Plan ID: H2020-003

What You Need to Know:

  • Clear Spring Health Essential (PPO) is a Medicare Advantage Health Maintenance Organization Local PPO plan.
  • It must provide all of the same hospital and medical benefits as Medicare Part A and Part B, however, costs may be different.
  • It has additional benefits not included in Medicare Part A and Part B, including prescription drug coverage.
  • The plan's monthly premium is $39, which does not include your monthly Medicare Part B premium.
  • The annual deductible for this health plan is $100 (Tier 1 and 2 excluded from the Deductible.).
  • The plan includes an out-of-pocket maximum of $4,500 per year (in-network).
  • Clear Spring Health Essential (PPO) includes a Part D prescription drug plan for prescription medication coverage. The annual deductible is $100 (Tier 1 and 2 excluded from the Deductible.).
  • This plan's Part D Initial Coverage Limit is $21.

$39

Monthly Premium

Medicare Plan Features
Monthly Premium: $39.00
Part C Premium: $18.40
Monthly Premium: Part C Premium: Part D Drug Premium: Part D Supplemental Premium: Total Part D Premium: Drug Deductible: Tiers with No Deductible:
$39.00 $18.40 $20.60 $0 $20.60 $100.0 1.0
Gap Coverage: Yes
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Health Plan Type: Local PPO
Similar Plan: H2020-004
Special Needs Type: NULL
Chronic Condition: NULL
Additional Gap Coverage: Yes, some additional gap coverage.
Maximum Out-of-Pocket Limit for Parts A & B (Moop): $4,500
Annual Deductible: $100 (Tier 1 and 2 excluded from the Deductible.)
Annual Initial Coverage Limit ICL: $4,130
Number of Members enrolled in this plan in Robeson, North Carolina: Plans Summary Star Rating: Customer Service Rating: Drug Cost Rating:
19 members New plan - No summary rating as of yet. New plan - not yet rated. New plan - not yet rated.
Plan Offers Mail Order: Yes
Plan Health Benefits
Total # of Formulary Drugs: 3,276 drugs
Number of Members Enrolled in this Plan in Robeson, North Carolina: 17 members
Number of Drugs Per Tier: NULL
Preferred Pharmacy Cost Sharing During Initial Coverage Phase: NULL
Special Needs Plan SNP Eligibility Requirement: NULL
Monthly Premium Split as Follows:
Part C Premium Part D Base Premium Part D Supplemental Premium Total Premium
$18.40 $20.60 $0.00 $39.00
Monthly Premium with Extra Help Low Income Subsidy:
LIS100 Subsidy Total Monthly Premium with LIS Parts CD LIS25 Subsidy Monthly PartD Premium with LIS LIS25 Subsidy Total Monthly Premium with LIS Parts CD LIS50 Monthly PartD Premium with LIS LIS50 Subsidy Total Monthly Premium with LIS Parts CD LIS75 Monthly PartD Premium with LIS LIS75 Subsidy Total Monthly Premium with LIS Parts CD
$18.40 $15.40 $33.80 $10.30 $28.70 $5.10 $23.50
Formulary Drug Details:
Tier 1 # of Drugs per Tier Tier 1 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 2 # of Drugs per Tier Tier 2 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 3 # of Drugs per Tier Tier 3 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 4 # of Drugs per Tier Tier 4 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 5 # of Drugs per Tier Tier 6 Preferred Pharmacy Cost Sharing (initial coverage phase)
341 $0.00 543 $5.00 934 $42.00 795 $95.00 663 31%

Other Medicare Advantage Plans in Robeson, North Carolina

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Aetna Medicare Value Plan (PPO) (2023)Local PPO$4,950$150
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Aetna Medicare Eagle Plan (PPO) (2023)Local PPO *$6,500$-
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HumanaChoice R1390-002 (Regional PPO) (2023)Regional PPO$7,550$360
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Blue Medicare Essential (HMO) (2023)Local HMO$6,700$375
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Troy Medicare (HMO) (2023)Local HMO$5,900$0
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Lasso Healthcare Growth Plus (MSA) (2023)MSA *$-$-
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HumanaChoice R1390-001 (Regional PPO) (2023)Regional PPO *$5,400$-
4
Humana Honor R1390-003 (Regional PPO) (2023)Regional PPO *$6,700$-
4
Clear Spring Health Essential Plus (PPO) (2023)Local PPO$4,000$0
New plan - not yet rated.
Blue Medicare PPO Enhanced (PPO) (2023)Local PPO$5,900$0
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Lasso Healthcare Growth (MSA) (2023)MSA *$-$-
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Blue Medicare Essential Plus (HMO) (2023)Local HMO$4,200$195
5
Blue Medicare Medical Only (HMO) (2023)Local HMO *$4,400$-
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Medicare Advantage Plans by Clear Spring Health
Clear Spring Health Essential Plus (PPO) (2023)Local PPO$4,000$0
New plan - not yet rated.

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