QBE Renters Insurance Review & Ratings (2025)
Explore a comprehensive review of QBE Renters Insurance, providing you with valuable insights into their ratings, customer satisfaction levels, claims process, cost analysis, and a host of other important factors. Gain a deeper understanding of the coverage they offer, the quality of their service, and the overall value they provide. Make an informed decision by delving into the extensive information available in our review that meets your needs and offers peace of mind.
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Table of Contents
Table of Contents
Insurance Content Managing Editor
Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...
Daniel S. Young
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best
Updated November 2025
What You Should Know About Qbe Insurance Corporation
- If you already have a policy with QBE for auto or homeowners insurance, you can get a discount for bundling with QBE renters insurance.
- There are a few different add-ons that can help cover the cost of lost or damaged property if it is not already covered by your standard policy.
- There are quite many reviews from within the last year negatively rating QBE’s customer service and claims payouts.
If you’re looking for affordable and reliable renters insurance, QBE Renters Insurance may be a great option for you. In this article, we’ll take a closer look at QBE Renters Insurance and what it has to offer. We’ll explore the coverage options, pricing, and customer service to help you make an informed decision.
Don’t forget to enter your zip code at the end of the article to compare rates from top insurance providers and find the best deal for your needs. Protect your home and your belongings with QBE Renters Insurance today!
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QBE Insurance Overview
Better Business Bureau: B
Standard & Poor’s: A+
Qbe Insurance Corporation Insurance Coverage Options
QBE renters insurance is a standard renters insurance according to the typical market. With QBE, personal injury, personal liability, as well as a few other coverage options, are available to renters.
Renters can get insurance from QBE everywhere in the United States except Alaska and Florida. The only downside, is that QBE is not accepted by every landlord and is only available to select networks. However, if your landlord does accept QBE, these are some of the options that are covered:
- Personal liability
- Personal injury
- Personal property
- Theft
- Vandalism
- Property damage
- Credit card theft / financial fraud (up to $1,000)
- Medical payments
- Protection against fire damage
Along with these, there are some additional coverage options, which include extra coverage for high-value possessions, insurance tailored to college student residences as well as nursing homes, extra identity theft and libel protection, and a higher reimbursement rate for your things.
These add-ons will cost an extra fee to your baseline renters insurance. Pricing, coverage and deductibles will also be based on your region and may fluctuate.
Qbe Insurance Corporation Insurance Rates Breakdown
There are not any quotes listed on QBE’s website for an example, but the average cost in the U.S. for renters insurance ranges from $15-25 per month. Since QBE’s reputation remains relatively on-trend with the insurance market, it is safe to say that the cost for their renters insurance is around the same price point.
This however is never a definite and may be subject to fluctuate based on your state and region.
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Qbe Insurance Corporation Discounts Available
With QBE’s many policy options, the best way to receive the maximum discount is to bundle your policies.
Along with this, your rates will not increase as long as you do not file a claim. This can help drive your rates down over time.
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How do I file a claim with QBE?
There are a few different ways that you can start a claim once you’ve received your QBE renters insurance login.
After reporting your claim, a QBE Claim Professional will contact you within approximately one business day. A claims specialist will then verify the details of your claim and discuss deductibles, potential coverage exceptions and coverage limits with you.
This QBE renters insurance quote will give you a rough estimate on the cost of repairs as well as what can or cannot be replaced under your policy.
If you feel that after you have received this information your policy is not correctly covering damages or property loss, you can call the QBE renters insurance phone number (866-251-5389) to speak with a representative about further coverage.
How Qbe Insurance Corporation Ranks Among Providers
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QBE Renters Insurance Reviews
A.M. Best has QBE listed at a high A rating for financial strength. However, there are quite a bit of customer complaints from within the last few years that have started to decline the high rating that QBE has received in the past.
The Better Business Bureau rates QBE at an A+ for customer satisfaction, but QBE’s customer complaints on BBB, which don’t factor into its A+ rating, reflect a high ratio of complaints. Most of these reviews reflect the dissatisfaction of claims not being paid out as well as customer service not getting back to customers in a timely manner.
On QBE’s website, they boast about their claim response time frame as approximately one business day after a claim is filed. However, according to recent reviews, this promise has not been upheld.
Their online customer service is available 24/7 to make filing claims much more convenient and live hours have a wide range during the day, Monday-Friday.
Frequently Asked Questions
What is QBE renters insurance?
QBE renters insurance is a type of insurance policy that provides coverage for personal belongings and liability protection for renters.
Does QBE renters insurance cover water damage?
Yes, QBE renters insurance typically covers water damage caused by unexpected and accidental events, such as burst pipes, leaks, and flooding. However, the exact coverage and limits may vary based on your policy and region. It’s important to review your policy documents and contact QBE customer service if you have any questions.
Can I cancel my QBE renters insurance policy?
Yes, you can cancel your QBE renters insurance policy at any time. However, you may be subject to fees or penalties if you cancel before the end of your policy term. It’s important to review your policy documents and contact QBE customer service to understand the terms of your policy and any fees or penalties associated with canceling.
What is personal liability coverage with QBE renters insurance?
Personal liability coverage with QBE renters insurance can help protect you if you are legally responsible for causing bodily injury or property damage to someone else. For example, if someone slips and falls in your rental unit and sues you for medical expenses, personal liability coverage can help cover those expenses, up to the limits of your policy. It’s important to review your policy documents and contact QBE customer service if you have any questions.
Are there any discounts for QBE renters insurance?
The best way to receive a discount on QBE renters insurance is to bundle your policies. Rates will not increase as long as you do not file a claim, which can help lower your rates over time.
Should I get QBE renters insurance?
QBE offers competitive rates and personalization options that make buying a policy less stressful. However, it is essential to ensure that your landlord accepts QBE as a form of renters insurance.
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