Best Washington Insurance Agents & Brokers (2025)

An insurance agent is a licensed professional who helps individuals and businesses find insurance coverage that meets their specific needs. They can offer a range of insurance products, including home, auto, life, health, and business insurance.

An insurance broker is also a licensed professional who helps individuals and businesses find insurance coverage, but they typically work with multiple insurance companies to find the best coverage and rates for their clients.

The main difference between an insurance agent and a broker is that agents typically work for a single insurance company and sell that company’s products, while brokers work with multiple insurance companies and can offer a wider range of insurance options.

To become an insurance agent or broker in Washington, you must complete the necessary education and training, pass the state licensing exam, and meet any additional requirements set by the Washington State Office of the Insurance Commissioner. Specific requirements may vary depending on the type of insurance you plan to sell.

You can verify an insurance agent or broker’s license in Washington by using the License Lookup tool on the Washington State Office of the Insurance Commissioner’s website.

Yes, insurance agents and brokers in Washington are required to have errors and omissions (E&O) insurance to protect against claims of negligence or mistakes in their professional services.

Insurance agents and brokers are typically compensated through commissions on the insurance policies they sell. The amount of the commission varies depending on the type of insurance and the insurance company.

You can find a reputable insurance agent or broker in Washington by asking for referrals from friends, family, or business associates, or by searching online for reviews and ratings. You can also check the agent or broker’s license status and complaint history with the Washington State Office of the Insurance Commissioner.