Cheap Mercedes-Benz GL-Class Car Insurance in 2025 (Earn Savings With These 10 Companies)

The top picks for cheap Mercedes-Benz GL-Class car insurance are Progressive, USAA, and State Farm offering comprehensive coverage.

#1 – Progressive: Top Overall Pick

Pros

• Tailored Coverage Options: Progressive’s Name Your Price Tool allows Mercedes-Benz GL-Class drivers to customize their coverage to suit their specific needs and budget, ensuring they get the right protection.
• Snapshot Program: Ideal for GL-Class owners, this program offers potential discounts based on safe driving habits monitored through a mobile app or device, promoting responsible driving behaviors.
• Diverse Discounts: Progressive offers a range of discounts beneficial to GL-Class enthusiasts, such as multi-policy, multi-car, and continuous insurance discounts, helping to lower premiums. Discover insights in our Progressive insurance review & ratings.

Cons

• Customer Service Challenges: Some GL-Class owners have reported concerns about Progressive’s customer service responsiveness and efficiency during the claims process, which can lead to frustration.
• Potential Premium Increases: After accidents or claims, Progressive may raise premiums significantly for GL-Class drivers, impacting long-term affordability and satisfaction.

#2 – USAA: Best for Military Discounts

Pros

• Military-Focused Coverage: USAA offers specialized insurance options tailored for military members, veterans, and their families who own a Mercedes-Benz GL-Class, including deployed driver discounts and storage options.
• Exceptional Customer Service: Highly rated for customer satisfaction and claims handling, USAA provides personalized support to GL-Class owners, ensuring their insurance needs are met effectively. Read more through our USAA insurance review.
• Exclusive Member Benefits: Beyond insurance, USAA offers additional perks such as financial planning services and competitive banking products, enhancing overall satisfaction for GL-Class owners.

Cons

• Membership Restrictions: Membership eligibility is limited to military members, veterans, and their families, excluding non-military GL-Class enthusiasts from accessing USAA’s services.
• Limited Physical Locations: While USAA offers comprehensive online and phone services, the lack of physical branch locations may inconvenience GL-Class owners who prefer in-person assistance.

#3 – State Farm: Best for Local Agents

Pros

• Local Agents: State Farm’s extensive network of local agents provides personalized service and support, beneficial for GL-Class owners seeking face-to-face interactions and tailored insurance advice. Unlock details in our State Farm insurance review & ratings.
• Strong Reputation: State Farm is known for its strong reputation and reliability in claims handling, providing peace of mind to GL-Class owners in case of accidents or incidents.
• Tech-Savvy Solutions: Provides convenient digital tools and resources, including a user-friendly app, for GL-Class enthusiasts to manage policies and handle claims efficiently.

Cons

• Potentially Higher Premiums: State Farm may have higher premiums compared to some competitors, which could be a consideration for GL-Class owners looking for more budget-friendly options.
• Coverage Limitations: Some GL-Class drivers may find that certain specialized coverage options or discounts available elsewhere are not as prominently featured with State Farm.

#4 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible: Nationwide’s Vanishing Deductible program rewards safe driving among Mercedes-Benz GL-Class owners by reducing deductibles over time, encouraging responsible driving habits. Access comprehensive insights in our Nationwide insurance review & ratings.
• Financial Strength: With an A+ rating from A.M. Best, Nationwide demonstrates strong financial stability, ensuring GL-Class owners of reliable coverage and claims payout.
• Member Benefits: Nationwide offers various member benefits and discounts that can help lower premiums for GL-Class enthusiasts, such as multi-policy and accident-free discounts.

Cons

• Customer Service Reviews: Some GL-Class owners have reported mixed reviews regarding Nationwide’s customer service, citing occasional delays or difficulties in claims processing.
• Policy Flexibility: While Nationwide offers extensive coverage options, GL-Class drivers looking for highly specialized or niche coverage may find limitations compared to other insurers.

#5 – Allstate: Best for New Replacement

Pros

• New Car Replacement: Allstate offers new car replacement coverage, which ensures that if your Mercedes-Benz GL-Class is totaled within the first few years, you can receive a brand-new vehicle of the same make and model. Learn more in our complete Allstate insurance review & ratings.
• Strong Financial Stability: Allstate maintains an A+ rating from A.M. Best, indicating strong financial stability and reliability in claims payouts, reassuring GL-Class owners of dependable coverage.
• Digital Tools and Resources: Offers innovative digital tools and resources, such as the Allstate mobile app, making it convenient for GL-Class enthusiasts to manage policies and file claims on the go.

Cons

• Premium Costs: Allstate’s premiums for comprehensive coverage, including specialized options, may be higher compared to some competitors, potentially impacting affordability for GL-Class owners.
• Customer Service Challenges: Some GL-Class owners have reported concerns about the responsiveness and efficiency of Allstate’s customer service during claims processing, which could lead to frustration.

#6 – Farmers: Best for Glass Coverage

Pros

• Glass Coverage: Farmers offers comprehensive glass coverage as part of their standard policies, which can be beneficial for GL-Class owners concerned about windshield damage or other glass repairs. Read up on Farmers insurance review & ratings for more information.
• Strong Customer Satisfaction: Farmers consistently receives high marks for customer satisfaction and claims handling, providing peace of mind to GL-Class owners in case of accidents or incidents.
• Educational Resources: Offers educational resources and tools that can help GL-Class enthusiasts understand their insurance options better and make informed decisions about coverage.

Cons

• Availability of Discounts: While Farmers offers various discounts, such as multi-policy and safe driver discounts, some GL-Class owners may find that the range of available discounts is not as extensive as with other insurers.
• Policy Rates: Depending on the location and driving history, GL-Class owners may find that Farmers’ policy rates can be higher compared to competitors, necessitating careful comparison for affordability.

#7 – Liberty Mutual: Best for Better Replacement

Pros

• Better Car Replacement: Liberty Mutual offers Better Car Replacement coverage, ensuring that if your Mercedes-Benz GL-Class is totaled, you can receive a newer model year equivalent to your vehicle. Discover more about offerings in our Liberty Mutual insurance review & ratings.
• Strong Financial Stability: Liberty Mutual holds an A rating from A.M. Best, signifying strong financial stability and reliability in claims handling, offering confidence to GL-Class owners.
• Digital Tools and Resources: Offers convenient digital tools and resources like the Liberty Mutual mobile app, making it easy for GL-Class enthusiasts to manage policies, file claims, and access support.

Cons

• Premium Pricing: Some GL-Class owners may find Liberty Mutual’s premiums to be on the higher side, especially for comprehensive coverage and specialized options.
• Customer Service Feedback: There have been occasional reports of mixed customer service experiences, including delays or difficulties in claims processing, which may impact overall satisfaction.

#8 – Amica: Best for Customer Satisfaction

Pros

• Customer Satisfaction: Amica consistently ranks highly for customer satisfaction, offering personalized service and support that can be beneficial for GL-Class owners seeking reliable insurance.
• Customizable Policies: Provides flexible policy options that allow GL-Class owners to customize coverage to their specific needs, ensuring comprehensive protection for their luxury vehicle.
• Discount Opportunities: Offers various discounts such as loyalty, multi-line, and claim-free discounts, helping to lower premiums for GL-Class enthusiasts who qualify.

Cons

• Limited Availability: Amica’s coverage may not be available in all states, which could limit options for GL-Class owners depending on their location. Read more through our Amica insurance review.
• Digital Experience: While Amica offers digital tools and resources, some GL-Class owners may find the online and mobile app experience less robust compared to larger insurers, affecting convenience in policy management.

#9 – The Hartford: Best for AARP Discounts

Pros

• AARP Discounts: The Hartford offers specialized discounts for AARP members, which can be advantageous for GL-Class owners who qualify, providing potential savings on premiums. Discover insights in our guide titled, “The Hartford Insurance Review & Ratings.”
• Financial Strength: The Hartford maintains an A+ rating from A.M. Best, indicating strong financial stability and reliability in claims processing, ensuring dependable coverage for GL-Class owners.
• Enhanced Coverage Options: Offers additional coverages such as new car replacement and lifetime car repair assurance, enhancing overall protection for GL-Class enthusiasts.

Cons

• Availability: The Hartford’s coverage may not be available in all states, limiting options for GL-Class owners based on their location.
• Policy Rates: Depending on individual circumstances, GL-Class drivers may find that The Hartford’s premiums for comprehensive coverage and specialized options can be higher compared to competitors.

#10 – American Family: Best for Teen Program

Pros

• Teen Program: American Family offers a Teen Safe Driver Program, which can provide discounts and incentives for GL-Class owners with young drivers, promoting safe driving habits.
• Personalized Service: Known for personalized customer service, American Family offers support and guidance that can benefit GL-Class owners seeking individualized insurance solutions.
• Community Involvement: American Family is involved in community initiatives and support programs, resonating with GL-Class owners interested in insurers with a strong community focus.

Cons

• Limited Coverage Options: While American Family offers a variety of discounts, GL-Class owners seeking highly specialized coverage options may find the selection somewhat limited compared to larger insurers. See more details in our guide titled, “American Family Insurance Review & Ratings.”
• Technology Integration: Some GL-Class owners may find that American Family’s digital tools and mobile app capabilities are not as advanced or user-friendly as those offered by larger insurance companies, affecting overall convenience in policy management.

Factors That Affect Mercedes-Benz GL-Class Car Insurance Rates

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Comparing Car Insurance Quotes for Mercedes-Benz GL-Class