How to Cancel Allstate Car Insurance in 5 Simple Steps (2024)
Discover the easy steps to cancel Allstate car insurance and find the best rates. Learn about the Allstate cancellation policy and how to secure a refund. Compare quotes from multiple insurance companies to ensure you're getting the best deal. Avoid coverage gaps by timing your cancellation correctly.
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Tim Bain
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Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Jul 24, 2023
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Are you looking to cancel your Allstate car insurance? In this comprehensive guide, we will walk you through the process of canceling Allstate car insurance in 5 simple steps. From understanding how to cancel car insurance to securing a refund, we cover everything you need to know.
- Allstate can be canceled by phone, mail, and with an agent in person
- Most car insurance companies are more affordable than Allstate
- Allstate doesn’t charge a cancellation fee when you cancel
Additionally, we emphasize the importance of comparing rates from the best insurance providers to ensure you’re getting the most competitive prices. Don’t miss out on potential savings! Enter your zip code now to compare rates and find the insurance coverage that suits your needs.
How do I cancel Allstate car insurance?
You can cancel Allstate auto insurance by phone, in person with an agent, or by mail.
To cancel Allstate insurance by phone, contact the Allstate customer service phone number at 800-669-1552.
How do I cancel Allstate car insurance with an agent?
Contact your agent and let them know you want to cancel. Your Allstate agent may ask you to submit something in writing.
Be sure to include your name, address, Allstate policy number, and the date you want to cancel.
How do you cancel Allstate car insurance by mail?
Write an Allstate insurance cancellation letter stating that you want to cancel your Allstate auto insurance.
Use the same method as if you were writing a request to your agent by including personal information and your Allstate insurance policy number.
Can I cancel Allstate car insurance online?
No, you can’t. You can only cancel an Allstate policy by phone, mail, or with an Allstate agent.
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What’s the step-by-step process to cancel Allstate car insurance?
Before you cancel Allstate auto insurance, you should learn how to avoid issues with the Allstate cancellation policy and how to secure insurance coverage at another company.
Step #1 – Find Your Renewal Date
Ask Allstate about your renewal date before you buy Allstate car insurance for another term. If you’re sure that you want to cancel, try to cancel close to the renewal date.
We recommend that you choose a date to cancel. It’s better to cancel your auto insurance policy 15 to 30 days before your renewal or next billing cycle.
Step #2 – See How Allstate Car Insurance Rates Compare to Those of Other Companies
Start comparing multiple insurance companies’ rates to Allstate car insurance quotes to see if you can get a better deal.
You may be getting affordable Allstate car insurance, but you won’t know how good it is if you don’t see what other insurance companies provide.
Let’s see how the best insurance companies compare to Allstate auto insurance.
Average Monthly Full Coverage and Liability-Only Car Insurance Rates
| Company | Full Coverage Car Insurance Rates | Liability-Only Car Insurance Rates |
|---|---|---|
| Allstate | $161 | $63 |
| American Family | $113 | $52 |
| Farmers | $125 | $47 |
| Geico | $84 | $38 |
| Liberty Mutual | $137 | $52 |
| Nationwide | $95 | $37 |
| Progressive | $98 | $43 |
| State Farm | $100 | $41 |
| Travelers | $109 | $46 |
| USAA | $101 | $38 |
Allstate auto insurance rates are the most expensive for full coverage and liability-only insurance.
But these are average monthly rates that will likely be different for each person.
Consider how much you’re paying at Allstate and compare it to what you could pay with another company.
Step #3 – Buy a New Car Insurance Policy
If Allstate is too expensive, you should purchase another auto insurance policy. Although cheaper isn’t always better, you need an insurance policy that you can afford.
The good news is that you don’t have to pay for a policy in full. You can deposit money on a new policy to hold that car insurance policy until your Allstate plan is over.
Step #4 – Cancel Your Car Insurance
Once you have everything set up, you can cancel your policy without creating a coverage gap. If you’ve done steps one through three without setting a cancellation date, you can cancel immediately.
Allstate customers can cancel any time they want. And the Allstate cancellation policy won’t charge you any fees.
Step #5 – Collect Your Allstate Car Insurance Refund
If you decided to cancel your Allstate auto insurance policy early, you could receive a refund if you paid in full at the start of the policy.
However, you won’t receive the total you paid. Allstate will deduct the months where you used its insurance service.
For example, if you cancel two months into a six-month policy, you’ll receive four months’ worth of monthly payments.
What if my Allstate car insurance policy is better than others?
If Allstate auto insurance works better for you, renew your policy at the renewal date. Allstate is one of the top contenders in the car insurance market.
In addition to its large market share, Allstate provides multiple discounts you can use to your advantage and save hundreds of dollars per year.
Why should I cancel my Allstate car insurance?
Each driver is faced with various situations that may determine why they should cancel. Here’s a list of reasons why you may want to cancel Allstate insurance.
- Allstate car insurance rates have become too expensive.
- Your coverage need isn’t being met.
- You’ve sold your vehicle.
- You moved to a state where Allstate doesn’t do business.
- You don’t own a car.
These are only a few reasons, but many others have unique reasons for leaving Allstate.
Check out our Allstate car insurance review for more details on Allstate.
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How to Cancel Allstate Car Insurance: The Bottom Line
Allstate gives you three different ways to cancel your auto insurance policy, but you can’t cancel online or through an email.
Canceling by mail or in person requires a written statement that says you want to cancel your policy.
You should pick a date that you want to cancel. It’s essential to cover your bases to avoid a coverage lapse.
Now that you know how to cancel Allstate insurance, you’re ready to compare multiple companies. Use our free comparison quote tool below to compare the best insurance companies in your area.
Case Studies: Canceling Allstate Car Insurance in 5 Simple Steps
Case Study 1: John’s Hassle-Free Cancellation Process
John, a long-time customer of Allstate Car Insurance, discovered a better insurance deal and decided to cancel his policy. He followed the article’s five-step process and successfully completed the cancellation with the help of Allstate’s customer service. By providing the required information, John received confirmation of his policy cancellation within minutes.
Case Study 2: Sarah’s Speedy Online Cancellation
Sarah, a tech-savvy customer, chose to handle her insurance matters online. When she wanted to switch car insurance providers, she utilized Allstate’s website for assistance. Using the online cancellation feature, Sarah easily completed the necessary steps. The user-friendly interface and clear instructions allowed her to cancel her Allstate car insurance within minutes, without the need for customer support.
Case Study 3: Mark’s Seamless Agent-Assisted Cancellation
Mark contacted Allstate’s customer service to address inquiries about his car insurance policy and ensure a smooth cancellation process. He was connected with a helpful representative who guided him through the steps, addressed his concerns, and made the cancellation hassle-free. Mark appreciated the personalized service and successfully canceled his Allstate car insurance without any issues.
Case Study 4: Emily’s Mailed Cancellation Request
Emily, a long-time Allstate customer, needed to cancel her car insurance due to a change in circumstances. Preferring traditional methods, she chose to mail her cancellation request. Following the instructions provided in the article, Emily drafted a formal cancellation letter and sent it via certified mail. Within a week, she received confirmation of her policy cancellation, proving the effectiveness of this alternative method.
Case Study 5: Mike’s Smooth Transition to a New Policy
Mike discovered a better car insurance policy with another provider and wanted a smooth transition. Following the five steps in the article, he canceled his Allstate car insurance and ensured a seamless switch. By being proactive and understanding the cancellation requirements, Mike smoothly transitioned to his new provider without coverage lapses, maintaining peace of mind.
Frequently Asked Questions
What are the steps to cancel Allstate car insurance?
Here are the 5 simple steps to cancel Allstate car insurance:
- Contact your local Allstate agent or call 1-800-ALLSTATE (1-800-255-7828).
- Provide your policy number and personal information to verify your identity.
- Inform the agent that you wish to cancel your car insurance policy.
- Provide a reason for the cancellation, if asked.
- Confirm the cancellation date and ask for a confirmation of the cancellation in writing, if desired.
Do I need to provide a reason for cancelling my Allstate car insurance policy?
While Allstate may ask for a reason for the cancellation, it is not required. If you feel comfortable, you can provide a brief explanation, but it is ultimately up to you.
Will I be charged a fee for cancelling my Allstate car insurance policy?
Allstate does not charge a cancellation fee. However, if you cancel your policy before the end of the policy term, you may be subject to a prorated charge for the remaining time on the policy.
Can I cancel my Allstate car insurance policy online?
No, you cannot cancel your Allstate car insurance policy online. You will need to contact your local Allstate agent or call 1-800-ALLSTATE (1-800-255-7828) to cancel your policy.
What should I do with my Allstate car insurance documents after I cancel my policy?
You should keep your Allstate car insurance documents for your records, but you will no longer need them for coverage purposes once your policy is cancelled. You may also want to check if you are eligible for a refund or if you owe any prorated charges for the remaining time on your policy.
Will cancelling my Allstate car insurance policy affect my credit score?
No, cancelling your Allstate car insurance policy should not affect your credit score. However, if you owe any prorated charges for the remaining time on your policy and fail to pay them, it could potentially have a negative impact on your credit score.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.