I was just fired, how soon can my previous employer cancel my health insurance?

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Asked October 15, 2012

1 Answer


Losing a job often means losing employer-sponsored health insurance. The length of time between being fired and when the health insurance coverage ends depends on the employer's policy and the reason for termination. In most cases, employers are required to offer continuation of health insurance coverage through COBRA (Consolidated Omnibus Budget Reconciliation Act) for up to 18 months after termination. However, the employee will be responsible for paying the entire premium, which can be expensive. If the employer offers other health insurance options or benefits, such as retirement health benefits, the coverage may end sooner or later depending on the specific plan. It's important to review the terms of the health insurance plan or benefits package to understand the timeline for coverage after termination. It's also possible for the employer to cancel the health insurance coverage immediately after termination. This can occur if the employee was terminated for gross misconduct or if the employer has a policy that allows them to terminate coverage at the time of termination. Again, it's important to review the terms of the health insurance plan or benefits package to understand the specific policies and timelines for coverage after termination. If you have questions about the timing of the end of your health insurance coverage after being fired, it's best to contact your employer's HR department or the health insurance provider directly for more information.

Answered October 15, 2012 by Anonymous

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