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Car Driving Safety Guide for Teens and Parents

Our car driving safety guide for teens covers everything young drivers need to know to stay safe on the road. Sixteen-year-olds are more likely to get into a deadly accident than any other driver, and teen drivers need to learn the rules of the road, avoid driving in hazardous weather conditions, and should take a defensive driving course to become better drivers and lower their insurance rates. Learn more tips and get free resources in our car driving safety guide for teens and parents below.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Written by
Maria Hanson
Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Reviewed by
Brad Larson

Updated October 2024

Welcome to our Car Driving Safety Guide for Teens and Parents. This comprehensive resource is designed to provide you with essential knowledge and practical tips to ensure safe and responsible driving.

car driving safety guide for teens and parents

We delve into important topics such as understanding road rules, mastering defensive driving techniques, effectively managing distractions, and staying focused behind the wheel.Additionally, we emphasize the significance of seat belt usage, the dangers of impaired driving, and the importance of regular vehicle maintenance. Your safety matters to us, which is why we encourage you to enter your ZIP code below. By comparing rates from the best insurance providers, you can secure the optimal coverage for your family’s peace of mind. Let’s make the road a safer place together.

Statistics

Although anyone can get into a car accident, teen drivers should be especially cautious. Lack of experience combined with youth can be a dangerous combination, 16-year-olds, for example, have a higher crash rate than any other age group, and almost a third of teen drivers are in at least one accident.

Resources:

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Rules of the Road

One of the most important steps teen drivers and their parents can take is learning and understanding the rules of the road. State and city laws may vary, but there are some basic rules that should be followed. Teens should drive distraction free. There should be no cell phone use while driving. It is also important to learn the basic rules of how to yield, how to park, and how to drive in all weather conditions.

Resources:

Graduated Driver Licensing

Although many teens get their licenses at age 16, there are often graduate programs available that give teens years of gradually more and more independent driving. These generally consist of a permit phase, which requires a certain amount of driving with supervision as well as a test, a probationary period in which the teen is usually unable to have multiple passengers and no cell phones, and then a final full licensing period. These can help teens gradually build confidence and experience.

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Basic Car Maintenance and Safety

Teens should also understand the basics of maintaining a car. Knowing how to change a tire, how to put oil in, how to pump gas, and how to refill the washer fluid can all be the difference between an inconvenience and a major problem. Also, teens should understand how safety features, like brakes, air bags, and locks work on their cars. Not only should teens keep themselves and any passengers safe, but they should also know how to maintain the car they are allowed to drive.

Resource:

  • Consumer Reports: Car-care basics for first-time car owners

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Most Common Risks for Teen Drivers

Although teen drivers can experience any type of situation on the road, there are some risks that teen drivers fall victim to more often. These risks are common, and discussing them should be part of any training on how to drive.

Inexperience

Teen drivers simply aren’t as experienced as many older drivers. They don’t have years of experience behind the wheel, or in life in general, so they can’t be expected to have the knowledge many adult drivers have. Riding with your teen frequently, making sure to discuss driving conditions, and having them take a driving safety course can be very helpful!

Resources:

  • Drive it Home: Inexperience
  • American Academy of Child and Adolescent Psychiatry: Driving and teens

Speeding

Teens should also understand the dangers of speeding. Although going the speed limit is fine, going over, especially in unsafe conditions, can be costly and dangerous. Speeding endangers everyone on the road, and teens should learn to both pay attention to speed limits and to allow themselves time to avoid speeding.

Resource:

  • Centers for Disease Control: Teen drivers

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Risk Taking

Risk is part of driving, but teens may lack the experience or caution to really know how to avoid or mitigate risk. Making sure teens understand that not all risk is bad, but that risk taking while driving can be dangerous, is very important.

Resource:

Hazard Miscalculation

Teens may lack experience, but they also can lack the ability to properly understand hazards. Standing water, road debris, and other hazards are easy for most experienced drivers, but teens don’t have the knowledge or skill to safely avoid many of those hazards or to see their potential for harm. Teaching teens how to react to hazards is a key lesson.

Resource:

Multiple Passengers

Many states limit how many passengers that aren’t family a teen can have in the car at once. Multiple passengers can be distracting and can also create situations that make it difficult for teens to concentrate. Having more people in the car is something teens should avoid.

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No Seatbelts

Seatbelts are mandatory for all drivers and there are a variety of laws mandating their use. Teens must be educated about the need for seatbelts for themselves and their passengers. Wearing a seatbelt can save lives.

Resources:

Distracted Driving

Distracted driving can mean a variety of things. Cell phone usage, too many passengers, eating while driving, and many other actions can keep teens from focusing on the road. It is important to remind teens that distracted driving makes all of their activities unsafe while in the car!

Resources:

  • Students Against Destructive Decisions: Teens and distracted driving
  • AAA Foundation for Traffic Safety: Distracted driving

Nighttime Driving

Driving at night can be challenging for even the most experienced drivers. Glare can make it difficult to see, and deer or other animals can cause drivers to have to make quick decisions. Nighttime driving can be even more difficult for teens, so parents should make sure to supervise teens when they drive at night.

Resources:

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Drinking and Drugs

No matter your stance on underage drinking or legalizing certain drugs, teenagers need to understand that drinking and drugs should never mix with driving. In addition, even legal drugs should be used with caution. Anything that makes a teen drowsy can be dangerous. Teens should understand that there is a no tolerance policy for intoxicated driving of any kind.

Resources:

  • Texas Department of Transportation: Underage drinking and driving
  • Mothers Against Drunk Driving: Statistics

Bad Weather

Teens should also be aware of the dangers of and need for caution in bad weather. Rain is common, but learning how to drive in snow and ice should be a priority for teen drivers. Also, learning how to drive effectively in high winds can be helpful, especially if teens are driving on their own over long distances.

Read more: Snow Tire Car Insurance Discount

Resources:

Safe Driving Tips

There are many tips for safe driving that everyone, but especially teens, should know:

  • Slow down
  • Watch the road
  • Maintain a safe distance between you and the car in front of you
  • Maintain a constant speed
  • Avoid hazardous driving conditions if possible
  • Gradually increase driving responsibilities

Resources:

  • Butler County Engineer’s Office: Safe driving tips
  • Maryland Motor Vehicle Administration: 10 steps to responsible driving for all motorists

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Tips for Parents to Keep Teens Safe

Parents can help keep teens safe when they are learning to drive. Setting a good example for teens is crucial, but parents should also supervise teens while they are learning and once they are on their own in the car. Parents should also emphasize the importance of safety as well as the consequences of unsafe driving.

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How Teen Driving Impacts Car Insurance Quotes

Car insurance can be impacted by teens. Teenagers are more expensive to insure in general, but there are some steps to help lower the costs. Driving safety courses, good grades, and no criminal record may help teens to qualify for lower rates.

Read more: Car Insurance Discounts for Teenagers

Resource:

Resources for Teens

Teens can access many resources that will help make driving safer and allow them to learn more about becoming responsible and careful drivers.

The University of Nebraska-Lincoln discusses driver’s education at: Driver’s ed significantly reduces teen crashes, tickets.

The University of Rochester Medical Center offers advice for new drivers at: Safety tips for teenage drivers.

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Resources for Parents

Parents can also benefit from reading tips about helping their teens learn to drive. There are resources to help parents, and parents should always monitor their teen’s driving and offer help if needed.

The Massachusetts General Hospital makes some helpful suggestions at: Teen driving: tips for parents.

The Michigan PTA also offers advice at: Teen driving safety.

Frequently Asked Questions

Why is it important to have car insurance?

Car insurance provides financial protection in the event of a car accident or theft. It can cover the cost of repairing or replacing a vehicle, as well as medical expenses for injuries sustained in a car accident.

What kind of car insurance do I need as a teen driver?

As a teen driver, you will likely need liability insurance, which covers damages or injuries you cause to others while driving. You may also want to consider collision and comprehensive insurance to cover damage to your own vehicle.

How can I save money on car insurance as a teen driver?

To save money on car insurance as a teen driver, you can consider raising your deductible, taking a defensive driving course, driving a car with safety features, and maintaining a good driving record.

What should I do if I get into a car accident?

If you get into a car accident, you should first make sure everyone is safe and call for emergency assistance if necessary. You should exchange insurance and contact information with the other driver, take photos of the damage, and notify your insurance company as soon as possible.

How can parents help their teen drivers stay safe on the road?

Parents can help their teen drivers stay safe on the road by setting rules and expectations for driving, practicing driving with them, and setting a good example by following traffic laws and wearing a seatbelt.

What is distracted driving?

Distracted driving is any activity that takes a driver’s attention away from the road, such as texting, talking on the phone, eating, or adjusting the radio. It is a leading cause of car accidents.

How can I avoid distracted driving?

To avoid distracted driving, you should put your phone away while driving, avoid eating or drinking while driving, and program your GPS before you start driving. If you need to do something while driving, pull over to a safe location first.

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