Kemper Car Insurance Discounts for 2025
Kemper Car Insurance, a trusted name in the industry, offers a range of discounts for safe drivers, students, and homeowners. Find out how you can save on your auto insurance premiums with Kemper.
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Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Laura D. Adams
Updated October 2024
- Safe and Sound Program: This program rewards drivers with safe driving habits. To qualify for this discount, you must have a clean driving record and enroll in the program.
- Multi-Car Discount: If you insure more than one vehicle with Kemper, you can enjoy a discount on your car insurance premiums.
- Good Student Discount: This discount is available to students who maintain good grades. Typically, it applies to high school and college students who meet specific GPA requirements.
- Military Discount: Kemper offers a discount to active and retired military personnel. To qualify, you must provide proof of your military status.
- Homeowner Discount: If you own a home, you may be eligible for this discount. You’ll need to provide proof of homeownership to qualify.
- Payment Plan Discount: Kemper rewards customers who pay their insurance premiums on time or in full. To qualify for this discount, you must make your payments according to the payment schedule.
Kemper Car Insurance Discounts
Kemper Car Insurance Discounts cover a range of policy features to help you save money on your auto insurance premiums. These discounts include:
- Safe driver discount: This discount is for drivers who have a clean driving record and have not had any accidents or moving violations within a specified period.
- Multiple policy discount: If you have more than one insurance policy with Kemper, you may be eligible for a discount on your auto insurance premiums.
- Good student discount: If you are a student who maintains good grades, you may qualify for a discount on your car insurance premiums.
- Anti-theft device discount: If your car has an anti-theft device installed, you may be eligible for a discount on your car insurance premiums.
- Mature driver discount: If you are over the age of 55 and have completed a driver improvement course, you may qualify for a discount on your auto insurance premiums.
- Accident-free discount: If you have not had any accidents within a specified period, you may qualify for a discount on your car insurance premiums.
By taking advantage of these discounts, you can save money on your auto insurance premiums without sacrificing coverage.
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Kemper Car Insurance Discount Eligibility Criteria
To qualify for Kemper Car Insurance Discounts, you must be a current Kemper policyholder and meet the specific requirements of each discount. The eligibility requirements for each discount vary, but here is a general overview of who can qualify for Kemper’s car insurance discounts:
- Safe driver discount: You must have a clean driving record without any accidents, traffic violations, or claims for a certain number of years.
- Multiple policy discount: You must have more than one insurance policy with Kemper, such as a car insurance policy and a homeowner’s insurance policy.
- Good student discount: You must be a full-time student under the age of 25 who maintains a certain grade point average (GPA).
- Anti-theft device discount: Your car must be equipped with a qualifying anti-theft device, such as an alarm system, a GPS tracker, or a steering wheel lock.
- Mature driver discount: You must be over the age of 55 and have completed a driver improvement course approved by Kemper.
- Accident-free discount: You must not have had an accident or filed a claim for a certain number of years.
The discounts may not be available in all states, and the eligibility requirements and discounts may change over time.
Kemper Additional Car Insurance Discount Options and Eligibility Criteria
Kemper offers additional discounts that can help you save even more money on your car insurance policy. These discounts include:
- Military discount: Kemper provides a discount for active and retired military personnel. To qualify for this discount, you must be able to provide proof of your military status.
- Homeowner discount: If you own a home, you may be eligible for a homeowner discount. To qualify for this discount, you must be a homeowner and provide proof of your ownership.
- Payment plan discount: Kemper also offers a payment plan discount for customers who pay their insurance premiums in full or on time. To qualify for this discount, you must make your payments according to the payment schedule.
The eligibility requirements for these discounts may vary depending on the specific discount. Contact Kemper or your insurance agent to learn more about these discounts and their eligibility requirements.
Roundup: Kemper Car Insurance Discounts
Kemper Car Insurance offers several discounts that can help you save money on your auto insurance policy. These discounts include the Safe and Sound Program, which rewards drivers who have safe driving habits, the Multi-Car Discount, which applies when you insure more than one vehicle with Kemper, and the Good Student Discount, which is available to students who maintain good grades.
In addition, Kemper offers a Military Discount, a Homeowner Discount, and a Payment Plan Discount. The Military Discount is available to active and retired military personnel, the Homeowner Discount applies to customers who own a home, and the Payment Plan Discount rewards customers who pay their insurance premiums on time or in full.
To be eligible for these discounts, you must meet certain criteria. For example, to qualify for the Safe and Sound Program, you must have a clean driving record and enroll in the program. To qualify for the Good Student Discount, you must maintain a certain GPA. Similarly, to qualify for the Military Discount, you must provide proof of your military status.
The specific eligibility requirements and discounts may vary depending on your state and policy. Be sure to contact Kemper or your insurance agent to learn more about the discounts that may be available to you and how you can qualify for them.
Frequently Asked Questions
What is the Safe and Sound Program offered by Kemper Car Insurance?
The Safe and Sound Program is a discount program offered by Kemper that rewards safe drivers with premium discounts. Drivers who enroll in the program and have a clean driving record are eligible for discounts.
Who is eligible for the Good Student Discount offered by Kemper Car Insurance?
To be eligible for the Good Student Discount, you must be a student and maintain a certain GPA. Typically, this discount is available to high school and college students.
How do I qualify for the Homeowner Discount offered by Kemper Car Insurance?
To qualify for the Homeowner Discount, you must provide proof of homeownership. This discount is available to customers who own a home.
What is the Payment Plan Discount offered by Kemper Car Insurance?
The Payment Plan Discount rewards customers who pay their insurance premiums on time or in full. To qualify for this discount, you must make your payments according to the payment schedule.
How do I find out more about the discounts offered by Kemper Car Insurance?
To learn more about the discounts offered by Kemper Car Insurance, you can contact Kemper or your insurance agent. They can provide more information on the discounts that may be available to you and how you can qualify for them.
What are Kemper car insurance discounts for 2023?
Kemper offers several discounts on car insurance policies, including the Safe Driver Discount, Multi-Car Discount, AutoPay Discount, Paperless Discount, Good Student Discount, and Early Signing Discount.
How do I qualify for these discounts?
The specific requirements for each discount vary by state and policy. Contact a Kemper agent to learn more about the discounts available in your area and how to qualify for them.
Can I combine discounts?
In most cases, yes. Kemper allows policyholders to combine discounts for additional savings.
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