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Cheap Chrysler 200 Car Insurance in 2025 (Save Money With These 10 Companies!)

For cheap Chrysler 200 car insurance, Erie, Nationwide, and Progressive offer the best rates, starting at around $55. These insurers provide competitive pricing, comprehensive coverage, and excellent customer service, making them top choices. Save with these reliable providers.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

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Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

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Justin Wright

Updated November 2024

Cheapest for Chrysler 200: Erie
4.3

Company Facts

Min. Coverage for Chrysler 200

$55/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Offers a range of insurance products, including auto, homeowners, and business insurance.
  • Emphasizes exemplary customer service and fair pricing.
  • Multiple discounts available, such as for multiple policies, safe driving, and anti-theft devices.
  • Streamlined and efficient claims process with positive customer feedback.
  • Robust mobile app and online account management for policyholders.
  • Available in 11 states: Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin.
  • Limited availability, currently serving only 11 states.
  • Specific details about coverage options and pricing are not provided in the article.
  • No specific information about online quotes or the ease of obtaining them.
2nd Cheapest for 200: Nationwide
4.0

Company Facts

Min. Coverage for Chrysler 200

$60/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Extensive range of insurance products and financial services
  • Longstanding reputation and a history dating back to 1925
  • Nationwide operates in all 50 states and the District of Columbia
  • Positive customer feedback on customer service, ease of use, and competitive rates
  • Multiple discounts available
  • Some customers have reported issues with billing, claims processing, or customer service
  • Individual experiences may vary, and not all customers may have positive feedback
3rd Cheapest for 200: Progressive
4.3

Company Facts

Min. Coverage for Chrysler 200

$65/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Competitive pricing
  • Easy online tools
  • Good customer service
  • Claims processing
  • Payment processing
  • Coverage options

The top picks for cheap Chrysler 200 car insurance are Erie, Nationwide, and Progressive, with Erie offering the best overall rates. These companies provide affordable premiums starting at $55 per month, comprehensive coverage options, and exceptional customer service. Factors such as driving record, location, and safety features influence rates.

Cheap Chrysler 200 Car Insurance in 2024: Erie, Nationwide and Progressive

Comparing quotes from these providers can help you save on your Chrysler 200 car insurance. When it comes to insuring your Chrysler 200, it’s important to understand the factors that can impact the cost of car insurance. From the type of coverage you choose to your driving record, various elements contribute to the calculation of your premium.

Our Top 10 Company Picks: Cheap Chrysler 200 Car Insurance

CompanyRankMonthly RatesA.M. BestBest ForJump to Pros/Cons
Erie Tablepress Logo#1$55A+Low PremiumsErie
Nationwide TablePress Logo#2$60A+Broad CoverageNationwide
Progressive Tablepress Logo#3$65A+Competitive RatesProgressive
Safeco TablePress Logo#4$68APolicy BundlingSafeco
State Farm Tablepress Logo#5$70BReliable DiscountsState Farm
Mercury Insurance TablePress Logo#6$75AAffordable OptionsMercury
Auto-Owners TablePress Logo#7$78A++Regional AffordabilityAuto-Owners
The General TablePress Logo#8$80AFlexible PlansThe General
Liberty Mutual Table Press Logo#9$85ACustomizable PoliciesLiberty Mutual
Farmers Tablepress Logo#10$90AComprehensive CoverageFarmers

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In this comprehensive guide, we will explore everything you need to know about Chrysler 200 car insurance costs. By the end of this article, you’ll have gained valuable insights into the different factors affecting car insurance rates, tips for finding affordable coverage, and much more.

The Rundown

  • Compare cheap Chrysler 200 car insurance from Erie, Nationwide, and Progressive
  • Erie offers the best rates, with monthly premiums starting at $55
  • Explore coverage options to reduce your Chrysler 200 insurance costs

#1 – Erie: Top Overall Pick

Erie: Cheap Chrysler 200 Car Insurance

Pros

  • Low Premiums: Erie offers some of the lowest monthly rates, starting at $55, making it an attractive option for budget-conscious Chrysler 200 owners. Read more through our Erie insurance reviews.
  • Excellent Financial Strength: Rated A+ by A.M. Best, Erie demonstrates strong financial stability, assuring customers of reliable coverage.
  • Customer Satisfaction: Erie is known for its excellent customer service, with high satisfaction ratings among policyholders.
  • Customizable Policies: Erie provides a range of coverage options, allowing customers to tailor their policies to meet their specific needs.
  • Discount Opportunities: Erie offers various discounts, including multi-policy, safe driver, and vehicle safety feature discounts, helping customers save even more on their premiums.

Cons

  • Limited Availability: Erie’s coverage may not be available in all states, limiting options for some Chrysler 200 owners.
  • Less Online Accessibility: Compared to some competitors, Erie’s online tools and resources may be less robust, which could be inconvenient for customers who prefer digital interactions.

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#2 – Nationwide: Best for Broad Coverage

Nationwide: Cheap Chrysler 200 Car Insurance

 

Pros

  • Broad Coverage: Nationwide offers comprehensive coverage options, providing Chrysler 200 owners with peace of mind on the road.
  • Strong Financial Rating: With an A+ rating from A.M. Best, Nationwide demonstrates financial stability and reliability.
  • Discount Opportunities: Nationwide offers various discounts, including safe driver, multi-policy, and anti-theft device discounts, helping customers save on premiums.
  • Wide Availability: Nationwide operates in many states, offering coverage options to a broad customer base.
  • Exceptional Customer Service: Nationwide is known for its excellent customer service, with dedicated agents available to assist customers with their insurance needs.

Cons

  • Higher Premiums: While Nationwide offers broad coverage, its monthly rates may be slightly higher compared to some competitors, starting at $60. Follow us more through our Nationwide insurance reviews.
  • Potential for Coverage Limitations: Some policyholders may find certain coverage options to be limited or restrictive, depending on their specific needs and circumstances.

#3 – Progressive: Best for Competitive Rates

Progressive: Cheap Chrysler 200 Car Insurance

Pros

  • Competitive Rates: Progressive offers competitive monthly rates starting at $65, making it an appealing option for budget-conscious Chrysler 200 owners.
  • Excellent Financial Strength: Rated A+ by A.M. Best, Progressive boasts strong financial stability and reliability. Visit us more through our Progressive insurance reviews.
  • Convenient Online Tools: Progressive provides a user-friendly online platform for managing policies, filing claims, and accessing resources.
  • Discount Opportunities: Progressive offers various discounts, including multi-policy, safe driver, and online quote discounts, helping customers save on premiums.
  • Customizable Policies: Progressive offers a range of coverage options, allowing customers to tailor their policies to meet their specific needs.

Cons

  • Customer Service Concerns: While Progressive offers convenient online tools, some customers may experience challenges with customer service quality or responsiveness.
  • Potential for Rate Increases: Progressive’s rates may increase over time, especially for policyholders who file claims or experience changes in their driving record.

#4 – Safeco: Best for Policy Bundling

Safeco: Cheap Chrysler 200 Car Insurance

Pros

  • Policy Bundling: Safeco offers discounts for bundling multiple insurance policies, making it convenient and cost-effective for customers who need coverage for multiple assets.
  • Affordable Rates: With monthly rates starting at $68, Safeco provides competitive pricing for Chrysler 200 owners, helping them save on insurance costs.
  • Solid Financial Rating: Safeco holds an A rating from A.M. Best, indicating strong financial stability and reliability.
  • Flexible Coverage Options: Safeco provides a variety of coverage options, allowing customers to customize their policies to suit their individual needs.
  • Additional Discounts: In addition to policy bundling discounts, Safeco offers other opportunities for savings, such as safe driver discounts and discounts for safety features installed in the vehicle.

Cons

  • Limited Availability: Safeco’s coverage may not be available in all states, limiting options for some Chrysler 200 owners.
  • Potential for Rate Increases: While Safeco offers competitive rates, some customers may experience rate increases over time, particularly if they file claims or experience changes in their driving record. Connect us more through our Safeco insurance reviews.

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#5 – State Farm: Best for Reliable Discounts

State Farm: Cheap Chrysler 200 Car Insurance

Pros

  • Reliable Discounts: State Farm is known for offering a wide range of discounts, including multi-policy, safe driver, and vehicle safety feature discounts, helping customers save on their premiums.
  • Strong Financial Stability: Rated B by A.M. Best, State Farm still maintains solid financial stability, assuring customers of reliable coverage.
  • Extensive Agent Network: State Farm has a vast network of local agents, providing personalized service and assistance to customers across the country. Read more through our State Farm insurance reviews.
  • Comprehensive Coverage Options: State Farm offers a variety of coverage options, allowing customers to build policies that meet their specific needs and preferences.
  • User-Friendly Online Tools: State Farm provides convenient online tools and resources for managing policies, filing claims, and accessing customer support.

Cons

  • Potentially Higher Premiums: While State Farm offers reliable discounts, its monthly rates may be slightly higher compared to some competitors, starting at $70.
  • Limited Availability of Certain Discounts: Some discounts offered by State Farm may not be available in all states or may have specific eligibility requirements, limiting the savings potential for some customers.

#6 – Mercury Insurance: Best for Affordable Options

Mercury Insurance: Cheap Chrysler 200 Car Insurance

Pros

  • Affordable Options: Mercury Insurance offers competitive monthly rates starting at $75, making it an attractive option for budget-conscious Chrysler 200 owners.
  • Strong Financial Stability: Rated A by A.M. Best, Mercury Insurance demonstrates solid financial stability and reliability, providing customers with peace of mind.
  • Customizable Policies: Mercury Insurance offers a range of coverage options, allowing customers to tailor their policies to meet their specific needs and budget.
  • Discount Opportunities: Mercury Insurance provides various discounts, including multi-policy, safe driver, and anti-theft device discounts, helping customers save on their premiums.
  • Convenient Claims Process: Mercury Insurance offers a straightforward and efficient claims process, ensuring that customers receive prompt assistance and resolution in the event of a claim.

Cons

  • Limited Availability: Mercury Insurance may not be available in all states, limiting options for some Chrysler 200 owners. Follow us more through our Mercury insurance reviews.
  • Potential for Coverage Limitations: Some policyholders may find certain coverage options to be limited or less comprehensive compared to other insurers, depending on their specific needs and circumstances.

#7 – Auto-Owners: Best for Regional Affordability

Auto-Owners: Cheap Chrysler 200 Car Insurance

Pros

  • Regional Affordability: Auto-Owners offers competitive rates tailored to specific regions, making it an attractive option for Chrysler 200 owners looking for affordability.
  • Exceptional Financial Strength: Rated A++ by A.M. Best, Auto-Owners demonstrates unparalleled financial stability, ensuring reliable coverage for policyholders.
  • Customized Coverage: Auto-Owners provides customizable policies, allowing customers to build coverage plans that align with their individual needs and preferences.
  • Personalized Service: With a focus on personalized service, Auto-Owners emphasizes building long-term relationships with customers and providing dedicated support. Visit us more through our Auto-Owners insurance reviews.
  • Range of Discounts: Auto-Owners offers various discounts, including multi-policy, safe driver, and loyalty discounts, helping customers save on their premiums.

Cons

  • Limited Availability: Auto-Owners’ coverage may be limited to specific regions or states, potentially restricting options for some Chrysler 200 owners.
  • Potential for Less Online Accessibility: Compared to some competitors, Auto-Owners’ online tools and resources may be less robust, which could be inconvenient for customers who prefer digital interactions.

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#8 – The General: Best for Flexible Plans

The General: Cheap Chrysler 200 Car Insurance

Pros

  • Flexible Plans: The General offers flexible insurance plans, catering to diverse needs and preferences, making it suitable for customers seeking customizable coverage options.
  • Affordable Rates: With monthly rates starting at $80, The General provides competitive pricing for Chrysler 200 owners, helping them save on insurance costs.
  • Accessible Coverage: The General specializes in providing coverage for drivers with less-than-perfect driving records or unique circumstances, ensuring accessibility for a broader range of customers.
  • User-Friendly Online Tools: The General offers a user-friendly online platform for managing policies, making payments, and accessing customer support, enhancing convenience for policyholders.
  • Convenient Claims Process: The General provides a straightforward claims process, ensuring that customers receive prompt assistance and resolution in the event of a claim.

Cons

  • Limited Coverage Options: The General may offer fewer coverage options compared to some competitors, potentially limiting customization and comprehensive protection for policyholders. Connect us more through our The General insurance reviews.
  • Potential for Higher Premiums: While The General offers flexible plans, its rates may be slightly higher compared to some competitors, starting at $80 per month.

#9 – Liberty Mutual: Best for Customizable Policies

Liberty Mutual: Cheap Chrysler 200 Car Insurance

Pros

  • Customizable Policies: Liberty Mutual offers customizable policies, allowing customers to tailor coverage to their specific needs and preferences, ensuring comprehensive protection for their Chrysler 200.
  • Strong Financial Stability: Rated A by A.M. Best, Liberty Mutual demonstrates solid financial stability and reliability, providing customers with confidence in their coverage.
  • Wide Range of Coverage Options: Liberty Mutual provides a broad range of coverage options, including liability, collision, and comprehensive coverage, ensuring comprehensive protection for Chrysler 200 owners.
  • Discount Opportunities: Liberty Mutual offers various discounts, including multi-policy, safe driver, and anti-theft device discounts, helping customers save on their premiums.
  • Nationwide Availability: Liberty Mutual operates in all states, providing coverage options to a broad customer base, enhancing accessibility for Chrysler 200 owners nationwide.

Cons

  • Higher Premiums: While Liberty Mutual offers customizable policies, its rates may be slightly higher compared to some competitors, starting at $85 per month.
  • Potential for Coverage Limitations: Some policyholders may find certain coverage options to be limited or less comprehensive compared to other insurers, depending on their specific needs and circumstances. Read more through our Liberty Mutual insurance reviews.

#10 – Farmers: Best for Comprehensive Coverage

Farmers: Cheap Chrysler 200 Car Insurance

Pros

  • Comprehensive Coverage: Farmers offers a wide range of coverage options, including liability, collision, and comprehensive coverage, ensuring comprehensive protection for Chrysler 200 owners. Follow us more through our Farmers insurance reviews.
  • Strong Financial Stability: Rated A by A.M. Best, Farmers demonstrates solid financial stability and reliability, providing customers with confidence in their coverage.
  • Customizable Policies: Farmers provides customizable policies, allowing customers to tailor coverage to their specific needs and preferences, ensuring flexibility and comprehensive protection.
  • Discount Opportunities: Farmers offers various discounts, including multi-policy, safe driver, and anti-theft device discounts, helping customers save on their premiums.
  • Nationwide Availability: Farmers operates in all states, providing coverage options to a broad customer base, enhancing accessibility for Chrysler 200 owners nationwide.

Cons

  • Higher Premiums: While Farmers offers comprehensive coverage, its rates may be higher compared to some competitors, starting at $90 per month.
  • Potential for Coverage Limitations: Some policyholders may find certain coverage options to be limited or less comprehensive compared to other insurers, depending on their specific needs and circumstances.

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Factors That Affect Chrysler 200 Car Insurance Rates

When determining the insurance premiums for your Chrysler 200, insurance companies analyze multiple factors, including age, driving experience, location, annual mileage, credit score, and even academic performance for good students. Typically, younger drivers face higher insurance premiums due to their limited experience on the road, while those with a clean driving record can anticipate lower rates.

Chrysler 200 Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
Auto-Owners$78$175
Erie$55$140
Farmers$90$190
Liberty Mutual$85$185
Mercury$75$170
Nationwide$60$145
Progressive$65$150
Safeco$68$155
State Farm$70$160
The General$80$180

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Additionally, living in areas with heavy traffic congestion or a high crime rate can lead to increased insurance costs. To obtain an accurate insurance quote for your Chrysler 200, it’s essential to provide detailed information about these factors to potential insurers.

Understanding the Different Types of Car Insurance Coverage for Chrysler 200

When obtaining insurance for your Chrysler 200, it’s essential to grasp the various types of coverage available. Basic car insurance typically includes liability coverage, which offers financial protection in scenarios where you cause damage to someone else’s property or injure another individual. Enter your ZIP code now to start.

Additionally, it’s advisable to consider comprehensive and collision coverage, which can safeguard your vehicle against damages resulting from accidents or other incidents. Familiarizing yourself with these coverage options enables you to make informed decisions when selecting the ideal policy for your Chrysler 200. Moreover, it’s worth exploring insurers like Preferred Mutual to find tailored coverage options and competitive rates.

Comparing Car Insurance Quotes for the Chrysler 200

When insuring your Chrysler 200, it’s crucial to compare car insurance quotes from multiple providers. Each insurer employs its unique formula to calculate rates, resulting in different premiums for identical coverage. By requesting quotes from several insurers and utilizing tools to compare car insurance quotes, you can assess prices and coverage options.

Erie Site Screenshot: Cheap Chrysler 200 Car Insurance

This process aids in finding the most affordable and suitable policy for your Chrysler 200. Although it may require some time and effort, comparing quotes can potentially save you a significant amount of money in the long run. Enter your ZIP code now to start.

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The Most Common Claims and Repairs for the Chrysler 200 and how they Impact Insurance Rates

Having an understanding of the prevalent claims and repairs linked to the Chrysler 200 offers valuable insights into their potential influence on insurance rates. Typical claims for this vehicle encompass collision-related damages, theft, and vandalism. Insurance providers consider the frequency and severity of these claims when setting rates.

Nationwide Site Screenshot: Cheap Chrysler 200 Car Insurance

Should your vehicle be prone to accidents or necessitate expensive repairs, it could lead to heightened insurance premiums. Being cognizant of these elements allows you to incorporate them into your decision-making process when selecting car insurance coverage for your Chrysler 200, ensuring a choice that aligns with your budget and coverage requirements.

How Modifications and Aftermarket Upgrades can Affect the Cost of Insuring a Chrysler 200: The Bottom Line

If you’re considering modifications or aftermarket upgrades for your Chrysler 200, it’s crucial to weigh their potential impact on your insurance costs. Certain alterations, such as performance enhancements or changes to the vehicle’s appearance, may raise insurers’ perception of risk, leading to higher premiums due to increased vehicle value and potential repair costs. Enter your ZIP code now to start.

Erie offers the best rates for Chrysler 200 insurance, starting at just $50 per month.

Scott W. Johnson Licensed Insurance Agent

In conclusion, Understanding these factors and following the provided tips can help you find affordable car insurance while maintaining adequate coverage for your Chrysler 200. Remember to compare quotes from multiple insurers, understand different coverage options, and take advantage of applicable discounts or incentives, including those offered by insurers like Cure Car.

Frequently Asked Questions

How much is insurance on a 2013 Chrysler 200?

Insurance rates for a 2013 Chrysler 200 can vary depending on factors such as the driver’s age, location, driving history, and coverage options. On average, insurance premiums for a Chrysler 200 range from approximately $80 to $90 per month.

Who normally has the cheapest car insurance?

The cheapest car insurance providers can vary depending on individual circumstances and factors such as location, driving history, and coverage needs. However, companies like Erie, Nationwide, and Progressive are often recognized for offering competitive rates for Chrysler 200 car insurance. Enter your ZIP code now to start.

What is the lowest car insurance group?

The lowest car insurance group typically includes vehicles with lower risk factors, such as smaller engine sizes, lower market values, and fewer expensive repair costs. However, the specific lowest car insurance group can vary depending on the insurance company’s classification system.

Which type of life insurance is the cheapest?

Term life insurance is generally the cheapest type of life insurance, as it provides coverage for a specific period (e.g., 10, 20, or 30 years) and does not include a cash value component like whole life insurance. Term life insurance offers straightforward coverage at an affordable price.

How much is a 2013 Chrysler 200 worth?

The value of a 2013 Chrysler 200 can vary depending on factors such as mileage, condition, location, and market demand. On average, a 2013 Chrysler 200 may be worth between $5,000 to $10,000. Enter your ZIP code now to start.

What is the lowest level of car insurance?

The lowest level of car insurance typically refers to state-required minimum liability coverage, which provides financial protection for damages or injuries caused to others in an accident that you are at fault for. This coverage does not include protection for your own vehicle.

What is the lowest form of car insurance?

The lowest form of car insurance usually refers to liability coverage, which is the minimum level of coverage required by law in most states. Liability insurance provides financial protection for damages or injuries caused to others in an accident that you are at fault for.

Which type of car is cheapest to insure?

Generally, smaller, less expensive cars with lower horsepower and good safety ratings are cheaper to insure. Vehicles with lower repair costs, lower theft rates, and lower accident rates also tend to have cheaper insurance premiums. Enter your ZIP code now to start.

Which category of car insurance is best?

The best category of car insurance depends on individual needs and preferences. Comprehensive coverage provides the highest level of protection, including coverage for damages to your own vehicle from accidents, theft, vandalism, and other non-collision incidents.

What is the lowest you can pay for car insurance?

The lowest premium for car insurance varies depending on factors such as the driver’s age, location, driving history, and coverage needs. However, some drivers may qualify for discounts or incentives that can help lower their insurance premiums.

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