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What is High-risk pool plan (state)?

The high-risk pool plan, also known as the state high-risk pool plan, is a health insurance program designed to provide coverage for individuals who are considered high-risk due to their pre-existing ...

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What is high-deductible health plan (HDHP)?

A high-deductible health plan (HDHP) is a type of health insurance plan that offers lower premiums but higher deductibles compared to traditional health insurance plans. In this article, we will explo...

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What is healthcare rationing?

In the realm of healthcare, rationing is a term that often sparks debate and controversy. It refers to the allocation of limited resources, such as medical treatments or services, in a situation where...

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What is health savings account (HSA)?

A health savings account (HSA) is a type of savings account that allows individuals to set aside money on a pre-tax basis to pay for qualified medical expenses. HSAs are designed to help individuals a...

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What is health insurance marketplace?

In today’s complex world, having access to quality healthcare is of utmost importance. However, the rising costs of medical services and insurance coverage have made it increasingly challenging ...

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What is health insurance flex plan?

In today’s world, health insurance is a crucial component of financial security. It provides individuals and families with the peace of mind that comes with knowing they have access to quality h...

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What is health insurance exchange?

Health insurance exchange is a term that is often mentioned when discussing healthcare and insurance options. In this article, we will delve into the basics of health insurance exchange, its definitio...

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What is hdf supplemental plan for health insurance?

A hdf supplemental plan for health insurance is a specialized insurance option that provides additional coverage beyond what regular health insurance plans offer. In this article, we will explore the ...

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What is Hardship exemption?

Understanding the Concept of Hardship Exemption When it comes to navigating the complex world of health insurance, one term that often arises is “hardship exemption.” This article aims to ...

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What is Habilitative/Habilitation services?

Habilitative services, also referred to as habilitation services, are a vital component of healthcare that aims to assist individuals in developing or improving skills and abilities necessary for dail...

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What is Guaranteed renewal?

Guaranteed renewal is a term that is commonly used in the insurance world. It refers to a feature or policy provision that ensures that an insurance policy will be renewed at the end of its term, rega...

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What is guaranteed issue?

Guaranteed issue is a concept that has gained significant attention in the insurance industry. It provides individuals with an opportunity to obtain insurance coverage without the need for medical und...

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What is group health insurance?

Group health insurance is a type of health insurance coverage that is provided to a group of people, typically employees of a company or members of a professional association. It offers a range of ben...

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What is grandmothered health plan?

In the world of health insurance, there are various terms and concepts that can be confusing to understand. One such term is a “grandmothered health plan”. If you’ve come across this...

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What is Grandfathered?

Grandfathering is a concept that is widely used and applied in various areas of life, including law, business, finance, and technology. It refers to a process where existing individuals or entities ar...

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What is grandfathered health plan?

A grandfathered health plan is a term that you may have come across while navigating the complex world of healthcare. It refers to a specific type of health insurance plan that was in existence before...

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What is generic drug?

Generic drugs are an important aspect of the pharmaceutical industry. They play a crucial role in providing affordable healthcare options to consumers. Understanding the concept of generic drugs is es...

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What is fully-insured health plan?

In today’s complex healthcare landscape, it is essential to have a solid understanding of different health insurance plans available to individuals and businesses. One such plan is a fully-insur...

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What is Full-time employee (FTE)?

A full-time employee, commonly referred to as FTE, is an individual who works for a company on a full-time basis. In this article, we will explore the concept of full-time employees, the difference be...