AARP Insurance Review & Ratings (2024)
Save with AARP insurance discounts for seniors and unlock exclusive benefits. Explore a wide range of coverage options and compare quotes from top insurance providers to find the best rates tailored to your needs. With AARP, you can enjoy group discounts on home, health, life, and auto insurance, as well as savings on prescriptions and medical procedures.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Mar 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Are you looking for comprehensive insurance coverage tailored to seniors? Look no further than AARP Insurance. In this article, we delve into the key topics surrounding AARP Insurance, including the benefits and discounts available to members, the types of insurance offered, and how to qualify for coverage.
- AARP doesn’t sell insurance plans but offers group discounts on car, home, health, and life insurance policies
- Members are eligible for guaranteed health and life insurance coverage no matter their medical history
- You must be 50 years old to qualify for AARP insurance discounts and 65 to enroll in AARP Medicare plans
Discover how AARP can help you save on home, health, life, and auto insurance, along with exclusive discounts on prescriptions and medical procedures. To ensure you get the best rates from top insurance providers, enter your ZIP code now and compare quotes. Take the first step towards securing the insurance coverage you need at the most affordable prices.
What is AARP?
The American Association of Retired Persons (AARP) is a group discount program for those over 50. Anyone can join AARP at any age and earn discounts at participating restaurants and hotels, but you must be over 50 to qualify for AARP insurance benefits.
Read more: Best Business Insurance for Hotels
AARP is not a licensed insurance agency, so it doesn’t sell individual AARP insurance plans. Instead, the program partners with leading companies to unlock group discounts on home, health, life, and auto insurance for its members.
Members also earn discounts on prescriptions and certain medical procedures with participating physicians.
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What types of insurance does AARP sell?
AARP doesn’t sell individual insurance plans — it’s a discount program that helps seniors find affordable coverage by partnering with different providers and physicians. You are guaranteed life and health insurance coverage and can buy other types of discount insurance through AARP.
AARP also makes it easy for seniors to enroll in Medicare and Medicare Supplement insurance plans. The program offers Medicare and Medicare Advantage coverage through United Healthcare and provides an online resource center and enrollment guide to walk members through the process.
You must be 65 to apply for Medicare, but other AARP insurance discounts are available as soon as you turn 50, including guaranteed coverage through the following companies:
- Dental insurance through Delta Dental
- Long-term care and life insurance through New York Life
- Home and auto insurance through The Hartford
- Mobile home and motorcycle insurance through Foremost
- Vision coverage through EyeMed
- Pet insurance through The Dodo
- Roadside assistance through Allstate
AARP Hartford insurance also includes policies for ATVs, golf carts, collector cars, and personal watercraft.
Read more: The Hartford Car Insurance Discounts
Insurance Discounts Available to AARP Members
When you buy insurance through AARP, you immediately receive group benefits and discounts on your policy.
For example, discounts with AARP car insurance automatically save members $500 per year with The Hartford. Members also earn discount rates on Allstate roadside assistance. Scroll through the table below for a complete list of AARP insurance discounts for seniors.
Read more: Car Insurance Discount for Women Over 50
Unfortunately, you cannot buy health insurance through AARP until you qualify for Medicare. Until then, you can still take advantage of these AARP health insurance discounts:
- Prescriptions
- Hearing aids
- Eye exams and prescription lenses
- Gym memberships
- In-home care
Members also have access to unique healthcare content, including recipes and whole-body health resources.
Other Discounts Available to Seniors
AARP insurance and medical discounts aren’t the only savings you can get with your membership. You’ll earn 10%-15% off at participating hotels and restaurants and are also eligible for discount rates on cruises, airline tickets, and car rentals.
Along with the AARP home insurance discounts listed above, homeowners can save money with exclusive real estate benefits when buying or selling a home. If you’re moving, AARP members save up to 20% with Budget truck rentals.
However, AARP is just one of many ways seniors can save money. Even if you aren’t a member, you can still earn discounts with individual airlines, grocery stores, movie theaters, and more. For example, many grocery stores and drugstores participate in Senior Days and offer additional savings to those over 55 or 65 on a certain day every week. These discounts, combined with the tailored coverage provided by the best business insurance for grocery stores, can significantly contribute to the financial well-being of seniors and the businesses they value.
Don’t hesitate to ask if you’re curious about which companies offer senior discounts. Eligibility will depend on your age. Many companies start offering senior discounts as soon as you turn 55, while others require you to be at least 65, but you’ll never know if you don’t ask before you buy.
The Bottom Line on AARP Membership Benefits
AARP membership is available to everyone at any age, but most insurance benefits will not kick in until you turn 50. Of those benefits, AARP insurance discounts are among the most popular.
Members can save hundreds of dollars per year with group discounts on all types of policies, including auto and life insurance. You’re also guaranteed acceptance for life and health insurance with your membership, no matter your medical history. You can also earn additional discounts on healthcare programs and in-home care.
If you’re interested in joining AARP, you can sign up online. It is an excellent resource for insurance discounts and offers free resources to help you better understand your options when it comes to Medicare, long-term care coverage, and more.
Finding affordable insurance is easy with AARP, but you don’t need a membership to compare insurance quotes online. Use our free comparison tool below to find affordable insurance for seniors near you.
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Frequently Asked Questions
Does AARP save you money on insurance?
Yes. AARP saves you money on insurance policies by offering coverage at group rates. Group discounts on home and auto insurance can save you hundreds of dollars per year, so always ask if you qualify for AARP discounts with companies like The Hartford, United Health, Foremost, and New York Life.
Do you get good discounts with an AARP membership?
Yes, but the long list of AARP discounts doesn’t stop with insurance companies. Members qualify for a percentage off an array of medical and retail products, including prescriptions, tax preparation, car rentals, movie tickets, vacation packages, restaurants, oil changes, and more.
What perks do you get with AARP?
The benefits of an AARP membership extend beyond just discounts on insurance and travel expenses. Members also have access to free resources online that can help them find Medicare coverage, in-home care, gym memberships, and even driving lessons through the AARP Smart Driver Course.
Perks also include professional training for seniors looking to find a new job, update their resume, or start a business. There are also opportunities to volunteer and get involved with the AARP chapters in your local community.
What are the disadvantages of joining AARP?
One of the biggest complaints about AARP is the number of paper mail members receive, although many still enjoy the AARP magazine.
However, you can find similar (and more) discounts with other programs, such as AAA, which doesn’t have an age restriction on its benefits.
What is AARP Car Insurance?
AARP Car Insurance is a program offered by The Hartford, a company that provides insurance and financial services. The program is designed specifically for AARP members and offers benefits such as lifetime renewability and a RecoverCare program that provides assistance after an accident.
What types of car insurance does AARP offer?
AARP Car Insurance offers a range of coverage options, including liability, collision, comprehensive, and personal injury protection (PIP) insurance. They also offer uninsured/underinsured motorist coverage and rental car coverage.
How can I qualify for AARP Car Insurance?
To qualify for AARP Car Insurance, you must be an AARP member and at least 50 years old. However, The Hartford may make exceptions for younger drivers who are spouses or domestic partners of AARP members.
What discounts does AARP Car Insurance offer?
AARP Car Insurance offers a range of discounts, including a discount for AARP members, a safe driver discount, a multi-car discount, and a discount for bundling home and auto insurance. They also offer a discount for completing a defensive driving course.
How does AARP Car Insurance compare to other car insurance providers?
AARP Car Insurance is known for providing good customer service and a range of coverage options. However, the cost of their premiums may be higher than some other providers. It’s always a good idea to compare quotes from multiple providers before making a decision.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
