Mid-Century Insurance Review & Ratings (2025)

Mid-Century Insurance was a California-based car insurance company that was acquired by Farmers Insurance Group in 2001. Although Mid-Century Insurance is no longer operating as an independent company, it is still a part of Farmers Insurance Group, and its products and services are offered through Farmers Insurance agents in certain states.

While there are no recent customer reviews specifically for Mid Century Insurance, customers who choose to work with Farmers Insurance can expect a high level of customer satisfaction and access to a variety of discounts to help save money on their car insurance premiums.

What You Should Know About Mid-Century Insurance

History and Mission of Mid-Century Insurance

Mid-Century Insurance Coverage Options

Mid-Century Insurance offers a variety of car insurance products and services to customers. Here’s an overview of some of the main products and services they offer:

• Liability coverage: This type of coverage is required by law in most states and helps pay for damage or injuries you may cause to others in an accident.
• Collision coverage: This type of coverage helps pay for damage to your vehicle if it is in an accident with another vehicle or object, regardless of who is at fault.
• Comprehensive coverage: This type of coverage helps pay for damage to your vehicle caused by non-collision events, such as theft, vandalism, or weather-related damage.
• Uninsured/Underinsured motorist coverage: This type of coverage helps pay for damages if you’re in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your losses.
• Roadside assistance: This service provides help if you’re stranded on the side of the road due to a flat tire, dead battery, or another roadside emergency.
• Rental car reimbursement: This coverage helps pay for the cost of a rental car while your vehicle is being repaired due to an accident.

The cost of these products and services varies depending on several factors, including your driving history, the type of coverage you select, and the state you live in.

Mid-Century Insurance offers a range of discounts to help customers save on their insurance premiums, including safe driver discounts, multi-car discounts, homeowner discounts, and good student discounts.

States That Offer Mid-Century Insurance

Mid-Century Insurance is currently available in the following 18 states:

• • Arizona

• • California

• • Colorado

• • Connecticut

• • Florida

• • Georgia

• • Idaho

• • Illinois

• • Indiana

• • Kansas

• • Michigan

• • Minnesota

• • Missouri

• • Nevada

• • New York

• • Oklahoma

• • Oregon

• • Texas

It’s important to note that insurance products, coverage limits, and discounts can vary by state. Therefore, it’s a good idea to check with Mid Century Insurance or an authorized agent to get specific details about coverage and pricing in your state.

Mid-Century Insurance Rates Breakdown

The cost of insurance from Mid Century Insurance will depend on a variety of factors, including the state you live in, the coverage options you select, and your individual driving history.

However, like most insurance companies, Mid-Century Insurance offers a variety of discounts that can help customers save money on their premiums.

The best way to get an accurate estimate of how much your insurance from Mid Century Insurance will cost is to get a quote from the company or speak with a licensed agent.

They can help you determine the coverage options that are right for you and provide you with a personalized quote based on your circumstances.

Mid-Century Insurance Discounts Available

Mid-Century Insurance offers a variety of discounts to help customers save money on their car insurance premiums. Here are some examples of the discounts that may be available:

• Safe driver discount: If you maintain a clean driving record with no accidents or moving violations, you may be eligible for a safe driver discount. This discount can be substantial and is often one of the most significant discounts available.
• Multi-car discount: If you insure more than one vehicle with Mid Century Insurance, you may be eligible for a multi-car discount. This discount can vary, but generally, the more vehicles you insure, the higher the discount.
• Homeowner discount: If you own a home, you may be eligible for a homeowner discount on your car insurance. This discount can be a significant saving, so it’s worth checking if you qualify.
• Good student discount: If you’re a student who maintains good grades, you may be eligible for a good student discount. This discount can apply to high school and college students and can be substantial savings.
• Paid in full discount: If you pay your insurance premium in full, you may be eligible for a discount on your premium.

It’s important to note that the availability of discounts can vary by state and by individual circumstances. Therefore, it’s a good idea to check with Mid Century Insurance or an authorized agent to find out what discounts you may be eligible for.

Navigating Mid-Century Insurance Claims Process

Ease of Filing a Claim

Mid Century Insurance provides multiple convenient options for filing insurance claims. Customers can file claims through their online portal, over the phone, or via their mobile app. This flexibility allows policyholders to choose the method that suits their preferences and needs.

Average Claim Processing Time

The average claim processing time at Mid Century Insurance can vary depending on the complexity of the claim and the specific circumstances. However, the company is committed to handling claims promptly and efficiently, striving to minimize any delays in the process.

Customer Feedback on Claim Resolutions and Payouts

While specific customer feedback on claim resolutions and payouts for Mid Century Insurance is not provided in the article, it’s essential to consider the reputation and track record of Farmers Insurance Group, which acquired Mid-Century Insurance in 2001.

Farmers Insurance Group has a strong reputation for providing quality insurance products and excellent customer service, which is likely to extend to Mid Century Insurance policyholders.

Exploring Digital and Technological Features of Mid-Century Insurance

Mobile App Features and Functionality

Mid Century Insurance offers a mobile app that provides policyholders with a range of features and functionalities. The app allows customers to manage their policies, make payments, access policy documents, and file claims conveniently from their mobile devices. It offers a user-friendly interface designed to enhance the overall customer experience.

Online Account Management Capabilities

Customers of Mid Century Insurance can take advantage of robust online account management capabilities. This includes the ability to view and update policy information, track claims, and access essential documents through the company’s secure online portal. The online platform simplifies policy management and streamlines communication between policyholders and the insurer.

Digital Tools and Resources

In addition to the mobile app and online account management, Mid Century Insurance provides policyholders with various digital tools and resources to support their insurance needs.

These resources may include educational materials, FAQs, and access to customer support through digital channels. These digital offerings empower customers to make informed decisions about their coverage and easily navigate their insurance experience.

How Mid-Century Insurance Ranks Among Providers

Mid Century Insurance, now a subsidiary of Farmers Insurance Group, holds a significant position in the auto insurance sector. Let’s explore how it compares to key competitors:

Competitors of Mid Century Insurance:

• State Farm: One of the largest insurers in the U.S., offering a wide range of insurance products with strong financial stability, an extensive network of agents, and a variety of coverage options.
• Allstate: A well-established insurance company providing auto, home, and life insurance, known for innovative coverage options, user-friendly technology, and a variety of discounts.
• GEICO: Widely recognized for its competitive pricing and direct-to-consumer model, generally offering lower premiums, user-friendly online tools, and extensive advertising.

Each competitor, whether State Farm, Allstate, or GEICO, brings a unique blend of strengths, and consumers can consider these aspects when selecting an insurer aligned with their preferences and needs.

Customer Reviews for Mid-Century Insurance

Mid-Century Insurance is not a currently operating car insurance company. It was a California-based company that was acquired by Farmers Insurance Group in 2001. As a result, there are no recent customer reviews available for Mid-Century Insurance.

However, Farmers Insurance Group is a reputable and well-known insurance company that has been in business for almost a century.

They have a strong reputation for providing quality insurance products and excellent customer service. Farmers Insurance has received high ratings from industry experts and customers alike.

In addition, Farmers Insurance has an A+ rating with the Better Business Bureau (BBB), indicating a high level of customer satisfaction and few customer complaints.