Best Virginia Insurance Agents & Brokers (2025)

An insurance agent is a licensed professional who works for an insurance company and sells policies on their behalf. An insurance broker is an independent professional who works with multiple insurance companies to find the best policy for their clients.

To become an insurance agent or broker in Virginia, you must obtain a license from the Virginia Bureau of Insurance. You will need to pass a state exam and complete pre-licensing education courses.

You can purchase insurance directly from an insurance company or through an agent or broker in Virginia. It is up to you to decide which option works best for your needs.

When choosing an insurance agent or broker in Virginia, you should consider factors such as their experience, expertise, and customer service. You can also ask for referrals from friends and family or check online reviews.

An insurance agent or broker in Virginia is typically paid through commission, which is a percentage of the premium paid by the policyholder. They may also receive bonuses or incentives for selling certain policies or meeting sales targets.

Yes, an insurance agent or broker can assist you with filing and managing insurance claims in Virginia. They can help you understand your coverage, gather necessary documentation, and communicate with the insurance company on your behalf.

Yes, you can switch insurance agents or brokers in Virginia at any time. You should notify your current agent or broker and make arrangements to transfer your policy to the new agent or broker.