Cheap Dodge Durango Car Insurance in 2025 (Unlock Big Savings From These 10 Companies!)
Discover cheap Dodge Durango car insurance. State Farm, The Hartford, and Progressive stand out as top picks, offering monthly premiums averaging $40, $45, and $48 respectively. Learn why these providers excel in providing affordable coverage for Dodge Durango owners.
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Table of Contents
Table of Contents
Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life...
Maria Hanson
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated January 2025
18,155 reviewsCompany Facts
Min. Coverage for Dodge Durango
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews
765 reviewsCompany Facts
Min. Coverage for Dodge Durango
A.M. Best Rating
Complaint Level
Pros & Cons
765 reviews
13,283 reviewsCompany Facts
Min. Coverage for Dodge Durango
A.M. Best Rating
Complaint Level
Pros & Cons
13,283 reviews
With comprehensive coverage, affordability, and excellent customer satisfaction, State Farm, along with The Hartford and Progressive, stands out among the top three providers. Explore why these companies excel in providing affordable and reliable coverage for Dodge Durango owners.
Our Top 10 Company Picks: Cheap Dodge Durango Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $40 B Low Rates State Farm
#2 $45 A+ AARP Discounts The Hartford
#3 $48 A+ Snapshot Program Progressive
#4 $50 A++ Affordable Premiums Geico
#5 $52 A+ Customer Satisfaction Amica
#6 $55 A+ Vanishing Deductible Nationwide
#7 $57 A Roadside Assistance AAA
#8 $58 A++ Military Discounts USAA
#9 $60 A+ Customized Policies Allstate
#10 $65 A Comprehensive Coverage MetLife
- State Farm: Best rates at $40/month for Dodge Durango car insurance
- Tailored coverage and affordability meet Dodge Durango owners’ needs
- Find out why State Farm leads for cheap Dodge Durango insurance
#1 – State Farm: Top Overall Pick
Pros
- Low Rates: State Farm offers affordable monthly rates, starting at $40. For additional insights, refer to our article named “State Farm Insurance Reviews.“
- Strong Financial Rating: Rated B by A.M. Best, indicating financial stability.
- Wide Range of Coverage: Provides various coverage options tailored to individual needs.
- Excellent Customer Service: Known for its responsive and helpful customer service.
- Discount Opportunities: Offers discounts for multiple policyholders and safe drivers.
Cons
- Limited Availability: State Farm may not be available in all areas.
- Snapshot Program Requirements: Some customers may find the requirements for the Snapshot program restrictive.
- Potential for Rate Increases: While initial rates may be low, some customers report rate hikes over time.
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#2 – The Hartford: Best for AARP Discounts
Pros
- AARP Discounts: The Hartford offers exclusive discounts for AARP members.
- Strong Financial Rating: Rated A+ by A.M. Best, indicating financial stability.
- Customizable Policies: Provides options to tailor policies to individual needs.
- Exceptional Customer Service: Known for its excellent customer service and claims handling.
- Vanishing Deductible: Offers a vanishing deductible program for safe drivers. Find out more by reading our article titled “The Hartford Insurance Reviews.“
Cons
- Potentially Higher Rates: While competitive, rates may be slightly higher compared to other insurers.
- Limited Availability: The Hartford may not be available in all states.
- Restrictive AARP Membership: Discounts are exclusive to AARP members, limiting eligibility for some customers.
#3 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program: Progressive’s Snapshot program rewards safe driving habits with potential discounts.
- Strong Financial Rating: Rated A+ by A.M. Best, indicating financial stability.
- Affordable Premiums: Offers competitive monthly rates starting at $48.
- Wide Range of Coverage: Provides various coverage options to meet different needs.
- Convenient Online Tools: User-friendly website and mobile app for policy management.
Cons
- Rate Fluctuations: Rates may fluctuate over time, affecting long-term affordability. Broaden your knowledge with our article named “Progressive Insurance Reviews.“
- Customer Service Concerns: Some customers report mixed experiences with customer service.
- Snapshot Program Restrictions: Requirements for the Snapshot program may not suit all drivers’ habits.
#4 – Geico: Best for Affordable Premiums
Pros
- Affordable Premiums: Geico offers competitive monthly rates starting at $50.
- Strong Financial Rating: Rated A++ by A.M. Best, indicating exceptional financial stability.
- Wide Range of Coverage: Provides customizable coverage options to suit individual needs.
- Convenient Access: Offers online policy management tools for easy access and updates.
- Discount Opportunities: Provides various discounts for policyholders, including multi-policy and safe driving discounts.
Cons
- Customer Service Concerns: Some customers report issues with customer service responsiveness. Explore further with our article entitled “Geico Insurance Reviews.“
- Limited Local Agents: Geico primarily operates online and may not offer face-to-face agent support in all areas.
- Potentially Complex Claims Process: Some customers find the claims process confusing or lengthy.
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#5 – Amica: Best for Customer Satisfaction
Pros
- High Customer Satisfaction: Amica is known for its exceptional customer satisfaction ratings.
- Strong Financial Rating: Rated A+ by A.M. Best, indicating financial stability.
- Customizable Policies: Offers flexibility in policy customization to meet individual needs.
- Responsive Claims Handling: Known for its efficient and responsive claims handling process.
- Discount Opportunities: Provides various discounts for policyholders, such as loyalty and claims-free discounts.
Cons
- Potentially Higher Rates: While offering excellent service, rates may be slightly higher compared to some competitors.
- Limited Availability: Amica may not be available in all states, limiting options for some customers. Gain insights by reading our article titled “Amica Insurance Reviews.“
- Complex Policy Options: The wide range of coverage options may be overwhelming for some customers.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide offers a vanishing deductible program for safe drivers. For further details, consult our article named “Nationwide Insurance Reviews.“
- Strong Financial Rating: Rated A+ by A.M. Best, indicating exceptional financial stability.
- Wide Range of Coverage: Provides various coverage options to meet different needs.
- Discount Opportunities: Offers various discounts for policyholders, including multi-policy and accident-free discounts.
- Convenient Claims Handling: Nationwide offers a streamlined claims process for quick resolution.
Cons
- Potentially Higher Rates: While competitive, rates may be slightly higher compared to some other insurers.
- Limited Local Agents: Nationwide primarily operates online and may not offer face-to-face agent support in all areas.
- Coverage Limitations: Some customers may find limitations in coverage options compared to other insurers.
#7 – AAA: Best for Roadside Assistance
Pros
- Roadside Assistance: AAA offers comprehensive roadside assistance coverage for peace of mind.
- Competitive Rates: Monthly premiums start at $57, providing affordable coverage options.
- Member Benefits: AAA members enjoy additional perks and discounts on various services.
- Strong Financial Rating: Rated A by A.M. Best, ensuring financial stability. Discover more by delving into our article entitled “AAA Insurance Reviews.“
- Convenient Access: Offers online tools and mobile app for easy policy management.
Cons
- Membership Required: To access AAA services, membership is required, which may not be suitable for everyone.
- Limited Coverage Area: AAA may not be available in all regions, limiting options for some customers.
- Potential for Service Delays: During peak times, there may be delays in roadside assistance service.
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#8 – USAA: Best for Military Discounts
Pros
- Military Discounts: USAA offers exclusive discounts and benefits for military members and their families.
- Exceptional Financial Stability: Rated A++ by A.M. Best, indicating the highest level of financial strength.
- Customized Policies: Provides personalized coverage options to meet individual needs.
- Excellent Customer Service: Known for its responsive and helpful customer service.
- Convenient Access: Offers online and mobile app access for easy policy management. Get a better grasp by reading our article titled “USAA Insurance Reviews.“
Cons
- Limited Eligibility: USAA membership is limited to military members, veterans, and their families.
- Potentially Higher Rates: While offering excellent service, rates may be slightly higher compared to some competitors.
- Limited Branch Locations: Physical branch locations may be limited, affecting face-to-face support options.
#9 – Allstate: Best for Customized Policies
Pros
- Customized Policies: Allstate offers customizable policies to fit individual needs and preferences. Uncover additional insights in our article called “Allstate Insurance Reviews.“
- Strong Financial Rating: Rated A+ by A.M. Best, indicating excellent financial stability.
- Wide Range of Coverage: Provides various coverage options, including unique add-ons for enhanced protection.
- Discount Opportunities: Offers multiple discounts for policyholders, such as bundling and safe driver discounts.
- Convenient Claims Handling: Streamlined claims process for quick and hassle-free resolution.
Cons
- Potentially Higher Rates: While providing comprehensive coverage, rates may be slightly higher compared to some competitors.
- Mixed Customer Service Reviews: Some customers report mixed experiences with Allstate’s customer service.
- Complex Policy Options: The wide range of coverage options may be overwhelming for some customers.
#10 – Metlife: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: MetLife offers extensive coverage options to ensure protection against various risks.
- Strong Financial Stability: Rated A by A.M. Best, indicating strong financial stability.
- Customizable Policies: Provides flexibility to tailor policies to individual needs and preferences.
- Additional Benefits: Offers additional benefits and add-ons for enhanced coverage.
- Reputation: MetLife has a long-standing reputation in the insurance industry, providing peace of mind to policyholders.
Cons
- Higher Premiums: Monthly rates start at $65, which may be higher compared to some competitors.
- Limited Availability: MetLife policies may not be available in all areas, limiting options for some customers.
- Complex Policy Options: The wide range of coverage options may be overwhelming for some customers. Explore further details in our “Metlife Insurance Reviews.“
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Factors That Influence the Cost of Dodge Durango Car Insurance
Understanding the Different Types of Car Insurance Coverage for a Dodge Durango
A Comprehensive Guide to Calculating Car Insurance Premiums for a Dodge Durango
Understanding the complexities behind car insurance premium calculations is key to estimating costs accurately. Factors like the vehicle’s safety features and theft rates, along with personal details such as age, driving history, and credit score, all contribute to determining premiums.
Access supplementary details in our “State Farm Insurance Reviews.”
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Additionally, the type and extent of coverage you select, as well as your location in terms of crime and accident rates, play significant roles in influencing insurance costs for your Dodge Durango. Enter your ZIP code now to start.
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The Average Cost of Car Insurance for a Dodge Durango in Different States
Tips for Finding Affordable Car Insurance Quotes for Your Dodge Durango
To secure affordable car insurance for your Dodge Durango, it’s crucial to conduct thorough research and comparisons. Begin by gathering quotes from multiple insurance providers to assess rates and coverage options. Additionally, bundling your car insurance with other policies like home insurance can often lead to discounts.
Exploring Discounts and Savings Opportunities on Car Insurance for a Dodge Durango
Insurance companies offer various discounts and savings opportunities for Dodge Durango car insurance, including safe driver, multi-policy, and good student discounts. State Farm, known for its best safe driver car insurance discounts, provides substantial savings for those with a clean driving record.
Additional savings can be found by installing anti-theft devices like alarms or tracking systems, which can lower your premium. Low mileage drivers, considered less risky, may also benefit from reduced rates, making it worthwhile to explore all available discounts to maximize your savings. Enter your ZIP code now to start.
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How the Make, Model, and Year of Your Dodge Durango Affect Insurance Costs: The Bottom Line
Frequently Asked Questions
How much is the cheapest Dodge Durango?
The article does not provide information on the specific price of the cheapest Dodge Durango at $40 . However, it does offer insights into factors that can influence the cost of insurance for different Durango models.
How much is insurance for a 2017 Dodge Durango?
The article does not specify the exact cost of insurance for a 2017 Dodge Durango. It discusses various factors, including the make, model, and year of the vehicle, that can impact insurance premiums.
How much is a full tank for Dodge Durango?
The article does not mention the specific capacity of the Dodge Durango’s fuel tank or the cost of a full tank. It focuses on factors affecting car insurance rates for the Durango.
What is the life of a Dodge Durango?
The article does not provide information on the average lifespan of a Dodge Durango. It primarily discusses factors influencing car insurance costs and discounts available for Durango owners. Enter your ZIP code now to start.
Why is Durango so expensive?
The article does not directly address why the Dodge Durango itself might be expensive. Instead, it focuses on factors affecting insurance costs for the vehicle and ways to save money on insurance premiums.
Where is the Dodge Durango made?
The article does not mention the manufacturing location of the Dodge Durango. It primarily discusses car insurance considerations for Durango owners.
What is the safest car in the world?
The article does not specify the safest car in the world. However, it discusses safety features and factors that insurance companies consider when determining premiums for vehicles like the Dodge Durango. Enter your ZIP code now to start.
How reliable is a Durango SUV?
The article does not provide reliability ratings for the Dodge Durango. It focuses on factors influencing car insurance costs and ways to save money on insurance premiums for Durango owners.
How long do Dodge Durangos last?
The article does not mention the average lifespan of a Dodge Durango. It primarily discusses factors affecting car insurance rates for the vehicle.
What is the best Dodge Durango?
The article does not provide a specific recommendation for the best Dodge Durango model. Instead, it offers insights into factors that can influence insurance costs for different Durango models. Enter your ZIP code now to start.
What is a Dodge Durango classified as?
How many miles can a Dodge Durango go on a full tank?
How many Litres is a Dodge Durango tank?
What is the maintenance on a Dodge Durango?
What year to stay away from Dodge Durango?
Do Dodge Durangos last a long time?
What is special about Dodge cars?
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