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Cheap Mercedes-Benz Metris Passenger Car Insurance in 2025 (Save Big With These 10 Companies!)

When seeking cheap Mercedes-Benz Metris Passenger car insurance, securing the coverage can lead to significant savings. AAA, Progressive, and Travelers are standout choices, offering competitive rates for only $60 per month. These insurers are noted for their excellent provision for your Mercedes-Benz Metris Passenger.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Written by
Laura Gunn
Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Reviewed by
Chris Abrams

Updated January 2025

Cheapest for Metris: AAA
N/A0.0

Company Facts

Min. Coverage for Mercedes-Benz Metris Passenger

$60/mo

A.M. Best Rating

Complaint Level

Low
2nd Cheapest for Metris: Progressive
4.3

Company Facts

Min. Coverage for Mercedes-Benz Metris Passenger

$65/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Competitive pricing
  • Easy online tools
  • Good customer service
  • Claims processing
  • Payment processing
  • Coverage options
3rd Cheapest for Metris: Travelers
4.4

Company Facts

Min. Coverage for Mercedes-Benz Metris Passenger

$68/mo

A.M. Best Rating

A++

Complaint Level

Med

Pros & Cons

  • Various discounts offered, such as bundling policies for potential savings
  • Feature-rich mobile app for convenient access to policy information
  • Robust online account management capabilities
  • Efficient claim processing with positive customer feedback
  • Extensive coverage options for personal and business insurance
  • Some customer reviews mention increasing prices for no obvious reason, indicating that premium costs may not remain static for all policyholders.
  • The availability of discounts can vary, and eligibility criteria may apply. It’s recommended to check with Travelers Insurance directly or consult with an agent for personalized information.
  • While Travelers Insurance is prominent, the insurance industry is highly competitive, and individual preferences may vary. It’s essential to compare offerings from various insurers to find the best fit.

When evaluating cheap Mercedes-Benz Metris Passenger car insurance, choosing the right insurer is essential to strike a balance between cost and coverage. AAA, Progressive, and Travelers are top contenders, providing plans designed to safeguard luxury vehicles such as the Mercedes-Benz Metris Passenger.

Cheap Mercedes-Benz Metris Passenger Car Insurance: AAA, Progressive, and Travelers

Mercedes-Benz Metris Passenger car insurance is an important factor to consider when purchasing and owning this luxurious vehicle. Understanding the cost of insurance and the various factors that affect it can help you make informed decisions and find the best coverage for your needs.

Our Top 10 Company Picks: Cheap Mercedes-Benz Metris Passenger Car Insurance

CompanyRankMonthly RatesA.M. BestBest ForJump to Pros/Cons
AAA Tablepress Logo#1$60ARoadside AssistanceAAA
Progressive Tablepress Logo#2$65A+Snapshot DiscountProgressive
Travelers Tablepress Logo#3$68A++Car DiscountTravelers
American Family Tablepress Logo#4$70ATeen DriverAmerican Family
State Farm Tablepress Logo#5$73BComprehensive CoverageState Farm
Allstate Tablepress Logo#6$75A+Safe DrivingAllstate
Nationwide TablePress Logo#7$78A+Accident ForgivenessNationwide
Farmers Tablepress Logo#8$80APolicy BundlingFarmers
Liberty Mutual Table Press Logo#9$85ACustomizable PlansLiberty Mutual
The Hartford TablePress Logo#10$88A+AARP BenefitsThe Hartford

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In this article, we will explore the different aspects of insuring a Mercedes-Benz Metris Passenger car and provide you with valuable insights and tips, including “What is premium?Enter your ZIP code to know more.

The Rundown

  • AAA offers insurance from as low as $60 per month
  • Explore affordable and comprehensive car insurance options
  • Rely on a personalized auto insurance crafted to fit your requirements

#1 – AAA: Top Overall Pick

AAA: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Discount Options: AAA offers competitive rates starting at $60 per month for Mercedes-Benz Metris Passenger owners, coupled with discounts like multi-policy and safe driver incentives, making it affordable for enthusiasts. Discover more about offerings in our guide titled “AAA Insurance Review & Ratings.”
  • Strong Customer Service: With an A.M. Best rating of A, AAA ensures financial stability and reliability, complemented by renowned roadside assistance programs for added peace of mind, ideal for Metris Passenger drivers.
  • Coverage Options: AAA provides comprehensive coverage options tailored to luxury vehicles, including the Metris Passenger, ensuring adequate protection against various risks, appealing to owners of this model.

Cons

  • Membership Requirement: To access AAA’s insurance services, membership in AAA is mandatory, which can add to initial costs for new Mercedes-Benz Metris Passenger owners.
  • Limited Availability: AAA’s services may not be available in all regions, limiting options for potential Metris Passenger drivers depending on their location.

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#2 – Progressive: Best for Snapshot Discount

Progressive: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Snapshot Program: Progressive’s A+ rating from A.M. Best underscores its financial strength, and their Snapshot program offers potential discounts based on safe driving habits, ideal for reducing premiums for Mercedes-Benz Metris Passenger enthusiasts.
  • Strong Online Tools: Progressive’s user-friendly online quote and policy management tools make it convenient for customers to handle their insurance needs independently and efficiently, benefiting busy Metris Passenger owners.
  • Name Your Price Tool: This feature allows users to set their insurance budget and find policies that match, promoting transparency and affordability in policy selection for Metris Passenger drivers.

Cons

  • Rate Increases: Despite initial discounts, Progressive’s premiums can increase after claims, impacting long-term affordability for Mercedes-Benz Metris Passenger owners. See more details on our article called “Progressive Insurance Review & Ratings.”
  • Customer Service Concerns: While Progressive offers robust online tools, some customers report mixed experiences with their customer service, particularly during claim processes, which may concern Metris Passenger enthusiasts.

#3 – Travelers: Best for Car Discount

Travelers: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Multi-Policy Discounts: Travelers offers significant savings through bundling options, making it cost-effective for Mercedes-Benz Metris Passenger owners who also need home or other insurance policies.
  • Wide Range of Coverage: With an A++ rating from A.M. Best, Travelers provides extensive coverage options that cater well to luxury vehicles, ensuring comprehensive protection against various risks for Metris Passenger drivers.
  • Strong Financial Stability: Travelers’ top-tier financial stability assures customers of reliable claims handling and long-term security in policy coverage, beneficial for Metris Passenger enthusiasts. Discover more about offerings in our article called “Travelers Insurance Review & Ratings.”

Cons

  • Premium Costs: Despite its benefits, Travelers’ premiums can be higher compared to some competitors, which may deter budget-conscious Mercedes-Benz Metris Passenger owners.
  • Limited Local Agents: The reliance on online and phone-based customer service might not appeal to those Mercedes-Benz Metris Passenger owners who prefer face-to-face interactions with local agents.

#4 – American Family: Best for Teen Driver

American Family: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Teen Driver Discounts: American Family’s $70 monthly rate and specialized discounts for families with teen drivers make it a practical choice for Mercedes-Benz Metris Passenger owners with young drivers, ensuring cost-effectiveness.
  • Customizable Policies: They offer flexible policy options tailored to individual needs, ensuring that each Mercedes-Benz Metris Passenger owner can adjust coverage according to specific requirements and budget.
  • Local Agents: American Family provides personalized service through a network of local agents, offering face-to-face interactions that can benefit Mercedes-Benz Metris Passenger enthusiasts.

Cons

  • Coverage Options: Some policy options may be less flexible compared to larger insurers, potentially limiting customization for Mercedes-Benz Metris Passenger drivers.
  • Premium Costs: Rates can be higher for certain profiles, which might be a concern for budget-conscious Mercedes-Benz Metris Passenger owners. Learn more through our American Family insurance review.

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#5 – State Farm: Best for Comprehensive Coverage

State Farm: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Comprehensive Coverage: State Farm’s $73 monthly rate and comprehensive coverage options, combined with a solid A rating from A.M. Best, make it a reliable choice for Mercedes-Benz Metris Passenger owners seeking extensive protection.
  • Local Presence: With a wide network of local agents, State Farm offers personalized service and support that can benefit Mercedes-Benz Metris Passenger enthusiasts looking for a personal touch. Learn more in our guide titled “State Farm Insurance Review & Ratings.”
  • Extensive Agent Network: Large network of agents offers personalized service and support, ensuring customers have access to help when needed. This network enhances the convenience and accessibility of State Farm’s services.

Cons

  • Premium Costs: While offering comprehensive coverage, State Farm’s premiums can be on the higher side compared to some competitors, potentially affecting affordability for Mercedes-Benz Metris Passenger owners.
  • Claims Process: Some customers report mixed experiences with the claims process, highlighting potential challenges for Mercedes-Benz Metris Passenger owners during claims filing.

#6 – Allstate: Best for Safe Driving

Allstate: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Safe Driving Discounts: Allstate’s $75 monthly rate and emphasis on safe driving discounts, alongside an A+ rating from A.M. Best, make it an appealing choice for Mercedes-Benz Metris Passenger drivers focused on reducing insurance costs.
  • Claim Satisfaction: Allstate is known for high customer satisfaction with claims processing, providing peace of mind to Mercedes-Benz Metris Passenger owners in case of accidents or damage.
  • Additional Coverage Options: Offers a range of additional coverage options that can be tailored to meet the specific needs of Mercedes-Benz Metris Passenger enthusiasts. Delve into our evaluation of “Allstate Insurance Review & Ratings.”

Cons

  • Premium Adjustments: Rates can increase after claims or changes in policy, potentially impacting long-term affordability for Mercedes-Benz Metris Passenger owners.
  • Complex Policies: Allstate’s policy structures and options can be complex to navigate, which may require more time and effort for Mercedes-Benz Metris Passenger drivers when selecting coverage.

#7 – Nationwide: Best for Accident Forgiveness

Nationwide: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Accident Forgiveness: Nationwide’s $78 monthly rate and accident forgiveness program, combined with an A+ rating from A.M. Best, offer reassurance to Mercedes-Benz Metris Passenger owners concerned about maintaining a clean driving record.
  • Wide Coverage Options: Nationwide provides a broad range of coverage options that cater well to luxury vehicles like the Metris Passenger, ensuring comprehensive protection for enthusiasts. Check out insurance savings in our complete guide titled “Nationwide Insurance Review & Ratings.”
  • Customer Service: Known for strong customer service and support, Nationwide offers responsive assistance to Mercedes-Benz Metris Passenger drivers, enhancing overall satisfaction.

Cons

  • Premium Costs: Premiums may be higher compared to some competitors, potentially affecting affordability for Mercedes-Benz Metris Passenger owners.
  • Policy Limitations: Some policy limitations and restrictions may apply, impacting flexibility for Mercedes-Benz Metris Passenger enthusiasts when customizing coverage.

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#8 – Farmers: Best for Policy Bundling

Farmers: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Policy Bundling Discounts: Farmers offers $80 per month rates and significant savings through bundling options, making it cost-effective for Mercedes-Benz Metris Passenger owners combining multiple policies.
  • Customizable Coverage: They provide flexible coverage options that can be tailored to meet the specific needs of Mercedes-Benz Metris Passenger drivers, ensuring comprehensive protection.
  • Local Agents: Farmers’ network of local agents offers personalized service and support, which can benefit Mercedes-Benz Metris Passenger enthusiasts seeking direct assistance. Discover more about offerings in our article called “Farmers Insurance Review & Ratings.”

Cons

  • Premium Adjustments: Premiums may increase over time or after claims, affecting affordability for long-term Mercedes-Benz Metris Passenger owners.
  • Customer Service Variability: While generally praised for service, Farmers’ customer service experiences may vary by location, impacting satisfaction for Mercedes-Benz Metris Passenger drivers.

#9 – Liberty Mutual: Best for Customizable Plans

Liberty Mutual: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • Customizable Plans: Liberty Mutual’s $85 monthly rate and customizable plans cater to the diverse needs of Mercedes-Benz Metris Passenger owners, allowing for tailored coverage options. Discover more about offerings in our guide titled “Liberty Mutual Review & Ratings.”
  • Additional Features: Offers a range of additional features and benefits that can enhance coverage for Mercedes-Benz Metris Passenger drivers, such as roadside assistance and rental car reimbursement.
  • Financial Stability: With an A rating from A.M. Best, Liberty Mutual provides assurance of strong financial stability and reliable claims processing for Mercedes-Benz Metris Passenger enthusiasts.

Cons

  • Premium Costs: Rates may be higher compared to some competitors, potentially impacting affordability for Mercedes-Benz Metris Passenger owners seeking cost-effective insurance.
  • Policy Complexity: Liberty Mutual’s policy structures and options can be complex, requiring thorough review and understanding by Mercedes-Benz Metris Passenger drivers.

#10 – The Hartford: Best for AARP Benefits

The Hartford: Cheap Mercedes-Benz Metris Passenger Car Insurance

Pros

  • AARP Benefits: The Hartford’s $88 monthly rate and benefits for AARP members offer cost savings and specialized coverage options tailored to older Mercedes-Benz Metris Passenger owners.
  • Comprehensive Coverage: Provides extensive coverage options that cater well to luxury vehicles like the Metris Passenger, ensuring thorough protection for enthusiasts. Read more through our The Hartford insurance review.
  • Claims Handling: The Hartford is recognized for efficient claims handling and customer service, providing peace of mind to Mercedes-Benz Metris Passenger drivers in case of accidents.

Cons

  • Premiums for Non-AARP Members: Rates may be higher for non-AARP members, potentially limiting affordability for Mercedes-Benz Metris Passenger owners outside this demographic.
  • Limited Policy Options: The Hartford’s policy options may be limited compared to larger insurers, potentially restricting choices for Mercedes-Benz Metris Passenger enthusiasts.

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Factors That Affect the Cost of Mercedes-Benz Metris Passenger Car Insurance

When determining the cost of insurance for your Mercedes-Benz Metris Passenger car, several factors play a role. Insurance companies take into account your age, driving experience, location, credit history, and the model year and value of your vehicle.

Mercedes-Benz Metris Passenger Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA$60$140
Allstate$75$160
American Family$70$150
Farmers$80$165
Liberty Mutual$85$170
Nationwide$78$155
Progressive$65$145
State Farm$73$153
The Hartford$88$178
Travelers$68$148

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Additionally, your driving record, including past accidents or traffic violations, will impact the insurance premium. To minimize costs, maintaining a clean driving record and opting for additional safety features and security systems are crucial for your Mercedes-Benz Metris Passenger car.

The level of coverage you choose also affects insurance costs, with options ranging from liability-only to comprehensive coverage. Choosing more comprehensive coverage typically results in a higher premium, so it’s essential to assess your coverage needs and budget carefully, including How much insurance coverage do I need?

Understanding the Insurance Requirements for Mercedes-Benz Metris Passenger Cars

Before purchasing insurance for your Mercedes-Benz Metris Passenger car, it’s essential to understand your state’s minimum liability requirements for legal road use. Additionally, grasp the difference between deductible and a premium in car insurance. If you’ve financed or leased the vehicle, your lender may require collision and comprehensive coverage.

Check with your insurer and lender to meet these needs. Consider your car’s value, safety features, and potential repair costs when selecting coverage. Your age, location, and driving history also influence premiums, so provide accurate information for appropriate coverage and pricing. Enter your ZIP code now to begin.

The Average Cost of Insuring a Mercedes-Benz Metris Passenger Car

The cost of insuring a Mercedes-Benz Metris Passenger car varies based on several factors. On average, premiums range between $60 and $88 monthly. Actual costs depend on factors like your driving history and the level of coverage chosen, including liability insurance.

AAA Site Screenshot: Cheap Mercedes-Benz Metris Passenger Car Insurance

Luxury vehicles often have higher rates due to their repair costs and theft risk. Younger or high-risk drivers may face higher premiums, while choosing more extensive coverage increases costs.

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Tips for Saving Money on Mercedes-Benz Metris Passenger Car Insurance

While car insurance for a Mercedes-Benz Metris Passenger car can be costly, there are effective ways to save on premiums. Maintain a clean driving record, bundle policies for discounts, consider higher deductibles, leverage discounts for anti-theft devices and safety features, and shop around for competitive rates from different car insurance providers.

To lower car insurance costs for your Mercedes-Benz Metris Passenger car, aim for a clean driving record, bundle policies, opt for higher deductibles, use discounts for anti-theft and safety features, and compare rates from various insurers. These steps can help reduce premiums effectively.

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These strategies can help manage the cost of insuring your Mercedes-Benz Metris Passenger car efficiently. Enter your ZIP code now to begin comparing.

Frequently Asked Questions

What factors affect the cost of insurance for a Mercedes-Benz Metris Passenger car?

The cost of insurance for a Mercedes-Benz Metris Passenger car can be affected by several factors, including the driver’s age, driving record, location, coverage options, deductible amount, and the insurance provider’s rates.

Are Mercedes-Benz Metris Passenger cars expensive to insure?

The cost of insurance for a Mercedes-Benz Metris Passenger car can vary depending on the factors mentioned earlier.

Generally, luxury vehicles like the Mercedes-Benz Metris may have higher insurance rates due to their higher value and potentially higher repair costs. Enter your ZIP code now.

What are some ways to potentially lower the insurance cost for a Mercedes-Benz Metris Passenger car?

There are a few strategies to consider for potentially lowering the insurance cost for a Mercedes-Benz Metris Passenger car.

These include maintaining a clean driving record, opting for higher deductibles (knowing the difference between deductible and a premium in car insurance), bundling insurance policies, taking advantage of available discounts, and comparing quotes from multiple insurance providers.

Do insurance rates differ for new and used Mercedes-Benz Metris Passenger cars?

Insurance rates can vary for new and used Mercedes-Benz Metris Passenger cars.

Generally, new vehicles may have higher insurance rates due to their higher value and the potential cost of repairs.

However, other factors like the car’s safety features, mileage, and overall condition can also influence insurance rates for used cars.

What are the specific discounts offered by AAA, Progressive, and Travelers that make them stand out for Mercedes-Benz Metris Passenger owners?

AAA, Progressive, and Travelers stand out for Mercedes-Benz Metris Passenger owners due to their competitive rates starting at $60 per month and unique discounts like roadside assistance, Snapshot discounts, and car discounts, respectively. Enter your ZIP code now.

How does State Farm’s comprehensive coverage compare to other insurers like American Family and Allstate?

State Farm’s comprehensive coverage for Mercedes-Benz Metris Passenger cars is robust, offering extensive protection that includes collision and comprehensive options, catering to diverse needs.

When considering how much car insurance costs, State Farm’s rates may vary depending on factors such as the driver’s profile, location, and specific coverage selections, which could differ from offerings by American Family and Allstate.

What are the key factors influencing the cost of insurance for a Mercedes-Benz Metris Passenger?

The cost of insurance for a Mercedes-Benz Metris Passenger is influenced by factors such as driver age, location, driving record, and the level of coverage chosen, impacting premiums significantly.

How do insurers like Nationwide and Farmers address the needs of Mercedes-Benz Metris Passenger owners through their policy options?

Nationwide and Farmers address Mercedes-Benz Metris Passenger owners’ needs with programs like accident forgiveness and policy bundling, offering flexibility and potential savings on insurance costs. Enter your ZIP code now.

What benefits does Liberty Mutual offer that are particularly appealing to Mercedes-Benz Metris Passenger drivers seeking customizable plans?

Liberty Mutual appeals to Mercedes-Benz Metris Passenger drivers with customizable plans and additional features like roadside assistance and rental car reimbursement, enhancing coverage options to meet individual needs effectively.

For those seeking the best collision mitigation car insurance discounts, Liberty Mutual provides options that may include discounts for vehicles equipped with advanced safety features like collision mitigation systems, ensuring comprehensive protection on the road.

How does The Hartford differentiate its insurance offerings for AARP members compared to non-members who own a Mercedes-Benz Metris Passenger?

The Hartford differentiates its insurance offerings by providing specialized benefits for AARP members, such as lower premiums and tailored coverage options, which may not be available to non-members owning a Mercedes-Benz Metris Passenger.

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