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Cheap Cadillac Escalade ESV Car Insurance in 2025 (Your Guide to the Top 10 Companies)

Discover cheap Cadillac Escalade ESV car insurance with top providers Erie, AAA, and Chubb, offering rates as low as $347 per month. These companies excel in pricing, coverage options, and customer service, ensuring you get the best insurance for your Cadillac Escalade ESV.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

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Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

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Brad Larson

Updated January 2025

Cheapest for Cadillac Escalade ESV: Erie
4.3

Company Facts

Min. Coverage for Cadillac Escalade ESV

$347/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Offers a range of insurance products, including auto, homeowners, and business insurance.
  • Emphasizes exemplary customer service and fair pricing.
  • Multiple discounts available, such as for multiple policies, safe driving, and anti-theft devices.
  • Streamlined and efficient claims process with positive customer feedback.
  • Robust mobile app and online account management for policyholders.
  • Available in 11 states: Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin.
  • Limited availability, currently serving only 11 states.
  • Specific details about coverage options and pricing are not provided in the article.
  • No specific information about online quotes or the ease of obtaining them.
2nd Cheapest for Escalade ESV: AAA
N/A0.0

Company Facts

Min. Coverage for Cadillac Escalade ESV

$353/mo

A.M. Best Rating

Complaint Level

Low
3rd Cheapest for Escalade ESV: Chubb
4.5

Company Facts

Min. Coverage for Cadillac Escalade ESV

$360/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Strong financial stability and A.M. Best rating.
  • Comprehensive coverage options for various insurance needs.
  • Positive customer reviews on customer service.
  • Cost may be higher compared to some competitors.
  • Some customers report occasional difficulties with claims processing.

When seeking cheap Cadillac Escalade ESV car insurance, identifying the top providers like Erie, AAA, and Chubb is crucial. Known for its comprehensive coverage options and excellent customer service, Erie ensures Cadillac Escalade ESV owners receive both affordability and peace of mind on the road. Cheap Cadillac Escalade ESV Car Insurance: Erie, AAA and Chubb

Among them, Erie stands out as the top pick overall, offering competitive rates starting at $347 per month. Comparing quotes from these leading providers allows you to find the best insurance tailored to your needs.

Our Top 10 Company Picks: Cheap Cadillac Escalade ESV Car Insurance

CompanyRankMonthly RatesA.M. BestBest ForJump to Pros/Cons
Erie Tablepress Logo#1$347A+Youth DiscountsErie
AAA Tablepress Logo#2$353ARoadside AssistanceAAA
Chubb TablePress Logo#3$360A++High-Value VehiclesChubb
American Family Tablepress Logo#4$366AClaims ServiceAmerican Family
Farmers Tablepress Logo#5$371ASafety DiscountsFarmers
Safeco TablePress Logo#6$376ADiminishing DeductibleSafeco
USAA Tablepress Logo#7$382A++Military BenefitsUSAA
The General TablePress Logo#8$389AHigh-Risk CoverageThe General
Nationwide TablePress Logo#9$394A+Vanishing DeductibleNationwide
Progressive Tablepress Logo#10$400A+Competitive RatesProgressive

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Factors such as comprehensive coverage options, customer service excellence, and tailored policies make Erie the ideal choice for Cadillac Escalade ESV owners looking to balance affordability with quality coverage. Enter your ZIP code to begin.

The Rundown

  • Discover budget-friendly options for insuring your Cadillac Escalade ESV
  • Compare rates from top providers like Erie, with monthly rates as low as $150
  • Tailor coverage to your needs for peace of mind on the road

#1 – Erie: Top Overall Pick

Erie: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Youth Discounts: Erie offers attractive discounts for younger drivers, making it an ideal choice for families with teenage drivers.
  • A+ A.M. Best Rating: With an A+ rating from A.M. Best, Erie demonstrates financial stability and reliability. Read more through our Erie insurance reviews.
  • Comprehensive Coverage: Erie provides comprehensive coverage options tailored specifically for luxury SUVs like the Cadillac Escalade ESV.
  • Excellent Customer Service: Erie is known for its exceptional customer service, ensuring a smooth claims process and personalized assistance.
  • Competitive Rates: Despite offering comprehensive coverage, Erie maintains competitive rates, making it an affordable option for Cadillac Escalade ESV owners.

Cons

  • Limited Availability: Erie’s coverage may not be available in all areas, limiting options for some drivers.
  • Coverage Options: While Erie offers comprehensive coverage, some drivers may find that additional optional coverages are limited compared to other providers.

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#2 – AAA: Best for Roadside Assistance

AAA: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Roadside Assistance: AAA’s roadside assistance program offers peace of mind for Cadillac Escalade ESV owners, providing assistance in case of breakdowns or emergencies.
  • A.M. Best Rating: With an A rating from A.M. Best, AAA demonstrates financial strength and stability.
  • Multi-Policy Discounts: AAA offers discounts for bundling auto insurance with other policies, helping drivers save on overall insurance costs.
  • Extensive Network: AAA’s extensive network of service providers ensures prompt assistance and support, no matter where you are.
  • Membership Benefits: AAA members can enjoy additional benefits beyond insurance coverage, including travel discounts and exclusive offers.

Cons

  • Membership Required: To access AAA’s insurance offerings, drivers must be members of the AAA club, which may involve additional costs.
  • Regional Availability: AAA’s insurance coverage may not be available in all areas, limiting options for some drivers. Follow us more through our AAA insurance reviews.

#3 – Chubb: Best for High-Value Vehicles

Chubb: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • High-Value Vehicles: Chubb specializes in providing coverage for high-value vehicles like the Cadillac Escalade ESV, offering tailored protection for luxury SUV owners.
  • A++ A.M. Best Rating: With an A++ rating from A.M. Best, Chubb demonstrates exceptional financial strength and stability. Visit us more through our Chubb insurance reviews.
  • Customized Coverage: Chubb offers customized coverage options to meet the unique needs of Cadillac Escalade ESV owners, ensuring comprehensive protection.
  • Superior Claims Service: Chubb’s claims service is known for its efficiency and professionalism, providing Cadillac Escalade ESV owners with peace of mind during the claims process.
  • Worldwide Coverage: Chubb offers worldwide coverage for Cadillac Escalade ESV owners, providing protection no matter where you travel.

Cons

  • Higher Premiums: Chubb’s coverage may come with higher premiums compared to other providers, making it less affordable for some drivers.
  • Limited Discounts: While Chubb offers comprehensive coverage, discounts and savings opportunities may be limited compared to other insurers.

#4 – American Family: Best for Claims Service

American Family: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Strong Claims Service: American Family is known for its excellent claims service, providing prompt and efficient assistance to policyholders when they need it most.
  • Competitive Rates: Despite offering quality coverage, American Family maintains competitive rates, making it an affordable option for Cadillac Escalade ESV owners.
  • Personalized Coverage: American Family offers personalized coverage options tailored to the unique needs of Cadillac Escalade ESV drivers, ensuring comprehensive protection.
  • A.M. Best Rating: With an A rating from A.M. Best, American Family demonstrates financial stability and reliability.
  • Multi-Policy Discounts: American Family offers discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.

Cons

  • Limited Availability: American Family’s coverage may not be available in all areas, limiting options for some drivers. Connect us more through our American Family insurance reviews.
  • Coverage Limitations: While American Family offers comprehensive coverage, some drivers may find that certain optional coverages are limited compared to other providers.

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#5 – Farmers: Best for Safety Discounts

Farmers: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Safety Discounts: Farmers offers attractive discounts for safety features installed in the Cadillac Escalade ESV, making it an appealing option for safety-conscious drivers.
  • A.M. Best Rating: With an A rating from A.M. Best, Farmers demonstrates financial strength and stability. Read more through our Farmers insurance reviews.
  • Multi-Policy Discounts: Farmers provides discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.
  • Customizable Coverage: Farmers offers customizable coverage options to meet the unique needs of Cadillac Escalade ESV owners, ensuring comprehensive protection.
  • Superior Claims Service: Farmers is known for its efficient and responsive claims service, providing policyholders with peace of mind during the claims process.

Cons

  • Higher Premiums: Farmers’ coverage may come with higher premiums compared to other providers, making it less affordable for some drivers.
  • Limited Coverage Options: While Farmers offers comprehensive coverage, some drivers may find that additional optional coverages are limited compared to other insurers.

#6 – Safeco: Best for Diminishing Deductible

Safeco: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Diminishing Deductible: Safeco offers a diminishing deductible program, allowing policyholders to lower their deductible over time by maintaining a clean driving record, incentivizing safe driving behavior.
  • A.M. Best Rating: With an A rating from A.M. Best, Safeco demonstrates financial strength and stability.
  • Multi-Policy Discounts: Safeco provides discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.
  • Customizable Coverage: Safeco offers customizable coverage options to meet the unique needs of Cadillac Escalade ESV owners, ensuring comprehensive protection.
  • Excellent Customer Service: Safeco is known for its excellent customer service, providing personalized assistance and support to policyholders.

Cons

  • Limited Availability: Safeco’s coverage may not be available in all areas, limiting options for some drivers. Follow us more through our Safeco insurance reviews.
  • Coverage Limitations: While Safeco offers comprehensive coverage, some drivers may find that certain optional coverages are limited compared to other providers.

#7 – USAA: Best for Military Benefits

USAA: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Military Benefits: USAA offers exclusive benefits for military members and their families, including discounts and specialized coverage options tailored to their unique needs.
  • A++ A.M. Best Rating: With an A++ rating from A.M. Best, USAA demonstrates exceptional financial strength and stability.
  • Competitive Rates: Despite offering specialized coverage, USAA maintains competitive rates, making it an affordable option for Cadillac Escalade ESV owners.
  • Excellent Customer Service: USAA is known for its superior customer service, providing personalized assistance and support to military members and their families.
  • Multi-Policy Discounts: USAA offers discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.

Cons

  • Membership Requirements: USAA’s insurance products are only available to military members, veterans, and their families, limiting eligibility for some drivers.
  • Limited Availability: USAA’s coverage may not be available in all areas, restricting options for some drivers. Visit us more through our USAA insurance reviews.

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#8 – The General: Best for High-Risk Coverage

The General: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • High-Risk Coverage: The General specializes in providing coverage for high-risk drivers, making it an appealing option for drivers with past driving violations or accidents.
  • A.M. Best Rating: With an A rating from A.M. Best, The General demonstrates financial strength and stability. Connect us more through our The General insurance reviews.
  • Flexible Payment Options: The General offers flexible payment plans, allowing policyholders to customize their payment schedules to fit their budget.
  • Quick Quotes: The General provides quick and easy online quotes, making it convenient for drivers to obtain coverage quickly.
  • Customizable Coverage: The General offers customizable coverage options to meet the unique needs of Cadillac Escalade ESV owners, ensuring comprehensive protection.

Cons

  • Higher Premiums: The General’s coverage may come with higher premiums compared to other providers, particularly for high-risk drivers.
  • Limited Coverage Options: While The General offers comprehensive coverage, some drivers may find that additional optional coverages are limited compared to other insurers.

#9 – Nationwide: Best for Vanishing Deductible

Nationwide: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Vanishing Deductible: Nationwide offers a vanishing deductible program, allowing policyholders to lower their deductible over time by maintaining a clean driving record, incentivizing safe driving behavior.
  • A+ A.M. Best Rating: With an A+ rating from A.M. Best, Nationwide demonstrates financial strength and stability.
  • Multi-Policy Discounts: Nationwide provides discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.
  • Customizable Coverage: Nationwide offers customizable coverage options to meet the unique needs of Cadillac Escalade ESV owners, ensuring comprehensive protection.
  • Nationwide Network: Nationwide has a vast network of agents and service providers, ensuring policyholders receive prompt assistance and support.

Cons

  • Higher Premiums: Nationwide’s coverage may come with higher premiums compared to other providers, particularly for drivers with certain risk factors.
  • Limited Availability: Nationwide’s coverage may not be available in all areas, limiting options for some drivers. Read more through our Nationwide insurance reviews.

#10 – Progressive: Best for Competitive Rates

Progressive: Cheap Cadillac Escalade ESV Car Insurance

Pros

  • Competitive Rates: Progressive is known for offering competitive rates, making it an attractive option for Cadillac Escalade ESV owners seeking affordable coverage.
  • A+ A.M. Best Rating: With an A+ rating from A.M. Best, Progressive demonstrates strong financial stability and reliability.
  • Customizable Coverage: Progressive offers customizable coverage options, allowing policyholders to tailor their insurance policies to suit their specific needs.
  • Multi-Policy Discounts: Progressive provides discounts for bundling auto insurance with other policies, helping policyholders save on overall insurance costs.
  • Convenient Online Tools: Progressive offers convenient online tools and resources, including an easy-to-use website and mobile app, making it simple for policyholders to manage their insurance policies.

Cons

  • Limited Local Agents: Progressive primarily operates online and may have limited availability of local agents for in-person assistance. Follow us more through our Progressive insurance reviews.
  • Complex Claims Process: Some policyholders have reported experiencing challenges or delays in the claims process when filing claims with Progressive.

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Factors That Impact the Cost of Cadillac Escalade Esv Car Insurance

Several factors influence the cost of insuring a Cadillac Escalade ESV. The vehicle’s high market value and repair costs, being a luxury SUV, typically result in higher premiums. However, advanced safety features such as automatic emergency braking and blind-spot monitoring can help reduce insurance rates by mitigating accident risks.

Cadillac Escalade ESV Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA$353$571
American Family$366$584
Chubb$360$578
Erie$347$566
Farmers$371$590
Nationwide$394$615
Progressive$400$622
Safeco$376$597
The General$389$609
USAA$382$603

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Additionally, high theft rates associated with luxury vehicles can increase insurance costs. Other factors include the driver’s age and driving history, geographic location, the level of coverage and deductibles selected, and the driver’s credit history, all of which insurers consider when calculating premiums.

What to Consider When Insuring A Cadillac Escalade Esv

When insuring your Cadillac Escalade ESV, it’s crucial to align your coverage with your needs and budget. First, decide on the appropriate level of coverage beyond the minimum liability, such as collision and comprehensive insurance, to adequately protect your luxury vehicle. Next, select a deductible that suits your financial situation; higher deductibles can reduce premiums but require more out-of-pocket expenses if you file a claim.

Assess your overall budget to ensure you can comfortably afford the insurance premiums alongside other vehicle-related costs. Finally, compare quotes from multiple insurance providers to find the best policy that meets your needs and budget. Enter your ZIP code now to start.

Tips to Save Money on Cadillac Escalade Esv Car Insurance

Although insuring a Cadillac Escalade ESV can be expensive, there are ways to potentially reduce your premiums. First, consider bundling your car insurance with other policies, such as homeowners or renters insurance, to benefit from multi-policy discounts.

Erie Site Screenshot: Cheap Cadillac Escalade ESV Car Insurance

Last, opting for higher deductibles can help lower your premiums, but ensure you can afford the deductible in case of a claim. Lastly, maintain a clean driving record by avoiding accidents and traffic violations, as insurance providers typically offer lower rates to safe drivers. Enter your ZIP code now to start.

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Common Misconceptions About Insuring A Cadillac Escalade Esv

There are several misconceptions regarding insuring a Cadillac Escalade ESV. One common myth is that all insurance companies, including Liberty Mutual, offer the same rates. In reality, insurance providers use different rating systems and underwriting criteria, leading to significant variations in rates. Another misconception is that luxury vehicles are always expensive to insure.

AAA Site Screenshot: Cheap Cadillac Escalade ESV Car Insurance

Additionally, some people believe that changing insurance providers, such as switching from Liberty Mutual to another insurer, will result in coverage gaps. However, by carefully coordinating the start and end dates of your policies and working with your new insurer, you can ensure a seamless transition without any lapses in coverage.

Special Considerations for Insuring a Luxury Suv Like the Cadillac Escalade Esv: The Bottom Line

Insuring a luxury SUV like the Cadillac Escalade ESV requires special considerations. Firstly, statutory minimum coverage might not provide adequate protection for such a high-value vehicle, making additional coverage options like collision and comprehensive insurance essential. Secondly, the higher market value and repair costs associated with luxury SUVs can lead to higher insurance premiums.

Erie offers unbeatable value with Cadillac Escalade ESV car insurance starting at $150 per month, providing comprehensive coverage and peace of mind.

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However, the presence of advanced safety features and anti-theft devices can help lower insurance rates for a Cadillac Escalade ESV. Companies like Freeway Car offer various discounts that can further reduce costs. Enter your ZIP code now to start.

Frequently Asked Questions

How much is insurance on a 2024 Cadillac Escalade?

The cost of insurance for a 2024 Cadillac Escalade varies depending on several factors such as the driver’s age, location, driving history, coverage options, and the insurance provider’s rates. On average, insurance for a Cadillac Escalade ESV can range from approximately $1,500 to $2,500 per year. However, it’s best to obtain personalized quotes from insurance providers to get an accurate estimate.

Why buy a Cadillac Escalade?

The Cadillac Escalade is a popular choice for buyers looking for a luxury SUV that offers spacious seating, advanced technology features, and powerful performance. With its luxurious interior, smooth ride, and reputation for reliability, the Escalade is ideal for families, professionals, and anyone seeking a premium driving experience.

What does ESV stand for on a Cadillac?

ESV stands for “Escalade Stretch Vehicle.” It denotes the extended version of the Cadillac Escalade, which offers additional cargo space and passenger room compared to the standard model. The ESV variant is known for its versatility and ability to accommodate larger families or groups comfortably. Enter your ZIP code now to start.

How much is the new Escalade 2024?

The price of the new 2024 Cadillac Escalade varies depending on the trim level, optional features, and any discounts or incentives offered by dealerships. The starting price for a base model typically ranges from around $80,000 to $100,000, while fully loaded models with all available options can exceed $100,000.

What is the price range of a Cadillac Escalade?

The price range of a Cadillac Escalade varies depending on the model year, trim level, and optional features. Generally, prices for a new Escalade start around $80,000 for the base model and can go up to over $100,000 for fully loaded variants with premium amenities and advanced technology.

Will Cadillac have an Escalade V for 2024?

As of the latest information available, Cadillac has not announced plans for an Escalade V model for 2024. However, Cadillac regularly updates its lineup, so it’s possible that new models or variants may be introduced in the future. Enter your ZIP code now to start.

How much would insurance be for a Cadillac CTS?

The cost of insurance for a Cadillac CTS varies depending on factors such as the driver’s age, location, driving history, coverage options, and the insurance provider’s rates. On average, insurance for a Cadillac CTS can range from several hundred to over a thousand dollars per year. It’s best to obtain personalized quotes from insurance providers to get an accurate estimate.

What factors affect the cost of Cadillac Escalade ESV car insurance?

Several factors influence the cost of insurance for a Cadillac Escalade ESV, including the vehicle’s value, repair costs, safety features, theft rates, driver’s age and driving history, geographic location, insurance coverage and deductibles, and credit history.

How can I find the best insurance rates for a Cadillac Escalade ESV?

To find the best insurance rates for a Cadillac Escalade ESV, it’s essential to shop around and compare quotes from multiple insurance providers. Additionally, consider factors such as coverage options, deductibles, discounts, and customer service reputation when selecting an insurance company. Enter your ZIP code now to start.

Does the location where I live impact the insurance cost for a Cadillac Escalade ESV?

Yes, the location where you live can significantly impact the insurance cost for a Cadillac Escalade ESV. Areas with higher crime rates, traffic density, and accident rates may result in higher insurance premiums due to increased risks of theft, vandalism, and accidents.

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