Best Medicare Companies in Melrose, Massachusetts (2025)
Seeking top-rated medicare companies in melrose, massachusetts? Look no further. Our professional resource offers an extensive selection of insurance providers, ensuring you find the perfect coverage for your needs. From comprehensive plans to specialized options, we've got you covered. Discover the best medicare companies in melrose and secure your peace of mind today.
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Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Peyton Leonard
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Jimmy McMillan
Updated January 2025
- Original Medicare doesn’t cover prescription drugs, but you can buy a standalone Melrose, Massachusetts, Medicare Part D plan for coverage
- Melrose Medicare supplement can only be added to original Medicare
- Melrose, Massachusetts, Medicare supplement plans follow the Massachusetts standards for coverage
Welcome to our informative guide on Medicare companies. If you’re searching for reliable insurance coverage, we’ve got you covered.
In this article, we will delve into the world of Medicare companies, discussing key topics such as coverage options, enrollment processes, and the benefits they offer. Whether you’re looking for comprehensive plans, specialized options, or simply seeking to understand the available choices, we provide valuable insights to help you make an informed decision.
To find the best rates and insurance providers in your area, simply enter your ZIP code and compare rates from top-notch companies. Secure your peace of mind today by taking the first step towards finding the ideal Medicare coverage that suits your needs.
Medicare Advantage by Company in Melrose, Massachusetts
There are Medicare Advantage companies in Melrose, MA, offering a range of options including HMO and PPO plans. There are even some plans available at no additional cost beyond your Melrose Medicare Part B premium. Take a look at the Medicare Advantage companies in Melrose, Massachusetts, to compare plans and coverage.
Medicare Advantage Companies in Melrose, Massachusetts
| Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|---|---|
| AARP Medicare Advantage Choice (Regional PPO) – R7444-001-0 | $49.00 | $295 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $6,700 |
| AARP Medicare Advantage Patriot (PPO) – H3442-005-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| AARP Medicare Advantage Plan 1 (HMO) – H1944-001-0 | $0.00 | $295 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $5,700 |
| AARP Medicare Advantage Plan 2 (HMO) – H1944-004-0 | $45.00 | $295 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $4,500 |
| AARP Medicare Advantage Walgreens (PPO) – H3442-003-0 | $0.00 | $195 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | $6,700 |
| Aetna Medicare Eagle Plan (PPO) – H5521-296-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $6,700 |
| Aetna Medicare Explorer Plan (PPO) – H5521-159-0 | $0.00 | $150 . Tier 1, 2 and 3 exempt | Yes, some additional gap coverage. | Preferred Generic: $5.00, Generic: $7.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% | $6,700 |
| Aetna Medicare Explorer Premier Plan (PPO) – H5521-221-0 | $99.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $2.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $6,700 |
| Aetna Medicare Value Plan (HMO) – H5793-018-0 | $0.00 | $250 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $3.00, Generic: $7.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% | $6,700 |
| Commonwealth Care Alliance (Medicare-Medicaid Plan) – H0137-001-0 | $0.00 | $0 | All Generics, All Brands | Tier 1: 0%, Tier 2: 0%, Tier 3: 0%, Tier 4: 0%, Tier 5: 0% | n/a |
| Fallon Medicare Plus Blue HMO (HMO) – H9001-031-17 | $180.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $7.00, Preferred Brand: $37.00, Non-Preferred Brand: $86.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $3,400 |
| Fallon Medicare Plus Green HMO (HMO) – H9001-030-17 | $89.00 | $300 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $7.00, Preferred Brand: $37.00, Non-Preferred Brand: $86.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $6,700 |
| Fallon Medicare Plus Orange HMO (HMO) – H9001-034-17 | $0.00 | $300 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $7.00, Preferred Brand: $37.00, Non-Preferred Brand: $86.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $7,550 |
| Fallon Medicare Plus Saver No Rx HMO (HMO) – H9001-029-17 | $49.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $7,550 |
| Fallon Medicare Plus Super Saver HMO (HMO) – H9001-032-17 | $51.00 | $445 . Tier Yes exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $9.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | $7,550 |
| Harvard Pilgrim Stride Basic Rx (HMO) – H1660-014-0 | $0.00 | $445 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Brand: $100.00, Specialty Tier: 25% | $4,500 |
| Harvard Pilgrim Stride Value Rx (HMO) – H1660-016-2 | $67.00 | $350 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Brand: $100.00, Specialty Tier: 26% | $3,400 |
| Harvard Pilgrim Stride Value Rx Plus (HMO) – H1660-017-2 | $168.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Brand: $100.00, Specialty Tier: 33% | $3,400 |
| Lasso Healthcare Growth (MSA) – H1924-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Medicare HMO Blue FlexRx (HMO-POS) – H2261-023-1 | $96.00 | $260 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $1.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 28% | $3,900 |
| Medicare HMO Blue PlusRx (HMO) – H2261-005-0 | $267.00 | $200 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $1.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 29% | $3,400 |
| Medicare HMO Blue SaverRx (HMO) – H2261-024-0 | $0.00 | $320 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $7,550 |
| Medicare HMO Blue ValueRx (HMO) – H2261-022-1 | $36.00 | $320 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $6.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $4,900 |
| Medicare PPO Blue PlusRx (PPO) – H2230-002-0 | $263.00 | $200 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $1.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 29% | $3,400 |
| Medicare PPO Blue SaverRx (PPO) – H2230-017-0 | $0.00 | $405 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | $7,550 |
| Medicare PPO Blue ValueRx (PPO) – H2230-018-1 | $76.00 | $320 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $6.00, Preferred Brand: $42.00, Non-Preferred Brand: $95.00, Specialty Tier: 27%, Select Care Drugs: $0.00 | $4,900 |
| NaviCare (HMO D-SNP) – H9001-019-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00 | n/a |
| Senior Care Options Program (HMO D-SNP) – H2225-001-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: 25%, Generic: 25%, Preferred Brand: 25%, Non-Preferred Brand: 25%, Specialty Tier: 25% | n/a |
| Senior Whole Health (HMO D-SNP) – H2224-001-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15% | n/a |
| Senior Whole Health NHC (HMO D-SNP) – H2224-003-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15% | n/a |
| Tufts Health Plan Senior Care Options (HMO D-SNP) – H2256-029-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00, Tier 6: $0.00 | n/a |
| Tufts Health Unify (Medicare-Medicaid Plan) – H7419-001-0 | $0.00 | $0 | All Generics, All Brands | Tier 1: 0%, Tier 2: 0%, Tier 3: 0%, Tier 4: 0% | n/a |
| Tufts Medicare Preferred HMO Basic Rx (HMO) – H2256-026-2 | $46.00 | $225 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $4.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29%, Vaccines: $0.00 | $3,450 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) – H2256-016-2 | $133.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $3,450 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) – H2256-015-2 | $180.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $8.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 33%, Vaccines: $0.00 | $3,450 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) – H2256-001-2 | $214.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $2.00, Generic: $4.00, Preferred Brand: $30.00, Non-Preferred Drug: $80.00, Specialty Tier: 33%, Vaccines: $0.00 | $3,450 |
| Tufts Medicare Preferred HMO Saver Rx (HMO) – H2256-028-0 | $0.00 | $250 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $4.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28%, Vaccines: $0.00 | $7,550 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) – H2256-019-7 | $103.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $3,450 |
| Tufts Medicare Preferred HMO Value Rx (HMO) – H2256-018-7 | $150.00 | $200 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $8.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 29%, Vaccines: $0.00 | $3,450 |
| UnitedHealthcare Senior Care Options (HMO D-SNP) – H2226-001-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 | n/a |
| UnitedHealthcare Senior Care Options NHC (HMO D-SNP) – H2226-003-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 | n/a |
Medicare Part D by Company in Melrose, Massachusetts
Melrose Medicare Part D companies offer plans that cover prescription medications, with deductible and copay options that vary along with the monthly cost. Whether you have original Medicare or a Melrose, Massachusetts, Medicare Advantage plan, you can buy standalone Part D coverage from a local company.
Standalone Medicare Part D Plans in Melrose, Massachusetts
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 177 – 0 by Aetna Medicare |
Monthly Premium: $7.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 49% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 125 – 0 by Elixir Insurance |
Monthly Premium: $14.30 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 171 – 0 by WellCare |
Monthly Premium: $14.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $8.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 137 – 0 by WellCare |
Monthly Premium: $16.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $8.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 182 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 17% Tier 4: 35% Tier 5: 25% |
| Cigna Secure-Essential Rx (PDP) S5617 – 281 – 0 by Cigna |
Monthly Premium: $24.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 49% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 072 – 0 by Mutual of Omaha Rx |
Monthly Premium: $25.10 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 45% Tier 5: 25% |
| WellCare Medicare Rx Select (PDP) S5810 – 276 – 0 by WellCare |
Monthly Premium: $26.40 Annual Deductible: $400 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 219 – 0 by Express Scripts Medicare |
Monthly Premium: $27.40 Annual Deductible: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| WellCare Classic (PDP) S4802 – 076 – 0 by WellCare |
Monthly Premium: $31.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $30.00 Tier 4: 34% Tier 5: 25% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 348 – 0 by UnitedHealthcare |
Monthly Premium: $31.90 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $5.00 Tier 3: $31.00 Tier 4: 40% Tier 5: 25% |
| Express Scripts Medicare – Value (PDP) S5660 – 105 – 0 by Express Scripts Medicare |
Monthly Premium: $32.80 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $30.00 Tier 4: 50% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 004 – 0 by Aetna Medicare |
Monthly Premium: $32.90 Annual Deductible: $225 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 41% Tier 5: 29% |
| Elixir RxSecure (PDP) S7694 – 002 – 0 by Elixir Insurance |
Monthly Premium: $34.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 32% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 102 – 0 by Humana |
Monthly Premium: $35.10 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 036 – 0 by WellCare |
Monthly Premium: $35.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $42.00 Tier 4: 37% Tier 5: 25% |
| Cigna Secure Rx (PDP) S5617 – 008 – 0 by Cigna |
Monthly Premium: $36.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $41.00 Tier 4: 50% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 385 – 0 by UnitedHealthcare |
Monthly Premium: $37.90 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 247 – 0 by Cigna |
Monthly Premium: $40.90 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| Blue MedicareRx Value Plus (PDP) S2893 – 001 – 0 by Anthem Blue Cross and Blue Shield |
Monthly Premium: $50.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $36.00 Tier 4: 40% Tier 5: 25% |
| Humana Premier Rx Plan (PDP) S5884 – 149 – 0 by Humana |
Monthly Premium: $65.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| SilverScript Plus (PDP) S5601 – 005 – 0 by Aetna Medicare |
Monthly Premium: $72.00 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 45% Tier 5: 33% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 126 – 0 by WellCare |
Monthly Premium: $74.40 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 47% Tier 5: 33% |
| Express Scripts Medicare – Choice (PDP) S5660 – 206 – 0 by Express Scripts Medicare |
Monthly Premium: $76.40 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| AARP MedicareRx Preferred (PDP) S5820 – 002 – 0 by UnitedHealthcare |
Monthly Premium: $86.00 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 002 – 0 by Mutual of Omaha Rx |
Monthly Premium: $87.10 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 39% Tier 5: 25% |
| Blue MedicareRx Premier (PDP) S2893 – 003 – 0 by Anthem Blue Cross and Blue Shield |
Monthly Premium: $135.00 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: $30.00 Tier 4: 35% Tier 5: 33% |
Medicare Supplement By Company in Melrose, Massachusetts
Melrose, Massachusetts, Medicare supplement plans are designed to fill in the gaps left by original Medicare. That’s why they’re also known as Medigap plans. Compare Melrose, MA, Medigap companies, and the plans they offer here.
Medicare Supplement Companies in Melrose, Massachusetts
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Standard 15% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| AARP – UnitedHealthcare Insurance Company (Standard 15% Disc/Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| AARP – UnitedHealthcare Insurance Company (Standard/Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Blue Cross and Blue Shield of Massachusetts | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Fallon Health and Life Assurance Company Inc. | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Harvard Pilgrim Health Care Inc. | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Harvard Pilgrim Health Care Inc. (10% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Harvard Pilgrim Health Care Inc. (15% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Harvard Pilgrim Health Care Inc. (5% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Health New England | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana (Humana Insurance Company) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana (Humana Insurance Company) (15% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana (Humana Insurance Company) (15% Disc/Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana (Humana Insurance Company) (Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana Healthy Living (Humana Insurance Company) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana Healthy Living (Humana Insurance Company) (15% Disc) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana Healthy Living (Humana Insurance Company) (15% Disc/Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Humana Healthy Living (Humana Insurance Company) (Household) | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
| Tufts Insurance Company | Medigap Core Plan, Medigap Supplement 1 Plan, Medigap Supplement 1A Plan |
Medicare Supplement Coverage by Plan in Melrose, Massachusetts
Medicare supplement plans in Melrose, MA, are standardized, so you’ll get the same coverage regardless of which company you choose. Find out what the standard Medigap plans in Massachusetts cover here.
Melrose, Massachusetts Standard Medicare Plan Coverage
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Core Plan | Premiums range from $108-$204 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Supplement 1 Plan | Premiums range from $206-$330 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Supplement 1A Plan | Premiums range from $161-$320 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
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Shop for Medicare Coverage in Melrose, Massachusetts
Finding the right coverage for Medicare in Melrose, Massachusetts, is a matter of looking at your choices and narrowing down the best fits for your needs and budget. Whether you want a PPO Medicare Advantage plan in Melrose, MA, or you prefer to bolster original Medicare with a Melrose Medicare supplement plan, shopping around is your best bet.
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Frequently Asked Questions
What Medicare companies are available in Melrose, Massachusetts?
Medicare is a federal program, so there are no specific “Medicare companies” in Melrose or anywhere else. However, there are private insurance companies that offer Medicare Advantage plans, which are an alternative to Original Medicare (Part A and Part B).
What are Medicare Advantage plans?
Medicare Advantage plans, also known as Medicare Part C, are health insurance plans offered by private companies that provide all of the benefits of Original Medicare (Part A and Part B) and often include additional benefits such as prescription drug coverage, vision, dental, and hearing benefits. These plans may have different costs and rules compared to Original Medicare.
Can I enroll in a Medicare Advantage plan if I live in Melrose, Massachusetts?
Yes, as long as you are eligible for Medicare and live in the plan’s service area. Medicare Advantage plans are offered by private insurance companies, so the availability and specific plans may vary by location. It’s important to compare plans and costs before enrolling.
Are there any Medicare resources available in Melrose, Massachusetts?
Yes, there are several resources available for Medicare beneficiaries in Melrose and the surrounding area. The Senior Medicare Patrol (SMP) program helps prevent healthcare fraud and abuse and is available to all Medicare beneficiaries. Additionally, the Massachusetts SHINE program (Serving Health Insurance Needs of Everyone) provides free, unbiased counseling to Medicare beneficiaries to help them understand their coverage options and make informed decisions.
Can I change my Medicare Advantage plan if I’m not satisfied with it?
Yes, you can change your Medicare Advantage plan during the Annual Enrollment Period (AEP), which runs from October 15th to December 7th each year. You can also make changes during the Medicare Advantage Open Enrollment Period (OEP), which runs from January 1st to March 31st each year. It’s important to compare plans and costs before making any changes.
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