Best Iowa Insurance Agents & Brokers (2025)

An insurance agent in Iowa is licensed to sell insurance policies on behalf of one or more insurance companies. An insurance broker, on the other hand, works as an intermediary between the insurance buyer and the insurance company. The broker represents the buyer, not the insurer, and is not an employee of the insurance company.

To become an insurance agent in Iowa, one must be at least 18 years old, have a high school diploma or equivalent, complete pre-licensing education, pass a licensing exam, and apply for a license with the Iowa Insurance Division. Continuing education courses are also required to maintain the license.

Iowa insurance agents can sell a variety of insurance products, including auto, home, health, life, and commercial insurance. Some agents may also specialize in a particular type of insurance.

An insurance agent in Iowa helps clients select the best insurance policies for their needs and budget. Agents also provide information about policy coverage, premiums, deductibles, and other policy features.

Insurance agents in Iowa are typically paid a commission based on the policies they sell. The commission amount may vary depending on the insurance company and the type of policy.

An independent insurance agent in Iowa works with multiple insurance companies, allowing them to offer a wider range of policies and coverage options to their clients. A captive insurance agent, on the other hand, works exclusively for one insurance company.