Best Cardiologists That Accept Medicare (2025)
Unlock Comprehensive Heart Care: Discover the Top Cardiologists That Accept Medicare. Experience the highest level of cardiac expertise with our curated selection of the top cardiologists who proudly accept Medicare. Receive personalized care, cutting-edge treatments, and comprehensive heart care tailored to your specific needs. Rest assured knowing that your cardiovascular health is in the hands of experienced specialists.
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Former Licensed Insurance Producer
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Updated October 2024
Are you in search of the Best Cardiologists That Accept Medicare? Our comprehensive guide is here to help. We cover a wide range of topics, including top-rated cardiac specialists offering exceptional care, the advantages of choosing Medicare-accepted cardiologists, and key considerations for your cardiac healthcare journey.
- Visits to see a cardiologist may be covered by Medicare if your visit is considered medically necessary
- Original Medicare and Medicare Advantage plans may vary when it comes to copays and deductibles to see a cardiologist
- You can speak to an agent beforehand to make sure your visit to a cardiologist is covered
To find the best cardiologist options, simply enter your zip code below. Compare rates from the top insurance providers in your area and make informed decisions. Let us assist you in navigating the world of Medicare-accepted cardiologists with ease and confidence.
Will an Original Medicare plan cover a cardiologist?
An Original Medicare insurance plan may very well cover your visit to see a cardiologist. If your primary physician notifies Medicare that it is a medical necessity that you see a cardiologist, there is a high likelihood your visit will be covered.
If you need to see a cardiologist for something more serious, like an invasive treatment or surgery, it will probably take a bit more time and effort to ensure your visit is covered.
Medicare Part A or B will likely be involved in your visit to a cardiologist, depending on the reason. If you needed to see a cardiologist in an office, Medicare Part A would work for you. If you need to go to the hospital for a procedure, you would need to use Medicare Part B.
And if you carry Medicare Part D, this would help with any medications a cardiologist has prescribed for you.
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Will a Medicare Advantage plan cover cardiologists?
Most Medicare Advantage plans cover visits to a cardiologist as well. Since Medicare Advantage plans are sold by independent insurance companies, coverage may vary.
Most Medicare Advantage plans require the visit to be documented as medically necessary. Once it is, your visit, surgery, or treatment should be covered.
Not all Medicare Advantage plans will work in every area. This is because certain private insurance groups are only licensed to issue insurance plans in certain states. The table below outlines a few independent insurance companies and their coverage options in the U.S.
Medicare Advantage Plans for Cardiologists
| Health Insurance Providers | States where Insurance is Accepted | HMO | PPO |
|---|---|---|---|
| Aetna | 46 | Yes | Yes |
| Cigna | 12 | Yes | Yes |
| Humana | 50 | Yes | Yes |
| Kaiser Permanente | 8 | Yes | Maybe |
| United Health | 50 | Yes | Yes |
As you can see from the table, if you have a Medicare Advantage plan, you will need to make sure your plan is accepted where you live and by the cardiologist’s office you are planning to visit.
If you need to buy Medicare insurance that covers cardiologists through a Medicare Advantage plan, you can shop around online to get the best rates.
Should I see a cardiologist if I have Medicare?
If your doctor has said you need to see a cardiologist, you should definitely go as soon as possible.
Wait to make sure your visit is covered before going so you don’t have to pay for it out of pocket, unless it’s a medical emergency.
If you don’t know whether your visit will be covered, you can always call your Medicare plan and speak to an agent, provided you feel that your agent has your best interest in mind.
And if you need affordable Medicare insurance that covers cardiologists, enter your ZIP code into our free tool below to start your search for Medicare plans today.
Frequently Asked Questions
Will an Original Medicare plan cover a cardiologist?
Yes, an Original Medicare insurance plan may cover your visit to see a cardiologist, depending on the reason for your visit. If your primary physician notifies Medicare that it is medically necessary for you to see a cardiologist, there is a high likelihood your visit will be covered. Medicare Part A or B will likely be involved in your visit, depending on the reason. If you need to see a cardiologist in an office, Medicare Part A would work for you. If you need to go to the hospital for a procedure, you would need to use Medicare Part B.
Will a Medicare Advantage plan cover cardiologists?
Most Medicare Advantage plans cover visits to a cardiologist as well, but coverage may vary since Medicare Advantage plans are sold by independent insurance companies. Most Medicare Advantage plans require the visit to be documented as medically necessary, and not all plans will work in every area. If you have a Medicare Advantage plan, you will need to make sure your plan is accepted where you live and by the cardiologist’s office you are planning to visit.
Should I see a cardiologist if I have Medicare?
If your doctor has said you need to see a cardiologist, you should definitely go as soon as possible. Wait to make sure your visit is covered before going so you don’t have to pay for it out of pocket, unless it’s a medical emergency. If you don’t know whether your visit will be covered, you can always call your Medicare plan and speak to an agent, provided you feel that your agent has your best interest in mind.
How can I find cardiologists that accept Medicare?
One of the best ways to find doctors, including cardiologists, that accept Medicare is to search online with phrases like, “Medicare cardiologist near me,” or, “top-rated cardiologist near me that accepts Medicare.” You can also speak to your primary doctor about a referral. Your doctor may know more about cardiologists near you that are accepting new patients.
How can I compare Medicare insurance quotes that cover cardiologists?
You can search for Medicare Advantage plans online as these plans are offered by independent insurance companies. There are plenty of plans from Medicare insurance companies that cover cardiologists for you to choose from. To get the best rates, you can use a free quote tool online to compare rates from different companies.
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