Cheap Hyundai Santa Fe Car Insurance in 2025 (Save Big With These 10 Companies!)
State Farm, USAA, and Progressive are our top prominent insurers that offer cheap Hyundai Santa Fe car insurance, starting at $40 per month. These companies prioritize offering a wide range of coverage choices to ensure reliable protection and peace of mind for their customers' driving requirements.
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Table of Contents
Table of Contents
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Laura Gunn
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated September 2024
18,155 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews
6,589 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe
A.M. Best Rating
Complaint Level
Pros & Cons
6,589 reviews
13,283 reviewsCompany Facts
Min. Coverage for Hyundai Santa Fe
A.M. Best Rating
Complaint Level
Pros & Cons
13,283 reviews
State Farm is renowned for offering affordable and cheap Hyundai Santa Fe car insurance, featuring competitive rates starting at only $40 per month for minimum coverage.
Teaming up with USAA and Progressive, these insurance providers offer cost-effective and thorough auto insurance policies that emphasize customer satisfaction and dependable coverage.
Our Top 10 Company Picks: Cheap Hyundai Santa Fe Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $40 B Vehicle Safety State Farm
#2 $45 A++ Military Discounts USAA
#3 $50 A+ Snapshot Program Progressive
#4 $52 A+ Multi-Vehicle Nationwide
#5 $53 A+ Loyalty Rewards American Family
#6 $55 A+ New Car Allstate
#7 $56 A++ Hybrid Discounts Travelers
#8 $58 A Custom Coverage Farmers
#9 $60 A Safety Features Liberty Mutual
#10 $62 A+ Customer Satisfaction Amica
The cost of car insurance for a Hyundai Santa Fe can vary depending on several factors. In this article, we will explore the various aspects that can influence the insurance rates for this popular midsize SUV. By understanding these factors, you can make informed decisions when purchasing insurance coverage for your Hyundai Santa Fe. Enter your ZIP code now.
- State Farm provides liability coverage starting at only $40 per month
- Explore high-quality yet affordable auto insurance solutions
- Rely on us to secure the most economical car insurance policy
#1 – State Farm: Top Overall Pick
Pros
- Extensive Network: With a large network of agents and offices nationwide, State Farm provides accessible customer service and support.
- Good Customer Support: Generally receives positive feedback for customer service, making it easier to navigate policy options and claims processes.
- Multiple Policy Discounts: Offers significant discounts for bundling auto insurance with other policies such as home or life insurance, potentially reducing overall costs.
Cons
- Limited Discounts: While State Farm offers multiple policy discounts, additional discounts like safe driver or vehicle safety feature discounts may not be as substantial compared to some competitors.
- Higher Rates for Young Drivers: Younger drivers might face higher premiums compared to other demographic groups. Follow us through our State Farm insurance review.
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#2 – USAA: Best for Military Discounts
Pros
- Military Focus: USAA provides specialized services and discounts tailored for military members, veterans, and their families. Read more through our USAA insurance review.
- High Customer Satisfaction: Consistently receives top ratings for customer service, claims handling, and overall customer satisfaction.
- Financial Stability: Known for its strong financial stability and reliability, ensuring peace of mind for policyholders.
Cons
- Membership Limitations: Restricted to military personnel, veterans, and their families, excluding the general public from accessing their services.
- Limited Availability: USAA’s services are not available to everyone, which can be a drawback for those who do not meet membership criteria.
#3 – Progressive: Best for Snapshot Program
Pros
- Innovative Programs: Progressive offers unique programs like Snapshot, which bases premiums on driving habits, potentially lowering costs for safe drivers.
- User-Friendly Tools: Easy-to-use online quote and claims management tools make Progressive convenient for tech-savvy customers.
- Wide Range of Discounts: Provides various discounts such as multi-policy, multi-car, and safe driver discounts, helping customers save on premiums.
Cons
- Premium Pricing: While competitive, Progressive’s premium of $50 per month may be higher compared to some other insurers. Read more through our Progressive insurance review.
- Varied Customer Experience: Customer experiences can vary, with some customers reporting issues with claims handling or customer service.
#4 – Nationwide: Best for Multi-Vehicle
Pros
- Multi-Vehicle Discounts: Provides discounts for insuring multiple vehicles under one policy, potentially reducing overall insurance costs.
- Strong Financial Standing: Nationwide has a solid financial reputation, ensuring stability and reliability in handling claims. Read more through our Nationwide insurance review.
- Personalized Service: Offers personalized service through local agents, providing assistance with policy selection and claims.
Cons
- Higher Premium: Nationwide’s premium of $52 per month may be slightly higher compared to some competitors.
- Limited Discounts: While offering multi-vehicle discounts, additional discounts for factors like vehicle safety features may not be as extensive.
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#5 – American Family: Best for Loyalty Rewards
Pros
- Customer Service: Generally receives positive reviews for customer service and claims handling, emphasizing a customer-centric approach.
- Discount Opportunities: Provides various discounts such as bundled policies, safe driver, and loyalty rewards, helping customers save on premiums.
- Community Involvement: Actively involved in supporting local communities, reflecting a commitment to social responsibility.
Cons
- Regional Availability: American Family’s services are primarily available in select regions, limiting accessibility for some customers. Read more through our American Family insurance review.
- Coverage Limitations: Depending on location, certain coverage options or discounts may not be available, reducing flexibility for policyholders.
#6 – Allstate: Best for New Car
Pros
- Drivewise Program: Offers the Drivewise program, which rewards safe driving habits with discounts on premiums.
- Financial Strength: Known for its strong financial stability and reliability in claims handling. Read more through our Allstate insurance review.
- Digital Tools: Provides user-friendly digital tools and apps for managing policies, filing claims, and accessing account information.
Cons
- Premium Pricing: Allstate’s premium of $55 per month may be higher compared to some competitors.
- Mixed Customer Service Reviews: While generally positive, some customers report varied experiences with customer service and claims processes.
#7 – Travelers: Best for Hybrid Discounts
Pros
- Hybrid Vehicle Discount: Offers discounts specifically for hybrid vehicle owners, potentially reducing insurance costs for eco-conscious drivers.
- Customizable Policies: Provides customizable policies to tailor coverage options according to individual needs and preferences.
- Strong Financial Reputation: Travelers has a solid financial standing, ensuring stability and reliability in claims processing. Learn more through our Travelers insurance review.
Cons
- Higher Premium: While competitive, Travelers’ premium of $56 per month may be higher compared to some other insurers.
- Availability: Availability of specific discounts and coverage options may vary depending on location and policy specifics.
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#8 – Farmers: Best for Custom Coverage
Pros
- Discount Opportunities: Provides various discounts such as multi-policy, multi-car, and safe driver discounts, helping customers save on premiums.
- Strong Financial Stability: Known for its solid financial reputation, Farmers ensures reliability in handling claims and long-term coverage.
- Local Agents: Offers personalized customer service through a network of local agents who can assist with policy management and claims. Learn more through our Farmers insurance review.
Cons
- Higher Premium: While competitive, Farmers’ premium of $58 per month may be on the higher side compared to some other insurers.
- Coverage Limitations: Depending on the policy and state, some coverage options or discounts may not be available, limiting flexibility for certain customers.
#9 – Liberty Mutual: Best for Safety Features
Pros
- Comprehensive Coverage Options: Liberty Mutual offers a wide range of coverage options including standard coverages like liability, collision, and comprehensive, as well as additional options for enhanced protection.
- Advanced Safety Features Discounts: Provides discounts for vehicles equipped with advanced safety features such as anti-lock brakes, airbags, and electronic stability control, potentially lowering premiums. Read more through our Liberty Mutual insurance review.
- Digital Tools: Offers user-friendly digital tools and apps for managing policies, filing claims, and accessing account information.
Cons
- Higher Premium: Similar to other providers, Liberty Mutual’s premium of $60 per month may be on the higher side compared to some competitors.
- Availability and Eligibility: Availability of certain discounts and policies may vary by state and customer eligibility, which could limit options for some individuals.
#10 – Amica: Best for Customer Satisfaction
Pros
- Customer Satisfaction: Amica consistently ranks high in customer satisfaction surveys, indicating strong customer service and claims handling.
- Financial Stability: Known for its financial stability, providing peace of mind that claims will be handled efficiently. Read more through our Amica insurance review.
- Discounts: Offers various discounts such as loyalty discounts and bundling discounts for combining auto with home or other policies.
Cons
- Premium Pricing: Amica’s premium of $62 per month may be higher compared to some competitors.
- Availability: Limited availability in certain regions, which may restrict access to their policies and services.
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Factors That Affect Hyundai Santa Fe Car Insurance Rates
Understanding the Insurance Coverage Options for Hyundai Santa Fe
Tips for Finding Affordable Car Insurance for Hyundai Santa Fe
To find affordable car insurance for your Hyundai Santa Fe, compare quotes from multiple insurers and consider maintaining a clean driving record. Opt for a higher deductible and look for discounts like safe driving and bundling policies.
Understanding car insurance coverage types such as liability, collision, comprehensive, and others can help you choose the right coverage at a competitive price. These steps can help you secure cost-effective insurance that suits your needs.
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Common Misconceptions About Insuring a Hyundai Santa Fe
Frequently Asked Questions
What factors affect the cost of insurance for a Hyundai Santa Fe?
The cost of insurance for a Hyundai Santa Fe can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductible amount, and the insurance provider’s pricing policies.
Are there any specific safety features on the Hyundai Santa Fe that could lower insurance costs?
Yes, the Hyundai Santa Fe comes equipped with several safety features that may help reduce insurance costs. These features can include anti-lock brakes, airbags, traction control, electronic stability control, and advanced driver-assistance systems. Enter your ZIP code now to begin.
Do insurance rates vary depending on the model year of the Hyundai Santa Fe?
Is it more expensive to insure a Hyundai Santa Fe compared to other similar SUVs?
The cost of insuring a Hyundai Santa Fe can vary depending on the specific insurance provider and the SUVs being compared. It is advisable to obtain insurance quotes from multiple providers to compare the costs for insuring different SUV models and make an informed decision.
Can I get discounts on insurance for a Hyundai Santa Fe?
Yes, insurance providers often offer various discounts that can help lower the cost of insuring a Hyundai Santa Fe. These discounts can include safe driver discounts, multi-policy discounts, anti-theft device discounts, and good student discounts. Enter your ZIP code now to begin.
What are the starting monthly premiums offered by State Farm, USAA, and Progressive for insuring a Hyundai Santa Fe?
How do factors like driving record, location, and vehicle features influence insurance rates for the Hyundai Santa Fe?
Factors such as a clean driving record, location (including state regulations), and vehicle features (like safety ratings and anti-theft devices) can affect insurance rates. These factors collectively determine premiums, with safer drivers and lower-risk locations generally receiving lower rates.
What types of coverage options are typically available for Hyundai Santa Fe owners, and why is it important to understand these options?
Typical coverage options include liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and personal injury protection. It’s important to understand these options to tailor insurance coverage to specific needs, ensuring adequate protection against various risks on the road. Enter your ZIP code now.
Which insurance providers are highlighted for offering discounts based on factors like safe driving, vehicle safety features, and bundling policies?
According to the article, what are some common misconceptions about insuring a Hyundai Santa Fe, and how does the article address these misconceptions?
Common misconceptions include assuming SUVs always have higher premiums due to repair costs. The article addresses this by explaining that factors like driving record and coverage choices have a greater impact on rates than vehicle type alone. It emphasizes understanding these factors to secure cost-effective insurance tailored to individual circumstances.
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