Cheap Tesla Model 3 Car Insurance in 2025 (10 Best Companies for Savings)
The leading insurers for cheap Tesla Model 3 car insurance are State Farm, Nationwide, and USAA, with rates starting at $25 per month. These providers excel with their affordable premiums, comprehensive coverage, and high customer satisfaction, making them the best choices for insuring your Tesla Model 3.
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Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn


Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Chris Abrams
Updated January 2025
18,155 reviewsCompany Facts
Min. Coverage for Tesla Model 3
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews
3,071 reviewsCompany Facts
Min. Coverage for Tesla Model 3
A.M. Best Rating
Complaint Level
Pros & Cons
3,071 reviews
6,589 reviewsCompany Facts
Min. Coverage for Tesla Model 3
A.M. Best Rating
Complaint Level
Pros & Cons
6,589 reviewsSummary: Best Car Insurance for Tesla Model 3 Owners
Finding cheap Tesla Model 3 car insurance is achievable with top providers like State Farm, Nationwide, and USAA, offering rates starting at $25 per month. Factors influencing these rates include the car’s value, driving record, location, and coverage level. Comprehensive coverage, including protection against theft, vandalism, and natural disasters, is beneficial for Tesla owners.
Utilizing discounts for electric vehicles, maintaining a clean driving record, and comparing quotes from multiple providers can lead to significant savings. Regularly reviewing and updating your insurance policy ensures you have the most suitable coverage at the best rate. For further details, consult our article named “Loyalty Car Insurance Discount.” Find cheap car insurance quotes by entering your ZIP code below.

Frequently Asked Questions
What factors affect the cost of cheap Tesla Model 3 car insurance?
The cost of cheap Tesla Model 3 car insurance is influenced by factors such as the driver’s age, location, driving history, chosen coverage options, and deductible amounts. Expand your understanding with our “Best Car Insurance Companies for Teslas.”
Is insurance for a Tesla Model 3 more expensive than for other vehicles?
Insurance for a Tesla Model 3 is often slightly more expensive than for traditional vehicles due to the high repair costs for its electric components. However, cheaper options are available depending on your provider and coverage choices. Find cheap car insurance quotes by entering your ZIP code below.
Are there specific discounts available for cheap Tesla Model 3 insurance?
Yes, some insurers offer discounts for Tesla Model 3 owners, including savings for advanced safety features, being a safe driver, or bundling multiple policies, which can make insurance more affordable.
Do all insurance companies offer cheap Tesla Model 3 car insurance?
Most insurance companies offer coverage for Tesla Model 3, but not all may provide the most competitive rates. It’s important to compare quotes to find the best deals. Gain deeper insights by exploring our “Does State Farm car insurance cover damage caused by a manufacturer defect?“
How can I lower the cost of cheap Tesla Model 3 insurance?
To lower the cost of cheap Tesla Model 3 insurance, maintain a clean driving record, choose higher deductibles, take advantage of available discounts, and compare quotes from different insurance providers.
Which companies offer the most affordable Tesla Model 3 insurance?
Companies such as State Farm, Nationwide, and USAA offer affordable Tesla Model 3 insurance, with rates starting as low as $25 per month.
How does the cost of cheap Tesla Model 3 insurance compare to other vehicles?
While Tesla Model 3 insurance may be slightly higher than for some other vehicles due to repair costs, comparing quotes can help you find cheaper rates that offset these costs. Elevate your knowledge with our “Nationwide SmartRide Car Insurance Discount.”
What factors should I consider to get cheap insurance for a Tesla Model 3?
Consider factors such as the vehicle’s value, your driving history, the level of coverage, and available discounts to secure cheap insurance for your Tesla Model 3.
Are there discounts specifically for Tesla Model 3 insurance?:
Yes, discounts may be available for Tesla Model 3 owners, such as those for advanced safety features and good driving records, which can help reduce insurance costs.
What should I look for when choosing a cheap insurance policy for a Tesla Model 3?
Look for policies that offer comprehensive coverage at a competitive price, take advantage of discounts, and ensure the insurer covers electric vehicles. Get the full story by checking out our “Can I change my USAA car insurance coverage at any time?“
Can the advanced safety features of a Tesla Model 3 help lower insurance costs?
What should I know about the claims process for Tesla Model 3 insurance?:
How often should I review my cheap Tesla Model 3 insurance policy?:
What additional resources can help me find cheap Tesla Model 3 insurance?
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