Cheap Ford Edge Car Insurance in 2025 (Save Money With These 10 Companies!)

Progressive provides flexible policy options, catering to a wide range of coverage needs. Understanding the cost of insuring your Ford Edge can help you plan your budget and ensure adequate coverage.

Our Top 10 Company Picks: Cheap Ford Edge Car Insurance

This article explores the factors influencing insurance costs and offers valuable tips to secure affordable rates. Compare quotes from these top companies to find the best deal for your Ford Edge. Learn more about our “Best Car Insurance in Your State” for a broader perspective.

Ready to find cheaper car insurance coverage? Enter your ZIP code to begin.

#1 – State Farm: Top Overall Pick

Pros

• Broad Discounts: State Farm offers a wide range of discounts, which can help reduce insurance premiums significantly.
• Customer Service: Known for strong customer service, providing reliable support to policyholders.
• Financial Stability: Despite the B rating from A.M. Best, State Farm is a well-established company with a solid financial foundation.

Cons

• A.M. Best Rating: With a B rating, State Farm’s financial strength is lower compared to other top insurers.
• Rates: While competitive, State Farm’s rates are not the lowest in the market. Check out our State Farm insurance review & ratings for more details.
• Claims Process: Some customers report a slower claims process compared to other major insurers.

#2 – AAA: Best for Roadside Assistance

Pros

• Roadside Assistance: AAA is renowned for its comprehensive roadside assistance program.
• High A.M. Best Rating: Rated A by A.M. Best, indicating strong financial health.
• Member Benefits: Offers various benefits and discounts to AAA members.

Cons

• Monthly Rates: At $60, AAA’s rates are higher than State Farm’s.
• Availability: Insurance services may not be available in all areas. Explore our AAA insurance review & ratings for more insights.
• Membership Requirement: Requires AAA membership to access insurance products.

#3 – Progressive: Best for Flexible Policies

Pros

• Flexible Policies: Offers a variety of policy options that can be tailored to individual needs.
• A+ Rating: Strong financial stability as indicated by an A+ rating from A.M. Best.
• Discounts: Provides numerous discounts, including bundling and safe driver discounts.

Cons

• Monthly Rates: Higher monthly rates at $65 compared to State Farm and AAA.
• Customer Service: Mixed reviews on customer service and claims handling. Please review our Progressive insurance review & ratings for additional information.
• Complex Policies: Some customers find the range of options and add-ons confusing.

#4 – Geico: Best for Low Rates

Pros

• Low Rates: Known for offering some of the lowest rates in the industry.
• A++ Rating: Exceptional financial stability with an A++ rating from A.M. Best.
• Easy Quotes: Simple and quick online quote process. Explore our Geico car insurance discounts for additional insights.

Cons

• Customer Service: Some reports of less personalized customer service due to its large size.
• Coverage Limitations: Certain coverage options may be more limited compared to competitors.
• Claims Process: Some customers have reported issues with the efficiency of the claims process.

#5 – Allstate: Best for Reward Programs

Pros

• Reward Programs: Offers various reward programs, such as safe driving bonuses.
• A+ Rating: Strong financial stability with an A+ rating from A.M. Best. Please read our Allstate insurance review & ratings for more information.
• Personalized Service: Known for providing personalized customer service.

Cons

• Monthly Rates: Higher monthly rates at $75 compared to other companies on the list.
• Claims Handling: Some customers report dissatisfaction with the claims handling process.
• Policy Costs: Overall policy costs can be higher, even with discounts applied.

#6 – Farmers: Best for Personalized Service

Pros

• Personalized Service: Farmers is known for its highly personalized customer service.
• A Rating: Solid financial stability with an A rating from A.M. Best.
• Policy Options: Offers a variety of policy options to suit different needs.

Cons

• Monthly Rates: Rates are on the higher side at $80 per month. Check out our Farmers car insurance review & ratings for additional details.
• Availability: Coverage and service levels can vary significantly by location.
• Discounts: Fewer discount options compared to some competitors.

#7 – Liberty Mutual: Best for Coverage Options

Pros

• Coverage Options: Offers a wide range of coverage options to choose from.
• A Rating: Solid financial strength with an A rating from A.M. Best.
• Customizable Policies: Allows for highly customizable policies based on individual needs.

Cons

• Monthly Rates: Higher monthly rates at $85. For further information, read our Liberty Mutual review & ratings.
• Customer Service: Mixed reviews on the quality of customer service.
• Discounts: Not as many discount opportunities compared to top competitors.

#8 – Travelers: Best for Competitive Pricing

Pros

• Competitive Pricing: Known for competitive pricing and good value.
• A++ Rating: Excellent financial stability with an A++ rating from A.M. Best.
• Discounts: Offers a variety of discounts, including multi-policy discounts.

Cons

• Monthly Rates: Rates are relatively high at $87 per month. For more information, please refer to our Travelers insurance review & ratings.
• Customer Reviews: Some negative reviews regarding the claims process.
• Limited Availability: Not available in all regions, limiting accessibility for some customers.

#9 – USAA: Best for Military Benefits

Pros

• Military Benefits: Offers special benefits and discounts for military members and their families.
• A++ Rating: Exceptional financial stability with an A++ rating from A.M. Best.
• Customer Satisfaction: High customer satisfaction ratings.

Cons

• Membership Restriction: Only available to military members and their families.
• Rates: Higher monthly rates at $89. To find out more, please refer to our USAA insurance review & ratings.
• Coverage Limitations: Some specialized coverage options may be more limited.

Pros

• Vanishing Deductible: Unique vanishing deductible program rewards safe driving.
• A+ Rating: Strong financial stability with an A+ rating from A.M. Best.
• Policy Options: Offers a wide range of policy options and add-ons.

Cons

• Monthly Rates: Higher rates at $90 per month. To gather additional information, please read our Nationwide insurance review & ratings.
• Discounts: Fewer discount options compared to some other insurers.
• Customer Reviews: Some mixed reviews regarding customer service and claims handling.

The Average Cost of Car Insurance for Ford Edge Owners

The monthly cost of car insurance for Ford Edge owners can differ based on several factors. Generally, the average monthly cost for insuring a Ford Edge ranges from $92 to $125. It’s important to note that this is just an estimate, and the actual cost will depend on factors specific to you, such as your driving record, location, and coverage options.

For a comprehensive understanding, consult our article titled “Best Car Insurance by Vehicle.“

Factors That Influence the Cost of Ford Edge Car Insurance

Several factors come into play when determining the cost of car insurance for a Ford Edge. These factors include:

• Your Driving Record: Insurance companies consider your driving history, including any previous accidents or traffic violations. A clean driving record can help you secure lower insurance rates, while a history of accidents or tickets may result in higher premiums.
• Your location: Insurance premiums are also influenced by the location where you reside. Areas with higher rates of accidents or thefts may have higher insurance costs.
• Age and Gender: Younger drivers typically face higher insurance rates than older, more experienced drivers. Additionally, statistics show that young male drivers have a higher risk of accidents, which translates into higher premiums.
• Coverage Amount: The amount of coverage you choose will also affect your insurance cost. Opting for higher coverage limits will result in higher premiums.
• Deductible Amount: The deductible is the amount you need to pay before your insurance coverage kicks in. A higher deductible can help lower your insurance premiums, but you will need to pay more out of pocket in case of a claim.
• Credit Score: In some states, insurance companies consider your credit score when determining your premium. Maintaining a good credit score can help you secure lower insurance rates.

Understanding these factors can help you gauge how much you can expect to pay for Ford Edge car insurance and take appropriate steps to potentially lower your premiums.

Understanding the Insurance Coverage Options for Ford Edge

When insuring your Ford Edge, it’s essential to understand the various coverage options available to ensure you select the best protection for your needs. Liability coverage is fundamental, covering bodily injury and property damage you may cause to others in an accident.

Collision coverage pays for repairs to your vehicle if it’s damaged in a collision, regardless of fault, while comprehensive coverage safeguards against non-collision-related damages such as theft or natural disasters. Uninsured/underinsured motorist coverage protects you if you’re involved in an accident with a driver lacking sufficient insurance.

Additionally, medical payments coverage and personal injury protection (PIP) cover medical expenses and related costs for you and your passengers after an accident, with PIP also covering lost wages and being available in certain states.

By understanding and evaluating these options, you can choose the most suitable insurance coverage for your Ford Edge. Gain deeper insights by perusing our article named “Personal Injury Protection (PIP) Insurance: A Complete Guide.”

Comparing Different Insurance Providers for Ford Edge Car Insurance

When shopping for insurance coverage for your Ford Edge, it’s important to compare quotes from different insurance providers. Each company may offer different rates and coverage options based on their individual underwriting criteria. Take the time to research and obtain quotes from multiple providers to ensure you are getting the best deal.

While comparing insurance providers, it’s essential to consider factors such as customer reviews, financial stability, and the overall reputation of the company. You want to ensure that you select an insurance provider that not only offers competitive rates but also provides excellent customer service and a track record of prompt claim settlement.

Ford Edge Car Insurance Monthly Rates by Coverage Level & Provider

 

Additionally, don’t forget to inquire about any discounts or savings opportunities that may be available. Many insurance companies offer discounts for factors such as safe driving, bundling your auto and home insurance, and having certain safety features in your Ford Edge.

Taking advantage of these discounts can help you further reduce your insurance costs. Explore further in our article titled “Insurance Quotes Online.”

Tips for Finding Affordable Car Insurance Rates for Ford Edge

Here are some tips to help you find affordable car insurance rates for your Ford Edge:

• Shop Around: As mentioned earlier, comparing quotes from multiple insurance providers can help you find the most competitive rates.
• Opt for a Higher Deductible: Choosing a higher deductible can help lower your insurance premiums. However, make sure you can comfortably afford to pay the deductible amount in case of a claim.
• Consider Bundling Your Insurance: If you have other insurance policies, such as homeowners or renters insurance, consider bundling them with the same provider. Many insurance companies offer discounts for bundling multiple policies.
• Maintain a Good Credit Score: As mentioned earlier, some insurance companies take your credit score into account when determining your premium. Keeping a good credit score can help you secure lower insurance rates.
• Take Advantage of Available Discounts: Inquire with the insurance provider about any discounts you may be eligible for, such as safe driver discounts, discounts for safety features in your Ford Edge, or discounts for completing defensive driving courses.

Following these tips can help you find affordable car insurance rates for your Ford Edge without compromising on coverage.

Exploring Discounts and Savings Opportunities on Ford Edge Car Insurance

When it comes to securing affordable car insurance for your Ford Edge, exploring available discounts and savings opportunities can help significantly reduce your insurance costs.

Insurance providers may offer various discounts, such as:

• Safe Driver Discounts: If you have a clean driving record and have not been involved in any accidents or received any traffic violations, you may be eligible for a safe driver discount.
• Safety Features Discounts: Many insurance companies offer discounts if your Ford Edge is equipped with safety features such as antilock brakes, airbags, or an advanced safety system. Enhance your knowledge by reading our “Best Safety Features Car Insurance Discounts.”
• Multiple Policy Discounts: Bundling your auto insurance with other policies, such as homeowners or renters insurance, can often lead to discounted rates.
• Good Student Discounts: If you or a family member on your policy is a full-time student with good grades, you may be eligible for a good student discount.

These are just a few examples of the discounts available. It’s important to discuss potential discounts with your insurance provider to ensure that you are taking advantage of all the savings opportunities available to you.

Factors to Consider When Budgeting for Ford Edge Car Insurance

When budgeting for your Ford Edge car insurance, it’s important to consider several factors:

• Your Specific Insurance Needs: Evaluate the coverage options and limits you require to adequately protect yourself and your vehicle. The coverage you choose will directly impact your insurance premiums.
• Your Driving History: Insurance rates are influenced by your driving record. If you have a history of accidents or violations, your insurance premiums may be higher. For additional insights, refer to our “Best Safe Driver Car Insurance Discounts.”
• Your Location: Insurance costs can vary based on your location due to factors such as the frequency of accidents, theft rates, and local regulations.
• Your Budget: Consider how much you can comfortably afford to allocate towards car insurance premiums. Ensure that you strike a balance between getting adequate coverage and maintaining affordability within your budget.

By taking these factors into account, you can effectively budget for your Ford Edge car insurance and ensure that you have the appropriate coverage in place.

How to Lower Your Insurance Premiums for a Ford Edge Vehicle

Common Mistakes to Avoid When Insuring a Ford Edge Car

When it comes to insuring your Ford Edge car, there are some common mistakes that you should avoid:

• Underinsuring: While it may be tempting to opt for the minimum required coverage to save on premiums, this can leave you financially vulnerable in case of an accident. Make sure you have adequate coverage to protect yourself and your vehicle adequately.
• Not comparing quotes: Failing to shop around and compare quotes from multiple insurance providers may result in higher premiums. Take the time to research and obtain quotes to ensure you are getting the best deal.
• Neglecting to review your policy: Your insurance needs may change over time. It’s essential to review your policy periodically to ensure it still aligns with your requirements. Factors such as changes in your driving habits or the value of your vehicle may necessitate adjustments to your coverage levels.
• Missing out on discounts: Insurance providers offer various discounts that can help lower your premiums. Make sure you inquire about any discounts you may be eligible for and take advantage of the savings opportunities available.

Avoiding these common mistakes when insuring your Ford Edge car can help ensure that you have the right coverage and are not paying more than necessary for your insurance.

Expand your understanding with our article called “Best Car Insurance.“

The Importance of Comprehensive Coverage for Your Ford Edge

Comprehensive coverage is an essential aspect of insuring your Ford Edge. While liability coverage protects you if you cause damage to others, comprehensive coverage protects your Ford Edge from non-collision-related damages. This includes situations such as theft, vandalism, fire, natural disasters, and more.

Without comprehensive coverage, you would be responsible for covering the costs of repairing or replacing your Ford Edge in these scenarios. By having comprehensive coverage in place, you can have peace of mind knowing that you are protected against a wide range of potential risks.

When considering adding comprehensive coverage to your Ford Edge insurance policy, be sure to evaluate the cost versus the potential benefit for your specific circumstances. Expand your understanding with our article called “Car Insurance: A Complete Guide.”

Tips for Getting the Best Deal on Ford Edge Car Insurance

If you are looking to get the best deal on Ford Edge car insurance, consider the following tips:

• Compare Quotes: Obtain quotes from multiple insurance providers to ensure that you are getting the most competitive rates.
• Inquire About Discounts: Ask your insurance provider about any discounts you may be eligible for and take advantage of them to lower your premiums.
• Review Your Coverage Regularly: Periodically review your insurance policy to ensure that your coverage levels still align with your needs. Adjustments may be necessary due to changes in your driving habits, vehicle value, or other factors.
• Consider Bundling Policies: Bundling your auto insurance with other policies, such as homeowners or renters insurance, can lead to discounted rates. Uncover more by delving into our article entitled “What is Payment bundling?“
• Maintain a Good Driving Record: Safe driving habits can contribute to lower insurance premiums. Avoid accidents and traffic violations to help keep your rates down.

By implementing these tips, you can increase your chances of getting the best deal on car insurance for your Ford Edge.

Exploring the Different Types of Coverage Available for Ford Edge Owners

As a Ford Edge owner, you have various coverage options to choose from. These include:

• Liability Coverage: This coverage protects you if you are at fault in an accident that causes bodily injury or property damage to others. It typically includes bodily injury liability and property damage liability. Enhance your knowledge by reading our “Liability Insurance: A Complete Guide.”
• Collision Coverage: Collision coverage helps pay for damages to your Ford Edge resulting from a collision with another vehicle or object.
• Comprehensive Coverage: Comprehensive coverage protects your Ford Edge from non-collision-related damages, such as theft, vandalism, fire, or natural disasters.
• Uninsured/Underinsured Motorist Coverage: This coverage helps protect you if you are involved in an accident with a driver who has no insurance or insufficient coverage.
• Medical Payments Coverage: Medical payments coverage helps pay for medical expenses for you and your passengers resulting from an accident, regardless of who is at fault.
• Personal Injury Protection (PIP): PIP coverage helps cover medical expenses, lost wages, and other related costs resulting from an accident, regardless of fault. PIP is not available in all states.

By understanding the different types of coverage available, you can make informed decisions regarding the coverage options that best protect you and your Ford Edge.

Find the best comprehensive car insurance quotes by entering your ZIP code into our free comparison tool today.