Cheap Honda Pilot Car Insurance in 2025 (Cash Savings With These 10 Companies!)
State Farm, Progressive, and Nationwide are our top providers of cheap Honda Pilot car insurance, beginning at $60 per month. These companies prioritize offering various coverage options to guarantee reliable protection and assurance or peace of mind for their customers' driving needs.
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Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Chris Abrams
Updated October 2024
18,155 reviewsCompany Facts
Min. Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews
13,283 reviewsCompany Facts
Min. Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
13,283 reviews
3,071 reviewsCompany Facts
Min. Coverage for Honda Pilot
A.M. Best Rating
Complaint Level
Pros & Cons
3,071 reviews
State Farm is recognized for offering budget-friendly and cheap Honda Pilot car insurance, featuring competitive rates beginning at only $60 per month for minimum coverage.
Teaming up with Progressive and Nationwide, these insurers deliver affordable and thorough auto insurance policies focused on ensuring customer satisfaction and dependable coverage.
Our Top 10 Company Picks: Cheap Honda Pilot Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $60 | B | High-Risk Drivers | State Farm |
 | #2 | $67 | A+ | Tight Budgets | Progressive |
 | #3 | $72 | A+ | Accident Forgiveness | Nationwide |
 | #4 | $76 | A | Signal App | Farmers |
 | #5 | $81 | A | Claims Service | American Family |
 | #6 | $87 | A++ | Industry Experience | Travelers |
 | #7 | $91 | A+ | Infrequent Drivers | Allstate |
 | #8 | $96 | A | Quick Claims | Liberty Mutual |
 | #9 | $101 | A+ | Exclusive Benefits | The Hartford |
 | #10 | $107 | A++ | Military Members | USAA |
If you are considering purchasing a Honda Pilot, one important factor to consider is the cost of car insurance for this popular SUV. Car insurance rates can vary depending on various factors, such as your location, driving history, coverage options, and the specific model and trim level of your Honda Pilot. Enter your ZIP code now to begin.
- State Farm provides liability coverage starting from only $60 per month
- Explore high-quality yet economical auto insurance choices
- Rely on us to discover the car insurance policy tailored to your needs
#1 – State Farm: Top Overall Pick
Pros
- Affordable Rates: State Farm offers competitive rates starting at $60 per month, making it budget-friendly for Honda Pilot owners.
- Strong Customer Service: Known for excellent customer service and a large network of agents, providing personalized assistance.
- Wide Coverage Options: Offers a variety of coverage options and discounts like liability and collision coverage, allowing customers to tailor policies to their needs. Follow us through our State Farm insurance review.
Cons
- Availability of Agents: While their agent network is extensive, availability may vary by location, potentially leading to different service experiences.
- Premium Flexibility: May not offer as flexible premiums as some competitors, which could affect affordability for some drivers.
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#2 – Progressive: Best for Tight Budgets
Pros
- Name Your Price Tool: Progressive’s innovative tool allows customers to adjust coverage and find a policy that fits their budget. Read more through our Progressive insurance review.
- Tech-Savvy Options: Provides convenient online tools and a mobile app for easy policy management and claims filing.
- High Customer Satisfaction: Progressive is known for high customer satisfaction ratings, reflecting positive experiences with claims processing.
Cons
- Potentially Higher Premiums: While competitive, Progressive’s premiums may be slightly higher compared to some other insurers.
- Policy Complexity: Policies can be complex due to the variety of options and add-ons, requiring careful consideration to ensure comprehensive coverage.
#3 – Nationwide: Best for Accident Forgiveness
Pros
- Strong Financial Stability: Nationwide is highly rated for financial stability, ensuring they can meet their financial obligations and pay claims promptly. Learn more through our Nationwide insurance review.
- Wide Network of Agents: Nationwide has a broad network of agents across the country, providing personalized service and support.
- Accident Forgiveness: Provides accident forgiveness programs, which can prevent premiums from increasing after an accident under certain conditions.
Cons
- Higher Premiums: Nationwide’s premiums may be slightly higher compared to some competitors, impacting affordability for budget-conscious customers.
- Claims Processing Time: Some customers have reported longer wait times for claims processing compared to other insurers, potentially affecting customer satisfaction.
#4 – Farmers: Best for Signal App
Pros
- Strong Customer Support: Known for responsive customer service and claims handling, ensuring customers receive support when needed.
- Additional Perks: Provides additional perks such as signal apps for safe driving discounts, enhancing value for policyholders. Learn more through our Farmers insurance review.
- Local Presence: Farmers has a strong local presence with agents in many communities, offering personalized service and local knowledge.
Cons
- Higher Premiums for Some: While competitive, Farmers’ premiums may be higher for certain demographics or locations, impacting affordability.
- Complexity in Policies: Policies can be complex due to the range of options available, requiring careful review to understand coverage and exclusions.
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#5 – American Family: Best for Claims Service
Pros
- Personalized Service: American Family is known for its personalized service and strong agent support, ensuring customers receive tailored advice. Learn more through our American Family insurance review.
- Innovative Tools: Provides useful tools and resources for policy management and claims processing, enhancing convenience for customers.
- Community Involvement: Actively involved in communities and charitable efforts, fostering a positive brand image and customer engagement.
Cons
- Regional Availability: American Family’s services may be more concentrated in certain regions, limiting accessibility for some customers.
- Premium Competitiveness: While competitive, premiums may be slightly higher compared to some direct competitors, affecting affordability.
#6 – Travelers: Best for Industry Experience
Pros
- Industry Experience: Travelers has extensive experience in the insurance industry, offering knowledgeable advice and reliable coverage options.
- Strong Financial Rating: Rated highly for financial stability, ensuring reliability in paying claims and meeting financial obligations.
- Claims Handling: Known for efficient claims processing and customer service, ensuring timely resolution of claims. Learn more through our Travelers insurance review.
Cons
- Higher Premiums: Travelers’ premiums may be higher compared to some other insurers, impacting affordability for price-sensitive customers.
- Availability of Discounts: While offering discounts, availability and eligibility criteria for certain discounts may vary, affecting potential savings.
#7 – Allstate: Best for Infrequent Drivers
Pros
- User-Friendly Technology: Known for its user-friendly mobile app and digital tools for policy management and claims filing, enhancing convenience.
- Discount Opportunities: Provides various discounts, such as for safe drivers, bundling policies, and auto-pay, helping customers save on premiums.
- Strong Financial Stability: Allstate has a strong financial stability rating, ensuring reliability in claims payment and customer support.
Cons
- Premium Cost: Allstate’s premiums may be higher compared to some competitors, which could be a consideration for cost-conscious consumers.
- Customer Satisfaction: Some customers have reported mixed experiences with customer service and claims handling, which could impact satisfaction levels. Read more through our Allstate insurance review.
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#8 – Liberty Mutual: Best for Quick Claims
Pros
- Quick Claims Processing: Liberty Mutual is recognized for its efficient claims processing, ensuring timely resolution and customer satisfaction. Read more through our Liberty Mutual insurance review.
- Additional Benefits: Provides additional benefits like new car replacement coverage and lifetime repair guarantees, adding value for policyholders.
- Strong Financial Rating: Rated highly for financial stability, indicating reliability in meeting financial obligations and paying claims.
Cons
- Higher Premiums: Liberty Mutual’s premiums may be higher compared to some other insurers, potentially impacting affordability for some customers.
- Policy Complexity: Policies may be complex due to the variety of options available, requiring careful review to understand coverage and exclusions.
#9 – The Hartford: Best for Exclusive Benefits
Pros
- Exclusive Benefits: The Hartford offers exclusive benefits such as RecoverCare and lifetime car repair assurance, providing added value to policyholders.
- Strong Reputation: Known for its reliable customer service and claims handling, with high customer satisfaction ratings. Follow us through our The Hartford insurance review.
- Financial Stability: Rated highly for financial strength, ensuring stability in meeting financial obligations and paying claims.
Cons
- Higher Premiums: The Hartford’s premiums may be higher compared to some competitors, potentially affecting affordability for budget-conscious customers.
- Availability Restrictions: Policies and discounts may be limited to certain demographic groups or membership requirements, reducing accessibility for some drivers.
#10 – USAA: Best for Military Members
Pros
- Excellent Customer Service: USAA consistently receives top ratings for customer service and claims satisfaction, offering dedicated support to military members and their families.
- Competitive Rates: While slightly higher, USAA provides competitive rates with comprehensive coverage options tailored to military personnel.
- Exclusive Member Benefits: Offers exclusive benefits such as military deployment discounts and flexible payment options, enhancing value for members.
Cons
- Membership Requirements: USAA insurance is limited to military members, veterans, and their families, restricting access for the general public.
- Premium Cost: Premiums may be higher compared to non-member insurers, potentially influencing affordability for some policyholders. Learn more through our USAA insurance review.
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Factors That Determine the Cost of Honda Pilot Car Insurance
Understanding the Insurance Rates for Honda Pilot
The Average Cost of Honda Pilot Car Insurance
The average cost of Honda Pilot car insurance can vary widely, estimated between $60 to $107 annually. This range depends on factors such as your age, driving history, location, and chosen coverage level, including comprehensive and collision coverage types. Younger drivers or those with past accidents may encounter higher premiums.
Factors like crime rates in your area or the prevalence of uninsured drivers can also influence costs. To pinpoint your exact premium, it’s advisable to obtain quotes from several insurers and compare options tailored to your needs and preferred car insurance coverage types.
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Comparing Insurance Quotes for Honda Pilot
Frequently Asked Questions
What factors affect the cost of Honda Pilot car insurance?
The cost of Honda Pilot car insurance can be influenced by several factors, including the driver’s age, driving history, location, coverage options, deductible amount, and the insurance company’s pricing policies.
Are Honda Pilots expensive to insure compared to other SUVs?
Insurance rates for Honda Pilots can vary depending on the insurance provider and the specific model year. However, in general, Honda Pilots tend to have insurance rates that are similar to or slightly higher than other midsize SUVs. Enter your ZIP code now.
Are there any discounts available for Honda Pilot car insurance?
Does the cost of Honda Pilot car insurance vary by location?
Yes, the cost of Honda Pilot car insurance can vary based on the location where the vehicle is primarily driven and parked. Insurance companies consider factors such as crime rates, population density, and frequency of accidents in the area when determining insurance premiums.
What are some tips for finding affordable Honda Pilot car insurance?
To find affordable Honda Pilot car insurance, it’s advisable to compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, opting for higher deductibles, taking advantage of available discounts, and considering bundling insurance policies can help reduce insurance costs. Enter your ZIP code now to begin.
What are the starting monthly premiums for State Farm, Progressive, and Nationwide for Honda Pilot insurance?
How do factors like age, driving history, and location influence Honda Pilot insurance rates?
The article highlights that insurance rates for the Honda Pilot are influenced by several key factors. These include the driver’s age, driving history, and location. Younger drivers or those with less experience typically face higher premiums, especially in urban areas where risks like traffic congestion or vehicle theft are higher.
What are two advantages of using online comparison tools for shopping for car insurance?
Online comparison tools offer significant advantages when shopping for car insurance. They allow consumers to quickly compare quotes from multiple insurers, saving time and potentially finding lower premiums.
Additionally, these tools provide transparency by displaying various coverage options and discounts available, empowering consumers to make informed decisions based on their specific needs. Enter your ZIP code now to begin comparing.
Which insurance provider offers accident forgiveness programs for Honda Pilot owners?
How do insurers like Allstate and Liberty Mutual differentiate in terms of policy features and customer satisfaction according to the article?
According to the article, Allstate and Liberty Mutual differ in several aspects. Allstate stands out with its extensive range of coverage options and user-friendly technology, such as its mobile app.
Meanwhile, Liberty Mutual is praised for its quick claims processing and additional benefits like new car replacement coverage. Customer satisfaction and premium costs are also highlighted as factors where these insurers may vary, influencing customer preferences and choices.
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