ManyPets Insurance Review & Ratings (2024)
Whether you have a mischievous kitten, an adventurous pup, or a wise senior pet, ManyPets Insurance has customizable coverage options to suit your pet's needs at every stage of life. From routine check-ups to unexpected medical expenses, our plans are designed to provide reliable protection and support.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to our comprehensive guide on ManyPets Insurance and the importance of pet insurance for your furry companions. We will delve into the key topics surrounding ManyPets Insurance, including its coverage options, benefits, and why it is crucial for every pet owner to consider having insurance for their beloved animals.
Furthermore, we will provide useful insights on how to choose the best insurance provider for your pet’s specific needs. Don’t miss the opportunity to secure the well-being of your furry friend—enter your zip code now to compare rates from the leading insurance providers and make an informed decision to protect your pet’s health and your peace of mind.
What Does ManyPets Pet Insurance Cover?
ManyPets base plans cover almost all expenses related to the treatment and care of accidents and illness. This ranges from diagnostics to cancer treatments. However, there are a few things that aren’t covered. Here is what ManyPets does and doesn’t cover under their plans:
| What's Covered | What Isn't Covered |
|---|---|
| Vet fee exams for accidents & illnesses | Preventative care ( there is an optional Wellness plan available) |
| Diagnostics | Pre-existing conditions (unless your pet has been symptom- and treatment-free for 18 months) |
| Medications | Cosmetic services |
| Surgeries | Non-FDA approved medications |
| Hospitalizations | Prescription diets |
| Cancer treatments | |
| Hip Dysplasia | |
| Dental illnesses | |
| Eye, ear, and skin infections | |
| Hereditary & congenital conditions | |
| Chronic conditions |
Despite not covering preventative care, ManyPets does give you the option to add routine and preventive care coverage to your policy at an additional cost under their Wellness plan.
A Wellness plan from ManyPets can reimburse you for expenses such as:
- Wellness exams
- Routine vaccinations such as rabies and bordetella
- Flea, tick and heartworm prevention
- Holistic care such as supplements and treatments for stress, anxiety, coat, skin, and bone and joint care
- Dental cleanings
The ManyPets waiting period is 15 days. But the 15-day waiting period may be waived if your pet is currently insured with a different carrier within 24 hours of purchasing your ManyPets Pet policy.
Since there are some exclusions when it comes to coverage under ManyPets, here is a closer look at what isn’t covered:
- Pre-existing conditions such as an illness or injury that began before coverage, except for conditions that have been symptom-free and treatment-free for 18 months
- Elective or cosmetic surgeries
- Medication, treatment, or supplements that the FDA does not approve
- Behavioral medication or therapy
- Daycare
- Boarding
- Grooming
- Prescription diet
You can also check your policy documents provided by ManyPets for a full list of exclusions.
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When does ManyPets insurance coverage begin?
After you purchase your ManyPets pet policy, you will have a 15-day waiting period until coverage starts. ManyPets waiting period is considered shorter than most competitors that average about 20 days.
Choosing a pet insurance company with a short accident waiting period, like ManyPets, may give you peace of mind since you never know when an emergency can pop up.
However, if you’re switching from your previous pet insurer to ManyPets pet insurance, your accident and illness waiting period will be reduced to 24 hours which is unique to ManyPets.
What are the expected costs of ManyPets pet insurance?
With ManyPets, you don’t have a limit on your expense reimbursement. A ManyPets wellness plan will reimburse you up to $150 per year.
But just like with health insurance, you will need to pay a deductible before your coverage begins. Once this deductible is met, your pet’s expenses afterward will be covered. You can choose a deductible of $0, $100, $250, $500, or $750.
| Coverage | Amounts of Coverage |
|---|---|
| Annual coverage limits | Unlimited |
| Reimbursement level | 80% - 100% |
| Deductible amount | $100 - $500 |
| Vet Visits | Visit any licensed veterinarian, no restrictions |
ManyPets pet insurance policies are pretty straightforward. The monthly premiums will vary based on your pet’s health history and location, but generally, plans start at $20 for dogs and $15 for cats.
Eligibility for coverage under any ManyPets policies has no breed or age restrictions and there are no veterinary exams required in order to obtain coverage. However, when you file your first pet insurance claim, you will have to submit your pet’s medical records from the prior eighteen months.
ManyPets Insurance Reviews
ManyPets has earned an average rating of 4.4/5 from 15 reviews on Trustpilot. Several reviewers praise ManyPets services as having a fast claims process, but there are a few customers complain that reimbursement times could be quicker.
ManyPets is currently underwritten by Accredited Surety and Casualty Company, which has an A+ rating from the Better Business Bureau. The bureau has not received any complaints about them as an underwriter.
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How do I file a claim with ManyPets?
If you need to make a claim on your ManyPets insurance policy, here’s what you’ll need to do:
- Your pet receives the treatment they need from any licensed vet and you pay the bill
- Obtaining your unique ManyPets login and create an account
- Upload your pet’s vet bill
- Submit your claim online
- ManyPets will process your claim and reimburse you the relevant amount that your plan specifies
The company aims to process most claims within 48 hours. Once your claim has been approved, reimbursement is issued within 24 business hours.
Should I buy ManyPets pet insurance?
There are several good reasons why ManyPets pet insurance is worth considering if you’re searching for cover for your pet. ManyPets provides cover for accidents and illnesses, with no annual limits, and you can select reimbursement for up to 100% of eligible vet bills.
But one of the downsides to ManyPets pet insurance is that currently, it’s only available in certain states. ManyPets has stated that they are looking to expand their reach sometime in the future, but the timeframe is still unknown.
Regardless, if you do live in Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Michigan, Mississippi, Nebraska, Nevada, New Mexico, North Carolina, Pennsylvania, South Dakota, Texas, West Virginia, and Wyoming, ManyPets is a great option to consider.
ManyPets Pet Insurance Review & Ratings: Key Takeaways
There are plenty of upsides and a few downsides to choosing ManyPets pet insurance. If you live in a state that is not available for coverage, looking elsewhere is a better option.
However, if you do live in one of the listed states, ManyPets has great affordable plans and plenty of reimbursement options to choose from. With customizable policies, there is a plan that can fit into almost any sized budget.
Now that you’ve learned about ManyPets pet insurance, take the time to enter your ZIP code into our free tool and start comparing pet insurance quotes today.
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Frequently Asked Questions
What is ManyPets Insurance?
ManyPets Insurance is a pet insurance provider that offers coverage for cats and dogs. It helps pet owners manage the cost of unexpected veterinary bills.
Does ManyPets Insurance have a mobile app?
Yes, ManyPets Insurance has a mobile app that allows you to manage your policy, file claims, and view your pet’s coverage and claims history.
Does ManyPets Insurance cover alternative therapies?
Yes, ManyPets Insurance offers coverage for alternative therapies, such as acupuncture, chiropractic care, and hydrotherapy, as long as they are recommended by a licensed veterinarian.
Does ManyPets Insurance offer a money-back guarantee?
Yes, ManyPets Insurance offers a 30-day money-back guarantee, allowing you to cancel your policy and receive a full refund if you are not satisfied with the coverage.
How are premiums determined for ManyPets Insurance?
Premiums are determined based on several factors, including your pet’s age, breed, and health history, as well as the coverage level and deductible you choose.
Can I choose my own veterinarian?
Yes, ManyPets Insurance allows you to choose any licensed veterinarian in the United States or Canada.
How do I file a claim with ManyPets Insurance?
You can file a claim online or through the ManyPets Insurance mobile app. You will need to provide your pet’s medical records and itemized invoices from your veterinarian.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.