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AFSCME Car Insurance Discounts for 2025

Are you looking for ways to save on your car insurance premiums? One great option to explore is the AFSCME car insurance discount, this discount is available to members of the American Federation of State, County and Municipal Employees (AFSCME) and their families.

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

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Eric Stauffer

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Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Eric Stauffer

Updated September 2024

AFSCME auto insurance Discounts

Key Takeaways

  • Safe driver discounts: Offered to drivers with a clean record, free from accidents or traffic violations.
  • Multi-car discounts: Available when you insure multiple vehicles with the same provider.
  • Good student discounts: Accessible to students with strong academic performance.
  • Low mileage discounts: May apply if you don’t drive frequently.

What does the AFSCME car insurance discount cover?

The AFSCME car insurance discount can apply to a variety of different types of coverage. This includes:

  • Liability insurance: This type of coverage is required by law in most states and covers you in case you cause damage or injury to someone else in an accident.
  • Collision insurance: This coverage helps pay for repairs or replacement of your own vehicle if you’re in an accident.
  • Comprehensive insurance: This type of coverage can help pay for repairs or replacement if your car is damaged or stolen due to something other than an accident, such as theft or weather damage.
  • Personal injury protection: This coverage helps pay for medical expenses if you or your passengers are injured in an accident.

Keep in mind that the exact types of coverage that qualify for the discount may vary depending on your insurance provider. Be sure to check with them to see what types of coverage you can save on with the AFSCME discount.

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Who is eligible for the AFSCME car insurance discount?

As mentioned earlier, the AFSCME car insurance discount is available to members of the American Federation of State, County and Municipal Employees and their families. This includes:

  • Active AFSCME members
  • Retired AFSCME members
  • Spouses or domestic partners of active or retired AFSCME members
  • Children of active or retired AFSCME members who are under the age of 26

To qualify for the discount, you’ll need to provide proof of your AFSCME membership or relationship to a member. This may include your AFSCME membership card, a letter from the organization, or other documentation.

Other Car Insurance Discounts and Requirement

While the AFSCME car insurance discount can be a great way to save on your premiums, it’s not the only discount that may be available to you. Here are a few other types of discounts to look out for:

  • Safe driver discounts: If you have a clean driving record, you may be eligible for a safe driver discount.
  • Multi-car discounts: If you have more than one vehicle insured with the same provider, you may be able to save on your premiums with a multi-car discount.
  • Good student discounts: If you’re a student who maintains good grades, you may be eligible for a good student discount.
  • Low mileage discounts: If you don’t drive very often, you may be able to save on your premiums with a low mileage discount.

To qualify for these types of discounts, you’ll need to meet certain requirements set by your insurance provider. For example, a safe driver discount may require you to have no accidents or tickets for a certain number of years, while a good student discount may require you to maintain a certain GPA.

Roundup: AFSCME Car Insurance Discounts

If you’re a member of the American Federation of State, County and Municipal Employees (AFSCME) or a family member of someone who is, you may be eligible for a car insurance discount.

This discount can save you up to 25% on your premiums and can apply to a variety of different types of coverage. Other types of car insurance discounts may also be available, such as safe driver discounts, multi-car discounts, and good student discounts.

To find the best car insurance rates, be sure to shop around and compare quotes from different providers, and consider factors such as coverage limits and deductibles when choosing a policy.

Frequently Asked Questions

What is AFSCME Car Insurance Discounts?

AFSCME (American Federation of State, County and Municipal Employees) Car Insurance Discounts is a program that offers special discounted rates on car insurance to AFSCME members and their families.

Who is eligible for AFSCME Car Insurance Discounts?

AFSCME members and their immediate family members are eligible for AFSCME Car Insurance Discounts.

What are the benefits of AFSCME Car Insurance Discounts?

AFSCME Car Insurance Discounts offers special discounted rates on car insurance to AFSCME members and their families. These rates can result in significant savings on car insurance premiums.

How can I enroll in AFSCME Car Insurance Discounts?

To enroll in AFSCME Car Insurance Discounts, you need to contact your local AFSCME union representative or visit the AFSCME website for more information.

What car insurance companies participate in AFSCME Car Insurance Discounts?

The car insurance companies that participate in AFSCME Car Insurance Discounts may vary depending on the state. Contact your local AFSCME union representative or visit the AFSCME website for more information.

Can I still receive AFSCME Car Insurance Discounts if I already have car insurance?

Yes, you may be able to receive AFSCME Car Insurance Discounts even if you already have car insurance. Contact your local AFSCME union representative or visit the AFSCME website for more information.

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