Cheap McLaren 720S Car Insurance in 2025 (Cash Savings With These 10 Companies)

When it comes to insuring a high-performance vehicle like the McLaren 720S, it’s no surprise that insurance costs can be quite significant. The powerful engine, unique design, and advanced technology of this supercar contribute to its high value and, subsequently, higher insurance premiums. Enter your ZIP code now.

#1 – Travelers: Top Overall Pick

Pros

• Competitive Pricing: Travelers offers McLaren 720S insurance starting at an industry-leading $150 per month, reflecting their commitment to affordability for high-performance vehicles. Read more through our Travelers insurance review.
• Top Financial Strength: Rated A++ by A.M. Best, Travelers demonstrates exceptional financial stability, assuring customers of reliable coverage and claims handling.
• Multiple Discounts Available: Travelers provides a variety of discounts, such as multi-policy, safe driver, and anti-theft discounts, helping policyholders save on premiums.

Cons

• Limited Availability: Travelers’ services may not be available in all states, potentially restricting access for some prospective customers.
• Mixed Customer Service Reviews: While generally positive, some customers have reported variability in customer service quality, particularly in claim resolution and responsiveness.

#2 – Progressive: Best for Extensive Discounts

Pros

• Extensive Discounts: Progressive offers competitive rates starting at $160 per month for McLaren 720S insurance, coupled with a wide array of discounts that cater to various customer profiles.
• High Customer Satisfaction: Progressive is well-regarded for its customer service and claims handling, consistently earning high ratings in customer satisfaction surveys.
• Convenient Online Tools: Provides user-friendly online tools for managing policies, making payments, and filing claims, enhancing overall customer experience, according to Progressive insurance review & ratings.

Cons

• Complex Pricing Structure: Progressive’s pricing can be intricate due to the multitude of available discounts and policy options, which may require careful consideration to find the best value.
• Limited Coverage Options for High-Risk Vehicles: While Progressive offers competitive rates, coverage options for high-risk vehicles like the McLaren 720S may be more limited compared to specialized insurers.

#3 – USAA: Best for Military Benefits

Pros

• Military Benefits: USAA provides specialized benefits tailored for military members and their families, offering competitive rates starting at $170 per month for McLaren 720S insurance.
• Exceptional Customer Service: USAA consistently receives top ratings for customer service, ensuring members receive personalized and efficient support, as detailed in the USAA insurance review & ratings.
• Wide Range of Insurance Products: Beyond auto insurance, USAA offers a comprehensive suite of financial products and services tailored to military personnel.

Cons

• Limited Eligibility: USAA membership is restricted to military personnel, veterans, and their families, excluding the general public from accessing their insurance products.
• Availability Limitations: USAA’s services may not be available in all geographic locations, potentially limiting options for some potential customers outside of military-affiliated groups.

#4 – State Farm: Best for Reliable Service

Pros

• Reliable Service: State Farm is known for its reliable customer service and claims handling, providing peace of mind to policyholders.
• Wide Range of Coverage Options: Offers comprehensive coverage options that can be customized to meet the needs of McLaren 720S owners.
• Local Agents: State Farm’s extensive network of local agents provides personalized service and support, as highlighted in the State Farm insurance review & ratings.

Cons

• Higher Rates: Compared to some competitors, State Farm’s premiums for McLaren 720S insurance may be slightly higher due to its broader customer base and extensive coverage options.
• Coverage Limitations: State Farm may have limitations in coverage options specifically tailored to high-performance vehicles like the McLaren 720S, potentially affecting policy flexibility for certain owners.

#5 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible: Offers a vanishing deductible program that reduces deductibles over time without claims, rewarding safe driving behavior, as mentioned in the Nationwide insurance review & ratings.
• Nationwide Availability: Nationwide insurance is widely accessible across the United States, ensuring broad coverage options for McLaren 720S owners.
• Customizable Policies: Provides flexible policy options that allow customers to tailor coverage to their specific needs and preferences.

Cons

• Varied Customer Service: Customer service experiences with Nationwide may vary based on location and specific circumstances, potentially impacting overall satisfaction.
• Complex Claims Process: Some policyholders have reported challenges with the claims process, which may require additional time and effort to navigate effectively.

#6 – Geico: Best for Online Convenience

Pros

• Online Convenience: Geico provides a streamlined online platform for managing policies, making it easy for customers to access information and file claims.
• Competitive Rates: Geico offers competitive premiums for McLaren 720S insurance, starting at $180 per month, making it an affordable option for high-performance vehicle owners.
• Wide Range of Discounts: Geico provides various discount opportunities, such as multi-policy, safe driver, and vehicle safety discounts, helping customers save on insurance costs.

Cons

• Less Personalized Service: Due to its large size and online-focused approach, Geico may offer less personalized customer service compared to smaller, local insurers.
• Claim Handling Delays: Some customers have reported delays in the claims handling process, which may lead to frustration and extended resolution times, as highlighted in the Geico Car Insurance Discounts.

#7 – American Family: Best for Customer Satisfaction

Pros

• Customer Satisfaction: American Family is recognized for high customer satisfaction, providing attentive service and reliable claims handling.
• Customizable Policies: Offers flexible policy options that allow customers to tailor coverage to their specific needs and preferences, as noted in the American Family insurance review & ratings.
• Competitive Rates: Provides affordable premiums for McLaren 720S insurance, starting at $183 per month, making it a cost-effective choice for luxury vehicle owners.

Cons

• Limited Availability: American Family’s services may not be available nationwide, potentially restricting access for some customers.
• Policy Options Complexity: Some policyholders have noted complexities in understanding and navigating the various policy options offered by American Family, requiring careful consideration.

#8 – Liberty Mutual: Best for Flexible Policies

Pros

• Flexible Policies: Liberty Mutual offers customizable policies that allow customers to adjust coverage levels and deductibles to fit their budget and needs.
• Strong Coverage Options: Provides a wide range of coverage options, including additional protections that may be beneficial for McLaren 720S owners, as noted in the Liberty Mutual Review & Ratings.
• Discount Opportunities: Offers various discounts, such as multi-policy and safe driver discounts, helping customers save on their insurance premiums.

Cons

• Higher Premiums: Liberty Mutual’s premiums for high-performance vehicles like the McLaren 720S may be higher compared to some competitors, reflecting its comprehensive coverage options and added protections.
• Customer Service: Some policyholders have reported mixed experiences with Liberty Mutual’s customer service, citing occasional delays and communication challenges.

#9 – Allstate: Best for Drivewise Program

Pros

• Drivewise Program: Allstate offers the Drivewise program, which rewards safe driving habits with discounts on premiums, potentially lowering costs for McLaren 720S owners.
• Strong Financial Strength: Rated A+ by A.M. Best, Allstate demonstrates excellent financial stability and the ability to meet its insurance obligations, according to Allstate insurance review & ratings.
• Innovative Tools: Allstate offers innovative tools and resources, such as the mobile app, for convenient policy management and claims processing.

Cons

• Higher Costs: Allstate’s premiums for McLaren 720S insurance may be higher than average due to its extensive coverage options and additional features like the Drivewise program.
• Claims Handling: Some policyholders have reported dissatisfaction with Allstate’s claims handling process, citing delays and communication issues that can prolong resolution times.

#10 – Farmers: Best for Personalized Service

Pros

• Personalized Service: Farmers Insurance emphasizes personalized service through its network of local agents, ensuring tailored support for McLaren 720S owners.
• Strong Customer Satisfaction: Farmers receives positive feedback for its customer service and claims handling, providing peace of mind to policyholders.
• Customizable Policies: Offers flexible policy options that allow customers to adjust coverage levels and add-ons to meet their specific needs, as noted in the Farmers insurance review & ratings.

Cons

• Premium Costs: Farmers’ premiums for high-performance vehicles like the McLaren 720S may be relatively higher compared to some competitors, reflecting its comprehensive coverage and added benefits.
• Coverage Limitations: Some policyholders have reported limitations in coverage options specific to high-performance vehicles, potentially impacting policy flexibility in certain situations.

Factors That Influence McLaren 720S Car Insurance Rates

Understanding the Cost of Insuring a McLaren 720S

Exploring the Unique Insurance Considerations for a McLaren 720S

Comparing Insurance Rates for the McLaren 720S to Other Supercars