Best West Virginia Insurance Agents & Brokers (2025)

An insurance agent is a licensed professional who represents one or more insurance companies and sells their policies to clients. A broker, on the other hand, works for the client and searches for the best insurance policy from multiple insurance companies to meet the client’s needs.

In West Virginia, insurance agents and brokers are required to hold a valid license from the West Virginia Offices of the Insurance Commissioner. The requirements for obtaining a license may vary depending on the type of insurance being sold.

You can verify an insurance agent or broker’s license in West Virginia by using the National Producer Registry (NPR) or by contacting the West Virginia Offices of the Insurance Commissioner.

Yes, an insurance agent or broker can help you find the right insurance policy for your needs. However, it’s important to note that insurance agents work for the insurance company and brokers work for the client. This means that agents may be limited to offering policies from the company they represent, while brokers have more flexibility in finding policies from multiple insurance companies.

Insurance agents and brokers in West Virginia can sell a wide range of insurance policies, including auto, home, renters, life, health, disability, and business insurance, among others.

Insurance agents and brokers in West Virginia typically earn commissions on the policies they sell. The commission percentage may vary depending on the type of insurance being sold and the insurance company they represent.

It’s possible to purchase insurance directly from an insurance company, but using an agent or broker may be beneficial in helping you find the right policy for your needs and budget. Additionally, agents and brokers may be able to offer valuable advice and guidance throughout the insurance buying process.

When choosing an insurance agent or broker in West Virginia, it’s important to look for someone who is licensed, experienced, and knowledgeable about the type of insurance you need. Additionally, you may want to consider their reputation, customer service, and communication skills.