Cheap Acura RSX Car Insurance in 2025 (Save With These 10 Companies!)

Mercury emerges as the top pick overall for its unbeatable combination of affordable coverage options and customer satisfaction. Alongside Mercury, Chubb and Safeco also stand out as top contenders, offering competitive rates starting as low as $39 per month.

In this comprehensive guide, we delve into the factors that influence Acura RSX insurance costs and provide tips for saving on premiums. Whether you’re a new owner or looking to switch providers, discover how you can secure affordable coverage without compromising on quality.

Our Top 10 Company Picks: Cheap Acura RSX Car Insurance

Compare quotes today and start saving on your Acura RSX insurance. Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.

#1 – Mercury: Top Overall Pick

Pros

• Competitive Pricing: Mercury insurance review and ratings highlight offering the lowest monthly rates at just $39.
• Multi-Policy Discount: Enjoy a 15% discount when bundling policies with Mercury.
• Flexible Coverage Options: Mercury provides customizable coverage to suit individual needs.

Cons

• Limited Availability: Mercury’s coverage may not be available in all states.
• Average Customer Service: Some customers report mixed reviews regarding Mercury’s customer service quality.

#2 – Chubb: Best for High Net Worth

Pros

• Tailored Policies: Chubb specializes in providing insurance solutions for high net worth individuals.
• Exceptional Coverage: Chubb offers comprehensive coverage options with high policy limits.
• Strong Financial Stability: Chubb insurance review and ratings is known for its financial strength and stability in the insurance industry.

Cons

• Premium Pricing: Chubb’s premium rates may be higher compared to other insurers.
• Limited Availability: Chubb’s services may not be accessible in all regions, especially rural areas.

#3 – Safeco: Best for Comprehensive Coverage

Pros

• Diverse Coverage Options: Safeco offers comprehensive coverage options to protect against various risks.
• Competitive Rates: With monthly rates starting at $44, Safeco provides affordable coverage.
• Strong Customer Service: Safeco insurance review and ratings is known for its excellent customer service and claims handling.

Cons

• Limited Availability: Safeco’s coverage may be limited in certain states.
• Average Discounts: While Safeco offers discounts, they may not be as extensive as some competitors.

#4 – Auto-Owners: Best for Customer Service

Pros

• Exceptional Customer Service: Auto-Owners insurance review and ratings is renowned for its personalized customer service.
• High Multi-Policy Discount: Enjoy a 20% discount when bundling policies with Auto-Owners.
• Flexible Coverage Options: Auto-Owners offers customizable coverage to meet individual needs.

Cons

• Limited Availability: Auto-Owners may not offer coverage in all states.
• Higher Premiums: Some customers report slightly higher premiums compared to other insurers.

#5 – Liberty Mutual: Best for Custom Policies

 

Pros

• Tailored Coverage: Liberty Mutual review and ratings underscore customizable policies to fit specific needs.
• Competitive Pricing: With monthly rates starting at $46, Liberty Mutual provides affordable options.
• Wide Range of Discounts: Liberty Mutual offers various discounts to help lower premiums.

Cons

• Average Customer Service: Some customers report dissatisfaction with Liberty Mutual’s customer service.
• Policy Limitations: Certain coverage options may have limitations or restrictions.

#6 – Geico: Best for Low-Mileage

Pros

• Low-Mileage Discounts: Geico offers substantial discounts for drivers with low annual mileage.
• Competitive Rates: With monthly rates starting at $47, Geico provides affordable coverage. Discover more information on our “How can I pay my GEICO insurance premium?“.
• User-Friendly Online Tools: Geico’s website and app make it easy to manage policies and claims.

Cons

• Average Customer Service: Geico’s customer service may not always meet the highest standards.
• Limited Coverage Options: Geico may not offer as many specialized coverage options as other insurers.

#7 – State Farm: Best for Good Drivers

Pros

• Safe Driver Discounts: State Farm offers significant discounts for drivers with clean records.
• Bundling Policies: State Farm provides discounts for bundling multiple insurance policies.
• Local Agents: State Farm insurance review and ratings focus on having a vast network of local agents offering personalized service.

Cons

• Higher Premiums: Some customers report that State Farm’s premiums can be relatively high.
• Policy Limitations: Certain coverage options may have limitations or restrictions.

#8 – USAA: Best for Military Members

Pros

• Exclusive Coverage: USAA provides specialized coverage tailored to military members and their families.
• Competitive Rates: With monthly rates starting at $51, USAA offers affordable insurance options.
• Exceptional Customer Service: USAA review and ratings is known for its top-notch customer service and claims handling.

Cons

• Limited Eligibility: USAA is only available to current and former military members and their families.
• Membership Requirements: Some may find USAA’s membership requirements restrictive.

#9 – Nationwide: Best for Comprehensive Coverage

Pros

• Comprehensive Coverage: Nationwide offers a wide range of coverage options to protect against various risks.
• Multi-Policy Discount: Enjoy discounts for bundling multiple insurance policies with Nationwide.
• Strong Financial Stability: Nationwide insurance review and ratings excel for its financial strength and stability.

Cons

• Higher Premiums: Some customers report that Nationwide’s premiums may be higher compared to other insurers.
• Average Customer Service: Nationwide’s customer service quality may vary based on location.

#10 – Progressive: Best for Broad Coverage

Pros

• Wide Range of Coverage: Progressive offers comprehensive coverage options to suit diverse needs.
• Discount Opportunities: Progressive provides various discounts to help lower premiums.
• User-Friendly Tools: Progressive insurance review and ratings emphasize its online platform makes it easy to manage policies and file claims.

Cons

• Price Fluctuations: Progressive’s rates may fluctuate based on factors like driving record and location.
• Average Customer Service: Some customers report mixed experiences with Progressive’s customer service.

Factors That Influence the Cost of Acura RSX Car Insurance

Insurance providers take several factors into account when determining the cost of car insurance for an Acura RSX. These factors include the driver’s age, location, driving history, and the vehicle’s make, model, and year. Younger drivers usually face higher insurance rates due to their lack of driving experience, while drivers in urban areas may face higher rates due to higher crime and accident rates.

In addition, a driver’s past driving record, including any previous accidents or traffic violations, can also impact insurance rates. Lastly, the cost to repair or replace an Acura RSX and the likelihood of theft or vandalism also play a role in determining insurance premiums.

Car Insurance for Acura RSX: Monthly Rates by Coverage Level & Provider

Another factor that can influence the cost of Acura RSX car insurance is the driver’s credit history. Insurance providers may consider a driver’s credit score when determining their insurance rates. A driver with a lower credit score may be seen as a higher risk and therefore may face higher insurance premiums.

Additionally, the driver’s annual mileage can also impact the cost of insurance for an Acura RSX. Insurance providers may take into account how often the driver uses their vehicle and the distance they typically travel. Drivers who have a longer commute or frequently use their car for long trips may face higher insurance rates compared to those who have a shorter commute or use their car less frequently.

Understanding the Insurance Rates for Acura RSX

Insurance rates for the Acura RSX can vary significantly among different providers. It is important to shop around and compare quotes from multiple insurance companies to ensure that you are getting the best coverage at the most affordable price.

Factors such as the provider’s underwriting practices, claim history, and overall risk assessment can influence the rates they offer for insuring an Acura RSX. It is also important to carefully review the coverage options and policy details to ensure that you have the appropriate level of protection for your vehicle.

Additionally, it is worth noting that the insurance rates for the Acura RSX may also be affected by the driver’s age, driving record, and location. Younger drivers or those with a history of accidents or traffic violations may face higher premiums.

Furthermore, the area in which the vehicle is primarily driven and parked can impact insurance rates, as areas with higher crime rates or higher instances of accidents may result in higher premiums. Therefore, it is important to consider these factors when obtaining insurance quotes for your Acura RSX to accurately assess the overall cost of coverage.

Tips for Getting Affordable Car Insurance for an Acura RSX

While insurance rates for the Acura RSX may be influenced by various factors beyond your control, there are several steps you can take to potentially lower your insurance premiums. Maintaining a clean driving record by obeying traffic laws and avoiding accidents can help demonstrate to insurance providers that you are a responsible driver.

Taking a defensive driving course or installing safety features in your vehicle may also make you eligible for certain discounts. Additionally, opting for a higher deductible can lower your monthly premium, but it is important to ensure that you have enough savings to cover the deductible in the event of an accident or claim.

Another way to potentially lower your insurance premiums for an Acura RSX is to compare quotes from multiple insurance providers. Different companies may offer different rates and discounts, so it is important to shop around and find the best deal for your specific needs.

Additionally, maintaining a good credit score can also have a positive impact on your insurance rates, as some insurance companies consider credit history when determining premiums. By taking these steps and being proactive in your search for affordable car insurance, you can potentially save money while still ensuring that you have the necessary coverage for your Acura RSX.

Comparing Insurance Quotes for the Acura RSX Across Different Providers

When shopping for car insurance for your Acura RSX, it is crucial to compare quotes from multiple insurance providers. Each provider has its own unique underwriting practices, risk assessment models, and claims history, which can result in different premium rates.

Discover more on “How does the insurance company determine my premium?“.

Requesting quotes from multiple providers allows you to compare coverage options, limits, and deductibles in order to find the most suitable policy for your needs. It is important to take the time to review the quotes carefully and understand the coverage provided before making a decision.

The Average Annual Cost of Insuring an Acura RSX

The average annual cost of insuring an Acura RSX can vary depending on a variety of factors. According to recent data, the average cost of car insurance for an Acura RSX ranges from around $1,200 to $2,000 per year.

However, it is important to keep in mind that this is just an average, and your own rates may be higher or lower depending on the factors mentioned earlier. To get an accurate estimate of how much is car insurance for your specific Acura RSX, it is best to request quotes from insurance providers.

Exploring the Different Coverage Options for Acura RSX Car Insurance

When it comes to insuring your Acura RSX, there are several coverage options to consider. The most basic requirement in most states is liability insurance, which covers the costs of injuries and property damage to others in the event that you are at fault in an accident. However, you may also want to consider additional coverage options such as collision insurance.

This covers the cost of repairing or replacing your vehicle after a collision, or comprehensive insurance, which covers damage to your vehicle from non-collision events such as theft, vandalism, or natural disasters. It is important to carefully evaluate your coverage needs and budget in order to select the appropriate level of protection for your Acura RSX.

How Your Driving Record Affects the Cost of Acura RSX Insurance

Your driving record plays a significant role in determining the cost of car insurance for your Acura RSX. Insurance providers consider factors such as accidents, traffic violations, and claims history when assessing the risk associated with insuring a driver. Drivers with clean records and no previous car accidents or violations are generally considered lower risk and may be eligible for lower insurance premiums.

On the other hand, drivers with a history of accidents or violations may face higher insurance rates. It is crucial to maintain a safe driving record in order to potentially reduce the cost of insurance for your Acura RSX.

The Impact of Vehicle Age and Condition on Insurance Premiums for the Acura RSX

The age and condition of your Acura RSX can impact the cost of insurance premiums. Older vehicles generally have lower market values, which can result in lower insurance rates. However, if your Acura RSX is in poor condition or has a history of mechanical issues, insurance providers may view it as a higher risk and charge higher premiums.

Additionally, certain safety features and anti-theft devices installed in your vehicle may qualify you for discounts and potentially reduce your insurance costs. It is important to inform your insurance provider of any safety features or modifications in order to ensure that you receive all available car discounts.

Tips For Lowering Your Acura RSX Car Insurance Premium

In addition to maintaining a clean driving record, there are several other strategies you can employ to potentially lower your Acura RSX car insurance premium. One option is to bundle your car insurance with other insurance policies, such as homeowners or renters insurance, with the same provider. Many insurance companies offer multi-policy discounts, which can result in significant savings.

Increasing your deductible, as previously mentioned, can also help lower your premium. However, it is important to carefully consider your financial situation and ability to pay the higher deductible in the event of a claim. Lastly, regularly reviewing your coverage needs and updating your policy accordingly can help ensure that you are not paying for unnecessary coverage.

Common Discounts Available for Acura RSX Car Insurance Policies

Insurance providers often offer various discounts that can help reduce the cost of car insurance for your Acura RSX. Some common discounts include:

• Good driver discounts for having a clean driving record
• Safe driver discounts for completing defensive driving courses
• Multi-policy discounts for bundling your car insurance with other policies
• Safety feature discounts for having features such as anti-lock brakes or airbags
• Anti-theft device discounts for having theft deterrent systems in your vehicle

It is important to inquire about and take advantage of any available discounts to potentially lower your insurance premiums.

The Importance of Comprehensive and Collision Coverage For Acura RSX Owners

Comprehensive and collision coverage are crucial for Acura RSX owners who want to protect their investment. Collision coverage helps pay for repairs or replacement of your vehicle if it is damaged in a collision, regardless of who is at fault.

Comprehensive coverage, on the other hand, provides coverage for damages caused by non-collision events such as theft, vandalism, fire, or natural disasters. These coverage options can offer peace of mind knowing that you are financially protected in case of damage to your Acura RSX.

Factors to Consider When Selecting an Insurance Provider for Your Acura RSX

When selecting an insurance provider for your Acura RSX, there are several factors to consider. It is important to research the company’s financial stability and customer service reputation to ensure that they will be able to meet their obligations in the event of a claim. Reading reviews and getting recommendations from friends or family members can provide valuable insights into their customer experience.

Additionally, comparing insurance quotes from multiple providers and understanding the coverage options and limits they offer will help you make an informed decision. Lastly, consider the convenience of their claims process and the availability of discounts that may be applicable to your Acura RSX insurance policy.

Understanding the Role of Credit Score in Determining Your Acura RSX Insurance Rates

Insurance providers often consider credit score as a factor in determining insurance rates for your Acura RSX. Studies have shown a correlation between lower credit scores and an increased likelihood of filing insurance claims.

While the use of credit scores for insurance underwriting varies by state and insurer, it is important to be aware of this potential impact on your premiums. To maintain a strong credit score, it is recommended to pay bills on time, keep credit utilization low, and regularly monitor your credit report for any errors or discrepancies.

The Benefits of Bundling Your Acura RSX Insurance With Other Policies

Bundling your Acura RSX insurance with other policies, such as homeowners or renters insurance, can offer several benefits. Many insurance providers offer discounts for bundling multiple policies, which can result in significant savings on your premiums.

In addition to cost savings, bundling your insurance policies with the same provider can also simplify the claims process and provide you with a single point of contact for all your insurance needs. It is important to evaluate your insurance needs across different policies and assess whether bundling is the right option for you.

In conclusion, the cost of Acura RSX car insurance can vary based on several factors, including your age, driving record, location, and the vehicle’s make, model, and year. It is important to compare quotes from multiple insurance providers, understand the coverage options available, and consider factors such as deductibles and discounts to find affordable insurance coverage for your Acura RSX.

By taking the time to research and carefully consider your options, you can ensure that you have the appropriate level of coverage to protect your investment without breaking the bank.

Case Studies: Importance of Acura RSX Car Insurance

In these case studies, we’ll explore real-life scenarios where individuals sought insurance coverage for their Acura RSX vehicles. Each case presents unique challenges and outcomes, shedding light on the importance of comprehensive insurance planning and the factors that can influence insurance rates.

• Case Study 1 – Sarah’s Smart Choices: Sarah, 25, compared quotes, opting for a comprehensive coverage policy with discounts for safety features, securing affordable coverage for her new Acura RSX.
• Case Study 2 – John’s Defensive Measures: John, 19, bundled insurance, took a defensive driving course, and managed premiums for his inherited Acura RSX without compromising coverage.
• Case Study 3 – David’s Priority Protection: David, 35, prioritized comprehensive coverage despite high-crime location, ensuring peace of mind for his Acura RSX investment.

These case studies illustrate the diverse factors that influence Acura RSX insurance rates, from driver age and location to vehicle age and coverage options. By carefully assessing individual needs and exploring available discounts, drivers can secure affordable insurance coverage. Remember, thorough research and proactive planning are key to finding the right insurance solution for your Acura RSX.

Bottom Line: Acura RSX Car Insurance

Understanding Acura RSX car insurance involves grasping the factors that shape rates, from demographics to vehicle type specs and location. Case studies demonstrate how informed decisions can secure affordable coverage without compromising protection. Whether leveraging discounts, bundling policies, or prioritizing comprehensive coverage, proactive planning is crucial.

Ultimately, finding affordable insurance demands diligence, but the peace of mind and financial protection it offers make the effort worthwhile. Through analysis, seeking discounts, and understanding policy nuances, drivers can find the optimal insurance tailored to their needs. Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below.