best for Coverage Options
Pros
Pros- Comprehensive Coverage Options: Liberty Mutual provides a wide range of comprehensive coverage options, ensuring extensive protection for Suzuki Vitara drivers. This variety allows for thorough coverage tailored to individual needs. Gain deeper understanding through our article entitled “Liberty Mutual Review & Ratings.”
- Financial Stability: An A rating from A.M. Best indicates strong financial stability, assuring reliable claims handling for Suzuki Vitara insurance. This financial strength supports the company’s ability to fulfill its obligations.
- Discounts for Safe Vehicles: Suzuki Vitara owners with vehicles equipped with safety features can benefit from lower insurance costs through Liberty Mutual. These discounts reward the use of safety technologies.
Cons
- Higher Monthly Rates: At $86 per month, Liberty Mutual’s Suzuki Vitara insurance rates are higher compared to many competitors. This higher cost might not be suitable for those looking for more affordable insurance options.
- Mixed Reviews on Claims Handling: Some Suzuki Vitara drivers might experience inconsistent claims handling with Liberty Mutual, which could be a drawback for those who prioritize smooth and reliable claims processing.
#7 – AAA: Best for Membership Benefits
Pros
Pros- Membership Benefits: AAA offers valuable membership benefits, such as roadside assistance and travel discounts, for Suzuki Vitara owners. These additional perks enhance the overall value of the insurance package.
- Strong Financial Health: With an A rating from A.M. Best, AAA demonstrates strong financial stability, ensuring reliable claims handling for Suzuki Vitara insurance. This rating underscores AAA’s financial capability. Discover a wealth of knowledge in our “AAA Insurance Review & Ratings.”
- Discounts for Membership: AAA provides discounts for members, helping Suzuki Vitara drivers save on their insurance premiums. Membership discounts add an extra layer of savings for those who join.
Cons
- Higher Monthly Rates: At $90 per month, AAA’s Suzuki Vitara insurance rates are on the higher side, which may not be ideal for those seeking lower costs. This could be a deterrent for budget-conscious drivers.
- Membership Requirement: To access some discounts and benefits, Suzuki Vitara drivers may need to join AAA, which could be a drawback for those unwilling to become members. The membership requirement could limit access to potential savings.
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#8 – Nationwide: Best for Robust Coverage
Pros
Pros- Robust Coverage Options: Nationwide offers extensive coverage options, providing comprehensive protection for Suzuki Vitara drivers. This broad range allows for thorough and flexible coverage choices.
- A+ Financial Rating: An A+ rating from A.M. Best indicates strong financial stability, ensuring reliable claims handling for Suzuki Vitara insurance. This high rating reflects Nationwide’s financial reliability.
- Vanishing Deductible: The vanishing deductible program rewards Suzuki Vitara policy holders with lower deductibles for maintaining a safe driving record. This program encourages safe driving and reduces out-of-pocket expenses.
Cons
- Higher Monthly Rates: At $96 per month, Nationwide’s insurance rates for Suzuki Vitara are higher than many other options, which may not suit those seeking more affordable insurance solutions. This cost might be prohibitive for some drivers. Gain insights by reading our article titled “Nationwide Insurance Review & Ratings.”
- Mixed Customer Service Reviews: Some Suzuki Vitara drivers might find Nationwide’s customer service inconsistent, potentially affecting their overall experience. Inconsistent service can lead to dissatisfaction with the insurance process.
#9 – Travelers: Best for Bundling Discounts
Pros
Pros- Bundling Discounts: Travelers offers significant discounts for bundling multiple policies, helping Suzuki Vitara owners save on their insurance premiums. These savings can be substantial for drivers with more than one policy.
- Excellent Financial Strength: With an A++ rating from A.M. Best, Travelers demonstrates superior financial strength, ensuring reliable claims handling for Suzuki Vitara insurance. This top rating indicates Travelers’ capability to manage claims effectively. Explore further with our article entitled “Travelers Insurance Review & Ratings.”
- Good Coverage Options: Travelers provides a variety of coverage options, allowing Suzuki Vitara drivers to customize their policies effectively. This flexibility helps drivers select the protection that best suits their needs.
Cons
- Higher Monthly Rates: At $101 per month, Travelers’ insurance rates for Suzuki Vitara are among the highest, which may not be ideal for budget-conscious drivers. The high rates could be a drawback for those seeking lower premiums.
- Limited Local Agents: Travelers may have fewer local agents, which could be inconvenient for Suzuki Vitara drivers who prefer face-to-face interactions. This limitation might impact those who value personal, in-person service.
#10 – Geico: Best for Competitive Rates
Pros
Pros- Competitive Rates: Geico offers competitive rates for Suzuki Vitara insurance, making it an attractive option for budget-conscious Suzuki Vitara drivers. The affordability can help keep insurance costs manageable.
- Excellent Financial Rating: An A++ rating from A.M. Best ensures exceptional financial strength, giving Suzuki Vitara policy holders confidence in Geico’s claims handling. This high rating signifies Geico’s reliability in managing claims.
- Multi-Policy Discounts: Suzuki Vitara owners can save on their premiums with Geico’s multi-policy discounts, benefiting those with multiple insurance needs. Bundling policies can lead to cost savings and simplified management. For further details, consult our article named “Geico vs. State Farm Car Insurance.”
Cons
- Higher Monthly Rates: At $107 per month, Geico’s insurance rates for Suzuki Vitara are the highest among the listed options, which may not suit those looking for the lowest cost. This higher rate could be a deterrent for some drivers.
- Mixed Customer Service Reviews: Some Suzuki Vitara drivers might experience inconsistent customer service with Geico, which could be a concern for those prioritizing service quality. Inconsistent service could affect overall satisfaction with the insurer.
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Factors that influence the cost of Suzuki Vitara Car insurance
The cost of insuring a Suzuki Vitara depends on various factors including the driver’s age, experience, location, driving record, and credit history. Younger and less experienced drivers typically face higher premiums, while those with a clean driving record and good credit can benefit from lower rates.
Additionally, the deductible amount you choose can affect your monthly premium: higher deductibles generally lead to lower premiums but increase out-of-pocket expenses when filing a claim. Vehicle specifications, such as the make, model, and year, also play a role; newer models with advanced safety features might have reduced premiums.
Suzuki Vitara Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $90 | $168 |
| Allstate | $76 | $153 |
| Farmers | $80 | $158 |
| Geico | $107 | $183 |
| Liberty Mutual | $86 | $163 |
| Nationwide | $96 | $173 |
| Progressive | $63 | $137 |
| State Farm | $71 | $142 |
| Travelers | $101 | $178 |
| USAA | $68 | $148 |
Monthly insurance rates for the Suzuki Vitara vary by provider. For minimum coverage, rates range from $63 with Progressive to $107 with Geico. For full coverage, costs vary from $137 with Progressive to $183 with Geico.
If you’re searching for the best Suzuki Vitara deals or want to take advantage of safety car insurance discounts, comparing these rates can help you find the most affordable option that meets your needs. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Exploring the benefits of comprehensive Car insurance for your Suzuki Vitara
While liability insurance meets the minimum legal requirements, comprehensive car insurance provides broader coverage and greater peace of mind. With comprehensive insurance, your Suzuki Vitara is protected against theft, vandalism, weather-related damage, and other non-collision incidents.
This type of coverage goes beyond just addressing damages you might cause to others, ensuring your vehicle is covered in a variety of scenarios. Although comprehensive insurance may raise your premiums, it can be invaluable in unexpected situations. The added protection ensures that you are financially safeguarded against a wide range of potential risks, offering you reassurance and security on the road.
For instance, if a hailstorm damages your car or it’s stolen from your driveway, comprehensive insurance will help cover the repair or replacement costs. This can save you from significant out-of-pocket expenses and provide peace of mind knowing that you’re prepared for the unexpected. Expand your understanding with our “What is comprehensive coverage?“
Comparing Suzuki Vitara Car insurance rates from different providers
When searching for the best car insurance deal for your Suzuki Vitara, it’s crucial to compare rates from multiple insurance providers. Each company uses its own formula for calculating premiums, so prices can vary significantly.
To find the best value, consider using online comparison tools to gather quotes from various insurers. Additionally, researching the 10 cheapest car insurance Companies can help you identify providers known for their competitive rates.
Contacting insurance agents directly can also be beneficial, as they can offer personalized assistance and potentially uncover discounts not available online.
By combining both online resources and direct consultations, you can make a more informed decision and secure the most cost-effective and suitable insurance coverage for your Suzuki Vitara. Find cheap car insurance quotes by entering your ZIP code below.
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Choosing a Car Insurance Provider for Your Suzuki Vitara
When selecting a car insurance provider for your Suzuki Vitara, begin by assessing the company’s reputation and customer service. Investigate customer reviews and seek recommendations to ensure you choose an insurer known for handling claims efficiently and providing strong support. It’s also crucial to check the financial stability of the company, as this indicates their ability to honor claims and maintain reliable service.
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Understanding the different types of Car insurance coverage for Suzuki Vitara
Before you start comparing insurance quotes for your Suzuki Vitara, it’s important to familiarize yourself with the different types of car insurance coverage available.
Understanding these coverages will help you make an informed decision and ensure you choose the right policy for your needs.
- Liability Coverage: This is the most basic type of car insurance required by law. It provides coverage for any damage or injuries you may cause to others in an at-fault accident.
- Collision Coverage: Collision coverage protects your Suzuki Vitara against damage caused by a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: Comprehensive coverage provides protection against non-collision-related damages, such as theft, vandalism, natural disasters, and animal collisions.
- Uninsured/Underinsured Motorist Coverage: This coverage helps protect you in the event of an accident with a driver who either doesn’t have insurance or doesn’t have enough coverage to fully compensate you for damages.
- Medical Payments Coverage: Medical payments coverage covers medical expenses for you and your passengers resulting from an accident, regardless of fault.
By understanding these coverage options, you’ll be better equipped to evaluate insurance quotes and select a policy that meets your needs and budget. Don’t hesitate to ask questions or seek clarification from insurance providers to ensure you get the best coverage for your Suzuki Vitara.
Summary: Cheap Suzuki Vitara Car Insurance Options
When searching for cheap Suzuki Vitara car insurance, Progressive, USAA, and State Farm are the top choices, with Progressive offering the lowest rates starting at $63 per month. USAA and State Farm also provide competitive coverage, making them strong alternatives for Suzuki Vitara owners.
By comparing quotes from these leading providers, you can find the best balance of affordability and comprehensive protection for your Suzuki Vitara. Deepen your understanding with our article called “Cheap Suzuki Grand Vitara Car Insurance.” Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
Frequently Asked Questions
What factors affect the cost of Suzuki Vitara car insurance?
The cost of Suzuki Vitara car insurance can be influenced by various factors such as the driver’s age, driving record, location, coverage limits, deductibles, and the insurance provider’s pricing algorithm. Broaden your knowledge with our article named “How much does Lucid Air car insurance cost?”
Are Suzuki Vitara car insurance rates higher for young drivers?
Yes, insurance rates for young drivers are typically higher due to their lack of driving experience and higher statistical likelihood of being involved in accidents. Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
Does the type of Suzuki Vitara model affect insurance costs?
Yes, the specific model of the Suzuki Vitara can impact insurance costs. Factors such as the car’s value, safety features, repair costs, and theft rates can influence the insurance premiums.
Does the location where I live affect Suzuki Vitara car insurance rates?
Yes, the location where you live can impact Suzuki Vitara car insurance rates. Areas with higher population density, increased traffic, higher crime rates, or a higher frequency of accidents may lead to higher insurance premiums. Get a better grasp by checking out our article titled “How much does Buick LeSabre car insurance cost?”
Can I get discounts on Suzuki Vitara car insurance?
Yes, many insurance providers offer various discounts that can help reduce the cost of Suzuki Vitara car insurance. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and more. It’s recommended to inquire with different insurers to explore available discounts.
What category is the Suzuki Vitara car?
The Suzuki Vitara is categorized as a compact SUV.
What class is a Suzuki Vitara?
The Suzuki Vitara belongs to the subcompact crossover SUV class. For additional insights, refer to our “How does buying a car with a turbo affect car insurance rates?”
Which model Suzuki Vitara is best?
The best model of the Suzuki Vitara depends on individual needs and preferences. Generally, the latest model with the most up-to-date features and safety enhancements is considered the best.
Is the Suzuki Vitara fuel efficient?
Yes, the Suzuki Vitara is known for its fuel efficiency, making it a cost-effective choice for many drivers.
What factors affect the cost of Suzuki Vitara car insurance?
Factors include the driver’s age, driving record, location, coverage limits, deductibles, and the insurance provider’s pricing algorithm. Deepen your understanding with our article called “How to File an Car Insurance Claim With Adirondack Insurance Exchange?.”
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