Knights of Columbus Insurance Review & Ratings (2025)
Knights of Columbus Insurance, a longstanding provider with a rich history dating, offers a comprehensive range of insurance solutions, including life insurance, retirement planning, and long-term care. In this guide, we explore the company's commitment to financial security, delve into its mission rooted in charity and unity, and examine the diverse insurance products designed to safeguard members and their families.
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Table of Contents
Table of Contents


Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Benjamin Carr


Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Daniel Walker
Updated January 2025
In this comprehensive exploration of Knights of Columbus Insurance, the article navigates the company’s longstanding history, beginning in 1882, and its evolution into a trusted provider offering a spectrum of insurance solutions.
The guide underscores the company’s commitment to financial security, rooted in the principles of charity and unity. From a detailed examination of Knights of Columbus’ diverse insurance products, including life, disability, long-term care, and auto insurance, to an assessment of its digital transformation, the article paints a holistic picture.
Moreover, it delves into the company’s rich mission and the values that guide its operations. The informative piece not only sheds light on the company’s offerings but also positions it among competitors in the insurance industry, providing readers with a comprehensive understanding to make informed decisions about their insurance needs.
What You Should Know About Knights of Columbus Insurance
Welcome to our comprehensive guide on Knights of Columbus Insurance, a trusted provider offering a wide range of insurance solutions to meet your unique needs. We delve into the key topics that matter most to you, including life insurance, retirement planning, long-term care, and more. We understand that finding the right insurance coverage at the best rates can be overwhelming.
- Offers a range of products and services that include car insurance.
- Provides discounts to help you save on your premiums.
- Has a long history of providing reliable and affordable insurance.
Don’t wait any longer discover how Knights of Columbus Insurance can provide you with the financial protection and peace of mind you deserve. Take charge of your insurance journey and secure your financial future with Knights of Columbus Insurance. Enter your zip code today and unlock the power of personalized protection.
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History and Mission of Knights of Columbus
Knights of Columbus insurance has a rich history that dates back to 1882 when it was founded by Father Michael J. McGivney, a Catholic priest in New Haven, Connecticut. Father McGivney established the organization to help provide financial assistance to the widows and orphans in his parish.
Over time, the organization expanded to provide support to a broader range of people, including members of the Catholic community who were in need of financial assistance. Today, the Knights of Columbus is one of the world’s largest Catholic fraternal organizations, with more than 2 million members in countries around the world.
The organization provides support to families and communities through charitable activities, social events, and a range of financial products and services, including insurance. The mission of Knights of Columbus insurance is to help protect the financial future of its members and their families.
The company provides a range of insurance products and services, including life insurance, disability insurance, long-term care insurance, and car insurance. By offering these products, Knights of Columbus insurance seeks to help its members ensure that their loved ones are protected in the event of an unexpected loss or injury.
The company is guided by the principles of charity, unity, fraternity, and patriotism, which are at the heart of the Knights of Columbus organization. These values guide the company’s operations, ensuring that it serves its members with integrity, transparency, and a commitment to the highest ethical standards.
Knights of Columbus Insurance Coverage Options
Knights of Columbus insurance offers a variety of insurance products and services designed to help its members achieve financial security and protect their loved ones. These include:
- Life insurance: Knights of Columbus offers a range of life insurance products, including term life, whole life, and universal life policies. These policies are designed to provide financial protection to policyholders and their beneficiaries in the event of the policyholder’s death. The company’s life insurance policies come with a variety of benefits, including guaranteed level premiums, tax-free death benefits, and the option to add riders for additional coverage.
- Disability insurance: Knights of Columbus also offers disability insurance, which provides financial protection to policyholders who are unable to work due to an injury or illness. The company’s disability insurance policies offer a range of benefits, including guaranteed level premiums, a choice of benefit periods and elimination periods, and the option to add riders for additional coverage.
- Long-term care insurance: Knights of Columbus offers long-term care insurance, which provides coverage for the cost of long-term care services, such as nursing home care, in-home care, and assisted living. The company’s long-term care insurance policies come with a variety of benefits, including guaranteed level premiums, flexible benefit options, and the option to add riders for additional coverage.
- Car insurance: Knights of Columbus also offers car insurance, which provides liability coverage, collision coverage, and comprehensive coverage for policyholders’ vehicles. The company’s car insurance policies come with a variety of benefits, including a safe driver discount, a multi-car discount, and the option to add roadside assistance and rental car coverage.
Overall, Knights of Columbus insurance offers a comprehensive range of insurance products and services designed to help its members achieve financial security and peace of mind. With a variety of policy options and customizable coverage, the company’s products and services are designed to meet the unique needs of each individual policyholder.
In Which States is Knights of Columbus Insurance Offered?
Knights of Columbus insurance is offered in all 50 states of the United States, as well as in the District of Columbia. The company is licensed to provide insurance coverage in all 50 states and has a strong presence across the country.
The company has a network of local insurance agents in many communities across the United States, which allows it to provide personalized service and support to its policyholders.
These agents can help customers choose the right insurance products for their needs, answer questions about coverage options and pricing, and provide assistance with claims or other insurance-related issues.
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Knights of Columbus Insurance Rates Breakdown
The cost of Knights of Columbus insurance varies depending on a number of factors, including the type of insurance product, the amount of coverage, the policyholder’s age, health, driving record, and other personal factors.
As a fraternal organization, the Knights of Columbus is a non-profit organization that operates for the benefit of its members. This means that the company is able to offer its insurance products at competitive rates, as its primary goal is to provide affordable insurance coverage to its members rather than generating profits for shareholders.
For example, the cost of Knights of Columbus life insurance policies can range from a few dollars per month to several hundred dollars per month, depending on the type of policy, the coverage amount, and other personal factors.
Similarly, the cost of car insurance policies can vary widely depending on the make and model of the insured vehicle, the driver’s age and driving record, and other factors.
To get a more accurate estimate of the cost of Knights of Columbus insurance, interested individuals can request a quote from the company’s website or by speaking with a Knights of Columbus insurance agent. The company’s agents can provide personalized quotes based on the individual’s specific needs and circumstances.
Knights of Columbus Insurance Discounts Available
Knights of Columbus insurance offers a variety of discounts to its policyholders, allowing them to save money on their insurance premiums. These discounts include:
- Safe driver discount: Knights of Columbus offers a safe driver discount to policyholders who have a good driving record. This discount is available to drivers who have not had any at-fault accidents or moving violations in the past three years.
- Multi-car discount: The company also offers a multi-car discount to policyholders who insure more than one vehicle with Knights of Columbus. This discount can help families save money on their car insurance premiums.
- Good student discount: Knights of Columbus offers a good student discount to policyholders who have a high school or college student on their policy who maintains a B average or better. This discount can help families save money on their car insurance premiums.
- Homeowner discount: Policyholders who own their own home may be eligible for a homeowner discount on their car insurance. This discount is available to homeowners who insure their home and car with Knights of Columbus.
- Pay-in-full discount: Knights of Columbus offers a discount to policyholders who pay their premiums in full at the start of their policy period. This discount can help policyholders save money on their insurance premiums over the course of the year.
- Catholic family discount: Knights of Columbus offers a discount to policyholders who are members of a Catholic family. This discount is available to families who have two or more members who are insured with Knights of Columbus.
Overall, Knights of Columbus insurance offers a variety of discounts to help its policyholders save money on their insurance premiums. By taking advantage of these discounts, policyholders can ensure that they are getting the best possible value for their insurance coverage.
Taking a Closer Look at How Knights of Columbus Insurance Processes Claims
Ease of Filing a Claim
Knights of Columbus Insurance offers a user-friendly claims process that can be initiated through various convenient channels. Policyholders can file claims online through the company’s website, over the phone, or by using their mobile app. This flexibility ensures that customers can choose the method that suits them best, making it easy to start the claims process promptly.
Average Claim Processing Time
One of the critical aspects of a claims process is how quickly it is resolved. Knights of Columbus Insurance strives for efficient claim processing. While the exact processing time can vary depending on the complexity of the claim, the company aims to provide timely responses and settlements to its policyholders. The specific timeframes can be discussed with the claims department when initiating a claim.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable in evaluating an insurance company’s performance in claim resolutions and payouts. Knights of Columbus Insurance has garnered positive reviews from customers for its fair and efficient handling of claims. Policyholders have expressed satisfaction with the company’s commitment to delivering on its promises and providing financial support when they need it most.
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Exploring Knights of Columbus Insurance: Reviews, Rankings, and Coverage Insights
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Knights of Columbus Insurance Digital and Technological Transformation in Insurance
Mobile App Features and Functionality
Knights of Columbus Insurance offers a robust mobile app with a range of features and functionalities to enhance the overall customer experience. The app allows policyholders to manage their policies, access important documents, make premium payments, and even initiate claims right from their smartphones. It provides a convenient and accessible way for customers to stay connected with their insurance coverage.
Online Account Management Capabilities
The company’s online account management capabilities empower policyholders to take control of their insurance policies. Through the online portal, customers can review policy details, update personal information, track claims, and view payment history.
Knights of Columbus Insurance ensures that policyholders have easy access to the information they need to make informed decisions about their coverage.
Digital Tools and Resources
In addition to its mobile app and online account management, Knights of Columbus Insurance offers a range of digital tools and resources to assist customers in understanding their insurance options better. These resources include educational materials, calculators, and informative articles that help policyholders navigate various insurance-related topics.
The company’s commitment to providing digital tools ensures that customers are well-informed when making important insurance choices.
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How Knights of Columbus Insurance Ranks Among Providers
As Knights of Columbus Insurance stands as a stalwart in the insurance industry, it faces competition from several other noteworthy providers. These competitors vie for the attention of individuals seeking reliable coverage and financial security. Below is a list of key players in the insurance landscape that compete with Knights of Columbus.
- State Farm:Offers a wide range of insurance products, including auto, home, life, and more.
- Allstate: Provides various insurance options, including auto, home, and life coverage.
- Nationwide: Offers diverse insurance solutions, including auto, home, and pet insurance.
- Geico: Specializes in affordable auto insurance.
- Prudential: Offers a range of financial products, including life insurance and retirement planning.
- New York Life: Primarily provides life insurance and annuities.
- Farmers Insurance: Provides various insurance products, including auto, home, and business
- Liberty Mutual: Offers a variety of insurance products, including auto, home, and business insurance.
- Metlife: Offers life insurance, dental insurance, and employee benefits.
- Progressive: Provides a range of insurance products, with a strong emphasis on auto coverage.
Each competitor brings its unique strengths and market focus, catering to the diverse needs of insurance consumers. When considering insurance options, understanding these distinctions can aid in making informed decisions tailored to individual preferences and requirements.
Customer reviews of Knights of Columbus insurance are generally positive, with many policyholders praising the company for its affordable rates, personalized service, and strong commitment to its members. Some common strengths reported by customers include:
- Competitive pricing: Many customers report that Knights of Columbus insurance offers some of the most affordable insurance rates on the market, making it an excellent value for those seeking high-quality coverage at a reasonable price.
- Personalized service: Customers appreciate the company’s network of local agents, who are able to provide personalized service and support to policyholders. Many customers report that their agents are friendly, knowledgeable, and easy to work with.
- Strong commitment to members: As a fraternal organization, Knights of Columbus insurance is committed to serving the needs of its members and their families. Many customers appreciate the company’s focus on providing affordable, high-quality insurance coverage to its members, as well as its broader commitment to supporting Catholic causes and charities.
While there are some negative reviews of Knights of Columbus insurance online, these are generally the exception rather than the rule. Some customers have reported issues with claims processing or customer service, while others have noted that the company’s discounts may not be as generous as those offered by some other insurers.
Frequently Asked Questions
How does permanent life insurance work?
Permanent life insurance provides coverage for your entire life as long as the premiums are paid. It accumulates cash value over time, which can be withdrawn or borrowed against while you’re still alive. There are different types, such as whole life and universal life, each with its own features and benefits.
Can I cancel my life insurance policy and get my money back?
Yes, you can typically cancel a life insurance policy and receive some of your money back, depending on the type of policy and how long you’ve had it. If you cancel early, there may be surrender charges deducted from the cash value, but you’ll receive the remaining cash value.
How soon can I borrow from my life insurance policy?
You can typically borrow from your life insurance policy once it has accumulated enough cash value, which usually takes a few years of paying premiums. The specific time frame varies depending on the policy and the insurance company.
How does insurance work?
Insurance works by pooling risk. Policyholders pay premiums to an insurance company, which then uses that money to pay out claims to policyholders who experience covered losses or events. The insurance company spreads the risk among many policyholders, providing financial protection and peace of mind.
What happens if you don’t pay the Knights of Columbus dues?
If you don’t pay your Knights of Columbus dues, your membership may lapse, and you may lose access to benefits and services provided by the organization. It’s essential to stay current with dues payments to maintain your membership and eligibility for benefits.
What happens if I surrender my life insurance policy before maturity?
If you surrender your life insurance policy before maturity, you’ll receive the cash surrender value, which is the accumulated cash value minus any surrender charges or fees. Surrendering the policy means you forfeit the coverage and future benefits of the policy.
Is there a penalty for surrendering life insurance?
Yes, there may be surrender charges or penalties for surrendering a life insurance policy, especially if it’s done early in the policy’s life. Surrender charges are deducted from the cash value of the policy and can reduce the amount you receive when surrendering the policy.
What are the benefits of paid-up policy?
A paid-up policy is a life insurance policy that has reached a point where no further premiums are required to keep it in force. The benefits include having lifelong coverage without the need to make additional premium payments and the ability to access any accumulated cash value.
Can I turn my life insurance policy into cash?
Yes, you can typically access the cash value of a permanent life insurance policy by surrendering the policy, taking out a policy loan, or making partial withdrawals. These options allow you to convert the policy’s cash value into cash that you can use for various purposes.
Which is better paid up or surrender?
Whether a paid-up policy or surrendering the policy is better depends on your financial needs and goals. A paid-up policy provides lifelong coverage without additional premiums, while surrendering the policy provides immediate access to the cash value but forfeits the coverage.
What are the benefits of life insurance payout?
How much are surrender fees?
How much is cash surrender value?
What are the benefits of Knights of Columbus life insurance?
How much are Knights of Columbus member dues?
How do I register for Knights of Columbus?
How much money will I get if I surrender my policy after 3 years?
How can I calculate my surrender value?
Do I get my money back if I outlive my life insurance?
What is the maturity payout of life insurance?
What happens when a 20-year life insurance policy matures?
What is the main purpose of Knights of Columbus?
Is Knights of Columbus Insurance Good?
Can I Cash Out My Knights of Columbus Life Insurance?
How Does the Knights of Columbus Annuity Work?
What Is the Surrender Charge for the Knights of Columbus Annuity?
How Much Are Knights of Columbus Member Dues?
What Happens When You Join the Knights of Columbus?
How Do I Withdraw from Knights of Columbus?
Can I Withdraw Cash Value from Life Insurance?
How Many Years Do You Pay Life Insurance?
Can I Borrow from My Life Insurance?
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