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Safety Features Car Insurance Discount for 2025

The safety features within your vehicle emerge as pivotal players in shaping your premiums. Our article, "Safety First: How Your Car's Safety Features Can Earn You Car Insurance Discounts,"

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Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Reviewed by
Angie Watts

Updated September 2024

Key Takeaways

  • Everything the Discount Covers: Airbags, antilock brakes, electronic stability control, backup cameras, blind spot monitoring, lane departure warning, and collision avoidance systems.
  • Who is Eligible for the Discount: Eligibility hinges on possessing a vehicle with specified safety features. Criteria may differ by insurance provider and new cars with cutting-edge safety features typically qualify.
  • Other Discounts Available: Numerous additional discounts exist beyond the Safety Features discount. Also, specifics regarding eligibility and requirements can be obtained from your insurance provider.

Interesting Attributes of Safety Features Car Insurance Discount:

  • Lower Insurance Premiums: One of the most significant benefits of the Safety Features car insurance discount is that it can significantly lower your insurance premiums. If your car is equipped with safety features like airbags, antilock brakes, and electronic stability control, you may be eligible for discounts of up to 30% on your insurance premiums.
  • Safer Driving: Another benefit of having safety features in your car is that it can make you a safer driver. By reducing the risk of accidents, safety features can help you avoid collisions and stay safe on the road.
  • Increased Resale Value: Safety features can also increase the resale value of your car. If you decide to sell your car in the future, having safety features like airbags, antilock brakes, and electronic stability control can make your car more attractive to potential buyers and increase its value.

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Everything the Discount Covers:

The Safety Features car insurance discount covers a range of safety features that can help keep you and your passengers safe on the road. Some of the features covered by the discount include airbags, antilock brakes, electronic stability control, backup cameras, blind spot monitoring, lane departure warning, and collision avoidance systems. To determine the exact safety features covered by the discount, you should contact your insurance company and ask for more information.

Read more: Collision Mitigation Car Insurance Discount 

Who is Eligible for the Discount:

To be eligible for the Safety Features car insurance discount, you must have a car that is equipped with specific safety features. These features may vary depending on your insurance provider, so it is important to check with your insurance company to determine which features are covered by the discount. Generally, new cars with the latest safety features are more likely to be eligible for the discount.

The Different Types of Other Discounts Available to Customers and How You Qualify for Them:

In addition to the Safety Features car insurance discount, there are other types of discounts available to customers that can help lower their insurance premiums. These discounts include:

  • Multi-Car Discount: If you insure more than one car with the same insurance company, you may be eligible for a multi-car discount.
  • Good Driver Discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a good driver discount.
  • Good Student Discount: If you are a student with good grades, you may be eligible for a good student discount.
  • Low Mileage Discount: If you drive fewer miles than the average driver, you may be eligible for a low mileage discount.
  • Bundling Discount: If you purchase multiple insurance policies from the same company, such as car insurance and homeowners insurance, you may qualify for a bundling discount.

To qualify for these discounts, you should contact your insurance company and ask for more information on the requirements and eligibility criteria.

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In Conclusion: Safety Features Car Insurance Discount

The Safety Features car insurance discount is a valuable way to save money on your insurance premiums while also ensuring that you and your passengers are protected in the event of an accident. By having certain safety features on your vehicle, you may be eligible for this discount and others offered by your insurer. Be sure to check with your provider to see what discounts you may be eligible for and how much you can save.

Frequently Asked Questions

What is a safety features car insurance discount?

A safety features car insurance discount is a discount that is offered to drivers whose cars are equipped with certain safety features, such as airbags, anti-lock brakes, and electronic stability control.

How much of a discount can I get for having safety features in my car?

The amount of the discount can vary by insurance provider, but typically ranges from 5% to 15% off your premium.

What safety features qualify for the discount?

The safety features that qualify for the discount can vary by insurance provider, but typically include airbags, anti-lock brakes, electronic stability control, and anti-theft devices.

How do I prove that my car has safety features installed?

Your insurance provider may ask for documentation or proof of the safety features installed on your car. This could include the car’s owner manual or a document from the manufacturer.

Can the discount be combined with other discounts?

It depends on your insurance provider’s policies. Some providers may allow you to combine the safety features discount with other discounts, while others may not.

Will the safety features discount apply to all drivers on my policy?

It depends on your insurance provider’s policies. Some providers may only apply the discount to the driver of the car with the safety features, while others may extend the discount to all drivers on the policy.

How long will the safety features car insurance discount be valid for?

The length of time the discount is valid for can vary by insurance provider, but typically lasts for as long as you continue to own the car with the safety features.

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