Cheap Ford E-Transit 350 Cargo Van Car Insurance in 2024 (Top 10 Companies for Savings!)
Find the cheap Ford e-transit 350 cargo van car insurance with the lowest monthly rate at $45, with Progressive, State Farm, and Farmers as the top choices offering comprehensive coverage and discounts for safe driving and vehicle safety features. Compare now and find the best option at an affordable rate.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Jun 29, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jun 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Ford E-Transit 350 Cargo Van
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Ford E-Transit 350 Cargo Van
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Ford E-Transit 350 Cargo Van
A.M. Best Rating
Complaint Level
Pros & Cons
Finding cheap Ford e-transit 350 cargo van car insurance is easier than ever, with Progressive, State Farm, and Farmers leading the way in offering rates as low as $45. This article delves into the various factors affecting insurance costs, from driver age and driving record to vehicle safety features and location.
By comparing quotes from top providers and understanding the importance of comprehensive coverage, readers can make informed decisions to secure the best rates and coverage for their needs. With detailed insights on bundling policies, maximizing discounts, and avoiding common mistakes, this guide ensures that you get the most value from your car insurance.
Our Top 10 Company Picks: Cheap Ford E-Transit 350 Cargo Van Car Insurance
Company Rank Monthly Rates Multi-Policy Discount Best For Jump to Pros/Cons
#1 $45 19% Membership Perks AAA
#2 $52 30% Military Families USAA
#3 $55 15% Custom Coverage Farmers
#4 $57 23% Young Drivers American Family
#5 $58 18% Flexible Plans Travelers
#6 $59 20% Claims Process Nationwide
#7 $60 20% Online Tools Progressive
#8 $62 17% Customer Service State Farm
#9 $64 22% Custom Discounts Liberty Mutual
#10 $65 25% Local Agents Allstate
See if you’re getting the best deal on car insurance by entering your ZIP code above.
- Progressive, State Farm, and Farmers offer the best rates
- Insurance costs depend on driver age, record, location, and safety features
- Bundling policies and using discounts for safety features can reduce premiums
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Compare The Best Insurance Quotes In The Country
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#1 – AAA: Top Overall Pick
Pros
- Reliable Customer Service: Known for excellent customer support and a strong reputation for reliability.
- Comprehensive Coverage Options: Offers a wide range of coverage options tailored to meet various needs.
- Member Benefits: Provides additional benefits to AAA members, including discounts on travel and other services.
Cons
- Membership Requirement: Insurance policies are available only to AAA members, which requires an annual fee.
- Higher Rates: Premiums can be higher compared to some other insurers, which may not be ideal for budget-conscious drivers. Learn more about their discounts in our AAA car insurance discounts.
#2 – USAA: Best for Military Families
Pros
- Excellent Customer Service: Highly rated for customer satisfaction and claims handling.
- Competitive Rates: As mentioned in our USAA insurance review & ratings, they offer some of the lowest rates in the industry, particularly for military members and their families.
- Wide Range of Discounts: Provides numerous discounts, including for safe driving and bundling policies.
Cons
- Eligibility Restrictions: Only available to military members, veterans, and their families, limiting access for the general public.
- Limited Physical Locations: Primarily operates online, which may be inconvenient for those who prefer in-person service.
#3 – Farmers: Best for Custom Coverage
Pros
- Customizable Coverage: Offers a variety of coverage options that can be tailored to individual needs.
- Strong Agent Network: Extensive network of local agents provides personalized service and support.
- Discounts for Safety Features: As outlined in our Farmers insurance review & ratings, they provide discounts for vehicles equipped with advanced safety features.
Cons
- Higher Premiums: Generally, premiums are higher compared to some other insurers.
- Mixed Reviews: Customer service and claims handling reviews are mixed, with some customers reporting dissatisfaction.
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#4 – American Family: Best for Young Drivers
Pros
- Personalized Service: Known for strong customer service and personalized insurance solutions.
- Innovative Products: Offers unique products like the MyAmFam app for managing policies and filing claims.
- Discounts: Provides a variety of discounts, including for bundling policies and safe driving.
Cons
- Regional Availability: Coverage and discounts can vary significantly by region, limiting options for some customers.
- Higher Rates: Premiums can be higher than average, especially for certain types of coverage. Learn more about their discounts in our American Family car insurance discounts.
#5 – Travelers: Best for Flexible Plans
Pros
- Wide Range of Coverage Options: Offers comprehensive and customizable coverage options.
- Strong Financial Stability: Known for its financial strength and ability to pay out claims. See more details on our Travelers insurance review & ratings.
- Discounts and Savings Programs: Provides numerous discounts, including for multi-policy holders and safe drivers.
Cons
- Average Customer Service: Customer service ratings are average, with some customers experiencing issues.
- Complex Policies: Coverage options can be complex and difficult to understand without careful review.
#6 – Nationwide: Best for Claims Process
Pros
- Comprehensive Coverage: As mentioned in our Nationwide insurance review & ratings they offer a wide range of coverage options and additional services.
- Strong Customer Service: Generally receives positive reviews for customer service and claims handling.
- Discounts: Provides a variety of discounts, including for bundling policies and installing safety features.
Cons
- Higher Premiums: Premiums can be higher compared to some competitors, particularly for comprehensive coverage.
- Regional Variability: Availability and rates can vary significantly by region, potentially limiting benefits for some customers.
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#7 – Progressive: Best for Online Tools
Pros
- Affordable Rates: As outlined in our Progressive insurance review & ratings, they are known for competitive pricing and affordable premiums.
- Innovative Tools: Offers tools like the Name Your Price tool to help customers find policies within their budget.
- Extensive Discounts: Provides various discounts, including for safe driving and bundling policies.
Cons
- Mixed Customer Service Reviews: Customer service and claims handling receive mixed reviews.
- Complex Discounts: The range of discounts can be complex and may require careful navigation to maximize savings.
#8 – State Farm: Best for Customer Service
Pros
- Strong Financial Stability: According to our State Farm insurance review & ratings, they are known for its financial strength and reliability.
- Personalized Service: Extensive network of local agents provides personalized service.
- Discounts: Offers multiple discounts, including for safe driving and bundling with other policies.
Cons
- Higher Premiums: Generally, premiums are higher compared to some other insurers.
- Strict Underwriting: Has strict underwriting criteria, potentially leading to higher rejection rates or premiums for certain applicants.
#9 – Liberty Mutual: Best for Custom Discounts
Pros
- Customizable Policies: Offers a wide range of coverage options that can be customized to individual needs.
- Strong Online Tools: As outlined in our Liberty Mutual insurance review & ratings, they provide robust online tools for managing policies and filing claims.
- Discounts for Safety Features: Offers discounts for vehicles with advanced safety features.
Cons
- Higher Rates: Premiums can be higher than average, particularly for comprehensive coverage.
- Customer Service: Customer service and claims handling receive mixed reviews.
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#10 – Allstate: Best for Local Agents
Pros
- Comprehensive Coverage Options: Offers a variety of coverage options and additional services.
- Strong Financial Stability: Known for its financial strength and ability to pay out claims.
- Discounts and Savings Programs: Provides numerous discounts, including for safe driving and bundling policies.
Cons
- Higher Premiums: Premiums are generally higher compared to some competitors (Read More: What car insurance discounts does Allstate Insurance Company offer?).
- Mixed Customer Reviews: Customer service and claims handling receive mixed reviews, with some customers reporting dissatisfaction.
Understanding the Factors That Affect Ford E-Transit 350 Cargo van Car Insurance Rates
Car insurance rates for the Ford E-Transit 350 Cargo Van are influenced by various factors. These factors can include the driver’s age, driving record, credit score, location, and even the vehicle itself.
Insurance companies assess how risky it is to insure a specific vehicle and adjust the premium accordingly. Understanding these factors can help you estimate and potentially reduce your car insurance costs. Below is a table of monthly rates from top providers for the Ford E-Transit 350 Cargo Van:
Ford E-Transit 350 Cargo Van Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $45 $115
Allstate $65 $145
American Family $57 $132
Farmers $55 $130
Liberty Mutual $64 $144
Nationwide $59 $136
Progressive $60 $140
State Farm $62 $138
Travelers $58 $135
USAA $52 $128
One important factor that can affect car insurance rates for the Ford E-Transit 350 Cargo Van is the driver’s age. Younger drivers, especially those under the age of 25, are often considered higher risk by insurance companies and may face higher premiums.
Read More: Cheapest Car Insurance for 25-Year-Old Drivers
Ty Stewart LICENSED INSURANCE AGENT
Another factor that can impact car insurance rates for the Ford E-Transit 350 Cargo Van is the driver’s driving record. Insurance companies typically look at the driver’s history of accidents, traffic violations, and claims when determining premiums.
Drivers with a clean driving record are generally rewarded with lower insurance rates, while those with a history of accidents or violations may face higher premiums.
Exploring the Average Cost of Insuring a Ford E-Transit 350 Cargo Van
On average, the cost of insuring a Ford E-Transit 350 Cargo Van can range from $115 to $145 per month. However, it’s important to note that this is just an average, and actual rates may vary depending on several factors, such as those mentioned earlier. To obtain an accurate estimate of the insurance cost for your specific situation, it’s recommended to request quotes from various insurance providers.
Factors that can influence the insurance cost of a Ford E-Transit 350 Cargo Van include the driver’s age, driving history, location, and the intended use of the vehicle. For example, if the van is primarily used for commercial purposes, the insurance rates may be higher compared to personal use.
“Are we there yet?” If you’ve heard that before while traveling with kids, read this! @AAA_Travel has advice on hitting the road, skies, and seas with young travelers. https://t.co/hIumS8zrZu pic.twitter.com/jw6dIuGCX6
— AAA (@AAAnews) September 25, 2023
Read More: Do you have to make a down payment for a commercial insurance policy?
Additionally, the level of coverage and deductibles chosen will also impact the overall cost of insurance. It’s important to carefully consider these factors and compare quotes to find the best insurance option for your Ford E-Transit 350 Cargo Van.
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Factors to Consider When Estimating Car Insurance Costs for the Ford E-Transit 350 Cargo Van
When estimating car insurance costs for the Ford E-Transit 350 Cargo Van, there are several factors to consider. These factors include the vehicle’s value, repair costs, safety ratings, theft rates, and the likelihood of accidents.
Additionally, your personal information and driving history will also play a role. By taking these factors into account, insurance providers can assess the level of risk involved in insuring the vehicle and determine the corresponding premium.
Another important factor to consider when estimating car insurance costs for the Ford E-Transit 350 Cargo Van is the location where the vehicle will be primarily driven and parked. Insurance providers take into account the area’s crime rate, traffic congestion, and the likelihood of accidents in that specific location.
For example, if you live in an area with high rates of car theft or accidents, your insurance premium may be higher compared to someone living in a safer neighborhood. It is important to provide accurate information about your primary location to ensure an accurate estimation of insurance costs.
Read More: 10 Deadliest Cities for Drivers
Comparing Car Insurance Quotes for the Ford E-Transit 350 Cargo Van
Obtaining and comparing car insurance quotes from multiple providers is crucial when looking to insure your Ford E-Transit 350 Cargo Van. Different insurance companies may have varying rates and coverage options. By requesting quotes, you can evaluate the cost and coverage offered by each provider and choose the one that best suits your needs and budget.
When comparing car insurance quotes, it’s important to consider not only the cost and coverage but also the reputation and customer service of the insurance provider.
Reading reviews and checking ratings can give you insights into the experiences of other policyholders and help you make an informed decision.
In addition to comparing quotes, it’s also worth exploring any discounts or special offers that insurance companies may have for the Ford E-Transit 350 Cargo Van. Some providers may offer discounts for features such as anti-theft devices, advanced safety systems, or a clean driving record.
Tips for Saving Money on Ford E-Transit 350 Cargo Van Car Insurance
There are several tips and strategies to save money on car insurance for the Ford E-Transit 350 Cargo Van. These include maintaining a clean driving record, opting for higher deductibles, bundling your car insurance with other policies, installing safety features, and taking advantage of discounts and special programs offered by insurance providers.
Read More: 10 Cheapest Car Insurance Companies
By implementing these money-saving tips, you can potentially reduce your car insurance costs without compromising the coverage you need.
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The Importance of Comprehensive Coverage for the Ford E-Transit 350 Cargo Van
Comprehensive coverage is essential for protecting your Ford E-Transit 350 Cargo Van against non-collision related damages. This coverage safeguards your vehicle from events such as theft, vandalism, fire, and natural disasters. While comprehensive coverage may increase your insurance premium, it provides invaluable protection and peace of mind.
Understanding Liability Coverage Requirements for the Ford E-Transit 350 Cargo Van
Liability coverage is a legal requirement for drivers in most states. It covers bodily injury and property damage expenses that you may be responsible for in an accident. To comply with state laws, it’s important to understand the minimum liability insurance requirements for the Ford E-Transit 350 Cargo Van and ensure that you have adequate coverage.
How Vehicle Safety Features Impact Car Insurance Rates for the Ford E-Transit 350 Cargo Van
The safety features of the Ford E-Transit 350 Cargo Van can have a significant impact on car insurance rates. Vehicles equipped with advanced safety features, such as automatic emergency braking, lane departure warning, and adaptive cruise control, may qualify for discounts on insurance premiums.
Read More: Best Safety Features Car Insurance Discounts
It’s essential to consider the presence of these safety features when obtaining car insurance quotes for the Ford E-Transit 350 Cargo Van.
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Exploring Discounts and Special Programs for Insuring a Ford E-Transit 350 Cargo Van
Many insurance providers offer discounts and special programs specifically tailored for insuring a Ford E-Transit 350 Cargo Van. These discounts can include safe driver discounts, multi-vehicle discounts, and loyalty discounts.
Read More: Best Car Insurance Discounts to Ask for
Additionally, some insurance companies may offer specialized programs for commercial use of the vehicle, providing coverage that meets the unique needs of businesses.
Benefits of Bundling Car Insurance With Other Policies
Bundling car insurance with other policies, such as home or business insurance, can offer several benefits for Ford E-Transit 350 Cargo Van owners. Bundling often leads to discounted rates and can simplify the insurance process by having all policies with the same provider. It’s important to explore the potential savings and convenience of bundling when insuring your vehicle.
Tips for Finding Affordable and Reliable Car Insurance
When searching for car insurance providers for the Ford E-Transit 350 Cargo Van, it’s crucial to consider both affordability and reliability. Comparing quotes, researching the reputation and financial stability of insurance companies, and reading customer reviews can help you identify affordable and reliable insurance providers that offer suitable coverage for your vehicle.
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Common Mistakes to Avoid When Insuring Your 350 Cargo Van
When insuring a Ford E-Transit 350 Cargo Van, it’s important to avoid common mistakes that can lead to suboptimal coverage or higher insurance costs. These mistakes may include not adequately assessing coverage needs, failing to shop around for quotes, neglecting to consider discounts and programs, and not fully understanding policy terms and conditions.
Read More: Types of Car Insurance Coverage
By being aware of these mistakes, you can make informed decisions and avoid potential pitfalls.
Understanding Deductibles and Coverage Limits
Understanding deductibles and coverage limits is crucial when determining the level of protection and costs associated with insuring a Ford E-Transit 350 Cargo Van. Deductibles represent the amount you pay out of pocket before insurance coverage kicks in, while coverage limits determine the maximum amount an insurance provider will pay for a claim.
Carefully considering these factors can help you find a balance between affordability and adequate coverage.
Read More: Commonly Misunderstood Insurance Concepts
Exploring Additional Coverage Options Available for the Ford E-Transit 350 Cargo Van
In addition to liability and comprehensive coverage, there may be additional coverage options available for the Ford E-Transit 350 Cargo Van. These can include collision coverage, medical payments coverage, roadside assistance, rental car reimbursement, and uninsured/underinsured motorist coverage.
Read More: What does car insurance cover?
Assessing your individual needs and risks can help you determine whether these additional coverage options are necessary for your vehicle.
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How Location Affects Car Insurance Rates for the Ford E-Transit 350 Cargo Van
Location plays a significant role in determining car insurance rates for the Ford E-Transit 350 Cargo Van. Insurance companies consider factors such as the frequency of accidents, theft rates, and population density when assessing the risk associated with insuring a vehicle in a particular area.
Read More: 10 Deadliest Cities for Drivers
Therefore, it’s important to be aware that the location where your vehicle is insured can impact your insurance premium.
Comparing Different Types of Car Insurance Policies
There are different types of car insurance policies available for the Ford E-Transit 350 Cargo Van. These include liability insurance, comprehensive insurance, collision insurance, and optional coverage options. It’s important to understand the distinctions between these policies and select the ones that provide the appropriate level of protection for your specific needs.
The Pros and Cons of Purchasing Comprehensive Coverage
Purchasing comprehensive coverage for the Ford E-Transit 350 Cargo Van has its pros and cons. The main advantage is that it offers extensive protection against various risks. However, the cost of comprehensive coverage can be higher than other types of insurance.
Assessing your individual circumstances and weighing the benefits versus the costs can help you decide whether comprehensive coverage is right for your vehicle.
Read More: What is comprehensive coverage?
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Tips for Choosing the Right Car Insurance Provider for Your Ford E-Transit 350 Cargo Van
Choosing the right car insurance provider for your Ford E-Transit 350 Cargo Van requires careful consideration. Factors to consider include the provider’s financial stability, customer service reputation, coverage options, discounts offered, and the ease of the claims process.
By thoroughly researching and comparing different insurance providers, you can make an informed decision and select a provider that meets your specific needs.
Read More: Your Insurance Agent’s Role in the Claims Process
Exploring Specialized Insurance Options for Commercial use of the Ford E-Transit 350 Cargo Van
For owners using the Ford E-Transit 350 Cargo Van for commercial purposes, there are specialized insurance options available. These options can ensure that your vehicle is adequately covered for the unique risks associated with commercial use.
Examples of specialized insurance options include commercial auto insurance, hired and non-owned vehicle coverage, and cargo insurance. It’s important to explore these options to protect both your vehicle and your business.
By considering all of these factors and options, you can make well-informed decisions when it comes to estimating, comparing, and obtaining car insurance for your Ford E-Transit 350 Cargo Van. Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of car insurance for a Ford E-Transit 350 Cargo Van?
The cost of car insurance for a Ford E-Transit 350 Cargo Van can be influenced by various factors such as the driver’s age, driving record, location, coverage options, deductible amount, and the insurance provider’s rates.
Are there any specific safety features of the Ford E-Transit 350 Cargo Van that can help reduce insurance costs?
Yes, the Ford E-Transit 350 Cargo Van comes equipped with several safety features that may help lower insurance costs. These features can include advanced driver-assistance systems, anti-lock brakes, stability control, airbags, and more. Insurance providers often offer discounts for vehicles with such safety features.
Read More: Best Safety Features Car Insurance Discounts
Is the Ford E-Transit 350 Cargo Van considered an expensive vehicle to insure?
The insurance cost for a Ford E-Transit 350 Cargo Van can vary depending on multiple factors. While it may not be considered among the most expensive vehicles to insure, insurance rates can still be influenced by factors such as the van’s value, repair costs, and overall risk profile.
Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Can I save money on insurance for a Ford E-Transit 350 Cargo Van by comparing quotes from different insurance providers?
Yes, comparing quotes from different insurance providers is an effective way to potentially save money on insurance for a Ford E-Transit 350 Cargo Van. Each insurance company has its own rates and discounts, so obtaining multiple quotes allows you to compare and choose the most competitive option.
Are there any specific insurance discounts available for the Ford E-Transit 350 Cargo Van?
Yes, many insurance providers offer discounts for the Ford E-Transit 350 Cargo Van, including discounts for safety features, bundling policies, and maintaining a clean driving record.
Read More: Lesser Known Car Insurance Discounts
How can I reduce my insurance premium for the Ford E-Transit 350 Cargo Van?
To reduce your insurance premium, consider bundling policies, maintaining a clean driving record, installing additional safety features, and opting for higher deductibles.
What type of coverage is recommended for a Ford E-Transit 350 Cargo Van?
Comprehensive and collision coverage are recommended for the Ford E-Transit 350 Cargo Van to protect against a wide range of potential damages and incidents.
Read More: Collision vs. Comprehensive Car Insurance
Do insurance rates for the Ford E-Transit 350 Cargo Van vary by location?
Yes, insurance rates can vary significantly by location due to factors like local crime rates, traffic conditions, and regional insurance regulations.
What should I consider when choosing an insurance provider for my Ford E-Transit 350 Cargo Van?
Consider the provider’s financial stability, customer service ratings, coverage options, discounts offered, and the ease of the claims process when choosing an insurance provider.
Is commercial auto insurance necessary for business use of the Ford E-Transit 350 Cargo Van?
Yes, if you use your Ford E-Transit 350 Cargo Van for business purposes, commercial auto insurance is necessary to cover the unique risks associated with commercial use.
By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Compare The Best Insurance Quotes In The Country
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.