Adaptive Cruise Control Car Insurance Discount (2025)
Save money on car insurance with Adaptive Cruise Control Car Insurance Discount. Discover how adaptive cruise control can lower your insurance rates and which companies offer this discount.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Daniel Walker
Updated October 2024
- Unlock Savings with Adaptive Cruise Control: By understanding and leveraging the Adaptive Cruise Control Car Insurance Discount, you can significantly reduce your auto insurance costs. This discount rewards drivers who equip their vehicles with advanced safety technology.
- Not All Insurers Offer ACC Discounts: It’s essential to be aware that not all insurance companies provide discounts for adaptive cruise control. As this technology is not yet standard in the industry, it’s crucial to explore and compare offerings from different insurers to find the best deal.
- ACC Enhances Safety: Adaptive Cruise Control (ACC) is an advanced driver assistance system that can help prevent accidents and reduce the severity of collisions. It automatically adjusts your vehicle’s speed based on the traffic around you, maintaining a safe following distance.
- Potential Savings on Premiums: Drivers with ACC-equipped vehicles may qualify for discounts ranging from 5% to 10% on their car insurance premiums. Insurance companies view ACC as a safety feature that reduces the risk of accidents.
- Compare and Save: To access affordable car insurance with ACC discounts, compare quotes from multiple insurance providers. By entering your ZIP code into the free quote tool, you can find the best rates and take advantage of the savings offered by adaptive cruise control.
What is the adaptive cruise control car insurance discount?
The adaptive cruise control car insurance discount is considered a vehicle safety discount. Why do car insurance companies offer vehicle safety discounts? The purpose of these discounts is to reward drivers who have vehicles with features and technology that have been proven to reduce the risks while on the road.
Read more: Safety Car Insurance Discounts
What companies offer adaptive cruise control discounts, and how much can you save?
Not every company offers an adaptive cruise control discount. Take a look at this table to see which of the major insurers currently offer it and how much you can save.
Adaptive Cruise Control Car Insurance Discount Availability and Savings by Company
| Insurance Companies | Offers Adaptive Cruise Control and Amount Saved |
|---|---|
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | Yes, 5% |
 | Yes, Varies |
 | Yes, Varies |
 | Yes, Varies |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
 | No |
Read more:Â The Hanover Car Insurance Discounts
Liberty Mutual is one of only four companies on our list that currently offer discounts for adaptive cruise control technology. One reason adaptive cruise control discounts are not offered by most car insurance companies is that the technology is not standard in the industry yet.
Read more: Ameriprise Financial Car Insurance Discounts
What is adaptive cruise control?
According to MyCarDoesWhat, adaptive cruise control maintains the speed you set and automatically adjusts your speed based on the vehicles around you. This way, the following distance between you and the car in front of you remains the same.
To find out if an adaptive cruise control discount is available to you, or if you qualify for other vehicle safety discounts, ask your agent if your car insurance company offers the adaptive cruise control car insurance discount.
While not all safety features will lead to savings on your auto insurance, certain options, including adaptive cruise control, collision preparation systems, anti-lock brakes, air bags, daytime running lights, electronic stability control, and automatic seatbelts, can potentially qualify you for safety features car insurance discount, resulting in reduced car insurance rates.
Read more: Collision Mitigation Car Insurance DiscountÂ
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Case Studies: Adaptive Cruise Control Car Insurance Discount
Case Study 1: Safely Saving on Car Insurance with Adaptive Cruise Control
Description: John, a diligent driver, decided to install an adaptive cruise control system in his vehicle in 2023. The system helped him maintain a safe distance from the car ahead while automatically adjusting his vehicle’s speed. Due to his responsible driving behavior and the added safety features provided by adaptive cruise control, John qualified for a significant car insurance discount.
This case study explores the impact of adaptive cruise control on John’s insurance premiums and his overall driving experience.
Case Study 2: Harnessing Adaptive Cruise Control for Lower Car Insurance Premiums
Description: Emma, a frequent highway traveler, opted to equip her vehicle with adaptive cruise control in 2023. The system allowed her to set a desired speed and maintain a safe distance from other vehicles on the road. Emma’s consistent use of adaptive cruise control positively influenced her driving habits and led to fewer instances of abrupt braking or sudden acceleration.
As a result, her car insurance provider rewarded her with a reduced insurance premium. This case study delves into Emma’s journey of utilizing adaptive cruise control to gain a substantial discount on her car insurance.
Case Study 3: Adaptive Cruise Control and Lowering Car Insurance Costs
Description: Mark, an experienced driver, decided to invest in an adaptive cruise control system for his car in 2023. With the help of this advanced technology, Mark was able to enhance his driving skills and maintain a consistent speed on the road. The reduced likelihood of accidents and Mark’s responsible driving behavior earned him a substantial car insurance discount.
This case study examines how Mark’s success in leveraging adaptive cruise control led to a significant reduction in his car insurance costs.
Case Study 4: The Impact of Adaptive Cruise Control on Car Insurance Premiums
Description: Sarah, a safety-conscious driver, adopted adaptive cruise control for her vehicle in 2023. This innovative technology enabled her to travel with increased peace of mind, as it helped maintain a safe distance from other vehicles and avoid potential collisions. Sarah’s commitment to safe driving, combined with the additional safety features provided by adaptive cruise control, resulted in a notable reduction in her car insurance premiums.
This case study explores the transformative impact of adaptive cruise control on Sarah’s insurance costs and her overall driving experience.
Case Study 5: Lowering Car Insurance Rates with Adaptive Cruise Control
Description: David, an eco-conscious driver, installed adaptive cruise control in his car in 2023. This system allowed him to optimize fuel efficiency by maintaining a steady speed and avoiding unnecessary accelerations and decelerations. Additionally, David’s commitment to responsible driving, supported by the advanced safety features of adaptive cruise control, led to substantial savings on his car insurance rates.
This case study delves into David’s journey of leveraging adaptive cruise control to not only reduce his environmental impact but also lower his car insurance costs.
Adaptive Cruise Control Car Insurance Discount: The Bottom Line
Not every insurance company offers the adaptive cruise control auto insurance discount. To find out if your insurance company offers the discount, ask your insurance agent. If you qualify for the discount and your insurer offers it, you could save up to 5 percent on your rates.
Ready to find affordable car insurance with adaptive cruise control discounts? The first step is to compare car insurance quotes with adaptive cruise control discounts by entering your ZIP code in our free tool.
Frequently Asked Questions
What is Adaptive Cruise Control (ACC)?
Adaptive Cruise Control (ACC) is an advanced driver assistance system that uses radar or sensors to automatically adjust the speed of a vehicle to maintain a safe distance from the car in front. The system allows drivers to maintain a set speed while also adapting to traffic conditions.
How does ACC affect car insurance premiums?
Many car insurance companies offer discounts to drivers who have vehicles equipped with ACC. This is because ACC can help prevent accidents and reduce the severity of collisions. Drivers who have ACC are typically seen as safer drivers by insurance companies, which can lead to lower premiums.
How much of a discount can I expect with ACC?
The amount of discount you can expect for having ACC will vary depending on your insurance provider and the state you live in. However, many insurers offer discounts ranging from 5% to 10% for vehicles equipped with ACC.
Do all insurance companies offer discounts for ACC?
No, not all insurance companies offer discounts for ACC. However, many of the largest insurance companies in the United States do offer discounts for vehicles equipped with ACC. It’s important to shop around and compare quotes from different insurance providers to find the best deal.
Is ACC considered a safety feature by insurance companies?
Yes, ACC is generally considered a safety feature by insurance companies. This is because ACC can help prevent accidents by maintaining a safe distance between vehicles and reducing the risk of rear-end collisions.
What other advanced driver assistance systems may qualify for insurance discounts?
In addition to ACC, there are several other advanced driver assistance systems that may qualify for insurance discounts. These include:
- Automatic emergency braking (AEB)
- Lane departure warning (LDW)
- Forward collision warning (FCW)
- Blind spot warning (BSW)
- Rearview camera
How can I find out if my insurance provider offers a discount for ACC?
The best way to find out if your insurance provider offers a discount for ACC is to contact them directly. You can call your insurance company or check their website to see if they offer discounts for vehicles equipped with ACC or other advanced driver assistance systems.
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