In Minnesota,what insurance needed if car for sale parked not driven on street,on driveway,in garage?
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Asked October 2, 2018
1 Answer
In Minnesota, if a car is parked and not being driven on a public street, road, or highway, it is not required to have auto insurance. However, if the car is parked on a driveway or in a garage, it may still be a good idea to have insurance coverage in case of theft, damage, or other unexpected events. Here are some types of insurance coverage that may be worth considering for a parked car in Minnesota:
- Comprehensive Coverage: This type of coverage helps protect your car against damage caused by events such as theft, vandalism, or natural disasters like hail or a fallen tree. Comprehensive coverage is not required by law, but it may be a good idea if you want to protect your car from non-driving related risks.
- Storage Coverage: Some insurance companies offer a storage coverage option for cars that are not being driven. This coverage is designed for vehicles that are being kept in a garage or other storage facility and are not being driven at all. It typically offers more limited coverage than standard auto insurance, but can be a more affordable option for a parked car.
- Liability Coverage: While liability insurance is required by law in Minnesota for cars that are being driven on public roads, it may also be a good idea to have liability coverage for a parked car. This can help protect you in case someone is injured or their property is damaged while on your property, such as if a visitor is injured while near your parked car.
Answered October 4, 2018 by jamesjones