Best New York Insurance Agents & Brokers (2024)

An insurance agent is a licensed professional who sells insurance policies on behalf of an insurance company.

An insurance broker is a licensed professional who sells insurance policies on behalf of their clients, not the insurance company.

To become a licensed insurance agent or broker in New York, you must complete pre-licensing education, pass a licensing exam, and submit an application to the New York Department of Financial Services.

You can check if an insurance agent or broker is licensed in New York by using the Producer/Licensee Search tool on the New York Department of Financial Services website.

Yes, an insurance agent or broker can help you choose the right insurance policy based on your needs and budget.

Generally, insurance agents and brokers are paid by the insurance company or by commission from the policies they sell. However, some may charge a fee for their services.

Agents and brokers sell a variety of insurance types, including auto, home, life, health, and business insurance.

Yes, some insurance companies offer the option to buy insurance directly from them, but going through an agent or broker can be helpful in finding the best policy for your needs and budget.

When choosing an insurance agent or broker, you should consider their experience, reputation, customer service, and the types of insurance policies they offer.