Best Delaware Insurance Agents & Brokers (2024)

An insurance agent is a licensed representative of an insurance company, authorized to sell and service insurance policies on behalf of that company. An insurance broker, on the other hand, works independently and represents multiple insurance companies, offering a wider range of options to their clients.

To become an insurance agent or broker in Delaware, you must pass a licensing exam and meet the state’s education requirements. This typically involves completing pre-licensing coursework and continuing education courses throughout your career. You can find more information on the Delaware Department of Insurance website.

You can verify an insurance agent or broker’s license status by searching the Delaware Department of Insurance’s Producer Database. This online tool allows you to search for licensed producers by name or license number.

Delaware insurance agents and brokers can offer a range of insurance products, including auto, home, life, health, and business insurance. They may also specialize in certain types of insurance, such as marine insurance or cyber liability insurance.

When selecting an insurance agent or broker in Delaware, consider their experience, reputation, and knowledge of the insurance products you are interested in. You may also want to ask for references or referrals from other satisfied clients.

If you have a complaint about an insurance agent or broker in Delaware, you can file a complaint with the Delaware Department of Insurance. The department has a Consumer Services Division that investigates complaints and takes appropriate action as needed.

Yes, many insurance companies allow you to purchase insurance directly from their website or over the phone. However, working with an agent or broker may offer additional benefits, such as personalized guidance and access to a wider range of insurance options.