what if i disagree with an adjuster’s estimate of my loss?

If you disagree with an adjuster's estimate of your loss, there are five steps you can take:

1. Review the estimate: Make sure to thoroughly review the adjuster's estimate and ensure that everything has been included. Check for any errors or omissions.
2. Obtain a second opinion: If you still believe that the estimate is incorrect, you can obtain a second opinion from another adjuster or contractor. This can help you get a more accurate estimate of the damages.
3. Negotiate with the adjuster: If you are still not satisfied with the estimate, you can negotiate with the adjuster to try to reach a more agreeable amount. Be sure to provide any additional evidence or documentation to support your claim.
4. File a complaint: If you feel that the adjuster has acted in bad faith or has not properly assessed your claim, you can file a complaint with your insurance company. Your insurance company will investigate the matter and make a determination.
5. Hire an attorney: If you are still unable to reach a satisfactory resolution, you may want to consider hiring an attorney who specializes in insurance claims. An attorney can provide legal representation and help you navigate the claims process.