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Root Car Insurance Discounts for 2025

Welcome to the world of Root car insurance discounts. In this overview, we'll explore how the multi-car, homeowner, good student, and safety course discounts can help you save while ensuring comprehensive coverage.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Written by
Merriya Valleri
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated September 2024

Key Takeaways

  • Multi-Car Discount: Insure more than one car with Root to save up to 25% on your car insurance premiums.
  • Homeowner Discount: Own a home and insure it with Root to save up to 10% on your car insurance premiums.
  • Good Student Discount: Qualify for this discount if you are a student with good grades.
  • Safety Course Discount: Complete a state-approved safety course to be eligible for this discount.

Everything the discount covers

The Root car insurance discount covers the same things as regular car insurance policies, including liability coverage, collision coverage, and comprehensive coverage. Liability coverage pays for damage you cause to other people’s property or injury you cause to other people in an accident. Collision coverage pays for repairs or replacement of your vehicle if you are in an accident. Comprehensive coverage pays for damage to your vehicle that is not caused by an accident, such as theft or vandalism.

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Who is eligible for the discounts

To be eligible for the Root car insurance discount, you must be a safe driver who uses Root’s mobile app to track your driving habits. The app tracks things like how often you drive, how fast you drive, how hard you brake, and how sharply you turn. Based on this data, Root determines your discount eligibility. If you are a safe driver, you could save up to 50% on your car insurance premiums with Root’s discount.

The different types of other discounts available to customers and how you qualify for them:

In addition to the Root car insurance discount, there are other discounts available to Root customers. These include:

  1. Multi-car discount – If you insure more than one car with Root, you could save up to 25% on your car insurance premiums.
  2. Homeowner discount – If you own a home and insure it with Root, you could save up to 10% on your car insurance premiums.
  3. Good student discount – If you are a student with good grades, you could save up to 10% on your car insurance premiums.
  4. Safety course discount – If you complete a state-approved safety course, you could save up to 10% on your car insurance premiums.

To qualify for these discounts, you must meet certain criteria. For example, to qualify for the multi-car discount, you must insure more than one car with Root. To qualify for the homeowner discount, you must own a home and insure it with Root. To qualify for the good student discount, you must be a student with good grades. To qualify for the safety course discount, you must complete a state-approved safety course.

In summary: Root Car Insurance Discounts

In conclusion, the Root car insurance discount is a great way to save money on your car insurance premiums. To be eligible for the discount, you must be a safe driver who uses Root’s mobile app to track your driving habits. The discount covers the same things as regular car insurance policies, including liability coverage, collision coverage, and comprehensive coverage. In addition to the Root car insurance discount, there are other discounts available to Root customers, such as the multi-car discount and the good student discount. To qualify for these discounts, you must meet certain criteria. If you have any questions about the Root car insurance discount or any of Root’s other discounts, be sure to contact their customer service department for more information.

Frequently Asked Questions

How does Root’s mobile app work?

Root’s mobile app tracks your driving habits to determine your discount eligibility. It tracks things like how often you drive, how fast you drive, how hard you brake, and how sharply you turn.

What happens if I don’t qualify for the Root car insurance discount?

If you don’t qualify for the Root car insurance discount, you can still save money on your car insurance by taking advantage of other discounts, such as the multi-car discount or the good student discount.

What should I do if I have an accident?

If you have an accident, you should contact Root’s claims department as soon as possible. They will guide you through the claims process and help you get your car repaired or replaced.

Does Root offer roadside assistance?

Yes, Root offers roadside assistance as an optional add-on to your car insurance policy. With roadside assistance, you can get help if you have a flat tire, run out of gas, or need a tow.

How can I save up to 25% on my car insurance premiums with the multi-car discount?

To qualify for the multi-car discount, you need to insure more than one car with Root. By doing so, you can save up to 25% on your car insurance premiums. This discount is beneficial for households with multiple vehicles, allowing you to enjoy significant savings.

Can owning a home help me save on my car insurance with Root?

Yes, owning a home can qualify you for the homeowner discount with Root. By insuring your home and car with Root, you can save up to 10% on your car insurance premiums. This discount rewards homeowners and offers additional savings on their car insurance.

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