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Ford Car Insurance Discount for 2025

When it comes to safeguarding your Ford car and your peace of mind, the Ford Car Insurance Discount offers an exclusive opportunity to reduce your insurance premiums and secure a range of essential benefits. Whether you're a current Ford owner, in the market for a new Ford car, or possess a commendable driving history, this discount is designed to provide you with the coverage you need.

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Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

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Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

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Kalyn Johnson

Updated October 2024

Ford auto insurance Discount

Available Car Insurance Discounts

  • Multi-Policy Discount: Combine car and homeowners insurance with the same company for extra savings.
  • Good Student Discount: Maintain a high GPA or meet academic criteria for student discounts.
  • Defensive Driving Course Discount: Completing a defensive driving course can lead to lower premiums.
  • Safe Driving Discount: A clean driving record can result in cost-effective coverage.
  • Pay-in-Full Discount: Paying premiums in full can help you save over time.
  • Low Mileage Discount: Infrequent driving can lead to lower premiums.
  • Senior Driver Discount: Senior citizens may qualify for reduced insurance costs.

What does the discount cover?

  • Liability coverage: This covers any damages you may cause to other people’s property or any injuries they may sustain in an accident that you are responsible for.
  • Collision coverage: This covers the cost of repairs to your Ford car if it is damaged in a collision with another vehicle or object, such as a tree or fence.
  • Comprehensive coverage: This covers the cost of repairs or replacement of your Ford car if it is damaged or stolen in a non-collision event, such as theft, vandalism, or natural disasters like floods or fires.
  • Personal injury protection (PIP): This covers medical expenses and lost wages for you and your passengers if you are injured in a car accident, regardless of who is at fault.
  • Uninsured/underinsured motorist coverage: This covers damages or injuries that you sustain in an accident caused by a driver who does not have enough insurance to cover your losses.

It’s important to note that the exact coverage and discounts offered may vary depending on your insurance provider and your specific policy. However, the Ford Car car insurance discount generally covers these basic benefits, which can give you peace of mind knowing that you and your vehicle are protected in case of an accident or other unforeseen events.

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Who is eligible for the discount?

  • Current Ford car owners: If you currently own or lease a Ford car, you may be eligible for the discount. This includes all models of Ford cars, from the compact Fiesta to the full-size F-150 pickup truck.
  • New Ford car buyers: If you’re in the market for a new Ford car, you may also be eligible for the discount. This is a great way to save money on your car insurance premiums if you’re planning on buying a new Ford car anyway.
  • Good drivers: Insurance companies generally offer discounts to drivers who have a clean driving record and have not been involved in any accidents or received any traffic violations. If you have a good driving history, you may be eligible for the Ford Car car insurance discount
  • Multiple vehicle owners: If you own more than one vehicle, you may be eligible for a discount on your car insurance premiums. This can include a discount on your Ford car insurance if you have other cars insured with the same company.
  • Members of certain organizations: Some insurance companies offer discounts to members of certain organizations, such as alumni associations or professional organizations. If you’re a member of one of these groups, you may be eligible for the Ford Car car insurance discount.

It’s important to keep in mind that eligibility for the Ford Car car insurance discount may vary depending on your insurance provider and the specific terms of your policy. Be sure to check with your insurance company to see if you qualify for this discount and to learn more about the terms and conditions.

What other discounts are available?

  • Multi-policy discount: If you have more than one insurance policy with the same company, such as car insurance and homeowners insurance, you may be eligible for a multi-policy discount. This discount can help you save money on your car insurance premiums.
  • Good student discount: If you’re a student who maintains a high grade point average (GPA) or meets other academic criteria, you may be eligible for a good student discount. This can help you save money on your car insurance premiums.
  • Defensive driving course discount: If you complete a defensive driving course, you may be eligible for a discount on your car insurance premiums. This can help you become a safer driver and save money on your insurance at the same time.
  • Safe driving discount: If you have a clean driving record and have not been involved in any accidents or received any traffic violations, you may be eligible for a safe driving discount. This can help you save money on your car insurance premiums.
  • Pay-in-full discount: If you pay your car insurance premiums in full rather than making monthly payments, you may be eligible for a pay-in-full discount. This can help you save money on your car insurance premiums over time.
  • Low mileage discount: If you don’t drive your Ford car very often, you may be eligible for a low mileage discount. This can help you save money on your car insurance premiums if you only use your car for short trips or for commuting to work.
  • Senior driver discount: If you’re a senior citizen, you may be eligible for a discount on your car insurance premiums. This can help you save money on your car insurance as you get older.

Again, it’s important to keep in mind that eligibility for these discounts may vary depending on your insurance provider and the specific terms of your policy. Be sure to check with your insurance company to see if you qualify for any of these discounts and to learn more about the terms and conditions.

In summary: about Ford Car Insurance Discount

The Ford car insurance discount is a special offer available to current Ford owners or lessees that can save them money on their insurance premiums. The discount covers a range of benefits, such as lower rates and add-ons to your insurance policy like roadside assistance or rental car coverage. To be eligible for the discount, you must have a good driving record and meet other qualifications set by the insurance company. Additionally, there are other discounts available to customers, depending on their qualifications, such as safe driving discounts, low mileage discounts, and discounts for students or military members. To find out more about the Ford car insurance discount and other discounts available to customers, contact your insurance provider or speak with a Ford representative.

Frequently Asked Questions

Can I get the Ford car insurance discount if I don’t own a Ford?

No, the discount is only available to current Ford owners or lessees.

How do I know if I’m eligible for other discounts?

To find out if you’re eligible for other discounts, contact your insurance provider or speak with a Ford representative. You’ll need to provide certain information, such as your driving record or proof of enrollment.

How much can I save with the Ford car insurance discount?

The amount of savings you can receive through the Ford car insurance discount will vary depending on several factors, including your driving history, location, and the type of Ford vehicle you purchase or lease. However, Ford states that customers could save up to 40% on their auto insurance premiums.

What types of Ford vehicles are eligible for the insurance discount?

The insurance discount program is available for most new Ford vehicles, including cars, trucks, and SUVs. However, some exclusions may apply, so it’s best to check with your local Ford dealership or insurance provider for details.

Do I have to purchase or lease my Ford vehicle from a specific dealer to qualify for the insurance discount?

No, the Ford car insurance discount program is available to customers who purchase or lease a new Ford vehicle from any authorized Ford dealership in the United States.

How do I sign up for the Ford car insurance discount program?

To enroll in the Ford car insurance discount program, you will need to contact the participating insurance provider directly. Your local Ford dealership can provide you with more information on how to enroll.

Can I combine the Ford car insurance discount with other discounts or promotions?

It depends on the specific terms and conditions of the insurance discount program and any other discounts or promotions you may be eligible for. You should consult with your local Ford dealership or insurance provider to determine if you can combine discounts.

Is the Ford car insurance discount program available in all states?

The Ford car insurance discount program is currently available in most states, but some exclusions may apply. You should check with your local Ford dealership or insurance provider to confirm availability in your state.

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