Cheap Nissan Kicks Car Insurance in 2025 (Save Money With These 10 Companies)

If you’re considering purchasing a Nissan Kicks, one important factor to consider is the cost of car insurance. When it comes to insuring your Nissan Kicks, there are several factors that can influence the cost of your premiums.

Our Top 10 Company Picks: cheap Nissan Kicks car insurance

#1 – Chubb: Top Overall Pick

Pros

• Comprehensive Coverage Options: Chubb offers extensive coverage options tailored specifically for Nissan Kicks drivers, ensuring owners have comprehensive protection.
• High Financial Strength: Rated A++ by A.M. Best, Chubb provides peace of mind with exceptional financial stability and claims handling, crucial for Nissan Kicks owners. Read more through our Chubb insurance review.
• Competitive Pricing: Starting at $85 per month, Chubb provides affordability alongside comprehensive coverage, making it a top choice for Nissan Kicks enthusiasts looking to save.

Cons

• Availability Limitations: Chubb’s services may be limited in some regions, potentially affecting accessibility for Nissan Kicks drivers.
• Premium Rates: While competitive, initial premium rates starting at $85 per month might be higher compared to some other insurers, depending on the Nissan Kicks owner’s specific profile.

#2 – Erie: Best for Low Rates

Pros

• Low Rates: Erie Insurance stands out with monthly rates starting at $88, offering affordability without compromising on coverage quality for Nissan Kicks owners.
• Excellent Customer Service: Rated A+ by A.M. Best, Erie is recognized for its strong customer service and efficient claims handling processes, benefitting Nissan Kicks drivers.
• Flexible Policy Options: Erie provides customizable policies, allowing Nissan Kicks owners to tailor coverage to their specific needs and budget constraints, catering to their enthusiast community.

Cons

• Regional Limitations: Erie’s availability is limited to certain states, which may restrict options for Nissan Kicks enthusiasts outside those areas. Check out insurance savings in our complete guide titled “Erie Insurance Review & Ratings.”
• Potential Discount Variability: While Erie offers competitive rates, the availability and amount of discounts may vary compared to larger insurers, affecting savings for Nissan Kicks drivers.

#3 – Auto-Owners: Best for Customer Satisfaction

Pros

• High Customer Satisfaction: Auto-Owners Insurance is known for its high customer satisfaction ratings, reflecting its commitment to customer service excellence, appreciated by Nissan Kicks owners.
• Top Financial Strength: With an A++ rating from A.M. Best, Auto-Owners ensures Nissan Kicks enthusiasts have confidence in financial stability and claims reliability.
• Tailored Coverage Options: Auto-Owners offers policies that are highly customizable, meeting the specific needs of Nissan Kicks drivers and owners seeking comprehensive protection.

Cons

• Limited Online Tools: Auto-Owners may have fewer online tools compared to larger insurers, potentially affecting convenience for tech-savvy Nissan Kicks drivers.
• Coverage Limits: Some Nissan Kicks enthusiasts may find that Auto-Owners’ coverage limits are lower compared to those offered by larger insurance companies, impacting their choice. Learn more through our Auto-Owners insurance review.

#4 – State Farm: Best for Discount Options

Pros

• Extensive Network: As the largest auto insurer in the U.S., State Farm offers a wide network of agents, beneficial for Nissan Kicks owners seeking personalized service.
• Discount Options: State Farm provides numerous discounts, appealing to Nissan Kicks drivers looking to save on premiums. See more details on our article called “State Farm Insurance Review & Ratings.”
• Accepts High-Risk Drivers: Specializes in insuring high-risk drivers, providing options for Nissan Kicks owners who may have a less-than-perfect driving record.

Cons

• Average Rates: Premiums may be average or slightly higher, which could impact affordability for Nissan Kicks owners.
• Mixed Customer Service: Customer service experiences can vary by location, affecting satisfaction levels among Nissan Kicks drivers.

#5 – Progressive: Best for Competitive Pricing

Pros

• Competitive Pricing: Progressive is known for competitive rates and pricing transparency, offering affordability for Nissan Kicks owners.
• Robust Online Tools: Progressive provides a user-friendly website and highly rated mobile app, beneficial for tech-savvy Nissan Kicks enthusiasts.
• Discount Opportunities: Offers a wide range of discounts, including those for safe driving and multiple policies, appealing to cost-conscious Nissan Kicks drivers.

Cons

• Claims Handling: Some Nissan Kicks owners report mixed experiences with claims handling, impacting overall satisfaction. See more details on our guide “Progressive Insurance Review & Ratings.”
• Policy Add-ons: Optional add-ons can increase premiums, potentially affecting affordability for budget-conscious Nissan Kicks enthusiasts.

#6 – Travelers: Best for Extensive Discounts

Pros

• Financial Stability: A.M. Best rates Travelers highly for financial stability, ensuring Nissan Kicks owners have confidence in their insurance provider.
• Extensive Discounts: Travelers offers a variety of discounts, including multi-policy and safe driver discounts, beneficial for cost-saving Nissan Kicks drivers.
• Customizable Coverage: Provides flexibility with customizable coverage options, catering to the specific needs of Nissan Kicks enthusiasts.

Cons

• Availability Limitations: Travelers’ services may not be available in all locations, limiting options for Nissan Kicks owners. Discover more about offerings in our article titled “Travelers Insurance Review & Ratings.”
• Coverage Limits: Some Nissan Kicks enthusiasts may find Travelers’ coverage limits less extensive compared to larger insurers, impacting their insurance choices.

#7 – American Family: Best for Loyalty Benefits

Pros

• Loyalty Benefits: American Family offers loyalty benefits and rewards for long-term customers, appealing to committed Nissan Kicks owners.
• Customer Service: Known for good customer service, American Family ensures Nissan Kicks drivers receive reliable support.
• Coverage Options: Provides a range of coverage options tailored to meet the needs of Nissan Kicks enthusiasts. Read more through our American Family insurance review.

Cons

• Average Rates: Premiums may be average or slightly higher compared to some competitors, affecting affordability for Nissan Kicks drivers.
• Discount Availability: While American Family offers discounts, the availability and amount may vary, impacting potential savings for Nissan Kicks owners.

#8 – Nationwide: Best for Financial Stability

Pros

• Financial Stability: Rated A+ by A.M. Best, Nationwide offers strong financial stability and reliability for Nissan Kicks owners.
• Coverage Options: Provides comprehensive coverage options tailored to the needs of Nissan Kicks drivers. Learn more in our guide titled “Nationwide Insurance Review & Ratings.”
• Discounts: Offers various discounts, including multi-policy and safe driver discounts, beneficial for cost-conscious Nissan Kicks enthusiasts.

Cons

• Customer Service: Customer service experiences can vary, impacting overall satisfaction among Nissan Kicks owners.
• Premium Rates: Premiums may be slightly higher compared to some competitors, affecting affordability for Nissan Kicks drivers.

#9 – The General: Best for Affordable Premiums

Pros

• Affordable Premiums: The General is known for offering some of the lowest premiums in the industry, making it highly attractive for budget-conscious Nissan Kicks owners.
• Quick Application Process: The General provides a streamlined application process with instant quotes, ensuring convenience for Nissan Kicks drivers.
• Flexible Payment Options: Offers flexible payment plans, allowing Nissan Kicks enthusiasts to manage their insurance costs effectively.

Cons

• Limited Coverage Options: The General’s coverage options may be more limited compared to larger insurers, potentially offering less comprehensive protection for Nissan Kicks owners.
• Customer Service: Some Nissan Kicks drivers report lower satisfaction with customer service, impacting overall experience. Learn more through our The General insurance review.

#10 – Mercury: Best for Policy Flexibility

Pros

• Strong Financial Stability: Rated A by A.M. Best, Mercury Insurance offers strong financial stability and reliability for Nissan Kicks owners.
• Customizable Coverage: Mercury Insurance provides flexible policy options, allowing Nissan Kicks enthusiasts to tailor coverage to their specific needs. Learn more through our Mercury insurance review.
• Discount Opportunities: Offers various discounts, including multi-policy and good driver discounts, benefiting cost-conscious Nissan Kicks owners.

Cons

• Average Rates: While competitive, premiums from Mercury Insurance may be average or slightly higher compared to some competitors, affecting affordability for Nissan Kicks drivers.
• Limited Availability: Mercury Insurance may not be available in all states, limiting options for Nissan Kicks owners based on their location.

Factors That Affect Nissan Kicks Car Insurance Rates

When insurance companies determine the cost of your Nissan Kicks car insurance, they take into account various factors. These factors include your age, location, driving record, credit score, and the type of coverage and deductibles you choose. Younger drivers, for example, tend to have higher insurance rates due to their lack of driving experience.

Additionally, if you live in an area with high crime rates, your insurance premium may be higher to account for the increased risk of theft or vandalism.

Nissan Kicks Car Insurance Monthly Rates by Coverage Level & Provider

Another important factor that can impact the cost of your Nissan Kicks car insurance is your driving record. If you have a history of traffic violations or accidents, insurance companies may view you as a higher risk driver and charge you higher premiums. On the other hand, maintaining a clean driving record can help lower your insurance costs.

Understanding the Basics of Nissan Kicks Car Insurance

Before diving into the specifics of Nissan Kicks car insurance, it’s important to understand the basics. Car insurance typically includes liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

Liability coverage, mandated by law in most states, covers damages caused to others in an accident where you are at fault. Collision coverage pays for damages to your Nissan Kicks in the event of a collision.

Comprehensive coverage protects against non-collision incidents such as theft or vandalism. Uninsured/underinsured motorist coverage provides financial protection if you’re in an accident with a driver who lacks sufficient insurance.

Considering these types of coverage, you might ask, “How much insurance coverage do I need?” This depends on factors like the value of your Nissan Kicks, your driving habits, and your risk tolerance. Enter your ZIP code now to begin comparing.

Comparing Car Insurance Quotes for Your Nissan Kicks

When it comes to finding the best car insurance for your Nissan Kicks, it’s essential to shop around and compare quotes from different insurance providers. Each insurance company has its own unique underwriting criteria and pricing models, so obtaining multiple quotes will give you a better idea of the price range for your specific circumstances.

When comparing quotes, be sure to review the coverage limits, deductibles, and any additional benefits or discounts offered by each insurer. Additionally, consider the reputation and financial stability of the insurance companies you are considering, as you want to choose a provider that will be reliable and responsive in the event of a claim.

Tips for Getting Affordable Nissan Kicks Car Insurance