Cheap Kia Seltos Car Insurance in 2024 (Earn Savings With These 10 Companies!)
The leading providers of cheap Kia Seltos car insurance are Nationwide, Safeco, and Progressive, offering rates starting at $57 monthly. With competitive monthly rates and a strong reputation for customer service and claims handling, these companies provide reliable coverage for Kia Seltos owners.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Jul 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Looking for cheap Kia Seltos car insurance? The top pick overall for affordable coverage is Nationwide, with rates starting at just $57 monthly, closely followed by Safeco and Progressive.
These insurers are known for their competitive pricing, excellent customer service, and comprehensive coverage options tailored specifically for Kia Seltos owners.
Our Top 10 Company Picks: Cheap Kia Seltos Car Insurance
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $57 | A+ | Competitive Rates | Nationwide | |
#2 | $58 | A | Online Tools | Safeco | |
#3 | $59 | A+ | Bundling Policies | Progressive | |
#4 | $60 | A | Customer Service | American Family | |
#5 | $61 | A++ | Extensive Discounts | Geico | |
#6 | $62 | B | Local Agent | State Farm | |
#7 | $63 | A++ | Multi-Policy Discounts | Travelers | |
#8 | $64 | A | Personalized Service | Farmers | |
#9 | $66 | A | Many Discounts | Liberty Mutual | |
#10 | $67 | A+ | Comprehensive Coverage | Allstate |
Whether you’re focused on cost-effectiveness or comprehensive policy benefits, comparing quotes from these leading providers ensures you’ll find reliable coverage that meets your needs and budget. Ready to shop around for the best car insurance company? Enter your ZIP code above and see which one offers the coverage you need.
- Cheap Kia Seltos car insurance starts at $57/month with Nationwide
- Customize coverage for Kia Seltos with liability and comprehensive options
- Nationwide offers competitive rates and great service for Kia Seltos insurance
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#1 – Nationwide: Top Overall Pick
Pros:
- Competitive Rates: Nationwide offers affordable premiums, making it a budget-friendly option.
- Strong Financial Stability: Rated A+ by A.M. Best, indicating excellent financial strength and reliability.
- Wide Network: Nationwide has a broad network of agents and service centers across the country.
Cons:
- Limited Online Tools: Some users may find their online tools and mobile app less robust compared to competitors.
- Customer Service: Mixed reviews on customer service responsiveness in certain regions or situations. Get a better grasp by checking out our article titled “Nationwide Insurance Review & Ratings.“
#2 – Safeco: Best for Online Tools
Pros:
- Online Tools: Safeco provides user-friendly online tools for managing policies and claims.
- Competitive Rates: Offers competitive premiums with potential discounts for policyholders. Find out more by reading our article titled “Safeco Insurance Review & Ratings.“
- Solid Financial Rating: A-rated by A.M. Best, ensuring financial stability and trustworthiness.
Cons:
- Limited Coverage Options: May not offer as many specialized coverage options compared to other insurers.
- Customer Service: Some policyholders report challenges in resolving claims efficiently.
#3 – Progressive: Best for Bundling Policies
Pros:
- Bundling Policies: Progressive offers significant discounts for bundling auto with home or renters insurance.
- Innovative Features: Known for its Snapshot program, which rewards safe driving habits with lower rates.
- Strong Financial Rating: A+ rating from A.M. Best reflects high financial stability and reliability. Deepen your understanding with our article called “Progressive Insurance Review & Ratings.“
Cons:
- Higher Rates for Some Drivers: Rates may be higher for drivers with less-than-perfect driving records.
- Claims Processing: Occasional complaints about claims processing delays.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#4 – American Family: Best for Customer Service
Pros:
- Customer Service: American Family is praised for its attentive and responsive customer service.
- Customizable Policies: Offers flexibility in policy customization to meet individual needs.
- Good Reputation: Known for strong customer satisfaction and loyalty.
Cons:
- Premiums: Some policyholders find their premiums slightly higher compared to other insurers.
- Limited Discounts: May not offer as many discounts as some competitors. Explore further details in our “American Family Insurance Review & Ratings.“
#5 – Geico: Best for Extensive Discounts
Pros:
- Extensive Discounts: Geico provides numerous discounts, including for safe driving, military, and multi-vehicle.
- Strong Financial Stability: Highest rating of A++ from A.M. Best, ensuring financial reliability. Get a better grasp by reading our article titled “Geico vs. Travelers Homeowners Insurance Review.“
- Online Experience: Geico’s website and mobile app are highly rated for user-friendliness and accessibility.
Cons:
- Customer Service: Mixed reviews on customer service quality and responsiveness.
- Policy Options: Limited customization options for policies compared to some other insurers.
#6 – State Farm: Best for Local Agent Service
Pros:
- Local Agents: State Farm is known for its extensive network of local agents, providing personalized service. Explore further with our article entitled “State Farm Insurance Review & Ratings.“
- Diverse Coverage Options: Offers a wide range of coverage options to suit different needs.
- Long-Standing Reputation: Established reputation and strong brand recognition in the insurance industry.
Cons:
- Premiums: Rates can be higher for certain demographics and regions.
- Claims Handling: Some customers report occasional delays in claims processing.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#7 – Travelers: Best for Multi-Policy Discounts
Pros:
- Multi-Policy Discounts: Offers significant savings for bundling multiple insurance policies.
- Financial Strength: A++ rating from A.M. Best indicates superior financial stability.
- Coverage Options: Provides a variety of coverage options and add-ons to customize policies. Broaden your knowledge with our article named “Travelers Insurance Review & Ratings.“
Cons:
- Customer Service: Mixed reviews on customer service quality, particularly during claims processes.
- Availability: Availability of policies and discounts can vary by location.
#8 – Farmers: Best for Personalized Service
Pros:
- Personalized Service: Farmers is known for its personalized customer service and dedicated agents.
- Coverage Options: Offers a range of coverage options to tailor policies to individual needs.
- Accessibility: User-friendly website and mobile app for managing policies and claims.
Cons:
- Pricing: Some policyholders may find premiums slightly higher compared to other insurers.
- Discounts: Limited range of discounts available compared to competitors. Uncover more about our Farmers insurance review & ratings.” by reading further.
#9 – Liberty Mutual: Best for Many Discounts
Pros:
- Many Discounts: Liberty Mutual offers various discounts, including for bundling, safe driving, and multi-policy.
- Coverage Options: Provides comprehensive coverage options and customizable policies.
- Strong Financial Rating: A-rated by A.M. Best, ensuring financial stability and reliability.
Cons:
- Customer Service: Mixed reviews regarding customer service responsiveness and satisfaction. Gain deeper insights by exploring our “Liberty Mutual Review & Ratings.“
- Premiums: Some policyholders report higher premiums compared to other insurers with similar coverage.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#10 – Allstate: Best for Comprehensive Coverage
Pros:
- Comprehensive Coverage: Known for offering extensive coverage options and customizable policies.
- Strong Financial Stability: A+ rating from A.M. Best reflects excellent financial strength.
- Innovation: Allstate integrates technology for easier claims processing and policy management.
Cons:
- Premiums: Premiums may be higher compared to some competitors. Gain insights by reading our article titled “Allstate Insurance Review & Ratings.“
- Customer Service: Some customers report issues with claims processing and customer support.
Factors That Influence the Cost of Kia Seltos car Insurance
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Understanding The Insurance Coverage Options For Kia Seltos
When it comes to insuring your Kia Seltos, you have multiple coverage options to consider. The most basic coverage is liability insurance, which covers damages to other vehicles and property in the event of an accident for which you are at fault. However, liability insurance does not cover the cost of repairing your own vehicle. To protect your Kia Seltos against damages from accidents or other incidents, you may want to consider comprehensive and collision coverage. Comprehensive coverage protects against non-collision related damages, such as theft, vandalism, or natural disasters, while collision coverage covers damages resulting from a collision with another vehicle or object. Additionally, there are optional coverage options available, such as uninsured/underinsured motorist coverage and roadside assistance.
Tips For Finding Affordable Car Insurance For Your Kia Seltos
While car insurance for the Kia Seltos may seem like an additional expense, there are ways to find affordable rates. Firstly, maintaining a good driving record by obeying traffic laws and avoiding accidents can help you secure lower insurance costs. Additionally, taking defensive driving courses or installing safety features in your Kia Seltos, such as anti-theft devices or advanced driver-assistance systems, may qualify you for discounts. Bundling your car insurance with other policies, such as home or renters insurance, can also lead to cost savings.
Factors To Consider When Selecting The Right Car Insurance Policy For Your Kia Seltos
When choosing a car insurance policy for your Kia Seltos, it’s essential to carefully consider several factors. Firstly, evaluate the level of coverage you need based on your budget and comfort level. Consider the deductible amount, which is the out-of-pocket expense you must pay before the insurance company covers the rest of the damages. Lower deductibles typically result in higher premiums, while higher deductibles can lead to lower premiums. Additionally, review the policy terms and conditions, including the limitations and exclusions, to ensure they align with your specific needs and requirements.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
How The Safety Features Of The Kia Seltos Can Impact Your Car Insurance Premium
The Kia Seltos comes equipped with various safety features designed to enhance driver and passenger safety. Insurance companies often take into account the safety features of a vehicle when determining insurance premiums. Advanced safety features such as forward collision warning, lane departure warning, and automatic emergency braking can help reduce the risk of accidents and injuries, potentially leading to lower insurance rates. If your Kia Seltos is equipped with these safety features, be sure to let your insurance provider know, as it may result in premium discounts.
Common Mistakes To Avoid When Purchasing Car Insurance For A Kia Seltos
When purchasing car insurance for your Kia Seltos, it’s important to avoid common mistakes that could lead to higher insurance costs. One common mistake is not shopping around for multiple quotes. By comparing rates from different insurers, you can ensure you are getting the best price for the coverage you need. Additionally, failing to review the policy terms and conditions can result in unexpected limitations or exclusions. Lastly, it’s crucial to provide accurate information when applying for car insurance, as any discrepancies or inaccuracies can cause issues during the claims process.
Understanding The Deductible And Its Impact On Your Kia Seltos Car Insurance Cost
The deductible is the amount of money you must pay out of pocket before your insurance company covers the remaining expenses. When selecting a car insurance policy for your Kia Seltos, you will have the option to choose a deductible amount. Higher deductibles typically result in lower insurance premiums, as the policyholder assumes a greater portion of the risk in the event of a claim. Conversely, lower deductibles may lead to higher premiums. It’s important to choose a deductible amount that you can comfortably afford to pay in case of an accident or other covered incident.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
How Vehicle Theft Rates Affect The Cost Of Insuring A Kia Seltos
The vehicle theft rate in your area can impact the cost of insuring your Kia Seltos. Areas with higher vehicle theft rates may result in higher insurance premiums. If you live in an area with a high rate of vehicle theft, taking precautionary measures such as installing a vehicle alarm system or using a steering wheel lock can help reduce the risk of theft and potentially lower your insurance costs. Additionally, some insurance providers offer discounts for certain anti-theft devices.
The Role Of Location In Determining The Price Of Car Insurance For A Kia Seltos
Your location is a significant factor that determines the cost of car insurance for your Kia Seltos. Insurance companies consider factors such as the average number of accidents and thefts in your area when calculating premiums. Urban areas or regions with higher crime rates may result in higher insurance costs due to the increased likelihood of accidents or thefts. On the other hand, rural or suburban areas with lower crime rates and less traffic congestion may lead to lower insurance premiums for your Kia Seltos.
The Impact Of Mileage And Usage On The Cost Of Insuring A Kia Seltos
The mileage and usage of your Kia Seltos can have an impact on the cost of insuring it. Insurance companies often consider how much you drive and for what purpose when calculating premiums. Generally, the more you drive, the higher the risk of accidents or damages, which can lead to higher insurance costs. Additionally, if you use your Kia Seltos for business purposes or ridesharing, you may need additional coverage options to adequately protect yourself and your vehicle. It’s important to accurately estimate your annual mileage and notify your insurance provider to ensure you have the appropriate coverage.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
The Benefits Of Bundling Your Car Insurance With Other Policies For Your Kia Seltos
Bundling your car insurance with other policies, such as homeowner’s or renter’s insurance, can offer several benefits for Kia Seltos owners. Insurance companies often provide discounts for bundling multiple policies, which can lead to significant cost savings. Additionally, bundling your policies with the same insurer can result in streamlined administration and a single point of contact for all your insurance needs. However, it is important to review the terms and conditions of each policy to ensure the coverage options and limits are appropriate for your specific requirements.
Whether you’re purchasing a new or used Kia Seltos, obtaining the right car insurance coverage is essential. By understanding the factors that influence the cost of insurance, the coverage options available, and tips for finding affordable rates, you can make an informed decision while protecting your investment. Remember to shop around, compare quotes, and review your policy regularly to ensure you have the best coverage for your Kia Seltos at a competitive price.
Summary: Finding Affordable Kia Seltos car Insurance
The article outlines strategies to find affordable car insurance for the Kia Seltos, highlighting leading providers such as Nationwide, Safeco, and Progressive offering rates starting at $57 per month. It emphasizes the importance of comparing quotes from multiple insurers to secure competitive pricing tailored for Kia Seltos owners. Factors influencing insurance costs include driver demographics, location, and coverage options like liability, comprehensive, and collision insurance.
The article also discusses discounts for safety features and bundling policies, providing tips to maximize coverage while minimizing costs. For Kia Seltos owners seeking reliable and cost-effective insurance, this guide offers practical insights and recommendations. Gain deeper insights by exploring our “Best Car Insurance by Vehicle.” Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Frequently Asked Questions
What factors affect the cost of Kia Seltos car insurance?
The cost of Kia Seltos car insurance can be influenced by various factors such as the driver’s age, driving history, location, coverage limits, deductible amount, and the insurance provider’s pricing policies. Gain deeper insights by perusing our article named “How much does Kia Seltos car insurance cost?
Which safety features of the Kia Seltos can help lower insurance costs?
Yes, the Kia Seltos comes equipped with several safety features that can potentially lower insurance costs. These features may include advanced driver assistance systems, anti-lock brakes, airbags, traction control, and more. Insurers often offer discounts for vehicles with such safety features.
Is Kia Seltos car insurance more expensive compared to other similar SUVs?
The cost of Kia Seltos car insurance may vary depending on the specific factors mentioned earlier. It’s advisable to compare insurance quotes from multiple providers to determine if the insurance cost for the Kia Seltos is higher or lower compared to other similar SUVs in its class. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Are there any discounts available for Kia Seltos car insurance?
Insurance providers may offer various discounts that can help reduce the cost of Kia Seltos car insurance. These discounts can include safe driver discounts, multi-policy discounts, good student discounts, low-mileage discounts, and more. It’s recommended to inquire about available discounts when obtaining insurance quotes. Uncover more by delving into our article entitled “How much does McLaren 765LT car insurance cost?”
What is the mileage of the Kia Seltos?
The mileage of the Kia Seltos varies by engine and configuration. Generally, it ranges from approximately 25 to 29 miles per gallon (mpg) in the city and 30 to 34 mpg on the highway.
Is the Kia Seltos a reliable car?
Yes, the Kia Seltos is considered a reliable car according to various automotive reviews and consumer reports.
Is Kia better than Toyota?
Both Kia and Toyota are well-regarded automakers known for their reliability and quality. Choosing between them often comes down to personal preference, specific model comparisons, and individual needs. For additional insights, refer to our “How much does Kia Carnival car insurance cost?”
Are Kia Seltos good on fuel?
Yes, the Kia Seltos is known for being fuel-efficient, offering good mileage per gallon, especially with its newer models and efficient engine options.
Is Kia Picanto cheap to insure?
Yes, generally, the Kia Picanto is considered cheap to insure due to its smaller size, which often correlates with lower insurance premiums.
Is it worth buying a Kia Seltos?
Yes, buying a Kia Seltos can be worth it if you’re looking for a compact SUV with a good balance of features, reliability, and affordability. Broaden your knowledge with our article named “How much does McLaren 675LT car insurance cost?”
Which version of Kia Seltos is best?
The best version of the Kia Seltos depends on your preferences and needs. Higher trim levels typically offer more features and technology, but they come at a higher price point.
Is Kia Seltos a safe car?
Yes, the Kia Seltos has received good safety ratings from organizations such as the IIHS and NHTSA, making it a safe choice in its class.
Is it better to buy a Kia or Hyundai?
Choosing between Kia and Hyundai often depends on the specific models and features you prefer. Both brands offer similar quality and reliability since they are owned by the same parent company. Get a better grasp by reading our article titled “How much does Kia Sportage Plug-in Hybrid car insurance cost?”
Does Kia last long?
Kias are known to be durable vehicles that can last for many years with proper maintenance. They offer competitive longevity in their respective vehicle classes.
Is there any problem with Kia Seltos?
While the Kia Seltos is generally well-regarded, like any vehicle, it may have occasional issues. Common concerns reported include minor electronic glitches and occasional complaints about ride comfort.
How long will a Kia Seltos last?
With regular maintenance and care, a Kia Seltos can last well over 100,000 miles. Some owners have reported exceeding 200,000 miles with proper upkeep. Explore further details in our “How much does McLaren 720S car insurance cost?”
Where is Kia Seltos made?
The Kia Seltos is manufactured in various locations, including South Korea and India, depending on the market and specific model variant.
What type of car insurance is the cheapest?
Liability-only car insurance is generally the cheapest type of coverage as it covers damages you cause to others and their property, but not your own vehicle.
Which car insurance group is the cheapest?
Car insurance groups are used in the UK to determine premiums based on a car’s characteristics. Generally, lower groups (1-10) are cheaper to insure compared to higher groups (11-50). For further details, consult our article named “How much does Kia EV6 car insurance cost?”
What is the lowest form of car insurance?
The lowest form of car insurance typically refers to liability coverage, which is the minimum coverage required by law in most states. It covers damages to others but not to your own vehicle.
Which type of car insurance is best?
The best type of car insurance depends on your individual needs. Comprehensive coverage offers the most protection, including coverage for your own vehicle, while liability-only is the minimum legal requirement.
Which category of car insurance is best?
Categories of car insurance can vary by region, but generally, comprehensive coverage is considered the most extensive and provides the most protection against a wide range of risks. Find out more by reading our article titled “How much does Kia K5 car insurance cost?”
What is the lowest category for car insurance?
In some regions, the lowest category for car insurance may refer to the minimum liability coverage required by law.
Which type of car insurance is best?
Again, the best type of car insurance depends on your specific needs and budget. Comprehensive coverage offers the broadest protection but comes at a higher cost than liability-only coverage.
What is the most basic car insurance?
The most basic car insurance typically refers to liability coverage, which covers damages you cause to others and their property but does not cover your own vehicle. Get a better grasp by checking out our article titled “How much does Mercedes-Benz Mercedes-AMG EQS car insurance cost?”
Which is the most expensive form of car insurance?
Full coverage car insurance, which includes comprehensive and collision coverage in addition to liability, tends to be the most expensive form of car insurance due to its extensive coverage.
What is the least amount of car insurance you need?
The least amount of car insurance you need is typically determined by your state’s minimum requirements for liability coverage. It varies by location but generally covers damages you cause to others. Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
What is the least category for car insurance?
The least category for car insurance can refer to the minimum legal requirements for coverage, often referring to liability insurance that meets state or regional mandates. Delve into the specifics in our article called “How much does McLaren P1 car insurance cost?”
aaaa
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.