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SageSure Insurance Review & Ratings (2025)

Discover all you need to know about SageSure Insurance, including reviews, ratings, and coverage options. Compare quotes from top insurance providers to ensure you get the best home insurance for your needs. With SageSure's user-friendly website and commitment to modern technologies, it's an excellent choice for homeowners in 14 specific states.

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Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Written by
Heidi Mertlich
Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Reviewed by
Laura D. Adams

Updated October 2024

Are you looking for comprehensive information on Sagesure Insurance? In this article, we delve into the details of Sagesure Insurance, including reviews, coverage options, and ratings. We understand that finding the best insurance provider for your home is crucial. That’s why we encourage you to enter your zip code now and compare rates from top insurance providers.

  • Sagesure was founded in 2006
  • Sagesure is only available in 14 states
  • You can procure a Sagesure home insurance quote online

With Sagesure Insurance’s commitment to modern technologies and user-friendly approach, homeowners in eligible states such as New Jersey, New York, and Alaska can find the right coverage to protect their homes. Don’t miss out on the opportunity to secure the best insurance rates. Enter your zip code and make an informed decision today.

Is Sagesure a highly rated company?

While Sagesure is not yet accredited with the Better Business Bureau, it does have an A+ rating from that institution. It is important to note though that Sagesure doesn’t have an A.M. Best rating yet either, but it has continued to remain in business for over ten years.

Sagesure also prioritizes client convenience, much like Geico and Progressive do, by making policies accessible online and allowing clients to submit claims online too. Companies like Sagesure and Geico empower you to stay in control of your policy whenever and wherever you are.

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Does Sagesure do business in all 50 states?

If you live in Kansas or Oregon and wanted to buy insurance with Sagesure, unfortunately, you are out of luck. You can only buy Sagesure home insurance in 14 states. These states include:

  • Alabama
  • Alaska
  • California
  • Connecticut
  • Florida
  • Louisiana
  • Massachusetts
  • Mississippi
  • New Jersey
  • New York
  • North Carolina
  • South Carolina
  • Texas
  • Virginia

Now, Sagesure does heavily promote remote access to its insurance representatives, but you can always personally meet with Sagesure insurance managers in Tallahassee, FL, or in any other city where the company has an office like in Jersey City, Chicago, or Atlanta.

Unveiling SageSure: A Trusted Name in Homeowners Insurance Across the Nation

SageSure Insurance is a prominent name in the realm of homeowners insurance, consistently earning praise in best home insurance reviews across various states including Florida, Maine, Nebraska, and even the unique market of Washington, DC.

Its commitment to providing top-tier coverage at competitive rates has earned it a reputation as one of the best homeowners insurance providers in these regions. With a focus on SageSure values and underwriting, customers can trust in the reliability and integrity of their policies.

Despite the occasional SageSure reviews complaints, the company maintains a strong standing, further reinforced by its A.M. Best rating. For those seeking cheap homeowners insurance in Montana or elsewhere without compromising on quality, SageSure stands as a dependable choice, offering peace of mind and financial security.

How much does Sagesure charge for home insurance?

How much does home insurance cost with Sagesure? Unfortunately, you won’t be able to find sample Sagesure home insurance rates on the company website; however, it is important to note that no two policies will share the same rate. You can find the average rates for home insurance in your state below:

Average Monthly Home Insurance Rates by State

StateAverage Monthly Home Insurance Rates
Alabama$117
Alaska$82
Arizona$70
Arkansas$118
California$89
Colorado$135
Connecticut$125
Delaware$73
District of Columbia$105
Florida$163
Georgia$109
Hawaii$95
Idaho$64
Illinois$92
Indiana$86
Iowa$82
Kansas$135
Kentucky$96
Louisiana$166
Maine$75
Maryland$89
Massachusetts$129
Michigan$82
Minnesota$117
Mississippi$132
Missouri$115
Montana$103
Nebraska$131
Nevada$65
New Hampshire$82
New Jersey$101
New Mexico$90
New York$110
North Carolina$92
North Dakota$108
Ohio$73
Oklahoma$162
Oregon$59
Pennsylvania$79
Rhode Island$136
South Carolina$107
South Dakota$107
Tennessee$103
Texas$163
Utah$61
Vermont$78
Virginia$86
Washington$73
West Virginia$81
Wisconsin$68
Wyoming$99
National Average$101

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Rates vary so much not just because of the location of your home but also because of a variety of other factors. When you fill out a quote for Sagesure or any other home insurance company for that matter, you will need to provide precise and detailed information so the company can properly complete its underwriting process and give you an accurate rate.

The underwriting process is very important as it ascertains how much risk you pose to the company. When you begin shopping online for home insurance, you must be prepared to share personal details about yourself like your gender, your name, your marital status, your address, your claims history, and your credit score.

Insurance companies like Sagesure use this vital information to calculate your rates.

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Does Sagesure offer discounts for homeowners?

If you want to procure affordable Sagesure home insurance, you can do so by making use of the discounts that Sagesure offers. What those discounts are exactly is unclear as Sagesure advertises that it offers discounts to homeowners but doesn’t list what those discounts are on the company’s website.

You, however, use this guide as a reference when inquiring after what discount may be available at Sagesure:

Common Home Insurance Discounts

Common Home Insurance Discounts
New Roof
Electrical Upgrades
Fire Alarm
Home & Auto
Home & Life
Home & Umbrella
Sprinklers
Security System
Gated Community
Water Safety System
Paid in Full
Customer Loyalty
Claim Free
New Home
Fire Resistant Construction
Storm Shutters
Plumbing Upgrades

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If you want to learn more about the discounts that this company offers you can reach out directly to a Sagesure insurance representative, or if you already have a policy with this company, simply use your Sagesure login to access your policy remotely and review it to make sure that you are not missing on any opportunities to save some money.

What coverages does Sagesure offer homeowners?

Just as pricing will vary from state to state, the types of coverage that you can get from Sagesure will differ from state to state too. For example, if you live in Alabama, you can only purchase an HO-3 homeowners insurance policy, but if you live in California, you have the option to purchase either an HO-3 or HO-5 homeowners insurance policy.

You can get extensive open peril coverage with both these policies that will cover your home’s physical structure, but the HO-5 policy provides you with this coverage for your belongings as well. No matter where you live, you should always closely examine your quotes to see what will and what won’t be covered by your insurance policy.

If you are shopping for home insurance online you should never jump the gun when you find an exciting new policy. Once you’ve found a policy that you would like to purchase, make sure that your old policy cancels on the effective date of your new policy and not before. The last thing you want to is have a lapse in coverage and be left vulnerable.

Simplifying Sagesure Insurance Claims Procedures

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

SageSure Insurance offers a streamlined claims process with multiple convenient options for policyholders. Whether you prefer to file a claim online, over the phone, or through mobile apps, SageSure ensures that reporting a claim is hassle-free. Their user-friendly digital platform allows you to initiate a claim with ease, providing flexibility to choose the method that suits you best.

Average Claim Processing Time

Sagesure Insurance is committed to quick and efficient claim processing. While specific processing times may vary depending on the nature of the claim, their dedication to prompt resolution is evident. Policyholders can expect timely responses and actions to help them recover from unforeseen events swiftly.

Customer Feedback on Claim Resolutions and Payouts

Sagesure Insurance values customer satisfaction in claim resolutions and payouts. Reviews and feedback from policyholders highlight their commitment to fair and satisfactory claims handling. With a focus on transparency and reliability, SageSure strives to meet the needs of homeowners when it matters most.

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Sagesure Insurance Embraces Digital Transformation

Mobile App Features and Functionality

Sagesure Insurance offers a robust mobile app with a wide range of features and functionalities. From accessing policy information to filing claims and making payments, the app provides policyholders with convenient on-the-go options. With user-friendly navigation and secure login capabilities, managing your insurance needs has never been easier.

Online Account Management Capabilities

Sagesure’s online account management system empowers policyholders to take control of their insurance policies. You can access and update your policy details, review billing information, and make necessary changes at your convenience. This digital tool enhances transparency and ensures that you have easy access to critical policy information.

Digital Tools and Resources

Sagesure Insurance offers a suite of digital tools and resources to support homeowners in making informed decisions. These resources include informative articles, coverage calculators, and educational materials that assist policyholders in understanding their insurance options. By providing these digital resources, Sagesure aims to empower homeowners to protect their properties effectively.

Unveiling SageSure Insurance: Reviews, Ratings, and Insights

When considering SageSure insurance reviews and ratings, it’s crucial to delve into various aspects to make an informed decision about your home insurance. SageSure insurance rating A.M. Best provides valuable insight into the financial strength and stability of the company, reassuring policyholders about the reliability of their coverage.

Homeowners seeking SageSure home insurance reviews will find a mix of feedback, reflecting the diverse experiences of customers. While some praise the company’s prompt claims handling and competitive rates, others may have encountered SageSure insurance complaints, highlighting areas for improvement.

As part of the Elevate insurance company family, SageSure aims to deliver good home insurance that meets the needs of its clientele. By analyzing ratings home insurance companies receive, prospective policyholders can gauge the level of protection and service they can expect. For those seeking assistance, contacting the SageSure insurance company phone number can provide additional clarity on policies and coverage options.

Sagesure Home Insurance: What You Need to Know

This enterprising, young company is only available in a few states at present and offers different levels of coverage in those states. you shop online at any time to see how Sagesure quotes compare to other companies, but you may discover that the company’s online features for its clients outmatch the competition.

That being said, you must always make sure that the coverage you are purchasing is actually adequate for your home and meets the financial constraints of your budget. Always get at leave five quotes online so you can be sure that you are making the best choice for your insurance needs.

Enter your ZIP code to get free insurance quotes and see if Sagesure is the best choice for you.

 

Frequently Asked Questions

What is SageSure Insurance?

SageSure Insurance Company is a property and casualty insurance company that specializes in providing homeowners insurance, particularly in areas prone to natural disasters.

What states does SageSure cover?

SageSure provides coverage in coastal and catastrophe-exposed states, such as Florida, Louisiana, Texas, South Carolina, North Carolina, New Jersey, and others.

Who has the best home insurance?

Determining the “best” home insurance company can vary based on individual needs, preferences, and location. It’s advisable to compare quotes, coverage options, customer reviews, and financial strength ratings from reputable sources like J.D. Power, AM Best, or Consumer Reports to find the best fit.

What does SageSure do?

SageSure specializes in providing property and casualty insurance, particularly homeowners insurance, in catastrophe-exposed areas.

How long has SageSure been around?

SageSure Insurance Company was founded in 2007.

Who is the owner of SageSure?

SageSure is a privately held company, but it has received significant investment from private equity firm Insight Partners.

Where can I find Sage Insurance Company reviews?

You can find reviews of SageSure Insurance Company on various platforms like Google Reviews, Yelp, or the Better Business Bureau website.

Is SageSure Insurance an admitted carrier?

Yes, SageSure Insurance Company is an admitted carrier in the states where it operates.

Is SageSure Insurance good?

SageSure’s quality of service and coverage effectiveness can vary based on individual experiences and needs. Researching reviews, ratings, and comparing quotes can help determine if it’s a good fit for your requirements.

Who is the largest insurance company?

The largest insurance company can vary depending on the metric used (revenue, assets, market capitalization, etc.). As of my last update, companies like Berkshire Hathaway, Ping An Insurance, and AXA were among the largest globally.

More FAQs

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